Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,344 a year for full coverage insurance. Comprehensive costs on average $250, collision costs $400, and liability coverage costs $514. A liability-only policy costs as little as $572 a year, with high-risk insurance costing around $2,900. Teenage drivers pay the most at $5,220 a year or more.

Average premium for full coverage: $1,344

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $793
• Drivers who choose higher $1,000 deductibles will pay around $148 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,344
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,628
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,900 or more
• An auto insurance policy for full coverage for a teenage driver with full coverage may cost $5,220 a year

View Chart as Image

Auto insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,810 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $440 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $513 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Every company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Titan Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to shop around every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a review of the coverage data illustrated above.

• It is possible to save as much as $160 per year simply by shopping early and online
• Increasing policy deductibles can save around $425 each year
• Teen drivers are charged the highest prices, with premiums being up to $435 per month if they have full coverage
• Drivers who have several accidents or serious violations pay an average of $1,560 more each year to insure their Titan