Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,406 annually for full coverage. Comprehensive costs an estimated $308, collision insurance costs $524, and liability costs $416. Liability-only insurance costs as little as $474 a year, and high-risk driver insurance costs around $3,036. Teenage drivers cost the most to insure at up to $5,228 a year.

Average premium for full coverage: $1,406

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities. The price range example below illustrates the difference location can make on insurance prices.

The examples above show why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $811
• Drivers who choose higher $1,000 deductibles will pay approximately $190 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,406
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,770
• Drivers who are prone to accidents and violations could pay up to $3,036
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost as much as $5,228 a year

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Auto insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,700 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $560 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,010 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates at least once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the primary concepts that were touched on in this article.

• Drivers can save approximately $170 per year just by shopping early and online
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,630 more annually than a safer driver
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $436 each month if full coverage is included