Mini Clubman Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance prices for a Mini Clubman are $1,038 every 12 months with full coverage. Comprehensive costs approximately $184, collision insurance costs $222, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,226. Teen drivers receive the highest rates at up to $4,136 a year.
Average premium for full coverage: $1,038
Rate estimates by individual coverage type:
Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all Clubman models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from the cheapest price of $522 for just liability insurance to the much higher price of $2,226 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. Rural locations tend to have more infrequent collision claims than larger metro areas. The example below illustrates how your location can change auto insurance prices.
These examples demonstrate why everyone should compare rates quotes using their specific location and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Mini Clubman insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $631
- Raising to $1,000 deductibles will save $92 annually
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,038
- Choosing pricier low deductibles increases the price to $1,214
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,226
- The cost to insure a teenage driver for full coverage can cost $4,136
Insurance rates for a Mini Clubman can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Clubman.
Choosing high deductibles can reduce rates by up to $270 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 additional per year, depending on your age. Mini Clubman insurance for high-risk drivers is expensive and can cost around 41% to 129% more than average. View High Risk Driver Rates
Where you live also has a big influence on Mini Clubman insurance rates. A middle-age driver might find rates as low as $750 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,400 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $940 | -$98 | -9.4% |
| Alaska | $796 | -$242 | -23.3% |
| Arizona | $860 | -$178 | -17.1% |
| Arkansas | $1,038 | -$0 | 0.0% |
| California | $1,184 | $146 | 14.1% |
| Colorado | $992 | -$46 | -4.4% |
| Connecticut | $1,068 | $30 | 2.9% |
| Delaware | $1,176 | $138 | 13.3% |
| Florida | $1,300 | $262 | 25.2% |
| Georgia | $958 | -$80 | -7.7% |
| Hawaii | $746 | -$292 | -28.1% |
| Idaho | $700 | -$338 | -32.6% |
| Illinois | $774 | -$264 | -25.4% |
| Indiana | $780 | -$258 | -24.9% |
| Iowa | $700 | -$338 | -32.6% |
| Kansas | $988 | -$50 | -4.8% |
| Kentucky | $1,416 | $378 | 36.4% |
| Louisiana | $1,536 | $498 | 48.0% |
| Maine | $642 | -$396 | -38.2% |
| Maryland | $856 | -$182 | -17.5% |
| Massachusetts | $832 | -$206 | -19.8% |
| Michigan | $1,804 | $766 | 73.8% |
| Minnesota | $868 | -$170 | -16.4% |
| Mississippi | $1,242 | $204 | 19.7% |
| Missouri | $922 | -$116 | -11.2% |
| Montana | $1,116 | $78 | 7.5% |
| Nebraska | $818 | -$220 | -21.2% |
| Nevada | $1,244 | $206 | 19.8% |
| New Hampshire | $746 | -$292 | -28.1% |
| New Jersey | $1,160 | $122 | 11.8% |
| New Mexico | $920 | -$118 | -11.4% |
| New York | $1,094 | $56 | 5.4% |
| North Carolina | $598 | -$440 | -42.4% |
| North Dakota | $850 | -$188 | -18.1% |
| Ohio | $716 | -$322 | -31.0% |
| Oklahoma | $1,066 | $28 | 2.7% |
| Oregon | $950 | -$88 | -8.5% |
| Pennsylvania | $992 | -$46 | -4.4% |
| Rhode Island | $1,384 | $346 | 33.3% |
| South Carolina | $940 | -$98 | -9.4% |
| South Dakota | $878 | -$160 | -15.4% |
| Tennessee | $908 | -$130 | -12.5% |
| Texas | $1,252 | $214 | 20.6% |
| Utah | $768 | -$270 | -26.0% |
| Vermont | $712 | -$326 | -31.4% |
| Virginia | $622 | -$416 | -40.1% |
| Washington | $804 | -$234 | -22.5% |
| West Virginia | $950 | -$88 | -8.5% |
| Wisconsin | $720 | -$318 | -30.6% |
| Wyoming | $926 | -$112 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mini Clubman Station Wagon | $998 | $83 |
| Mini Clubman S Station Wagon | $1,038 | $87 |
| Mini Clubman John Cooper Works Station Wagon | $1,092 | $91 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Mini Clubman | $220 | $288 | $474 | $1,140 |
| 2010 Mini Clubman | $184 | $222 | $474 | $1,038 |
Rates are averaged for all Mini Clubman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Mini Clubman Insurance
Saving money on auto insurance consists of being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below you'll find a recap of the ideas that were illustrated above.
- Youthful drivers are the costliest to insure, with premiums as much as $345 per month if full coverage is included
- Drivers that have major violations or accidents could be forced to pay on average $1,190 more per year than a low-risk driver
- Increasing deductibles could save as much as $275 each year
- You may be able to save around $120 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,136 |
| 20 | $2,358 |
| 30 | $1,058 |
| 40 | $1,038 |
| 50 | $952 |
| 60 | $932 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,214 |
| $250 | $1,134 |
| $500 | $1,038 |
| $1,000 | $946 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,038 |
| 50/100 | $1,187 |
| 100/300 | $1,305 |
| 250/500 | $1,613 |
| 100 CSL | $1,234 |
| 300 CSL | $1,495 |
| 500 CSL | $1,685 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,828 |
| 20 | $3,758 |
| 30 | $2,246 |
| 40 | $2,226 |
| 50 | $2,128 |
| 60 | $2,104 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $45 |
| Online Quote | $70 |
| Total Discounts | $407 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
