Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,090 a year including full coverage. Comprehensive insurance costs on average $214, collision insurance costs $350, and liability insurance is $390. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs $2,352 or more. Teenage drivers pay the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Price estimates by individual coverage:

Rate estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how where you live affects car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The best discount rate is $639
• Raising to $1,000 deductibles will save around $130 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,090
• Using more expensive low deductibles will cost an additional $246 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,352
• The price that insures a teen driver with full coverage may cost $4,172

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,100 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,550 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $380 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance consists of having a good driving record, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Compare prices every other policy renewal by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The next list is a brief recap of the ideas that were touched on in the above illustrations.

• Drivers age 20 and younger pay higher prices, possibly costing $348 a month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,260 more each year to buy Mitsubishi Outlander insurance
• Increasing physical damage deductibles can save approximately $375 each year
• You may be able to save as much as $130 per year just by shopping early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.