Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,406 a year including full coverage. Comprehensive costs approximately $308 each year, collision insurance costs $524, and liability costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs around $3,036. Teenage drivers cost the most to insure at up to $5,228 a year.

Average premium for full coverage: $1,406

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how your location can change auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $811
• Drivers who choose higher $1,000 deductibles will pay $190 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,406
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,770
• Drivers who are prone to accidents and violations could pay around $3,036
• Policy cost for full coverage for a 16-year-old driver can cost $5,228 a year

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the model of your CX-9, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $5,200 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,010 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $560 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 not only requires being safe and accident-free, but also having above-average credit, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest the time to shop around every couple of years by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief review of the material that was illustrated above.

• Insureds who purchase more liability protection will pay an extra $460 per year to go from a 30/60 limit to 250/500 limits
• Youthful drivers pay the highest auto insurance rates, with premiums being up to $436 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,630 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $550 each year