Mazda CX-9 Insurance Rates

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UPDATED: Jun 4, 2023

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Average insurance prices for a Mazda CX-9 are $1,406 every 12 months with full coverage. Comprehensive costs on average $308 each year, collision insurance costs $524, and liability costs around $416. A liability-only policy costs as low as $474 a year, and high-risk insurance costs around $3,036. 16-year-old drivers receive the highest rates at up to $5,228 a year.

Average premium for full coverage: $1,406

Rate estimates by individual coverage type:

Comprehensive $308
Collision $524
Liability $416

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and CX-9 models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from the cheapest price of $474 for just liability coverage to a high rate of $3,036 for a driver who requires high-risk insurance.

Liability Only $474
Full Coverage $1,406
High Risk $3,036

Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas tend to have more infrequent collision claims than congested cities. The graphic below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,055
Small Cities $1,476
Large Cities $1,898

These examples demonstrate why all drivers should compare prices based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $811
  • Using higher $1,000 deductibles will save around $190 annually
  • The average price for a 40-year-old driver with $500 deductibles is $1,406
  • Buying low deductibles for physical damage coverage increases the price to $1,770
  • Drivers with multiple tickets or accidents could pay upwards of $3,036
  • The cost to insure a teen driver may cost $5,228 or more

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance rates range from $811 to $5,228 for full coverage

Insurance rates for a Mazda CX-9 can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your CX-9.

Opting for high physical damage deductibles could cut rates by as much as $560 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 135% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or at least $1,900 on average in Florida, Michigan, and New York.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,272 -$134 -9.5%
Alaska $1,080 -$326 -23.2%
Arizona $1,168 -$238 -16.9%
Arkansas $1,406 -$0 0.0%
California $1,602 $196 13.9%
Colorado $1,344 -$62 -4.4%
Connecticut $1,446 $40 2.8%
Delaware $1,590 $184 13.1%
Florida $1,760 $354 25.2%
Georgia $1,298 -$108 -7.7%
Hawaii $1,010 -$396 -28.2%
Idaho $950 -$456 -32.4%
Illinois $1,048 -$358 -25.5%
Indiana $1,058 -$348 -24.8%
Iowa $950 -$456 -32.4%
Kansas $1,338 -$68 -4.8%
Kentucky $1,918 $512 36.4%
Louisiana $2,082 $676 48.1%
Maine $866 -$540 -38.4%
Maryland $1,160 -$246 -17.5%
Massachusetts $1,124 -$282 -20.1%
Michigan $2,444 $1,038 73.8%
Minnesota $1,176 -$230 -16.4%
Mississippi $1,686 $280 19.9%
Missouri $1,248 -$158 -11.2%
Montana $1,512 $106 7.5%
Nebraska $1,108 -$298 -21.2%
Nevada $1,686 $280 19.9%
New Hampshire $1,014 -$392 -27.9%
New Jersey $1,570 $164 11.7%
New Mexico $1,246 -$160 -11.4%
New York $1,482 $76 5.4%
North Carolina $812 -$594 -42.2%
North Dakota $1,150 -$256 -18.2%
Ohio $972 -$434 -30.9%
Oklahoma $1,444 $38 2.7%
Oregon $1,288 -$118 -8.4%
Pennsylvania $1,342 -$64 -4.6%
Rhode Island $1,876 $470 33.4%
South Carolina $1,274 -$132 -9.4%
South Dakota $1,188 -$218 -15.5%
Tennessee $1,232 -$174 -12.4%
Texas $1,696 $290 20.6%
Utah $1,042 -$364 -25.9%
Vermont $962 -$444 -31.6%
Virginia $842 -$564 -40.1%
Washington $1,088 -$318 -22.6%
West Virginia $1,288 -$118 -8.4%
Wisconsin $974 -$432 -30.7%
Wyoming $1,252 -$154 -11.0%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,364 $114
Mazda CX-9 Grand Touring 2WD $1,406 $117
Mazda CX-9 Sport AWD $1,406 $117
Mazda CX-9 Touring 2WD $1,406 $117
Mazda CX-9 Touring AWD $1,406 $117
Mazda CX-9 Grand Touring AWD $1,446 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $308 $524 $416 $1,406
2022 Mazda CX-9 $298 $502 $430 $1,388
2021 Mazda CX-9 $282 $484 $442 $1,366
2020 Mazda CX-9 $270 $450 $452 $1,330
2019 Mazda CX-9 $260 $424 $456 $1,298
2018 Mazda CX-9 $248 $380 $460 $1,246
2017 Mazda CX-9 $232 $350 $460 $1,200
2016 Mazda CX-9 $224 $328 $464 $1,174
2015 Mazda CX-9 $220 $306 $474 $1,158
2014 Mazda CX-9 $202 $284 $474 $1,118
2013 Mazda CX-9 $198 $258 $478 $1,092
2012 Mazda CX-9 $184 $236 $474 $1,052
2011 Mazda CX-9 $174 $214 $474 $1,020
2010 Mazda CX-9 $168 $192 $468 $986
2009 Mazda CX-9 $166 $188 $460 $972
2008 Mazda CX-9 $162 $178 $452 $950
2007 Mazda CX-9 $148 $170 $446 $922

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Mazda CX-9 Insurance

Saving money on car insurance requires being a good driver, having good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Set aside time to shop around at every other renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a quick review of the concepts that were raised in the charts and tables above.

  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,630 more each year than a safer driver
  • Drivers age 16 to 20 pay the highest rates, with premiums as much as $436 per month if they have full coverage
  • You may be able to save as much as $170 per year just by quoting online in advance
  • Increasing deductibles could save as much as $550 each year
  • You may be able to save as much as $170 per year just by quoting online in advance

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,228
20 $3,230
30 $1,466
40 $1,406
50 $1,284
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,604
$500 $1,406
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,406
50/100 $1,529
100/300 $1,633
250/500 $1,904
100 CSL $1,571
300 CSL $1,800
500 CSL $1,966

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,456
20 $5,140
30 $3,102
40 $3,036
50 $2,896
60 $2,868

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $595
Rate after discounts $811

Discounts are estimated and may not be available from every company or in every state.

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