Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year for full coverage insurance. Comprehensive insurance costs an estimated $260, collision costs $424, and liability costs around $510. Liability-only insurance costs as low as $568 a year, with high-risk driver insurance costing $2,966 or more. Teenage drivers cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Titan models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why everyone should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan Titan insurance rates for other coverage scenarios.

• The best discount rate is $807
• Using higher $1,000 deductibles will save approximately $154 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,374
• Using pricier low deductibles for physical damage coverage will cost an additional $300 every year
• Drivers who are prone to accidents and violations could pay up to $2,966 or more
• Policy cost that insures a teen driver for full coverage can cost as much as $5,308 or more

View Chart as Image

Auto insurance rates for a Nissan Titan also range considerably based on the model of your Titan, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,600 to $2,300 in extra premium every year, depending on your age. Nissan Titan insurance for high-risk drivers can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age

Your home state has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see rates as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $460 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $507 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Titan Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Compare prices at least every other year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a summary of the car insurance concepts covered in the above illustrations.

• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,590 more annually than a low-risk driver
• It is possible to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Policyholders who want more liability protection will pay an extra $560 annually to increase from a 30/60 limit to the 250/500 level