Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,406 a year including full coverage. Comprehensive costs approximately $308, collision costs $524, and liability coverage costs around $416. Buying just liability costs as low as $474 a year, with insurance for high-risk drivers costing around $3,036. Teens pay the highest rates at $5,228 a year or more.

Average premium for full coverage: $1,406

Price estimates by individual coverage:

Includes $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all CX-9 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why everyone should compare prices using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $811
• Using higher $1,000 deductibles will save $190 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,406
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,770
• Higher-risk drivers with serious driving violations could pay around $3,036 or more
• The price for full coverage for a teenage driver for full coverage can cost $5,228 or more

View Chart as Image

Insurance prices for a Mazda CX-9 are also quite variable based on your driving record, the model of your CX-9, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,010 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $560 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,700 to $2,300 additional each year, depending on your age. Mazda CX-9 insurance for high-risk drivers can be around 44% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to regularly compare prices and see how they stack up. Each insurance company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda CX-9 Insurance

Getting lower rates on auto insurance requires not taking risks behind the wheel, having a good credit history, being claim-free, and qualifying for all possible discounts. Make time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following is a recap of the material that was touched on in this article.

• Consumers who purchase higher liability limits will pay approximately $460 per year to increase from a low limit to 250/500 limits
• Teens are the costliest to insure, possibly costing $436 a month including comprehensive and collision insurance
• Drivers that have major violations or accidents could be forced to pay on average $1,630 more per year for CX-9 insurance
• Increasing physical damage deductibles can save around $550 each year