Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive costs around $250, collision costs $400, and liability coverage costs around $514. A liability-only policy costs as low as $572 a year, with high-risk insurance costing around $2,900. Teen drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $793
• Using higher $1,000 deductibles will save about $148 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,344
• Choosing more expensive low deductibles for physical damage coverage will increase the cost to $1,628
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,900 or more
• Policy cost for full coverage for a teenage driver with full coverage can be $5,220 or more

View Chart as Image

Car insurance rates for a Nissan Titan also range considerably based on your risk profile, the model of your Titan, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,200 a year. View Rates by Age

Your home state has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see rates as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,920 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $440 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $513 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be around 42% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates every time your policy renews by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief recap of the information covered in the charts and tables above.

• You may be able to save up to $160 per year simply by shopping early and online
• Teenagers are the costliest to insure, with premiums being up to $435 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers who tend to receive serious violations pay on average $1,560 more every year for car insurance
• Consumers who may need higher liability limits will pay about $570 per year to increase from a 30/60 limit to 250/500 limits