Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage insurance. Comprehensive costs an estimated $230 a year, collision costs $380, and liability costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing around $2,452. Teens pay the most at $4,314 a year or more.

Average premium for full coverage: $1,136

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location impacts insurance prices.

These rate differences illustrate why it is important to compare prices for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $661
• Using higher $1,000 deductibles will save approximately $996 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,136
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,402
• Drivers with serious driving violations could pay up to $2,452 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $4,314 or more

View Chart as Image

Insurance prices for a Mitsubishi Outlander also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Mitsubishi Outlander insurance prices. A driver around age 40 might see prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $410 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 128% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Each insurance company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Finding better rates on car insurance requires being a good driver, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around every couple of years by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the material that was touched on above.

• Policyholders who want an increased level of liability coverage will pay approximately $430 annually to increase from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 are charged the highest prices, with premiums being up to $360 per month for full coverage
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,320 more annually than a safer driver
• Increasing policy deductibles can save around $400 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.