Nissan Titan XE Crew Cab 2WD Insurance Rates

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Estimated insurance rates for a Nissan Titan XE Crew Cab 2WD are $1,534 a year including full coverage. Comprehensive insurance costs approximately $340 a year, collision costs $540, and liability costs $454. Liability-only coverage costs as little as $538 a year, with high-risk coverage costing $3,284 or more. Teen drivers pay the most at $5,708 a year or more.

Annual premium for full coverage: $1,534

Premium estimates by individual coverage type:

Comprehensive $340
Collision $540
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

For a driver around age 40, insurance rates for a Nissan Titan XE Crew Cab 2WD go from the low end price of $538 for a discount liability-only rate to a high of $3,284 for a high-risk insurance policy.

Liability Only $538
Full Coverage $1,534
High Risk $3,284

These rate differences highlight why it is important for drivers to compare rates using their specific location, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Nissan Titan XE Crew Cab 2WD also have a wide range based on the model year of your Titan, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,800 to $2,500 extra annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,700 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Titan XE Crew Cab 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $590 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $408 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to figure out which insurance company is cheapest is to get quotes from multiple companies. Every company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

Nissan Titan XE Crew Cab 2WD insurance cost comparison chart
Column chart showing Nissan Titan XE Crew Cab 2WD insurance prices range from $902 to $5,708 for full coverage

The chart above shows average Nissan Titan XE Crew Cab 2WD insurance prices for different risks and coverage choices. The cheapest discount price is $902. Drivers who choose higher $1,000 deductibles will pay $1,334. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,534. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,920. High risk drivers could be charged up to $3,284. The cost for full coverage for a teenager is $5,708.

Nissan Titan XE Crew Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,386 -$148 -9.6%
Alaska $1,176 -$358 -23.3%
Arizona $1,272 -$262 -17.1%
Arkansas $1,534 -$0 0.0%
California $1,748 $214 14.0%
Colorado $1,466 -$68 -4.4%
Connecticut $1,574 $40 2.6%
Delaware $1,736 $202 13.2%
Florida $1,916 $382 24.9%
Georgia $1,414 -$120 -7.8%
Hawaii $1,100 -$434 -28.3%
Idaho $1,040 -$494 -32.2%
Illinois $1,142 -$392 -25.6%
Indiana $1,156 -$378 -24.6%
Iowa $1,036 -$498 -32.5%
Kansas $1,456 -$78 -5.1%
Kentucky $2,090 $556 36.2%
Louisiana $2,270 $736 48.0%
Maine $948 -$586 -38.2%
Maryland $1,264 -$270 -17.6%
Massachusetts $1,226 -$308 -20.1%
Michigan $2,664 $1,130 73.7%
Minnesota $1,284 -$250 -16.3%
Mississippi $1,836 $302 19.7%
Missouri $1,362 -$172 -11.2%
Montana $1,648 $114 7.4%
Nebraska $1,208 -$326 -21.3%
Nevada $1,838 $304 19.8%
New Hampshire $1,106 -$428 -27.9%
New Jersey $1,714 $180 11.7%
New Mexico $1,358 -$176 -11.5%
New York $1,612 $78 5.1%
North Carolina $882 -$652 -42.5%
North Dakota $1,256 -$278 -18.1%
Ohio $1,058 -$476 -31.0%
Oklahoma $1,574 $40 2.6%
Oregon $1,404 -$130 -8.5%
Pennsylvania $1,462 -$72 -4.7%
Rhode Island $2,046 $512 33.4%
South Carolina $1,388 -$146 -9.5%
South Dakota $1,296 -$238 -15.5%
Tennessee $1,342 -$192 -12.5%
Texas $1,848 $314 20.5%
Utah $1,136 -$398 -25.9%
Vermont $1,046 -$488 -31.8%
Virginia $918 -$616 -40.2%
Washington $1,182 -$352 -22.9%
West Virginia $1,406 -$128 -8.3%
Wisconsin $1,062 -$472 -30.8%
Wyoming $1,366 -$168 -11.0%

View Chart as Image

Nissan Titan XE Crew Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Nissan Titan XE Crew Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,708
20 $3,504
30 $1,594
40 $1,534
50 $1,398
60 $1,368

Full coverage, $500 deductibles

Rates by Deductible

Nissan Titan XE Crew Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,920
$250 $1,742
$500 $1,534
$1,000 $1,334

Full coverage, driver age 40

Rates by Liability Limit

Nissan Titan XE Crew Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,534
50/100 $1,625
100/300 $1,738
250/500 $2,033
100 CSL $1,670
300 CSL $1,920
500 CSL $2,102

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Titan XE Crew Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,118
20 $5,556
30 $3,354
40 $3,284
50 $3,134
60 $3,098

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $205

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $97
Paid in Full/EFT $67
Advance Quote $73
Online Quote $107
Total Discounts $632
Rate after discounts $902

Discounts are estimated and may not be available from every company or in every state.

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