Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance prices for a Nissan Versa are $1,346 every 12 months for full coverage. Comprehensive insurance costs around $248 each year, collision insurance costs $524, and liability coverage costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs $2,938 or more. 16-year-old drivers pay the most at up to $5,136 a year.

Average premium for full coverage: $1,346

Premium estimates for type of coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Versa models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why all drivers should compare prices for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Nissan Versa insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $769
• Using higher $1,000 deductibles will save about $176 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,346
• Buying low deductibles for physical damage coverage costs an extra $342 each year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,938
• An auto insurance policy to insure a teenage driver can be $5,136 or more

View Chart as Image

Insurance prices for a Nissan Versa also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $520 a year, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers can be around 43% to 132% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan Versa insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Nissan Versa Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates at least every other year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The points below are a recap of the car insurance concepts covered above.

• Drivers that have major violations or accidents may pay on average $1,590 more every year to insure a Nissan Versa
• Drivers can save up to $160 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $525 each year
• Consumers who may need increased liability limits will pay around $460 each year to increase from 30/60 bodily injury limits to a 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.