Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Mitsubishi Outlander are $1,136 every 12 months including full coverage. Comprehensive insurance costs an estimated $230, collision insurance costs $380, and liability costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs $2,452 or more. 16-year-old drivers pay the most at up to $4,314 a year.

Average premium for full coverage: $1,136

Premium estimates broken down by type of coverage:

Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The example below illustrates the effect of geographic area on insurance prices.

These rate differences highlight why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best full coverage rate is $661
• Drivers who choose higher $1,000 deductibles will pay approximately $140 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,136
• Buying pricier low deductibles for comprehensive and collision insurance costs an extra $266 annually
• Drivers with multiple tickets or accidents could pay up to $2,452
• An auto insurance policy to insure a 16-year-old driver for full coverage can cost as much as $4,314 a year

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Insurance prices for a Mitsubishi Outlander also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could save up to $410 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,300 to $1,900 extra annually, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost from 44% to 128% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Mitsubishi Outlander Insurance

Finding better rates on insurance for a Mitsubishi Outlander not only requires having a good driving record, but also having good credit, refrain from filing small claims, and deciding if full coverage is necessary. Take the time to compare rates at least once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a brief review of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $140 per year just by quoting online well ahead of the renewal date
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,320 more annually to buy Mitsubishi Outlander insurance
• Increasing policy deductibles could save as much as $400 each year
• Drivers age 20 and younger are charged the highest prices, with the cost nearing $360 per month if they have full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.