Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,422 a year including full coverage. Comprehensive insurance costs an estimated $332 a year, collision insurance costs $542, and liability costs around $390. A liability-only policy costs as low as $452 a year, and high-risk insurance costs $3,056 or more. Teenage drivers cost the most to insure at up to $5,208 a year.

Average premium for full coverage: $1,422

Policy rates broken down by type of insurance:

Prices are based on $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $823
• Using higher $1,000 deductibles will save approximately $1,222 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,422
• Using low $100 deductibles for physical damage coverage will cost an extra $382 annually
• High-risk insureds who are prone to accidents and violations could pay up to $3,056
• Policy cost for full coverage for a 16-year-old driver can cost as much as $5,208 or more

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the model of your CX-9, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $5,200 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,030 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $590 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be from 44% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 requires not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Invest the time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief review of the material that was presented in the illustrations above.

• Insureds who want higher liability limits will pay an extra $430 per year to increase from a 30/60 limit to 250/500 limits
• Teens have the highest car insurance rates, with premiums being up to $434 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,630 more annually for CX-9 insurance
• Increasing comprehensive and collision deductibles can save around $575 each year