BMW 3-Series Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 12, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Finding cheaper auto insurance through online rate quotes can be fast and easy and at the same time you will probably save money. The most important part is to get rates from all providers so you can compare every option.

If you are a novice to online auto insurance shopping, it's easy to be confused by the hoards of online companies competing for your business. To find the best auto insurance prices, there are several ways to compare quotes from local auto insurance companies. The fastest way to find the lowest BMW 3-Series insurance quotes is to perform an online rate comparison. It is quite easy and can be accomplished by visiting this page.

Insurance rates paid to insure a BMW 3-Series can fluctuate considerably depending on several factors. Taken into consideration are:

  • Higher performance 3-Series vehicles cost more
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Your age
  • Being married can lower rates
  • Special coverage such as replacement cost
  • Your profession
  • Your coverage level
  • Whether you rent or own your home

One last important factor which can affect the rate you pay on your BMW 3-Series is the year of manufacture. Models that are a few years old have a reduced actual cash value so the costs to repair may result in lower rates. On the flip side, newer models may have options like lane departure warning system, a telematics system, and adaptive headlights which may provide discounts that lower premiums.

Auto liability

damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision coverage protection

an object or car. . , . .

Comprehensive or Other Than Collision

that is not covered by collision coverage. . you can receive from a comprehensive claim , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

This . , . .

Medical payments and PIP coverage

expenses doctor visits, EMT expenses, and X-ray expenses. . .

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles