Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,406 a year with full coverage. Comprehensive costs around $308 a year, collision insurance costs $524, and liability costs around $416. A liability-only policy costs as low as $474 a year, and high-risk insurance costs around $3,036. Teens cost the most to insure at up to $5,228 a year.

Average premium for full coverage: $1,406

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $811
• Using higher $1,000 deductibles will save about $1,216 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,406
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,770
• High-risk insureds with serious driving violations could pay at least $3,036
• Policy cost for full coverage for a 16-year-old driver can be $5,228 or more

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $5,200 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,900 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $560 annually, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 requires avoiding accidents and claims, having above-average credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around every year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a brief review of the coverage data touched on above.

• You may be able to save up to $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $550 each year
• Drivers under the age of 20 are the costliest to insure, as much as $436 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,630 more every year to insure a Mazda CX-9