Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive insurance costs on average $214, collision insurance costs $350, and liability costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs $2,352 or more. Teen drivers pay the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all Outlander models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas. The example below illustrates how geographic area affects car insurance rates.

The ranges above show why everyone should compare rates based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $639
• Drivers who choose higher $1,000 deductibles will pay around $130 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,090
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $246 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,352
• The price that insures a 16-year-old driver for full coverage may cost $4,172 a year

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander are also quite variable based on the model of your Outlander, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost from 43% to 133% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,100 a year. View Rates by Age

The state you live in makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or as much as $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $380 annually, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Getting lower rates on insurance for a Mitsubishi Outlander not only requires being safe and accident-free, but also maintaining a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Shop around at every policy renewal by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

Below you'll find a brief summary of the data presented in the illustrations above.

• Insureds who require more liability protection will pay about $430 each year to go from a low limit to the 250/500 level
• Drivers can save as much as $130 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $375 each year
• Youthful drivers are charged the highest prices, with premiums as much as $348 a month if the policy includes full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.