Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,374 a year for full coverage. Comprehensive insurance costs an estimated $260, collision costs $424, and liability costs around $510. Buying just liability costs as low as $568 a year, with insurance for high-risk drivers costing $2,966 or more. Teens pay the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,374

Price estimates broken down by individual coverage:

Prices are based on $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Titan models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. More rural locations have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates how geographic area affects insurance prices.

The ranges above show why everyone should compare prices for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Nissan Titan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $807
• Using higher $1,000 deductibles will save approximately $154 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,374
• Selecting pricier low deductibles for physical damage coverage will cost an extra $300 every year
• Drivers with serious driving violations could pay up to $2,966 or more
• The price for full coverage for a teen driver for full coverage can cost as much as $5,308 or more

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Insurance prices for a Nissan Titan are also quite variable based on your driving record, the trim level of your Titan, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

The state you live in has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see prices as low as $910 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,960 on average in New York, Louisiana, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $460 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $507 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,600 to $2,300 additional each year, depending on your age. Nissan Titan insurance for high-risk drivers can be as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Titan Insurance

Getting lower rates on car insurance requires not taking risks behind the wheel, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates once a year by requesting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following is a brief review of the data that was presented in the illustrations above.

• Drivers can save approximately $160 per year simply by quoting online well ahead of the renewal date
• Policyholders who want higher liability limits will pay approximately $560 each year to increase from a low limit to 250/500 limits
• Teens are expensive to insure, with premiums as much as $442 a month including comprehensive and collision insurance
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,590 more annually for Titan insurance