Mazda CX-9 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 4, 2023
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Average insurance rates for a Mazda CX-9 are $1,406 a year with full coverage. Comprehensive costs around $308 a year, collision insurance costs $524, and liability is $416. Buying just liability costs around $474 a year, and insurance for high-risk drivers costs around $3,036. 16-year-old drivers receive the highest rates at up to $5,228 a year.
Average premium for full coverage: $1,406
Rate estimates for individual coverage type:
Prices include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and CX-9 trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from the low end price of $474 for just the minimum liability insurance to a high of $3,036 for a high-risk insurance policy.
Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than congested cities. The diagram below illustrates how location impacts auto insurance rates.
These examples demonstrate why it is important to compare rates quotes for a specific zip code, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Mazda CX-9 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $811
- Raising to $1,000 deductibles will save about $1,216 annually
- The estimated price for a 40-year-old driver using $500 deductibles is $1,406
- Buying low $100 deductibles bumps up the cost to $1,770
- Drivers with multiple tickets or accidents could pay at least $3,036
- The cost that insures a 16-year-old driver can be $5,228
Auto insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your age and driving habits, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you may be forking out at least $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 135% more than the average rate. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $5,200 a year. View Rates by Age
Where you live also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or at least $1,900 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,272 | -$134 | -9.5% |
| Alaska | $1,080 | -$326 | -23.2% |
| Arizona | $1,168 | -$238 | -16.9% |
| Arkansas | $1,406 | -$0 | 0.0% |
| California | $1,602 | $196 | 13.9% |
| Colorado | $1,344 | -$62 | -4.4% |
| Connecticut | $1,446 | $40 | 2.8% |
| Delaware | $1,590 | $184 | 13.1% |
| Florida | $1,760 | $354 | 25.2% |
| Georgia | $1,298 | -$108 | -7.7% |
| Hawaii | $1,010 | -$396 | -28.2% |
| Idaho | $950 | -$456 | -32.4% |
| Illinois | $1,048 | -$358 | -25.5% |
| Indiana | $1,058 | -$348 | -24.8% |
| Iowa | $950 | -$456 | -32.4% |
| Kansas | $1,338 | -$68 | -4.8% |
| Kentucky | $1,918 | $512 | 36.4% |
| Louisiana | $2,082 | $676 | 48.1% |
| Maine | $866 | -$540 | -38.4% |
| Maryland | $1,160 | -$246 | -17.5% |
| Massachusetts | $1,124 | -$282 | -20.1% |
| Michigan | $2,444 | $1,038 | 73.8% |
| Minnesota | $1,176 | -$230 | -16.4% |
| Mississippi | $1,686 | $280 | 19.9% |
| Missouri | $1,248 | -$158 | -11.2% |
| Montana | $1,512 | $106 | 7.5% |
| Nebraska | $1,108 | -$298 | -21.2% |
| Nevada | $1,686 | $280 | 19.9% |
| New Hampshire | $1,014 | -$392 | -27.9% |
| New Jersey | $1,570 | $164 | 11.7% |
| New Mexico | $1,246 | -$160 | -11.4% |
| New York | $1,482 | $76 | 5.4% |
| North Carolina | $812 | -$594 | -42.2% |
| North Dakota | $1,150 | -$256 | -18.2% |
| Ohio | $972 | -$434 | -30.9% |
| Oklahoma | $1,444 | $38 | 2.7% |
| Oregon | $1,288 | -$118 | -8.4% |
| Pennsylvania | $1,342 | -$64 | -4.6% |
| Rhode Island | $1,876 | $470 | 33.4% |
| South Carolina | $1,274 | -$132 | -9.4% |
| South Dakota | $1,188 | -$218 | -15.5% |
| Tennessee | $1,232 | -$174 | -12.4% |
| Texas | $1,696 | $290 | 20.6% |
| Utah | $1,042 | -$364 | -25.9% |
| Vermont | $962 | -$444 | -31.6% |
| Virginia | $842 | -$564 | -40.1% |
| Washington | $1,088 | -$318 | -22.6% |
| West Virginia | $1,288 | -$118 | -8.4% |
| Wisconsin | $974 | -$432 | -30.7% |
| Wyoming | $1,252 | -$154 | -11.0% |
Opting for high physical damage deductibles can reduce rates by up to $560 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,364 | $114 |
| Mazda CX-9 Grand Touring 2WD | $1,406 | $117 |
| Mazda CX-9 Sport AWD | $1,406 | $117 |
| Mazda CX-9 Touring 2WD | $1,406 | $117 |
| Mazda CX-9 Touring AWD | $1,406 | $117 |
| Mazda CX-9 Grand Touring AWD | $1,446 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2022 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2021 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2020 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2019 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2018 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2017 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2016 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2015 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2014 Mazda CX-9 | $202 | $284 | $474 | $1,118 |
| 2013 Mazda CX-9 | $198 | $258 | $478 | $1,092 |
| 2012 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2011 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2010 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2009 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2008 Mazda CX-9 | $162 | $178 | $452 | $950 |
| 2007 Mazda CX-9 | $148 | $170 | $446 | $922 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Mazda CX-9 Insurance
Saving money on insurance for a Mazda CX-9 consists of avoiding accidents and claims, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Comparison shop at least every other year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The points below are a quick rundown of the car insurance concepts touched on above.
- Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,630 more every year to insure a Mazda CX-9
- You may be able to save up to $170 per year just by quoting early and online
- Increasing deductibles can save approximately $550 each year
- Insureds who may need increased liability limits will pay around $460 every year to raise from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,228 |
| 20 | $3,230 |
| 30 | $1,466 |
| 40 | $1,406 |
| 50 | $1,284 |
| 60 | $1,258 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,770 |
| $250 | $1,604 |
| $500 | $1,406 |
| $1,000 | $1,216 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,406 |
| 50/100 | $1,529 |
| 100/300 | $1,633 |
| 250/500 | $1,904 |
| 100 CSL | $1,571 |
| 300 CSL | $1,800 |
| 500 CSL | $1,966 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,456 |
| 20 | $5,140 |
| 30 | $3,102 |
| 40 | $3,036 |
| 50 | $2,896 |
| 60 | $2,868 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $64 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $595 |
Discounts are estimated and may not be available from every company or in every state.
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