Nissan Titan Insurance Rates

U.S. average auto insurance rates for a Nissan Titan are $1,344 annually with full coverage. Comprehensive insurance costs an estimated $250, collision costs $400, and liability coverage costs around $514. Buying just liability costs as low as $572 a year, with insurance for high-risk drivers costing $2,900 or more. Teenage drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different Titan trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. More rural locations have fewer collision claims than densely populated cities.

The price range example below illustrates how location impacts insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Nissan Titan insurance rates for other coverage scenarios.

• The best discount rate is $793
• Using higher $1,000 deductibles will save approximately $148 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,344
• Using more expensive low deductibles for physical damage coverage costs an additional $284 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,900 or more
• The price with full coverage for a teenage driver with full coverage can cost as much as $5,220 or more

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Insurance prices for a Nissan Titan are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,600 to $2,200 additional each year, depending on your age. High-risk driver insurance can be around 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $440 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $513 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Nissan Titan Insurance

Getting lower rates on auto insurance requires being a good driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Spend time shopping around at every other renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a review of the concepts that were touched on above.

• Drivers who have several accidents or serious violations pay on average $1,560 more annually than a safer driver
• Drivers age 16 to 20 are expensive to insure, costing up to $435 a month if they have full coverage
• You may be able to save approximately $160 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $425 each year
• You may be able to save approximately $160 per year simply by shopping early and online