Nissan Titan Insurance Rates

Estimated auto insurance rates for a Nissan Titan are $1,374 annually including full coverage. Comprehensive costs on average $260, collision costs $424, and liability coverage costs $510. Liability-only coverage costs as little as $568 a year, with high-risk coverage costing around $2,966. Teenage drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects car insurance rates.

These rate differences highlight why everyone should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $807
• Drivers who choose higher $1,000 deductibles will pay around $154 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,374
• Using pricier low deductibles for comprehensive and collision insurance will cost $1,674
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,966 or more
• An auto insurance policy with full coverage for a teenage driver for full coverage may cost $5,308 a year

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on the model of your Titan, your driving characteristics, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,300 extra annually, depending on your age. Nissan Titan insurance for high-risk drivers can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $460 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $507 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Nissan Titan Insurance

Finding better rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit history, refrain from filing small claims, and bundling your home and auto policies. Set aside time to shop around every couple of years by requesting rates from direct car insurance companies, and also from several local insurance agents.

The list below is a quick review of the material that was raised in the charts and tables above.

• Consumers who require higher liability limits will pay an extra $560 per year to go from 30/60 bodily injury limits to higher 250/500 limits
• Teenagers pay the highest prices, with the cost nearing $442 per month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation pay on average $1,590 more each year for car insurance
• Increasing policy deductibles could save up to $450 each year