Mercedes CLA 250 Insurance Rates

How much is insurance for a Mercedes CLA 250? Average Mercedez-Benz CLA 250 insurance rates are $154 per month or $1,848 annually. 

Read through our comprehensive guide to better understand what factors will impact your Mercedes CLA 250 insurance costs. For example, drivers with imperfect driver records will receive pricier than average high-risk car insurance rates.

Ready to secure the lowest Mercedes insurance costs? Enter your five-digit ZIP code into our FREE quote tool to find the cheapest car insurance for your Mercedes-Benz.

There are many options when looking for the best insurance on your Mercedes CLA 250. You can either buy through your neighborhood insurance agent or price shop online to compare pricing from multiple insurance companies. Shopping for car insurance on the web is simple to do and there is a good chance you will probably save money.

Comparing car insurance rates direct online can be a challenge if you have never used online quotes. But don't be discouraged because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates from different insurance companies. The best way to find the lowest Mercedes CLA 250 insurance cost consists of shopping online. This can be accomplished by visiting this page.

Insurance rates on a Mercedes CLA 250 can vary widely subject to many criteria. Some of these factors include:

• More performance equals higher cost
• Any accidents you may have
• Whether you insure your home with the same company
• Pleasure use vs. commuting use
• Your birth date
• Being married can lower rates
• Extra coverages like towing and rental
• Your profession
• The level of coverage
• Whether you own your home

One last important factor that will help determine the rate you pay on your Mercedes CLA 250 is the year of manufacture. Older cars and trucks cost less so the cost to replace them can decrease annual premiums. Conversely, newer vehicles may have options such as a collision avoidance system, sideview assist mirrors, a backup camera, and a telematics system which can provide discounts that lower premiums.

Liability car insurance

Mercedes CLA 250 liability coverage can cover damage that occurs to people or other property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase higher limits if possible.

Collision coverage protection

Collision coverage covers damage to your CLA 250 resulting from a collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Mercedes CLA 250 can be pricey, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to bring the cost down.

Comprehensive car insurance

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Coverage for medical expenses

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal injury protection coverage is not an option in every state but can be used in place of medical payments coverage.

So, is Mercedes insurance expensive? As you’ve learned, many factors impact your Mercedes C250 insurance costs. For example, you now know that the lowest Mercedes-Benz CLA 45 AMG insurance costs will be vastly different than the cheapest Mercedes CLA 250 cost for insurance.

Start comparing the Mercedes-Benz cheapest car insurance rates by entering your ZIP code into our FREE quote tool below.

What are the safety ratings for the Mercedes-Benz CLA 250?

Understanding the safety ratings of your vehicles can help you qualify for discounts, or see what aspects of your car may be raising your insurance rates. 

Check out the Mercedes-Benz CLA 250 safety ratings below.

• Headlights: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the CLA 250 did not fare well in the crash tests that were performed. Bad results do lead to higher insurance rates. Expect your CLA 250 cost for insurance to be higher than average.

Mercedes-Benz CLA 250 Compared Against other Vehicles in the Same Class

Is Mercedes Benz CLA 250 a good car for you? One way to find out is by comparing the Mercedes-Benz CLA 250 to similar vehicles. Comparing car models can also help you determine if you’ll save money on insurance rates, especially if the Mercedes-Benz CLA 250 has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a midsize luxury sedan.

Check out other comparable midsize luxury sedans below.

• Acura TLX
• BMW 3 Series
• Lincoln MKZ

Unfortunately, the Mercedes-Benz CLA 250 has substantially worse than average collision loss ratios at 53 percent. Comprehensive and medical payment loss ratios for this vehicle are also substantially worse than average at 37 percent and 42 percent respectively.

These worse than average loss ratios mean higher insurance premiums if you drive this car. However, you can mitigate the higher Mercedes CLA costs for insurance by looking at various discounts offered by different companies.

You’re now an expert on Mercedes-Benz CLA 250 insurance rates. How much is a Mercedes CLA 250 going to cost you to insure? Find out now by entering your five-digit ZIP code into our FREE quote comparison tool.