Mazda CX-9 Insurance Rates

Estimated insurance prices for a Mazda CX-9 are $1,406 every 12 months for full coverage insurance. Comprehensive costs around $308, collision insurance costs $524, and liability insurance is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs around $3,036. Teenage drivers pay the most at up to $5,228 a year.

Average premium for full coverage: $1,406

Premium estimates for type of coverage:

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $811
• Choosing higher $1,000 deductibles can save about $190 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,406
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,770
• High-risk insureds who are prone to accidents and violations could pay at least $3,036
• An auto insurance policy to insure a teen driver with full coverage can be $5,228 each year

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Insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $560 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,900 on average in Michigan, New York, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance takes having a good driving record, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to compare rates every year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a condensed summary of the coverage data covered above.

• It is possible to save up to $170 per year just by shopping early and online
• Increasing policy deductibles could save as much as $550 each year
• Drivers age 20 and younger are charged the highest prices, with premiums being up to $436 per month if full coverage is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,630 more every year to buy Mazda CX-9 insurance