Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,412 a year for full coverage. Comprehensive costs an estimated $320, collision insurance costs $536, and liability insurance is estimated at $398. Buying just liability costs approximately $460 a year, and insurance for high-risk drivers costs around $3,044. Teenage drivers cost the most to insure at up to $5,214 a year.

Average premium for full coverage: $1,412

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $816
• Choosing higher $1,000 deductibles can save approximately $196 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,412
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,788
• High-risk insureds who are prone to accidents and violations could pay up to $3,044
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $5,214 each year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the trim level of your CX-9, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,020 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $580 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance takes having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates at every other renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief review of the concepts that were covered above.

• High-risk drivers with DUI or reckless driving convictions pay an average of $1,630 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers are charged the highest rates, costing up to $435 each month for full coverage
• Drivers can save approximately $170 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $575 each year
• Drivers can save approximately $170 per year just by shopping early and online