Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,406 annually including full coverage. Comprehensive insurance costs approximately $308, collision insurance costs $524, and liability insurance is $416. Buying just liability costs around $474 a year, and insurance for high-risk drivers costs $3,036 or more. Teenage drivers cost the most to insure at up to $5,228 a year.

Average premium for full coverage: $1,406

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why everyone should compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $811
• Raising to $1,000 deductibles will save $190 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,406
• Using pricier low deductibles costs an additional $364 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $3,036
• Policy cost with full coverage for a teen driver for full coverage can cost $5,228

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,700 to $2,300 extra every year, depending on your age. Mazda CX-9 insurance for high-risk drivers is expensive and can cost anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $560 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find rates as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,010 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance consists of being a good driver, having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a brief recap of the data raised in the charts and tables above.

• Drivers who purchase an increased level of liability coverage will pay an extra $460 per year to raise from a 30/60 limit to higher 250/500 limits
• You may be able to save around $170 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $436 each month including comprehensive and collision insurance