Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Mitsubishi Outlander are $1,090 annually including full coverage. Comprehensive costs around $214, collision costs $350, and liability coverage is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing around $2,352. Teens receive the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Rate estimates for individual coverage type:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance rates.

These examples highlight why everyone should compare rates quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $639
• Raising to $1,000 deductibles will save about $130 every year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,090
• Selecting pricier low deductibles will cost $1,336
• Unlucky drivers with serious driving violations could pay at least $2,352 or more
• The cost with full coverage for a teenage driver for full coverage can be $4,172

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Car insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level of your Outlander, your driving characteristics, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged as much as $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,300 to $1,800 extra per year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers is expensive and can cost around 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $380 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find rates as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,550 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Every auto insurance company calculates rates differently, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Mitsubishi Outlander Insurance

Saving money on auto insurance consists of being safe and accident-free, having a good credit score, not filing small claims, and qualifying for all possible discounts. Spend time shopping around every time your policy renews by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a summary of the information touched on above.

• You may be able to save up to $130 per year simply by quoting online well ahead of the renewal date
• Youthful drivers are the costliest to insure, as much as $348 per month if comprehensive and collision insurance is included
• Increasing deductibles could save up to $375 each year
• Drivers who have multiple accidents or major violations may pay on average $1,260 more every year than a low-risk driver
• Consumers who may need more liability protection will pay approximately $430 per year to raise from a minimum limit to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.