Nissan Titan Insurance Rates

Estimated auto insurance rates for a Nissan Titan are $1,374 annually for full coverage insurance. Comprehensive costs approximately $260 a year, collision costs $424, and liability insurance is $510. A liability-only policy costs around $568 a year, with high-risk insurance costing around $2,966. Teenage drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $807
• Raising to $1,000 deductibles will save $1,220 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,374
• Using low $100 deductibles will cost $1,674
• Higher-risk drivers who are prone to accidents and violations could pay around $2,966 or more
• An auto insurance policy with full coverage for a teen driver can cost $5,308

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Auto insurance prices for a Nissan Titan also have a wide range based on the model of your Titan, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $460 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $507 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Nissan Titan insurance rates. A middle-age driver might find prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,850 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Nissan Titan Insurance

Finding better rates on Nissan Titan insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Take the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the data covered in the above illustrations.

• Drivers who purchase higher liability limits will pay an extra $560 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
• It is possible to save around $160 per year simply by quoting early and online
• Increasing policy deductibles could save up to $450 each year
• Teenagers have the highest car insurance prices, with premiums being up to $442 per month if full coverage is included