Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,406 a year including full coverage. Comprehensive costs on average $308 a year, collision insurance costs $524, and liability costs $416. A policy with only liability insurance costs as little as $474 a year, and a high-risk policy costs around $3,036. Teenage drivers pay the most at up to $5,228 a year.

Average premium for full coverage: $1,406

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects car insurance rates.

These rate differences highlight why it is important to compare rates based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $811
• Drivers who choose higher $1,000 deductibles will pay around $1,216 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,406
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,770
• Drivers who are prone to accidents and violations could pay upwards of $3,036
• An auto insurance policy for full coverage for a 16-year-old driver may cost $5,228 a year

View Chart as Image

Car insurance prices for a Mazda CX-9 also have a wide range based on your driving characteristics, the model of your CX-9, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $560 annually, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda CX-9 Insurance

Finding better rates on insurance for a Mazda CX-9 not only requires being a safe and courteous driver, but also having above-average credit, refrain from filing small claims, and possibly raising deductibles. Take the time to comparison shop once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a brief summary of the data that was touched on in the above illustrations.

• You may be able to save as much as $170 per year just by quoting early and online
• Insureds who require higher levels of liability will pay an extra $460 per year to go from 30/60 bodily injury limits to 250/500 limits
• Teenage drivers are expensive to insure, with the cost nearing $436 per month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,630 more each year for auto insurance