Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,374 a year including full coverage. Comprehensive costs an estimated $260, collision insurance costs $424, and liability coverage costs $510. Liability-only insurance costs as little as $568 a year, and high-risk driver insurance costs around $2,966. Teenage drivers pay the most at up to $5,308 a year.

Average premium for full coverage: $1,374

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Titan insurance rates for other coverage scenarios.

• The best discount rate is $807
• Drivers who choose higher $1,000 deductibles will pay approximately $154 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,374
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,674
• High-risk insureds who are prone to accidents and violations could pay up to $2,966
• An auto insurance policy for full coverage for a teenage driver with full coverage can cost as much as $5,308 a year

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Insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the model of your Titan, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles could save up to $460 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $507 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,600 to $2,300 additional annually, depending on your age. High-risk driver insurance can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Titan Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a good credit history, refrain from filing small claims, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief review of the ideas that were covered above.

• Drivers age 16 to 20 are expensive to insure, with the cost nearing $442 per month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions may pay on average $1,590 more annually than a safer driver
• Increasing policy deductibles can save around $450 each year
• You may be able to save approximately $160 per year just by shopping early and online