Mazda CX-9 Insurance Rates

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Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 10, 2024

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The average auto insurance rates for a Mazda CX-9 are $1,422 annually with full coverage. Comprehensive costs an estimated $332 each year, collision insurance costs $542, and liability is $390. Liability-only insurance costs around $452 a year, and high-risk driver insurance costs around $3,056. 16-year-old drivers cost the most to insure at up to $5,208 a year.

Average premium for full coverage: $1,422

Policy rates broken down by type of insurance:

Comprehensive $332
Collision $542
Liability $390

Prices are based on $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and CX-9 models.

Price Range Variability

For the average driver, Mazda CX-9 insurance rates range from as cheap as $452 for the bare minimum liability coverage to a high rate of $3,056 for a policy for a high-risk driver.

Liability Only $452
Full Coverage $1,422
High Risk $3,056

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities. The graphic below illustrates how location impacts insurance prices.

Rural Areas $1,067
Small Cities $1,493
Large Cities $1,920

The examples above demonstrate why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Mazda CX-9 insurance rates for other coverage scenarios.

  • The best full coverage rate is $823
  • Raising to $1,000 deductibles will save approximately $200 annually
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,422
  • Buying low deductibles will cost $1,804
  • At-risk drivers with multiple tickets or accidents could pay up to $3,056
  • Policy cost with full coverage for a teen driver can cost as much as $5,208

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance rates range from $823 to $5,208 for full coverage

Auto insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,700 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $590 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or at least $1,920 on average in New York, Michigan, and Florida.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$138 -9.7%
Alaska $1,090 -$332 -23.3%
Arizona $1,180 -$242 -17.0%
Arkansas $1,422 -$0 0.0%
California $1,620 $198 13.9%
Colorado $1,358 -$64 -4.5%
Connecticut $1,462 $40 2.8%
Delaware $1,610 $188 13.2%
Florida $1,780 $358 25.2%
Georgia $1,314 -$108 -7.6%
Hawaii $1,020 -$402 -28.3%
Idaho $962 -$460 -32.3%
Illinois $1,060 -$362 -25.5%
Indiana $1,070 -$352 -24.8%
Iowa $960 -$462 -32.5%
Kansas $1,352 -$70 -4.9%
Kentucky $1,940 $518 36.4%
Louisiana $2,106 $684 48.1%
Maine $878 -$544 -38.3%
Maryland $1,172 -$250 -17.6%
Massachusetts $1,138 -$284 -20.0%
Michigan $2,472 $1,050 73.8%
Minnesota $1,188 -$234 -16.5%
Mississippi $1,702 $280 19.7%
Missouri $1,262 -$160 -11.3%
Montana $1,528 $106 7.5%
Nebraska $1,122 -$300 -21.1%
Nevada $1,704 $282 19.8%
New Hampshire $1,024 -$398 -28.0%
New Jersey $1,590 $168 11.8%
New Mexico $1,260 -$162 -11.4%
New York $1,498 $76 5.3%
North Carolina $820 -$602 -42.3%
North Dakota $1,164 -$258 -18.1%
Ohio $984 -$438 -30.8%
Oklahoma $1,462 $40 2.8%
Oregon $1,302 -$120 -8.4%
Pennsylvania $1,358 -$64 -4.5%
Rhode Island $1,898 $476 33.5%
South Carolina $1,290 -$132 -9.3%
South Dakota $1,198 -$224 -15.8%
Tennessee $1,248 -$174 -12.2%
Texas $1,714 $292 20.5%
Utah $1,052 -$370 -26.0%
Vermont $974 -$448 -31.5%
Virginia $852 -$570 -40.1%
Washington $1,098 -$324 -22.8%
West Virginia $1,304 -$118 -8.3%
Wisconsin $984 -$438 -30.8%
Wyoming $1,268 -$154 -10.8%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,380 $115
Mazda CX-9 Grand Touring 2WD $1,422 $119
Mazda CX-9 Sport AWD $1,422 $119
Mazda CX-9 Touring 2WD $1,422 $119
Mazda CX-9 Touring AWD $1,422 $119
Mazda CX-9 Grand Touring AWD $1,464 $122

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $332 $542 $390 $1,422
2022 Mazda CX-9 $320 $536 $398 $1,412
2021 Mazda CX-9 $308 $524 $416 $1,406
2020 Mazda CX-9 $298 $502 $430 $1,388
2019 Mazda CX-9 $282 $484 $442 $1,366
2018 Mazda CX-9 $270 $450 $452 $1,330
2017 Mazda CX-9 $260 $424 $456 $1,298
2016 Mazda CX-9 $248 $380 $460 $1,246
2015 Mazda CX-9 $232 $350 $460 $1,200
2014 Mazda CX-9 $224 $328 $464 $1,174
2013 Mazda CX-9 $220 $306 $474 $1,158
2012 Mazda CX-9 $202 $284 $474 $1,118
2011 Mazda CX-9 $198 $258 $478 $1,092
2010 Mazda CX-9 $184 $236 $474 $1,052
2009 Mazda CX-9 $174 $214 $474 $1,020
2008 Mazda CX-9 $168 $192 $468 $986
2007 Mazda CX-9 $166 $188 $460 $972

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Mazda CX-9 Insurance

Finding cheaper rates on car insurance consists of having a good driving record, having above-average credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a brief review of the coverage data touched on above.

  • You may be able to save approximately $170 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $575 each year
  • Drivers age 20 and younger are the costliest to insure, as much as $434 each month if full coverage is included
  • Higher risk drivers with DUI or reckless driving convictions pay on average $1,630 more annually to buy Mazda CX-9 insurance

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,208
20 $3,250
30 $1,486
40 $1,422
50 $1,298
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,628
$500 $1,422
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,422
50/100 $1,542
100/300 $1,640
250/500 $1,893
100 CSL $1,581
300 CSL $1,796
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,434
20 $5,164
30 $3,126
40 $3,056
50 $2,912
60 $2,886

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $104
5-yr Claim Free $91
Paid in Full/EFT $65
Advance Quote $70
Online Quote $101
Total Discounts $599
Rate after discounts $823

Discounts are estimated and may not be available from every company or in every state.

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