Mitsubishi Eclipse Insurance Rates

How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.

To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.

The average insurance rates for a Mitsubishi Eclipse are $902 a year including full coverage. Comprehensive insurance costs approximately $132 a year, collision costs $170, and liability is $442. Liability-only insurance costs around $496 a year, with high-risk driver insurance costing $1,940 or more. Teenage drivers cost the most to insure at $3,708 a year or more.

Average premium for full coverage: $902

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Eclipse trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why it is important to compare rates quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Mitsubishi Eclipse insurance rates for additional coverage and risk scenarios.

• The best discount rate is $554
• Raising to $1,000 deductibles will save $832 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $902
• Using low $100 deductibles will cost an extra $132 every year
• At-risk drivers who are prone to accidents and violations could pay around $1,940 or more
• Policy cost for full coverage for a teen driver can cost $3,708

View Chart as Image

Auto insurance rates for a Mitsubishi Eclipse also range considerably based on your risk profile, the model of your Eclipse, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state also has a big influence on Mitsubishi Eclipse insurance prices. A middle-age driver might find rates as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,290 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $210 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,500 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 40% to 135% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Eclipse Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having good credit, paying for small claims out-of-pocket, and not having any coverage lapses. Take the time to compare rates at least once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a brief summary of the primary concepts that were covered in the above illustrations.

• You may be able to save around $100 per year simply by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,040 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $200 each year
• 16 to 18-year-old drivers have the highest car insurance rates, with premiums being up to $309 each month if they have full coverage

Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.

To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Mitsubishi Eclipse?

Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.

The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.

Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class

Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.

• Chevrolet Corvette Insurance Rates
• Ford Mustang Insurance Rates
• Mercedes Benz SL 450 Insurance Rates

Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.

Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.