Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,406 every 12 months for full coverage insurance. Comprehensive insurance costs around $308 a year, collision insurance costs $524, and liability coverage costs $416. Liability-only coverage costs as little as $474 a year, and high-risk coverage costs $3,036 or more. Teens cost the most to insure at up to $5,228 a year.

Average premium for full coverage: $1,406

Policy rates for type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above illustrate why it is important to compare rates for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $811
• Drivers who choose higher $1,000 deductibles will pay about $1,216 each year
• The average price for a good driver age 40 using $500 deductibles is $1,406
• Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $364 each year
• High-risk insureds with serious driving violations could pay at least $3,036
• Policy cost to insure a teenage driver can be $5,228 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $560 a year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,900 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Mazda CX-9 Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, being claim-free, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a summary of the information touched on in this article.

• It is possible to save up to $170 per year just by quoting early and online
• Teenagers are charged the highest rates, possibly costing $436 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• Drivers who have multiple accidents or major violations may pay on average $1,630 more every year for car insurance
• Consumers who may need higher liability limits will pay approximately $460 annually to go from a 30/60 limit to a 250/500 level