Mini Clubman John Cooper Works Station Wagon Insurance Rates

U.S. average insurance rates for a Mini Clubman John Cooper Works Station Wagon are $1,538 a year with full coverage. Comprehensive insurance costs an estimated $382 each year, collision insurance costs $634, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $3,304 or more. Teenage drivers pay the highest rates at up to $5,526 a year.

Annual premium for full coverage: $1,538

Price estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mini Clubman Trim Level

These price ranges demonstrate why all drivers should compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Mini Clubman John Cooper Works Station Wagon are also quite variable based on your driving record, the actual cash value of your Clubman, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,400 a year for full coverage. Rates are much higher for teenage drivers, where even good drivers will have to pay at least $5,500 a year. View Rates by Age

The state you live in has a huge impact on Mini Clubman John Cooper Works Station Wagon insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $680 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,800 to $2,400 in extra premium each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different from one company to the next.

View Chart as Image

The chart above shows Mini Clubman John Cooper Works Station Wagon insurance rates for various risk profiles and scenarios. The best rate after discounts is $882. Drivers who use higher $1,000 deductibles will pay around $1,308. The average rate for a driver around age 40 using $500 deductibles is $1,538. Using lower $100 deductibles for comp and collision coverage could cost up to $1,986. Drivers with multiple violations and accidents could be charged at least $3,304. The policy rate for full coverage for a teenage driver can be as high as $5,526.

View Chart as Image