1. Vehicles
  2. Mini
  3. Clubman
  4. S Station Wagon

Mini Clubman S Station Wagon Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

The average insurance rates for a Mini Clubman S Station Wagon are $1,416 a year for full coverage. Comprehensive costs on average $354, collision costs $540, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,028. Teenage drivers cost the most to insure at $5,112 a year or more.

Annual premium for full coverage: $1,416

Policy rates by type of insurance:

Comprehensive $354
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mini Clubman Trim Level

For the normal driver, Mini Clubman S Station Wagon insurance rates go from as low as $430 for just liability coverage to a much higher rate of $3,028 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,416
High Risk $3,028

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

These price differences show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Mini Clubman S Station Wagon Insurance

Searching Companies

Insurance prices for a Mini Clubman S Station Wagon also range considerably based on your risk profile, the model year of your Clubman, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

Your home state has a huge impact on Mini Clubman S Station Wagon insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $600 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance can be as much as 43% to 127% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

View Chart as Image

Mini Clubman S Station Wagon insurance cost comparison chart
Column chart showing Mini Clubman S Station Wagon insurance prices range from $824 to $5,112 for full coverage

Chart shows Mini Clubman S Station Wagon insurance rates for different risk profiles and scenarios. The best rate after discounts is $824. Drivers who use higher $1,000 deductibles will pay around $1,214. The average rate for a 40-year-old male driver using $500 deductibles is $1,416. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,808. Drivers with multiple violations and accidents could be charged around $3,028. The price for full coverage insurance for a teen driver can be as high as $5,112.

Mini Clubman S Station Wagon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,280 -$136 -9.6%
Alaska $1,086 -$330 -23.3%
Arizona $1,176 -$240 -16.9%
Arkansas $1,416 -$0 0.0%
California $1,614 $198 14.0%
Colorado $1,354 -$62 -4.4%
Connecticut $1,456 $40 2.8%
Delaware $1,602 $186 13.1%
Florida $1,770 $354 25.0%
Georgia $1,308 -$108 -7.6%
Hawaii $1,018 -$398 -28.1%
Idaho $958 -$458 -32.3%
Illinois $1,054 -$362 -25.6%
Indiana $1,068 -$348 -24.6%
Iowa $956 -$460 -32.5%
Kansas $1,346 -$70 -4.9%
Kentucky $1,932 $516 36.4%
Louisiana $2,096 $680 48.0%
Maine $874 -$542 -38.3%
Maryland $1,168 -$248 -17.5%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,462 $1,046 73.9%
Minnesota $1,184 -$232 -16.4%
Mississippi $1,696 $280 19.8%
Missouri $1,256 -$160 -11.3%
Montana $1,520 $104 7.3%
Nebraska $1,118 -$298 -21.0%
Nevada $1,698 $282 19.9%
New Hampshire $1,022 -$394 -27.8%
New Jersey $1,584 $168 11.9%
New Mexico $1,254 -$162 -11.4%
New York $1,492 $76 5.4%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $976 -$440 -31.1%
Oklahoma $1,456 $40 2.8%
Oregon $1,296 -$120 -8.5%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,888 $472 33.3%
South Carolina $1,282 -$134 -9.5%
South Dakota $1,196 -$220 -15.5%
Tennessee $1,240 -$176 -12.4%
Texas $1,706 $290 20.5%
Utah $1,050 -$366 -25.8%
Vermont $968 -$448 -31.6%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,298 -$118 -8.3%
Wisconsin $982 -$434 -30.6%
Wyoming $1,262 -$154 -10.9%

View Chart as Image

Mini Clubman S Station Wagon insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Mini Clubman S Station Wagon Insurance Rates by Driver Age
Driver Age Premium
16 $5,112
20 $3,214
30 $1,482
40 $1,416
50 $1,288
60 $1,262

Full coverage, $500 deductibles

Rates by Deductible

Mini Clubman S Station Wagon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,808
$250 $1,628
$500 $1,416
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Mini Clubman S Station Wagon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,489
100/300 $1,580
250/500 $1,816
100 CSL $1,525
300 CSL $1,725
500 CSL $1,871

Full coverage, driver age 40

Rates for High Risk Drivers

Mini Clubman S Station Wagon Insurance Rates for High Risk Drivers
Age Premium
16 $7,298
20 $5,098
30 $3,102
40 $3,028
50 $2,884
60 $2,854

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $190

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $103
5-yr Claim Free $90
Paid in Full/EFT $65
Advance Quote $68
Online Quote $101
Total Discounts $592
Rate after discounts $824

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption