Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Mitsubishi Outlander are $1,090 annually for full coverage. Comprehensive insurance costs approximately $214, collision costs $350, and liability coverage costs $390. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $2,352 or more. Teen drivers pay the most at $4,172 a year or more.

Average premium for full coverage: $1,090

Premium estimates by type of coverage:

Includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for different Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural locations are statistically proven to have fewer accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $639
• Drivers who choose higher $1,000 deductibles will pay $130 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,090
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an additional $246 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,352 or more
• An auto insurance policy with full coverage for a teenage driver with full coverage can cost $4,172 a year

View Chart as Image

Insurance prices for a Mitsubishi Outlander also have a wide range based on the model of your Outlander, your driver profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance can cost around 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $380 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $720 a year in states like Iowa, Maine, and Idaho, or as much as $1,550 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Every company uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mitsubishi Outlander Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and maximizing policy discounts. Set aside time to compare rates once a year by obtaining price quotes from direct carriers, and also from several local insurance agents.

The points below are a recap of the data that was covered above.

• Drivers can save around $130 per year simply by shopping early and online
• Consumers who purchase increased liability limits will pay about $430 each year to go from 30/60 bodily injury limits to higher 250/500 limits
• Drivers under the age of 20 are expensive to insure, as much as $348 per month including comprehensive and collision insurance
• Drivers that have major violations or accidents pay on average $1,260 more per year to insure a Mitsubishi Outlander

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.