Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,090 a year including full coverage. Comprehensive costs an estimated $214, collision insurance costs $350, and liability coverage costs around $390. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs around $2,352. 16-year-old drivers pay the most at up to $4,172 a year.

Average premium for full coverage: $1,090

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare prices for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best full coverage rate is $639
• Using higher $1,000 deductibles will save approximately $130 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,090
• Buying more expensive low deductibles for physical damage coverage bumps up the cost to $1,336
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,352
• An auto insurance policy that insures a teenage driver with full coverage can cost as much as $4,172 or more

View Chart as Image

Insurance prices for a Mitsubishi Outlander also have a wide range based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,300 to $1,800 additional annually, depending on your age. High-risk driver insurance can be around 43% to 133% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see prices as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $380 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mitsubishi Outlander Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, having a good credit score, refrain from filing small claims, and possibly raising deductibles. Comparison shop once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a review of the data that was covered above.

• You may be able to save approximately $130 per year just by shopping early and online
• Consumers who want increased liability limits will pay around $430 per year to increase from 30/60 bodily injury limits to the 250/500 level
• Drivers under the age of 20 are expensive to insure, with the cost nearing $348 per month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations could be charged and average of $1,260 more annually to insure a Mitsubishi Outlander

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.