Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Mitsubishi Outlander are $1,090 every 12 months with full coverage. Comprehensive costs an estimated $214 each year, collision insurance costs $350, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $2,352. 16-year-old drivers cost the most to insure at up to $4,172 a year.

Average premium for full coverage: $1,090

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. More rural locations are shown to have more infrequent collision claims than congested cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why all drivers should get quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best full coverage rate is $639
• Choosing higher $1,000 deductibles can save approximately $130 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,090
• Buying low deductibles for comp and collision coverage increases the price to $1,336
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,352
• Policy cost to insure a 16-year-old driver can cost as much as $4,172 each year

View Chart as Image

Car insurance rates for a Mitsubishi Outlander also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $380 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 133% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mitsubishi Outlander insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Utah, Ohio, and New Hampshire, or at least $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Mitsubishi Outlander Insurance

Finding cheaper rates on insurance for a Mitsubishi Outlander takes having a decent driving record, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Set aside time to compare rates at every policy renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a brief recap of the data covered above.

• Insureds who want additional liability coverage will pay around $430 every year to raise limits from a 30/60 limit to a 250/500 level
• You may be able to save approximately $130 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• 16 to 18-year-old drivers have the highest car insurance rates, as much as $348 each month if the policy includes full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.