Nissan Titan Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average insurance rates for a Nissan Titan are $1,408 a year with full coverage. Comprehensive costs approximately $270 a year, collision costs $458, and liability coverage is estimated at $500. Liability-only insurance costs approximately $560 a year, with high-risk driver insurance costing around $3,040. Teens pay the highest rates at $5,408 a year or more.
Average premium for full coverage: $1,408
Price estimates by individual coverage:
Estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Titan trim levels.
Price Range from Low to High
For an average driver, Nissan Titan insurance prices go from the low end price of $560 for your basic liability-only policy to a high of $3,040 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion.
The diagram below illustrates the effect of geographic area on auto insurance prices.
The ranges above demonstrate why it is important to get quotes using their specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $824
- Choosing higher $1,000 deductibles can save $1,242 annually
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,408
- Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,728
- Drivers with serious driving violations could pay around $3,040 or more
- The price that insures a teenage driver can cost $5,408 each year
Car insurance prices for a Nissan Titan are also quite variable based on the trim level of your Titan, your age and driving habits, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 135% more than the average policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,400 a year. View Rates by Age
The state you live in plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,900 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,272 | -$136 | -9.7% |
| Alaska | $1,080 | -$328 | -23.3% |
| Arizona | $1,168 | -$240 | -17.0% |
| Arkansas | $1,408 | -$0 | 0.0% |
| California | $1,604 | $196 | 13.9% |
| Colorado | $1,342 | -$66 | -4.7% |
| Connecticut | $1,446 | $38 | 2.7% |
| Delaware | $1,594 | $186 | 13.2% |
| Florida | $1,760 | $352 | 25.0% |
| Georgia | $1,300 | -$108 | -7.7% |
| Hawaii | $1,008 | -$400 | -28.4% |
| Idaho | $954 | -$454 | -32.2% |
| Illinois | $1,046 | -$362 | -25.7% |
| Indiana | $1,060 | -$348 | -24.7% |
| Iowa | $948 | -$460 | -32.7% |
| Kansas | $1,334 | -$74 | -5.3% |
| Kentucky | $1,918 | $510 | 36.2% |
| Louisiana | $2,084 | $676 | 48.0% |
| Maine | $868 | -$540 | -38.4% |
| Maryland | $1,162 | -$246 | -17.5% |
| Massachusetts | $1,124 | -$284 | -20.2% |
| Michigan | $2,442 | $1,034 | 73.4% |
| Minnesota | $1,176 | -$232 | -16.5% |
| Mississippi | $1,686 | $278 | 19.7% |
| Missouri | $1,248 | -$160 | -11.4% |
| Montana | $1,512 | $104 | 7.4% |
| Nebraska | $1,108 | -$300 | -21.3% |
| Nevada | $1,688 | $280 | 19.9% |
| New Hampshire | $1,014 | -$394 | -28.0% |
| New Jersey | $1,574 | $166 | 11.8% |
| New Mexico | $1,246 | -$162 | -11.5% |
| New York | $1,482 | $74 | 5.3% |
| North Carolina | $812 | -$596 | -42.3% |
| North Dakota | $1,154 | -$254 | -18.0% |
| Ohio | $970 | -$438 | -31.1% |
| Oklahoma | $1,444 | $36 | 2.6% |
| Oregon | $1,290 | -$118 | -8.4% |
| Pennsylvania | $1,340 | -$68 | -4.8% |
| Rhode Island | $1,876 | $468 | 33.2% |
| South Carolina | $1,274 | -$134 | -9.5% |
| South Dakota | $1,188 | -$220 | -15.6% |
| Tennessee | $1,230 | -$178 | -12.6% |
| Texas | $1,696 | $288 | 20.5% |
| Utah | $1,040 | -$368 | -26.1% |
| Vermont | $962 | -$446 | -31.7% |
| Virginia | $842 | -$566 | -40.2% |
| Washington | $1,086 | -$322 | -22.9% |
| West Virginia | $1,290 | -$118 | -8.4% |
| Wisconsin | $974 | -$434 | -30.8% |
| Wyoming | $1,254 | -$154 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $490 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $498 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Each auto insurer calculates prices differently, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Titan XE King Cab 4WD | $1,252 | $104 |
| Nissan Titan SE King Cab 4WD | $1,290 | $108 |
| Nissan Titan XE Crew Cab 4WD | $1,290 | $108 |
| Nissan Titan XE King Cab 2WD | $1,444 | $120 |
| Nissan Titan Pro-4X King Cab 4WD | $1,354 | $113 |
| Nissan Titan SE Crew Cab 4WD | $1,354 | $113 |
| Nissan Titan SE King Cab 2WD | $1,482 | $124 |
| Nissan Titan XE Crew Cab 2WD | $1,482 | $124 |
| Nissan Titan LE Crew Cab 4WD | $1,394 | $116 |
| Nissan Titan Pro-4X Crew Cab 4WD | $1,394 | $116 |
| Nissan Titan SE Crew Cab 2WD | $1,520 | $127 |
| Nissan Titan LE Crew Cab 2WD | $1,596 | $133 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Titan | $336 | $532 | $420 | $1,468 |
| 2023 Nissan Titan | $320 | $512 | $440 | $1,452 |
| 2022 Nissan Titan | $306 | $506 | $450 | $1,442 |
| 2021 Nissan Titan | $296 | $494 | $470 | $1,440 |
| 2020 Nissan Titan | $286 | $474 | $486 | $1,426 |
| 2019 Nissan Titan | $270 | $458 | $500 | $1,408 |
| 2018 Nissan Titan | $260 | $424 | $510 | $1,374 |
| 2017 Nissan Titan | $250 | $400 | $514 | $1,344 |
| 2016 Nissan Titan | $240 | $358 | $520 | $1,298 |
| 2011 Nissan Titan | $190 | $244 | $540 | $1,154 |
| 2009 Nissan Titan | $166 | $202 | $534 | $1,082 |
| 2008 Nissan Titan | $162 | $182 | $530 | $1,054 |
| 2005 Nissan Titan | $142 | $160 | $504 | $986 |
| 2004 Nissan Titan | $138 | $152 | $500 | $970 |
Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan Titan Insurance
Getting lower rates on auto insurance takes having a good driving record, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Compare rates at every other renewal by requesting quotes from direct companies, and also from local insurance agencies.
The next list is a review of the concepts that were covered in the above illustrations.
- Drivers who have several accidents or serious violations may have to pay on average $1,630 more per year to buy Nissan Titan insurance
- Drivers age 20 and younger pay the highest auto insurance prices, costing up to $451 a month if full coverage is purchased
- You may be able to save around $170 per year simply by quoting early and online
- Increasing physical damage deductibles can save approximately $475 each year
- You may be able to save around $170 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,408 |
| 20 | $3,240 |
| 30 | $1,456 |
| 40 | $1,408 |
| 50 | $1,288 |
| 60 | $1,262 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,728 |
| $250 | $1,580 |
| $500 | $1,408 |
| $1,000 | $1,242 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,408 |
| 50/100 | $1,707 |
| 100/300 | $1,845 |
| 250/500 | $2,205 |
| 100 CSL | $1,762 |
| 300 CSL | $2,067 |
| 500 CSL | $2,289 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,680 |
| 20 | $5,162 |
| 30 | $3,094 |
| 40 | $3,040 |
| 50 | $2,904 |
| 60 | $2,878 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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