Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,406 a year including full coverage. Comprehensive insurance costs around $308, collision costs $524, and liability coverage costs around $416. A policy with just liability insurance costs as low as $474 a year, with coverage for high-risk drivers costing $3,036 or more. 16-year-old drivers receive the highest rates at $5,228 a year or more.

Average premium for full coverage: $1,406

Rate estimates for individual coverage type:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how location impacts auto insurance rates.

These examples highlight why anyone shopping for car insurance should compare prices for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $811
• Using higher $1,000 deductibles will save about $190 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,406
• Buying more expensive low deductibles for physical damage coverage will cost an additional $364 each year
• Higher-risk drivers with multiple tickets or accidents could pay at least $3,036 or more
• The cost that insures a teenage driver with full coverage can be $5,228 or more

View Chart as Image

Insurance rates for a Mazda CX-9 can also vary considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance can be around 44% to 135% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,200 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see rates as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $560 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to compare rates and see how they stack up. Each insurance company utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mazda CX-9 Insurance

Saving money on auto insurance requires being a good driver, having a good credit score, not filing small claims, and taking advantage of discounts. Comparison shop once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a quick review of the data that was touched on above.

• You may be able to save up to $170 per year simply by shopping early and online
• Consumers who may need an increased level of liability coverage will pay around $460 per year to increase from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are charged the highest rates, as much as $436 per month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation may have to pay on average $1,630 more every year than a safer driver