Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,412 a year for full coverage. Comprehensive costs approximately $320, collision costs $536, and liability is estimated at $398. Liability-only insurance costs approximately $460 a year, with high-risk driver insurance costing around $3,044. Teens pay the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,412

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all CX-9 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural locations have lower incidents of accident claims than cities with more traffic congestion.

The example below illustrates how geographic area affects auto insurance prices.

The ranges above show why everyone should get quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $816
• Choosing higher $1,000 deductibles can save $196 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,412
• Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,788
• Higher-risk drivers with serious driving violations could pay around $3,044 or more
• The price that insures a 16-year-old driver for full coverage can cost $5,214 each year

View Chart as Image

Car insurance prices for a Mazda CX-9 are also quite variable based on the model of your CX-9, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Mazda CX-9 insurance for high-risk drivers ranges from 44% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,020 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $580 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Getting lower rates on insurance for a Mazda CX-9 takes having a decent driving record, having a positive credit history, eliminating unnecessary coverage, and avoiding coverage lapses. Compare rates at least every other year by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The following items are a quick rundown of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,630 more per year than a driver with a clean driving record
• Drivers can save around $170 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $575 each year
• Insureds who purchase additional liability coverage will pay approximately $440 each year to raise limits from a low limit to the 250/500 level