Mazda CX-9 Insurance Rates

U.S. average insurance prices for a Mazda CX-9 are $1,406 every 12 months for full coverage. Comprehensive insurance costs around $308 a year, collision costs $524, and liability costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing $3,036 or more. Teenage drivers pay the highest rates at $5,228 a year or more.

Average premium for full coverage: $1,406

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $811
• Drivers who choose higher $1,000 deductibles will pay about $1,216 a year
• The average price for the average middle-age driver using $500 deductibles is $1,406
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $364 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,036 or more
• The price to insure a teen driver can be $5,228 a year

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Insurance prices for a Mazda CX-9 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could save up to $560 every year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,010 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Mazda CX-9 Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at every policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief review of the data covered in the above illustrations.

• Policyholders who may need an increased level of liability coverage will pay an extra $460 each year to go from a low limit to a 250/500 level
• Drivers can save up to $170 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $550 each year
• Drivers age 16 to 20 are charged the highest prices, with premiums as much as $436 a month if full coverage is included