Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage. Comprehensive costs approximately $230, collision insurance costs $380, and liability is $390. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $2,452. 16-year-old drivers cost the most to insure at up to $4,314 a year.

Average premium for full coverage: $1,136

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than congested cities. The example below illustrates how your location can change auto insurance prices.

The examples above show why everyone should compare rates quotes using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $661
• Raising to $1,000 deductibles will save $140 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,136
• Buying pricier low deductibles will increase the cost to $1,402
• Drivers with multiple tickets or accidents could pay around $2,452
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost $4,314

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on your risk profile, the trim level of your Outlander, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find rates as low as $750 a year in states like Iowa, Maine, and Idaho, or at least $1,620 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $410 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,300 to $1,900 extra every year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers is expensive and can cost from 44% to 128% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Finding cheaper rates on insurance for a Mitsubishi Outlander consists of being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at every other renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief summary of the concepts that were illustrated above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,320 more per year to insure their Outlander
• Teen drivers are expensive to insure, costing up to $360 each month for full coverage
• Drivers can save around $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $400 each year
• Drivers can save around $140 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.