Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

U.S. average insurance rates for a Nissan Versa are $1,346 a year with full coverage. Comprehensive costs around $248, collision insurance costs $524, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs around $2,938. Teen drivers pay the highest rates at up to $5,136 a year.

Average premium for full coverage: $1,346

Price estimates for individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Versa models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance rates.

The ranges above demonstrate why everyone should get quotes for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Nissan Versa insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $769
• Choosing higher $1,000 deductibles can save about $176 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,346
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,688
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,938
• The price that insures a 16-year-old driver for full coverage can be $5,136 each year

View Chart as Image

Auto insurance prices for a Nissan Versa are also quite variable based on the model of your Versa, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,600 to $2,200 in extra premium each year, depending on your age. Nissan Versa insurance for high-risk drivers ranges from 43% to 132% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Versa insurance prices. A good driver about age 40 could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,820 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $520 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Versa Insurance

Getting lower rates on insurance for a Nissan Versa takes avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around at least every other year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a summary of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,590 more every year for car insurance
• You may be able to save up to $160 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $525 each year
• Insureds who may need higher liability limits will pay about $460 every year to raise limits from a low limit to the 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.