Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,406 a year including full coverage. Comprehensive insurance costs around $308, collision costs $524, and liability insurance costs $416. A policy with just liability insurance costs as little as $474 a year, with coverage for high-risk drivers costing $3,036 or more. Teen drivers pay the highest rates at $5,228 a year or more.

Average premium for full coverage: $1,406

Price estimates for individual coverage:

Rate estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all CX-9 models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates the difference location can make on auto insurance rates.

The ranges above highlight why everyone should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $811
• Drivers who choose higher $1,000 deductibles will pay about $190 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,406
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $364 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $3,036 or more
• The price that insures a teen driver for full coverage can be $5,228 a year

View Chart as Image

Insurance prices for a Mazda CX-9 are also quite variable based on the model of your CX-9, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,700 to $2,300 extra each year, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost anywhere from 44% to 135% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,200 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $560 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Getting lower rates on Mazda CX-9 insurance not only requires not taking risks behind the wheel, but also having above-average credit, being claim-free, and insuring your home and auto with the same company. Shop around at every other renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief recap of the concepts that were touched on in this article.

• High-risk drivers who tend to receive serious violations may have to pay on average $1,630 more every year for CX-9 insurance
• Teens pay higher prices, possibly costing $436 a month if full coverage is included
• You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $550 each year
• You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date