Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive costs on average $214, collision costs $350, and liability coverage is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing around $2,352. Teen drivers cost the most to insure at $4,172 a year or more.

Average premium for full coverage: $1,090

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas.

The example below illustrates how your location can change car insurance rates.

The examples above show why everyone should compare rates quotes based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save around $130 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,090
• Choosing pricier low deductibles bumps up the cost to $1,336
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,352 or more
• Policy cost that insures a teenage driver for full coverage may cost $4,172

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on the model of your Outlander, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,300 to $1,800 additional every year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers is expensive and can cost around 43% to 133% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,100 a year. View Rates by Age

Your home state also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find rates as low as $720 a year in states like Idaho, Maine, and Iowa, or as much as $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $380 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mitsubishi Outlander Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Shop around every other policy renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.

The list below is a quick review of the ideas that were illustrated above.

• Teenagers pay higher rates, costing up to $348 each month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation may pay on average $1,260 more each year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.