Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,406 a year including full coverage. Comprehensive costs on average $308 a year, collision insurance costs $524, and liability insurance is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs around $3,036. 16-year-old drivers pay the most at up to $5,228 a year.

Average premium for full coverage: $1,406

Premium estimates by type of coverage:

Includes $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine car insurance rates.

These rate differences highlight why it is important to get quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $811
• Choosing higher $1,000 deductibles can save around $1,216 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,406
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,770
• High-risk insureds with multiple tickets or accidents could pay upwards of $3,036
• An auto insurance policy that insures a teen driver may cost $5,228 each year

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on the trim level of your CX-9, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $560 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance takes avoiding accidents and claims, having a good credit score, refrain from filing small claims, and dropping full coverage on older vehicles. Comparison shop every couple of years by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

The points below are a recap of the material that was covered in the charts and tables above.

• Drivers who require increased liability limits will pay around $460 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers under the age of 20 pay higher prices, with the cost nearing $436 per month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,630 more each year to insure a Mazda CX-9
• Increasing policy deductibles can save approximately $550 each year