Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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The average insurance prices for a Mazda CX-9 are $1,406 every 12 months for full coverage insurance. Comprehensive insurance costs around $308 a year, collision insurance costs $524, and liability coverage costs $416. Liability-only coverage costs as little as $474 a year, and high-risk coverage costs $3,036 or more. Teens cost the most to insure at up to $5,228 a year.

Average premium for full coverage: $1,406

Policy rates for type of insurance:

Comprehensive $308
Collision $524
Liability $416

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and CX-9 trim levels.

Price Range Variability

For the average 40-year-old driver, Mazda CX-9 insurance rates range from the cheapest price of $474 for minimum levels of liability insurance to a high of $3,036 for a high-risk driver policy.

Liability Only $474
Full Coverage $1,406
High Risk $3,036

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,055
Small Cities $1,476
Large Cities $1,898

The examples above illustrate why it is important to compare rates for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

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Additional Rate Details

The chart below illustrates average Mazda CX-9 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $811
  • Drivers who choose higher $1,000 deductibles will pay about $1,216 each year
  • The average price for a good driver age 40 using $500 deductibles is $1,406
  • Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $364 each year
  • High-risk insureds with serious driving violations could pay at least $3,036
  • Policy cost to insure a teenage driver can be $5,228 a year

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance prices range from $811 to $5,228 for full coverage

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $560 a year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,900 on average in Michigan, New York, and Florida.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,272 -$134 -9.5%
Alaska $1,080 -$326 -23.2%
Arizona $1,168 -$238 -16.9%
Arkansas $1,406 -$0 0.0%
California $1,602 $196 13.9%
Colorado $1,344 -$62 -4.4%
Connecticut $1,446 $40 2.8%
Delaware $1,590 $184 13.1%
Florida $1,760 $354 25.2%
Georgia $1,298 -$108 -7.7%
Hawaii $1,010 -$396 -28.2%
Idaho $950 -$456 -32.4%
Illinois $1,048 -$358 -25.5%
Indiana $1,058 -$348 -24.8%
Iowa $950 -$456 -32.4%
Kansas $1,338 -$68 -4.8%
Kentucky $1,918 $512 36.4%
Louisiana $2,082 $676 48.1%
Maine $866 -$540 -38.4%
Maryland $1,160 -$246 -17.5%
Massachusetts $1,124 -$282 -20.1%
Michigan $2,444 $1,038 73.8%
Minnesota $1,176 -$230 -16.4%
Mississippi $1,686 $280 19.9%
Missouri $1,248 -$158 -11.2%
Montana $1,512 $106 7.5%
Nebraska $1,108 -$298 -21.2%
Nevada $1,686 $280 19.9%
New Hampshire $1,014 -$392 -27.9%
New Jersey $1,570 $164 11.7%
New Mexico $1,246 -$160 -11.4%
New York $1,482 $76 5.4%
North Carolina $812 -$594 -42.2%
North Dakota $1,150 -$256 -18.2%
Ohio $972 -$434 -30.9%
Oklahoma $1,444 $38 2.7%
Oregon $1,288 -$118 -8.4%
Pennsylvania $1,342 -$64 -4.6%
Rhode Island $1,876 $470 33.4%
South Carolina $1,274 -$132 -9.4%
South Dakota $1,188 -$218 -15.5%
Tennessee $1,232 -$174 -12.4%
Texas $1,696 $290 20.6%
Utah $1,042 -$364 -25.9%
Vermont $962 -$444 -31.6%
Virginia $842 -$564 -40.1%
Washington $1,088 -$318 -22.6%
West Virginia $1,288 -$118 -8.4%
Wisconsin $974 -$432 -30.7%
Wyoming $1,252 -$154 -11.0%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,364 $114
Mazda CX-9 Grand Touring 2WD $1,406 $117
Mazda CX-9 Sport AWD $1,406 $117
Mazda CX-9 Touring 2WD $1,406 $117
Mazda CX-9 Touring AWD $1,406 $117
Mazda CX-9 Grand Touring AWD $1,446 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $308 $524 $416 $1,406
2022 Mazda CX-9 $298 $502 $430 $1,388
2021 Mazda CX-9 $282 $484 $442 $1,366
2020 Mazda CX-9 $270 $450 $452 $1,330
2019 Mazda CX-9 $260 $424 $456 $1,298
2018 Mazda CX-9 $248 $380 $460 $1,246
2017 Mazda CX-9 $232 $350 $460 $1,200
2016 Mazda CX-9 $224 $328 $464 $1,174
2015 Mazda CX-9 $220 $306 $474 $1,158
2014 Mazda CX-9 $202 $284 $474 $1,118
2013 Mazda CX-9 $198 $258 $478 $1,092
2012 Mazda CX-9 $184 $236 $474 $1,052
2011 Mazda CX-9 $174 $214 $474 $1,020
2010 Mazda CX-9 $168 $192 $468 $986
2009 Mazda CX-9 $166 $188 $460 $972
2008 Mazda CX-9 $162 $178 $452 $950
2007 Mazda CX-9 $148 $170 $446 $922

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Mazda CX-9 Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, being claim-free, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a summary of the information touched on in this article.

  • It is possible to save up to $170 per year just by quoting early and online
  • Teenagers are charged the highest rates, possibly costing $436 each month if full coverage is included
  • Increasing comprehensive and collision deductibles could save as much as $550 each year
  • Drivers who have multiple accidents or major violations may pay on average $1,630 more every year for car insurance
  • Consumers who may need higher liability limits will pay approximately $460 annually to go from a 30/60 limit to a 250/500 level

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,228
20 $3,230
30 $1,466
40 $1,406
50 $1,284
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,604
$500 $1,406
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,406
50/100 $1,529
100/300 $1,633
250/500 $1,904
100 CSL $1,571
300 CSL $1,800
500 CSL $1,966

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,456
20 $5,140
30 $3,102
40 $3,036
50 $2,896
60 $2,868

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $595
Rate after discounts $811

Discounts are estimated and may not be available from every company or in every state.

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