Mazda CX-9 Insurance Rates
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Michelle Robbins
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UPDATED: Jun 4, 2023
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U.S. average insurance prices for a Mazda CX-9 are $1,406 every 12 months including full coverage. Comprehensive insurance costs an estimated $308 a year, collision costs $524, and liability insurance costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing $3,036 or more. 16-year-old drivers pay the highest rates at $5,228 a year or more.
Average premium for full coverage: $1,406
Price estimates broken down by individual coverage:
Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and CX-9 trim levels.
Price Range from Low to High
For the normal driver, Mazda CX-9 insurance prices go from the cheapest price of $474 for the bare minimum liability coverage to a high of $3,036 for a high-risk driver policy.
Geographic Price Range
Where you live has a significant impact on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than congested cities.
The diagram below illustrates how geographic area affects insurance prices.
The ranges above highlight why it is important to compare prices for a targeted area and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Mazda CX-9 insurance rates for other coverage scenarios.
- The best full coverage rate is $811
- Using higher $1,000 deductibles will save approximately $1,216 every year
- The average price for the average middle-age driver who has $500 deductibles is $1,406
- Buying low $100 deductibles for physical damage coverage costs an extra $364 a year
- Drivers with multiple tickets or accidents could pay up to $3,036 or more
- The price to insure a teen driver can cost as much as $5,228 or more
Car insurance prices for a Mazda CX-9 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.
Opting for high physical damage deductibles could cut prices by as much as $560 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $5,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates
The state you live in has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,010 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,272 | -$134 | -9.5% |
| Alaska | $1,080 | -$326 | -23.2% |
| Arizona | $1,168 | -$238 | -16.9% |
| Arkansas | $1,406 | -$0 | 0.0% |
| California | $1,602 | $196 | 13.9% |
| Colorado | $1,344 | -$62 | -4.4% |
| Connecticut | $1,446 | $40 | 2.8% |
| Delaware | $1,590 | $184 | 13.1% |
| Florida | $1,760 | $354 | 25.2% |
| Georgia | $1,298 | -$108 | -7.7% |
| Hawaii | $1,010 | -$396 | -28.2% |
| Idaho | $950 | -$456 | -32.4% |
| Illinois | $1,048 | -$358 | -25.5% |
| Indiana | $1,058 | -$348 | -24.8% |
| Iowa | $950 | -$456 | -32.4% |
| Kansas | $1,338 | -$68 | -4.8% |
| Kentucky | $1,918 | $512 | 36.4% |
| Louisiana | $2,082 | $676 | 48.1% |
| Maine | $866 | -$540 | -38.4% |
| Maryland | $1,160 | -$246 | -17.5% |
| Massachusetts | $1,124 | -$282 | -20.1% |
| Michigan | $2,444 | $1,038 | 73.8% |
| Minnesota | $1,176 | -$230 | -16.4% |
| Mississippi | $1,686 | $280 | 19.9% |
| Missouri | $1,248 | -$158 | -11.2% |
| Montana | $1,512 | $106 | 7.5% |
| Nebraska | $1,108 | -$298 | -21.2% |
| Nevada | $1,686 | $280 | 19.9% |
| New Hampshire | $1,014 | -$392 | -27.9% |
| New Jersey | $1,570 | $164 | 11.7% |
| New Mexico | $1,246 | -$160 | -11.4% |
| New York | $1,482 | $76 | 5.4% |
| North Carolina | $812 | -$594 | -42.2% |
| North Dakota | $1,150 | -$256 | -18.2% |
| Ohio | $972 | -$434 | -30.9% |
| Oklahoma | $1,444 | $38 | 2.7% |
| Oregon | $1,288 | -$118 | -8.4% |
| Pennsylvania | $1,342 | -$64 | -4.6% |
| Rhode Island | $1,876 | $470 | 33.4% |
| South Carolina | $1,274 | -$132 | -9.4% |
| South Dakota | $1,188 | -$218 | -15.5% |
| Tennessee | $1,232 | -$174 | -12.4% |
| Texas | $1,696 | $290 | 20.6% |
| Utah | $1,042 | -$364 | -25.9% |
| Vermont | $962 | -$444 | -31.6% |
| Virginia | $842 | -$564 | -40.1% |
| Washington | $1,088 | -$318 | -22.6% |
| West Virginia | $1,288 | -$118 | -8.4% |
| Wisconsin | $974 | -$432 | -30.7% |
| Wyoming | $1,252 | -$154 | -11.0% |

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,364 | $114 |
| Mazda CX-9 Grand Touring 2WD | $1,406 | $117 |
| Mazda CX-9 Sport AWD | $1,406 | $117 |
| Mazda CX-9 Touring 2WD | $1,406 | $117 |
| Mazda CX-9 Touring AWD | $1,406 | $117 |
| Mazda CX-9 Grand Touring AWD | $1,446 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2022 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2021 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2020 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2019 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2018 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2017 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2016 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2015 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2014 Mazda CX-9 | $202 | $284 | $474 | $1,118 |
| 2013 Mazda CX-9 | $198 | $258 | $478 | $1,092 |
| 2012 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2011 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2010 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2009 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2008 Mazda CX-9 | $162 | $178 | $452 | $950 |
| 2007 Mazda CX-9 | $148 | $170 | $446 | $922 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Mazda CX-9 Insurance
Getting lower rates on Mazda CX-9 insurance requires avoiding accidents and violations, maintaining a good credit score, being claim-free, and not having any coverage lapses. Invest the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The list below is a brief review of the information presented in the illustrations above.
- You may be able to save approximately $170 per year simply by quoting early and online
- Teenagers have the highest car insurance prices, possibly costing $436 a month if the policy includes full coverage
- Increasing physical damage deductibles could save as much as $550 each year
- High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,630 more annually for car insurance
- Drivers who want higher liability limits will pay around $460 per year to increase from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,228 |
| 20 | $3,230 |
| 30 | $1,466 |
| 40 | $1,406 |
| 50 | $1,284 |
| 60 | $1,258 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,770 |
| $250 | $1,604 |
| $500 | $1,406 |
| $1,000 | $1,216 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,406 |
| 50/100 | $1,529 |
| 100/300 | $1,633 |
| 250/500 | $1,904 |
| 100 CSL | $1,571 |
| 300 CSL | $1,800 |
| 500 CSL | $1,966 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,456 |
| 20 | $5,140 |
| 30 | $3,102 |
| 40 | $3,036 |
| 50 | $2,896 |
| 60 | $2,868 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $64 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $595 |
Discounts are estimated and may not be available from every company or in every state.
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