Nissan Titan Insurance Rates

U.S. average auto insurance rates for a Nissan Titan are $1,374 annually for full coverage insurance. Comprehensive costs an estimated $260 a year, collision insurance costs $424, and liability coverage is estimated at $510. Buying just liability costs approximately $568 a year, and insurance for high-risk drivers costs around $2,966. 16-year-old drivers pay the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,374

Price estimates broken down by individual coverage:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Titan trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations have fewer physical damage claims than congested cities. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Nissan Titan insurance rates for other coverage scenarios.

• The best full coverage rate is $807
• Choosing higher $1,000 deductibles can save approximately $1,220 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,374
• Buying low $100 deductibles for comp and collision coverage will cost $1,674
• Drivers with multiple tickets or accidents could pay up to $2,966
• The price with full coverage for a teenage driver can cost as much as $5,308 each year

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,600 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $460 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $507 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan Titan Insurance

Getting lower rates on auto insurance takes being a safe and courteous driver, having good credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates every time your policy renews by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a brief summary of the information covered in the above illustrations.

• It is possible to save approximately $160 per year just by quoting early and online
• Teenage drivers are expensive to insure, as much as $442 a month if they have full coverage
• Increasing physical damage deductibles could save up to $450 each year
• Drivers that tend to have accidents or serious violations may pay on average $1,590 more annually for auto insurance
• Consumers who want higher levels of liability will pay around $560 annually to raise limits from a low limit to higher 250/500 limits