Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,406 annually with full coverage. Comprehensive insurance costs on average $308, collision costs $524, and liability insurance is estimated at $416. A liability-only policy costs approximately $474 a year, with high-risk insurance costing $3,036 or more. Teens cost the most to insure at $5,228 a year or more.

Average premium for full coverage: $1,406

Policy rates by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas are shown to have fewer collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $811
• Choosing higher $1,000 deductibles can save around $190 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,406
• Selecting pricier low deductibles for comp and collision coverage costs an additional $364 a year
• High-risk insureds with serious driving violations could pay upwards of $3,036 or more
• Policy cost with full coverage for a teen driver for full coverage may cost $5,228 each year

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 extra every year, depending on your age. Mazda CX-9 insurance for high-risk drivers ranges anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $560 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,900 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates from as many companies as possible. Each auto insurer calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance takes being a low-risk driver, having a good credit score, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a summary of the material that was covered above.

• Drivers who require more liability coverage will pay approximately $460 every year to raise limits from a 30/60 limit to higher 250/500 limits
• Teen drivers are expensive to insure, as much as $436 each month if comprehensive and collision insurance is included
• High-risk drivers who have multiple accidents or major violations pay an average of $1,630 more each year to insure their CX-9
• Increasing comprehensive and collision deductibles could save up to $550 each year