Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,090 a year with full coverage. Comprehensive costs around $214, collision costs $350, and liability costs $390. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing around $2,352. Teens pay the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Price estimates for individual coverage:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all Outlander models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. Areas with sparse population have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance rates.

The ranges above demonstrate why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $639
• Drivers who choose higher $1,000 deductibles will pay about $130 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,090
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,336
• Drivers with serious driving violations could pay at least $2,352 or more
• The price for full coverage for a 16-year-old driver for full coverage can be $4,172 a year

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

The state you live in makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $790 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $380 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,300 to $1,800 additional each year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost from 43% to 133% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to regularly compare prices from multiple companies. Every company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mitsubishi Outlander Insurance

Getting lower rates on insurance for a Mitsubishi Outlander not only requires being a low-risk driver, but also having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to shop around every other policy renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The items below are a brief recap of the ideas that were illustrated above.

• Teen drivers are charged the highest prices, costing up to $348 a month including comprehensive and collision insurance
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,260 more every year to insure their Outlander
• Increasing physical damage deductibles can save around $375 each year
• You may be able to save up to $130 per year simply by quoting online well ahead of the renewal date

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.