Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,406 a year for full coverage. Comprehensive insurance costs around $308, collision costs $524, and liability insurance costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing $3,036 or more. Teenage drivers pay the most at $5,228 a year or more.

Average premium for full coverage: $1,406

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how location impacts auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $811
• Drivers who choose higher $1,000 deductibles will pay about $190 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,406
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $364 a year
• High risk drivers who are prone to accidents and violations could pay at least $3,036 or more
• An auto insurance policy that insures a teen driver with full coverage can be $5,228 a year

View Chart as Image

Auto insurance prices for a Mazda CX-9 also have a wide range based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can cost anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,010 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $560 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices every year by obtaining price quotes from direct carriers, and also from several local insurance agents.

The following list is a summary of the coverage data touched on above.

• Drivers can save up to $170 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $550 each year
• Drivers age 16 to 20 are expensive to insure, as much as $436 per month if the policy includes full coverage
• High-risk drivers who have multiple accidents or major violations pay on average $1,630 more every year than a safer driver