Mazda CX-9 Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 10, 2024

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U.S. average insurance prices for a Mazda CX-9 are $1,412 every 12 months including full coverage. Comprehensive costs approximately $320 a year, collision insurance costs $536, and liability costs around $398. Buying just liability costs as low as $460 a year, and insurance for high-risk drivers costs around $3,044. Teenage drivers pay the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,412

Price estimates by individual coverage:

Comprehensive $320
Collision $536
Liability $398

Rates are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range from Low to High

For a 40-year-old driver, Mazda CX-9 insurance prices range from the cheapest price of $460 for just the minimum liability insurance to a high of $3,044 for a driver who has had serious violations or accidents.

Liability Only $460
Full Coverage $1,412
High Risk $3,044

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

Rural Areas $1,059
Small Cities $1,483
Large Cities $1,906

The ranges above highlight why it is important to compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $816
  • Using higher $1,000 deductibles will save $1,216 every year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,412
  • Using low $100 deductibles for physical damage coverage increases the price to $1,788
  • Drivers who are prone to accidents and violations could pay around $3,044
  • The price to insure a teen driver can cost $5,214 or more

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance rates range from $816 to $5,214 for full coverage

Insurance prices for a Mazda CX-9 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your CX-9.

Using high physical damage deductibles could cut prices by as much as $580 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,020 on average in Louisiana, New York, and Michigan.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$136 -9.6%
Alaska $1,084 -$328 -23.2%
Arizona $1,172 -$240 -17.0%
Arkansas $1,412 -$0 0.0%
California $1,610 $198 14.0%
Colorado $1,348 -$64 -4.5%
Connecticut $1,454 $42 3.0%
Delaware $1,600 $188 13.3%
Florida $1,766 $354 25.1%
Georgia $1,304 -$108 -7.6%
Hawaii $1,016 -$396 -28.0%
Idaho $956 -$456 -32.3%
Illinois $1,054 -$358 -25.4%
Indiana $1,062 -$350 -24.8%
Iowa $954 -$458 -32.4%
Kansas $1,344 -$68 -4.8%
Kentucky $1,928 $516 36.5%
Louisiana $2,090 $678 48.0%
Maine $872 -$540 -38.2%
Maryland $1,164 -$248 -17.6%
Massachusetts $1,130 -$282 -20.0%
Michigan $2,454 $1,042 73.8%
Minnesota $1,184 -$228 -16.1%
Mississippi $1,692 $280 19.8%
Missouri $1,254 -$158 -11.2%
Montana $1,518 $106 7.5%
Nebraska $1,114 -$298 -21.1%
Nevada $1,694 $282 20.0%
New Hampshire $1,018 -$394 -27.9%
New Jersey $1,580 $168 11.9%
New Mexico $1,252 -$160 -11.3%
New York $1,488 $76 5.4%
North Carolina $814 -$598 -42.4%
North Dakota $1,158 -$254 -18.0%
Ohio $976 -$436 -30.9%
Oklahoma $1,452 $40 2.8%
Oregon $1,294 -$118 -8.4%
Pennsylvania $1,348 -$64 -4.5%
Rhode Island $1,886 $474 33.6%
South Carolina $1,282 -$130 -9.2%
South Dakota $1,192 -$220 -15.6%
Tennessee $1,238 -$174 -12.3%
Texas $1,702 $290 20.5%
Utah $1,046 -$366 -25.9%
Vermont $966 -$446 -31.6%
Virginia $846 -$566 -40.1%
Washington $1,092 -$320 -22.7%
West Virginia $1,294 -$118 -8.4%
Wisconsin $978 -$434 -30.7%
Wyoming $1,258 -$154 -10.9%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,368 $114
Mazda CX-9 Grand Touring 2WD $1,412 $118
Mazda CX-9 Sport AWD $1,412 $118
Mazda CX-9 Touring 2WD $1,412 $118
Mazda CX-9 Touring AWD $1,412 $118
Mazda CX-9 Grand Touring AWD $1,454 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $320 $536 $398 $1,412
2022 Mazda CX-9 $308 $524 $416 $1,406
2021 Mazda CX-9 $298 $502 $430 $1,388
2020 Mazda CX-9 $282 $484 $442 $1,366
2019 Mazda CX-9 $270 $450 $452 $1,330
2018 Mazda CX-9 $260 $424 $456 $1,298
2017 Mazda CX-9 $248 $380 $460 $1,246
2016 Mazda CX-9 $232 $350 $460 $1,200
2015 Mazda CX-9 $224 $328 $464 $1,174
2014 Mazda CX-9 $220 $306 $474 $1,158
2013 Mazda CX-9 $202 $284 $474 $1,118
2012 Mazda CX-9 $198 $258 $478 $1,092
2011 Mazda CX-9 $184 $236 $474 $1,052
2010 Mazda CX-9 $174 $214 $474 $1,020
2009 Mazda CX-9 $168 $192 $468 $986
2008 Mazda CX-9 $166 $188 $460 $972
2007 Mazda CX-9 $162 $178 $452 $950

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Mazda CX-9 Insurance

Getting lower rates on car insurance requires having a good driving record, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The next list is a quick review of the ideas that were illustrated above.

  • Drivers age 20 and younger are the costliest to insure, possibly costing $435 a month if full coverage is included
  • Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,630 more per year to buy Mazda CX-9 insurance
  • Increasing physical damage deductibles could save as much as $575 each year
  • You may be able to save around $170 per year just by quoting early and online

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,214
20 $3,242
30 $1,476
40 $1,412
50 $1,290
60 $1,264

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,788
$250 $1,614
$500 $1,412
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,412
50/100 $1,534
100/300 $1,633
250/500 $1,892
100 CSL $1,573
300 CSL $1,792
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,438
20 $5,150
30 $3,112
40 $3,044
50 $2,902
60 $2,876

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $596
Rate after discounts $816

Discounts are estimated and may not be available from every company or in every state.

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