Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

The average insurance rates for a Nissan Versa are $1,346 a year with full coverage. Comprehensive costs an estimated $248, collision insurance costs $524, and liability coverage is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs around $2,938. Teen drivers cost the most to insure at up to $5,136 a year.

Average premium for full coverage: $1,346

Policy rates broken down by type of insurance:

Price estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Versa trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas. The price range example below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should get quotes for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Nissan Versa insurance rates for other coverage scenarios.

• The lowest rate with discounts is $769
• Choosing higher $1,000 deductibles can save approximately $176 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,346
• Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,688
• Drivers with multiple violations and an at-fault accident could pay up to $2,938
• Policy cost that insures a teenage driver with full coverage can cost as much as $5,136 each year

View Chart as Image

Auto insurance rates for a Nissan Versa also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance ranges around 43% to 132% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Versa insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,820 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $520 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Versa Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Shop around at every other renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The following is a condensed summary of the concepts that were covered in the above illustrations.

• Drivers with multiple at-fault accidents could be forced to pay on average $1,590 more annually for Versa insurance
• Teens are the costliest to insure, as much as $428 each month if the policy includes full coverage
• You may be able to save approximately $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• You may be able to save approximately $160 per year just by shopping early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.