Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Mitsubishi Outlander are $1,136 annually including full coverage. Comprehensive costs approximately $230 a year, collision costs $380, and liability is $390. A liability-only policy costs around $438 a year, with high-risk insurance costing around $2,452. 16-year-old drivers pay the most at $4,314 a year or more.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $661
• Raising to $1,000 deductibles will save $996 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,136
• Buying low $100 deductibles will cost $1,402
• Drivers with multiple tickets or accidents could pay around $2,452 or more
• An auto insurance policy with full coverage for a 16-year-old driver can cost $4,314

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander also have a wide range based on the model of your Outlander, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $410 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find prices as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Mitsubishi Outlander Insurance

Finding better rates on insurance for a Mitsubishi Outlander consists of avoiding accidents and violations, having above-average credit, refrain from filing small claims, and not having any coverage lapses. Set aside time to shop around at least every other year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a quick rundown of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,320 more per year for car insurance
• You may be able to save around $140 per year simply by quoting early and online
• Increasing policy deductibles could save up to $400 each year
• Insureds who purchase higher liability limits will pay around $430 per year to raise from 30/60 bodily injury limits to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.