Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year for full coverage. Comprehensive insurance costs on average $260, collision insurance costs $424, and liability costs around $510. A liability-only policy costs as low as $568 a year, and high-risk insurance costs $2,966 or more. Teenage drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all Titan models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

The examples above show why everyone should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $807
• Using higher $1,000 deductibles will save around $154 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,374
• Using pricier low deductibles for physical damage coverage will cost an additional $300 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,966
• Policy cost that insures a teen driver for full coverage may cost $5,308 or more

View Chart as Image

Car insurance rates for a Nissan Titan also range considerably based on the model of your Titan, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,600 to $2,300 extra every year, depending on your age. Nissan Titan insurance for high-risk drivers can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $5,300 a year. View Rates by Age

Your home state has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $460 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $507 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Titan Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every other policy renewal by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The list below is a condensed summary of the ideas that were touched on above.

• Teenagers are expensive to insure, costing up to $442 each month if full coverage is purchased
• Higher risk drivers with multiple at-fault accidents may pay on average $1,590 more each year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Drivers can save as much as $160 per year just by quoting online well ahead of the renewal date