Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,412 a year with full coverage. Comprehensive costs on average $320 a year, collision costs $536, and liability costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $3,044. Teens cost the most to insure at $5,214 a year or more.

Average premium for full coverage: $1,412

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $816
• Drivers who choose higher $1,000 deductibles will pay around $1,216 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,412
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,788
• Higher-risk drivers with serious driving violations could pay upwards of $3,044 or more
• Policy cost that insures a teen driver may cost $5,214 a year

View Chart as Image

Auto insurance rates for a Mazda CX-9 also range considerably based on the trim level of your CX-9, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $5,200 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,910 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $580 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see which company has the best rate. Every company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda CX-9 Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare rates at least every other year by quoting rates from direct companies, and also from several local insurance agents.

Below you'll find a brief summary of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers that tend to have accidents or serious violations pay on average $1,630 more each year than a low-risk driver
• You may be able to save as much as $170 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Policyholders who require more liability protection will pay approximately $440 every year to go from a 30/60 limit to the 250/500 level