Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Mitsubishi Outlander are $1,136 annually with full coverage. Comprehensive costs around $230 a year, collision costs $380, and liability insurance costs $390. Liability-only insurance costs as little as $438 a year, with high-risk driver insurance costing around $2,452. 16-year-old drivers pay the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Price estimates for individual coverage:

These estimates include $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Areas with sparse population have fewer collision claims than congested cities.

The diagram below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why it is important to compare rates for a specific zip code and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $661
• Drivers who choose higher $1,000 deductibles will pay about $996 annually
• The estimated rate for the average middle-age driver using $500 deductibles is $1,136
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,402
• High risk drivers with multiple tickets or accidents could pay at least $2,452 or more
• The price with full coverage for a teen driver can be $4,314 a year

View Chart as Image

Car insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged as much as $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $410 each year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or at least $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out your exact price is to get quotes from as many companies as possible. Every company utilizes a different rate formula, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a brief summary of the material that was touched on above.

• Drivers who may need higher levels of liability will pay around $430 every year to go from a low limit to higher 250/500 limits
• Teenage drivers are the costliest to insure, costing up to $360 a month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,320 more every year for auto insurance
• Increasing physical damage deductibles could save up to $400 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.