Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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Average auto insurance rates for a Mazda CX-9 are $1,406 annually including full coverage. Comprehensive insurance costs on average $308 a year, collision insurance costs $524, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs $3,036 or more. Teenage drivers receive the highest rates at up to $5,228 a year.

Average premium for full coverage: $1,406

Rate estimates by individual coverage type:

Comprehensive $308
Collision $524
Liability $416

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from as cheap as $474 for your basic liability-only policy to a high of $3,036 for a driver that may need high-risk insurance.

Liability Only $474
Full Coverage $1,406
High Risk $3,036

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

Rural Areas $1,055
Small Cities $1,476
Large Cities $1,898

These examples highlight why it is important to compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Information

The chart below breaks down average Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $811
  • Drivers who choose higher $1,000 deductibles will pay around $1,216 every year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,406
  • Using low $100 deductibles for comprehensive and collision insurance costs an additional $364 each year
  • High-risk insureds who are prone to accidents and violations could pay upwards of $3,036
  • The cost with full coverage for a teenage driver may cost $5,228 a year

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance prices range from $811 to $5,228 for full coverage

Insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your driving characteristics, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $560 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,010 on average in Michigan, New York, and Louisiana.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,272 -$134 -9.5%
Alaska $1,080 -$326 -23.2%
Arizona $1,168 -$238 -16.9%
Arkansas $1,406 -$0 0.0%
California $1,602 $196 13.9%
Colorado $1,344 -$62 -4.4%
Connecticut $1,446 $40 2.8%
Delaware $1,590 $184 13.1%
Florida $1,760 $354 25.2%
Georgia $1,298 -$108 -7.7%
Hawaii $1,010 -$396 -28.2%
Idaho $950 -$456 -32.4%
Illinois $1,048 -$358 -25.5%
Indiana $1,058 -$348 -24.8%
Iowa $950 -$456 -32.4%
Kansas $1,338 -$68 -4.8%
Kentucky $1,918 $512 36.4%
Louisiana $2,082 $676 48.1%
Maine $866 -$540 -38.4%
Maryland $1,160 -$246 -17.5%
Massachusetts $1,124 -$282 -20.1%
Michigan $2,444 $1,038 73.8%
Minnesota $1,176 -$230 -16.4%
Mississippi $1,686 $280 19.9%
Missouri $1,248 -$158 -11.2%
Montana $1,512 $106 7.5%
Nebraska $1,108 -$298 -21.2%
Nevada $1,686 $280 19.9%
New Hampshire $1,014 -$392 -27.9%
New Jersey $1,570 $164 11.7%
New Mexico $1,246 -$160 -11.4%
New York $1,482 $76 5.4%
North Carolina $812 -$594 -42.2%
North Dakota $1,150 -$256 -18.2%
Ohio $972 -$434 -30.9%
Oklahoma $1,444 $38 2.7%
Oregon $1,288 -$118 -8.4%
Pennsylvania $1,342 -$64 -4.6%
Rhode Island $1,876 $470 33.4%
South Carolina $1,274 -$132 -9.4%
South Dakota $1,188 -$218 -15.5%
Tennessee $1,232 -$174 -12.4%
Texas $1,696 $290 20.6%
Utah $1,042 -$364 -25.9%
Vermont $962 -$444 -31.6%
Virginia $842 -$564 -40.1%
Washington $1,088 -$318 -22.6%
West Virginia $1,288 -$118 -8.4%
Wisconsin $974 -$432 -30.7%
Wyoming $1,252 -$154 -11.0%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,364 $114
Mazda CX-9 Grand Touring 2WD $1,406 $117
Mazda CX-9 Sport AWD $1,406 $117
Mazda CX-9 Touring 2WD $1,406 $117
Mazda CX-9 Touring AWD $1,406 $117
Mazda CX-9 Grand Touring AWD $1,446 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $308 $524 $416 $1,406
2022 Mazda CX-9 $298 $502 $430 $1,388
2021 Mazda CX-9 $282 $484 $442 $1,366
2020 Mazda CX-9 $270 $450 $452 $1,330
2019 Mazda CX-9 $260 $424 $456 $1,298
2018 Mazda CX-9 $248 $380 $460 $1,246
2017 Mazda CX-9 $232 $350 $460 $1,200
2016 Mazda CX-9 $224 $328 $464 $1,174
2015 Mazda CX-9 $220 $306 $474 $1,158
2014 Mazda CX-9 $202 $284 $474 $1,118
2013 Mazda CX-9 $198 $258 $478 $1,092
2012 Mazda CX-9 $184 $236 $474 $1,052
2011 Mazda CX-9 $174 $214 $474 $1,020
2010 Mazda CX-9 $168 $192 $468 $986
2009 Mazda CX-9 $166 $188 $460 $972
2008 Mazda CX-9 $162 $178 $452 $950
2007 Mazda CX-9 $148 $170 $446 $922

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Mazda CX-9 Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and determing if full coverage is necessary. Invest the time to compare rates once a year by getting price quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a condensed summary of the data that was presented in the illustrations above.

  • You may be able to save as much as $170 per year just by quoting early and online
  • Consumers who require more liability coverage will pay an extra $460 per year to go from a minimum limit to higher 250/500 limits
  • Teen drivers pay the highest rates, as much as $436 per month including comprehensive and collision insurance
  • Drivers with multiple at-fault accidents pay on average $1,630 more each year to insure their CX-9

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,228
20 $3,230
30 $1,466
40 $1,406
50 $1,284
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,604
$500 $1,406
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,406
50/100 $1,529
100/300 $1,633
250/500 $1,904
100 CSL $1,571
300 CSL $1,800
500 CSL $1,966

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,456
20 $5,140
30 $3,102
40 $3,036
50 $2,896
60 $2,868

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $595
Rate after discounts $811

Discounts are estimated and may not be available from every company or in every state.

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