Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,406 a year including full coverage. Comprehensive costs around $308, collision costs $524, and liability coverage costs $416. A policy with just liability insurance costs as little as $474 a year, with coverage for high-risk drivers costing around $3,036. Teen drivers receive the highest rates at $5,228 a year or more.

Average premium for full coverage: $1,406

Rate estimates for individual coverage type:

Prices are based on $500 deductible amounts, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates how where you live affects auto insurance rates.

These examples highlight why everyone should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $811
• Drivers who choose higher $1,000 deductibles will pay about $190 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,406
• Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,770
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,036 or more
• The cost for full coverage for a teenage driver for full coverage can be $5,228 a year

View Chart as Image

Insurance rates for a Mazda CX-9 can also vary considerably based on your driver profile, the model of your CX-9, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $560 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,700 to $2,300 additional per year, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost around 44% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-9 Insurance

Saving money on auto insurance not only requires having a good driving record, but also having a good credit history, not filing small claims, and taking advantage of discounts. Take the time to comparison shop at least every other year by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a brief review of the car insurance concepts touched on in the above illustrations.

• Drivers with DUI or reckless driving convictions pay on average $1,630 more every year to buy Mazda CX-9 insurance
• You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $550 each year
• Consumers who may need increased levels of liability coverage will pay about $460 per year to go from a minimum limit to 250/500 limits