Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,412 a year including full coverage. Comprehensive insurance costs approximately $320, collision costs $536, and liability costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing $3,044 or more. Teen drivers cost the most to insure at $5,214 a year or more.

Average premium for full coverage: $1,412

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $816
• Drivers who choose higher $1,000 deductibles will pay $196 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,412
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $376 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,044 or more
• Policy cost for full coverage for a teen driver for full coverage can cost $5,214 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the model of your CX-9, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,020 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $580 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,700 to $2,300 additional every year, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost as much as 44% to 134% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda CX-9 Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates at every other renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a condensed summary of the concepts that were covered in the charts and tables above.

• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,630 more per year for car insurance
• Teenagers are the costliest to insure, with premiums being up to $435 each month including comprehensive and collision insurance
• You may be able to save around $170 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $575 each year
• You may be able to save around $170 per year simply by quoting online well ahead of the renewal date