Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,412 a year including full coverage. Comprehensive costs around $320 a year, collision insurance costs $536, and liability costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs around $3,044. Teenage drivers cost the most to insure at up to $5,214 a year.

Average premium for full coverage: $1,412

Policy rates for type of insurance:

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above highlight why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $816
• Drivers who choose higher $1,000 deductibles will pay about $1,216 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,412
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,788
• Drivers who are prone to accidents and violations could pay at least $3,044
• Policy cost for full coverage for a 16-year-old driver can be $5,214 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the model of your CX-9, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,020 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $580 annually, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 not only requires having a good driving record, but also having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Make time to compare rates every other policy renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a recap of the ideas that were touched on in this article.

• Drivers age 20 and younger are charged the highest rates, with premiums being up to $435 each month including comprehensive and collision insurance
• Drivers considered higher risk that have major violations or accidents pay on average $1,630 more every year to buy Mazda CX-9 insurance
• Increasing comprehensive and collision deductibles can save around $575 each year
• You may be able to save up to $170 per year just by quoting early and online