Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,090 a year with full coverage. Comprehensive insurance costs an estimated $214, collision costs $350, and liability is $390. A policy with just liability insurance costs around $438 a year, with coverage for high-risk drivers costing $2,352 or more. 16-year-old drivers pay the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than congested cities.

The price range example below illustrates how location helps determine insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best full coverage rate is $639
• Raising to $1,000 deductibles will save approximately $130 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,090
• Buying more expensive low deductibles will cost an extra $246 annually
• Drivers with multiple tickets or accidents could pay up to $2,352 or more
• The price for full coverage for a 16-year-old driver with full coverage can cost as much as $4,172

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $4,100 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find prices as low as $790 a year in states like Utah, Ohio, and New Hampshire, or at least $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $380 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mitsubishi Outlander Insurance

Getting lower rates on insurance for a Mitsubishi Outlander consists of being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at every other renewal by getting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a brief review of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,260 more annually than a low-risk driver
• Youthful drivers are charged the highest prices, costing up to $348 a month for full coverage
• You may be able to save approximately $130 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $375 each year
• You may be able to save approximately $130 per year simply by shopping early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.