Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,406 a year for full coverage insurance. Comprehensive costs on average $308 each year, collision costs $524, and liability insurance is estimated at $416. Liability-only coverage costs approximately $474 a year, with high-risk coverage costing around $3,036. Teenage drivers pay the most at $5,228 a year or more.

Average premium for full coverage: $1,406

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why all drivers should get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $811
• Choosing higher $1,000 deductibles can save around $190 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,406
• Using low deductibles for comp and collision coverage will increase the cost to $1,770
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,036 or more
• An auto insurance policy for full coverage for a teen driver may cost $5,228 each year

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,900 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $560 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance takes being safe and accident-free, maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Set aside time to shop around at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief recap of the concepts that were raised in the charts and tables above.

• High-risk drivers who tend to receive serious violations pay an average of $1,630 more each year than a low-risk driver
• Youthful drivers pay the highest prices, with premiums being up to $436 per month for full coverage
• It is possible to save as much as $170 per year simply by quoting online in advance
• Increasing policy deductibles can save around $550 each year
• It is possible to save as much as $170 per year simply by quoting online in advance