Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,406 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $308 each year, collision costs $524, and liability is estimated at $416. Buying just liability costs approximately $474 a year, with insurance for high-risk drivers costing $3,036 or more. Teen drivers cost the most to insure at $5,228 a year or more.

Average premium for full coverage: $1,406

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why all drivers should get quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $811
• Choosing higher $1,000 deductibles can save approximately $190 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,406
• Choosing low deductibles for comp and collision coverage costs an extra $364 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,036 or more
• Policy cost to insure a 16-year-old driver can cost as much as $5,228 each year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing high deductibles can save as much as $560 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers ranges from 44% to 135% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,900 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 takes having a decent driving record, having good credit, being claim-free, and taking advantage of discounts. Set aside time to shop around at least every other year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following items are a condensed summary of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,630 more annually than a driver with a clean driving record
• It is possible to save approximately $170 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• Insureds who want additional liability coverage will pay about $460 annually to raise limits from a 30/60 limit to a 250/500 level