Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,406 a year for full coverage insurance. Comprehensive costs around $308 each year, collision costs $524, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing around $3,036. Teens receive the highest rates at $5,228 a year or more.

Average premium for full coverage: $1,406

Rate estimates for individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects auto insurance rates.

These examples illustrate why all drivers should compare rates for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $811
• Drivers who choose higher $1,000 deductibles will pay about $190 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,406
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,770
• High-risk insureds with serious driving violations could pay at least $3,036 or more
• The cost for full coverage for a teenage driver can be $5,228 a year

View Chart as Image

Insurance rates for a Mazda CX-9 can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $5,200 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,900 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $560 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Every company calculates rates differently, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Saving money on auto insurance not only requires having a decent driving record, but also maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop every time your policy renews by quoting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a brief recap of the information touched on in the above illustrations.

• It is possible to save up to $170 per year simply by quoting online in advance
• 16 to 18-year-old drivers pay higher rates, costing up to $436 per month for full coverage
• Increasing deductibles can save around $550 each year
• Drivers who tend to receive serious violations may pay on average $1,630 more every year than a driver with a clean driving record
• Consumers who may need additional liability coverage will pay approximately $460 annually to go from a minimum limit to 250/500 limits