Mazda CX-9 Insurance Rates

Estimated auto insurance rates for a Mazda CX-9 are $1,406 annually including full coverage. Comprehensive costs on average $308, collision insurance costs $524, and liability coverage costs $416. Liability-only insurance costs as little as $474 a year, and high-risk driver insurance costs around $3,036. Teenage drivers pay the most at up to $5,228 a year.

Average premium for full coverage: $1,406

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.

These rate differences highlight why everyone should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $811
• Drivers who choose higher $1,000 deductibles will pay around $190 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,406
• Using pricier low deductibles for comprehensive and collision insurance will cost $1,770
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,036
• An auto insurance policy with full coverage for a teenage driver for full coverage may cost $5,228 a year

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Insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,700 to $2,300 additional annually, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $560 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,010 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mazda CX-9 Insurance

Finding better rates on auto insurance not only requires having a decent driving record, but also having good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates at every other renewal by getting quotes from direct car insurance companies, and also from several local insurance agents.

The following items are a condensed summary of the concepts that were covered in the above illustrations.

• Drivers with multiple at-fault accidents pay on average $1,630 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers pay higher prices, with the cost nearing $436 per month if they have full coverage
• You may be able to save as much as $170 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $550 each year
• You may be able to save as much as $170 per year just by quoting online well ahead of the renewal date