Nissan Sentra Insurance Rates
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UPDATED: May 24, 2024
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Need help finding cheap Nissan Sentra insurance rates? Our guide breaks down insurance costs that will help you decipher everything from 2018 Nissan Sentra car insurance rates to 2011 Nissan Sentra costs.
So read on to learn how a Nissan Sentra auto insurance company may calculate your premiums and how to secure cheap car insurance rates.
Never buy Nissan Sentra car insurance without shopping around. We can help you find affordable Nissan Sentra car insurance quotes in your area.
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Average auto insurance rates for a Nissan Sentra are $1,372 annually for full coverage. Comprehensive costs on average $254 a year, collision insurance costs $570, and liability costs $390. Buying just liability costs as little as $452 a year, and insurance for high-risk drivers costs around $3,002. Teens receive the highest rates at up to $5,206 a year.
Average premium for full coverage: $1,372
Rate estimates by individual coverage type:
Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Sentra trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as cheap as $452 for liability-only coverage to a high of $3,002 for coverage for higher-risk drivers.
Price Range by Location
Your location can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.
These examples show why it is important to compare rates based on a specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Nissan Sentra insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $778
- Drivers who choose higher $1,000 deductibles will pay around $1,188 a year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,372
- Selecting low $100 deductibles for comprehensive and collision insurance will cost $1,742
- Higher-risk drivers with serious driving violations could pay upwards of $3,002
- The cost with full coverage for a teen driver may cost $5,206 a year
Auto insurance rates for a Nissan Sentra can also vary considerably based on the trim level of your Sentra, your driver profile, and policy deductibles and limits.
Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,200 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 138% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $560 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Nissan Sentra insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,960 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,242 | -$130 | -9.5% |
Alaska | $1,054 | -$318 | -23.2% |
Arizona | $1,142 | -$230 | -16.8% |
Arkansas | $1,372 | -$0 | 0.0% |
California | $1,564 | $192 | 14.0% |
Colorado | $1,312 | -$60 | -4.4% |
Connecticut | $1,412 | $40 | 2.9% |
Delaware | $1,556 | $184 | 13.4% |
Florida | $1,720 | $348 | 25.4% |
Georgia | $1,268 | -$104 | -7.6% |
Hawaii | $986 | -$386 | -28.1% |
Idaho | $928 | -$444 | -32.4% |
Illinois | $1,024 | -$348 | -25.4% |
Indiana | $1,034 | -$338 | -24.6% |
Iowa | $928 | -$444 | -32.4% |
Kansas | $1,306 | -$66 | -4.8% |
Kentucky | $1,874 | $502 | 36.6% |
Louisiana | $2,034 | $662 | 48.3% |
Maine | $846 | -$526 | -38.3% |
Maryland | $1,134 | -$238 | -17.3% |
Massachusetts | $1,100 | -$272 | -19.8% |
Michigan | $2,388 | $1,016 | 74.1% |
Minnesota | $1,148 | -$224 | -16.3% |
Mississippi | $1,644 | $272 | 19.8% |
Missouri | $1,218 | -$154 | -11.2% |
Montana | $1,476 | $104 | 7.6% |
Nebraska | $1,084 | -$288 | -21.0% |
Nevada | $1,648 | $276 | 20.1% |
New Hampshire | $990 | -$382 | -27.8% |
New Jersey | $1,536 | $164 | 12.0% |
New Mexico | $1,218 | -$154 | -11.2% |
New York | $1,448 | $76 | 5.5% |
North Carolina | $790 | -$582 | -42.4% |
North Dakota | $1,126 | -$246 | -17.9% |
Ohio | $950 | -$422 | -30.8% |
Oklahoma | $1,412 | $40 | 2.9% |
Oregon | $1,260 | -$112 | -8.2% |
Pennsylvania | $1,310 | -$62 | -4.5% |
Rhode Island | $1,834 | $462 | 33.7% |
South Carolina | $1,246 | -$126 | -9.2% |
South Dakota | $1,158 | -$214 | -15.6% |
Tennessee | $1,204 | -$168 | -12.2% |
Texas | $1,656 | $284 | 20.7% |
Utah | $1,016 | -$356 | -25.9% |
Vermont | $940 | -$432 | -31.5% |
Virginia | $822 | -$550 | -40.1% |
Washington | $1,060 | -$312 | -22.7% |
West Virginia | $1,260 | -$112 | -8.2% |
Wisconsin | $952 | -$420 | -30.6% |
Wyoming | $1,224 | -$148 | -10.8% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Sentra 2 | $1,288 | $107 |
Nissan Sentra 2.0 S | $1,360 | $113 |
Nissan Sentra 2.0 SR | $1,360 | $113 |
Nissan Sentra 2.0 SL | $1,416 | $118 |
Nissan Sentra SE-R | $1,416 | $118 |
Nissan Sentra SE-R SPEC V | $1,458 | $122 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Sentra | $266 | $594 | $372 | $1,390 |
2023 Nissan Sentra | $254 | $570 | $390 | $1,372 |
2022 Nissan Sentra | $244 | $566 | $398 | $1,366 |
2021 Nissan Sentra | $236 | $552 | $416 | $1,362 |
2020 Nissan Sentra | $228 | $530 | $430 | $1,346 |
2019 Nissan Sentra | $216 | $512 | $442 | $1,328 |
2018 Nissan Sentra | $206 | $474 | $452 | $1,290 |
2017 Nissan Sentra | $198 | $446 | $456 | $1,258 |
2016 Nissan Sentra | $190 | $400 | $460 | $1,208 |
2015 Nissan Sentra | $178 | $368 | $460 | $1,164 |
2014 Nissan Sentra | $172 | $346 | $464 | $1,140 |
2013 Nissan Sentra | $168 | $322 | $474 | $1,122 |
2012 Nissan Sentra | $156 | $300 | $474 | $1,088 |
2011 Nissan Sentra | $150 | $272 | $478 | $1,058 |
2010 Nissan Sentra | $140 | $248 | $474 | $1,020 |
2009 Nissan Sentra | $132 | $226 | $474 | $990 |
2008 Nissan Sentra | $128 | $202 | $468 | $956 |
2007 Nissan Sentra | $126 | $198 | $460 | $942 |
2006 Nissan Sentra | $124 | $188 | $452 | $922 |
2005 Nissan Sentra | $114 | $180 | $446 | $898 |
Rates are averaged for all Nissan Sentra models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Nissan Sentra Insurance
Saving money on car insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to shop around at least once a year by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.
Below is a condensed summary of the primary concepts that were illustrated above.
- Drivers can save as much as $170 per year just by quoting early and online
- Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,630 more each year for auto insurance
- Increasing deductibles could save up to $550 each year
- Teenage drivers are charged the highest rates, costing as high as $434 per month if full coverage is included
So is the 2020 Nissan Sentra a good car? We recommended for it’s low insurance cost and great value.
Shopping around will help you save on the cost to insure a Nissan Sentra or any other Nissan model, such as a 2019, 2017, 2013, or 2005 Nissan Stanza. Getting quotes for a model year will also help you decide what year to buy when car shopping.
For example, the 2017 Nissan Sentra insurance cost may be much higher than the 2011 Nissan Sentra cost of insurance. So if you trying to find insurance for a 2017 Nissan Sentra or want to know how much does a 2014 Nissan Sentra cost to insure, start by getting quotes.
Use our free tool below to find how much does a new Nissan Sentra cost to insure.
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What are the safety ratings of the Nissan Sentra?
Great safety features and ratings can lower your insurance rates. This is why a 2002 Nissan Sentra price range might be higher than the Nissan Sentra 2019 cost of insurance, as the 2019 Nissan Sentra will have better safety features.
The Nissan Sentra’s safety features include multiple airbags, vehicle dynamic control (VDC), traction control system (TCS), front collision warning, blind-spot monitoring, and more. The Insurance Institute for Highway Safety (IIHS) gave the 2020 Nissan Sentra the following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
Good is the highest rating possible. Watch the video below for an example of the Nissan Sentra crash test.
In the table below, you can see the different Nissan Sentra crash test ratings as composed by the National Highway Traffic Safety Administration.
Nissan Sentra Crash Test RatingsVehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2020 Nissan Sentra 4 DR FWD | N/R | N/R | N/R | N/R |
2019 Nissan Sentra SR Turbo 4 DR FWD | N/R | N/R | 5 stars | 4 stars |
2019 Nissan Sentra NISMO 4 DR FWD | N/R | N/R | N/R | 4 stars |
2019 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2018 Nissan Sentra Turbo 4 DR FWD | N/R | N/R | N/R | N/R |
2018 Nissan Sentra NISMO 4 DR FWD | N/R | N/R | N/R | 4 stars |
2018 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2017 Nissan Sentra NISMO 4 DR FWD | N/R | N/R | N/R | 4 stars |
2017 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2016 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
A 5-star rating is the highest possible score given by the National Highway Traffic Safety Administration. Overall, the Nissan Sentra performed well and proves to be a reliable, safe vehicle.
Nissan Sentra Compared Against Other Vehicles in the Same Class
The Nissan Sentra is a small car. The IIHS rated its property damage liability losses as average, but the Nissan Sentra’s bodily injury liability losses are substantially worse than average. This could mean higher liability rates.
See more of the Nissan Sentra insurance loss probability details in the table below.
Nissan Sentra Insurance Loss ProbabilityInsurance Coverage Category | Loss Rate |
---|---|
Collision | 20% |
Property Damage | 7% |
Comprehensive | -19% |
Personal Injury | 58% |
Medical Payment | 79% |
Bodily Injury | 41% |
The lower the percentage, the better the loss ratio. Unfortunately, the Nissan Sentra is average or worse than average in every category besides comprehensive.
Sometimes liability rates will vary, as 2011 Nissan Sentra trim levels’ liability losses will be different than 2020 losses, but overall the losses for the Nissan Sentra aren’t promising. Take a look at the cars below to see how Nissan Sentra rates compare to other small cars.
Are you still wondering how much does a 2011 or 2014 Nissan Sentra cost to insure? Rates will vary based on model year, like the Nissan Sentra or Stanza 2019 cost will vary from the cost of a Nissan Sentra 2017 or the Nissan Sentra 2005 average price.
One of the best ways to determine prices is to compare quotes. Ready to get started?
Simply enter your five-digit ZIP code into our FREE online tool to find Nissan Sentra insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,206 |
20 | $3,224 |
30 | $1,432 |
40 | $1,372 |
50 | $1,258 |
60 | $1,234 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,742 |
$250 | $1,568 |
$500 | $1,372 |
$1,000 | $1,188 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,372 |
50/100 | $1,536 |
100/300 | $1,634 |
250/500 | $1,887 |
100 CSL | $1,575 |
300 CSL | $1,790 |
500 CSL | $1,946 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,434 |
20 | $5,136 |
30 | $3,066 |
40 | $3,002 |
50 | $2,868 |
60 | $2,846 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $74 |
Homeowner | $20 |
5-yr Accident Free | $105 |
5-yr Claim Free | $90 |
Paid in Full/EFT | $65 |
Advance Quote | $70 |
Online Quote | $97 |
Total Discounts | $594 |
Discounts are estimated and may not be available from every company or in every state.
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