Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Mitsubishi Outlander are $1,136 annually for full coverage insurance. Comprehensive costs approximately $230 each year, collision costs $380, and liability costs $390. A liability-only policy costs as little as $438 a year, with high-risk insurance costing around $2,452. Teenage drivers receive the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Rate estimates by individual coverage type:

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities.

The graphic below illustrates how where you live affects auto insurance prices.

These examples illustrate why all drivers should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best discount rate is $661
• Drivers who choose higher $1,000 deductibles will pay $140 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,136
• Using low deductibles for comprehensive and collision insurance will cost $1,402
• Higher-risk drivers who are prone to accidents and violations could pay around $2,452 or more
• The cost with full coverage for a teen driver can cost $4,314 a year

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level of your Outlander, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $410 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Mitsubishi Outlander Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a review of the data that was touched on in the above illustrations.

• It is possible to save around $140 per year simply by quoting online in advance
• Policyholders who purchase more liability coverage will pay an extra $430 annually to go from a minimum limit to higher 250/500 limits
• Teen drivers are expensive to insure, costing up to $360 per month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,320 more per year to insure their Outlander

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.