Mazda CX-9 Insurance Rates

Average auto insurance rates for a Mazda CX-9 are $1,406 annually with full coverage. Comprehensive insurance costs an estimated $308, collision costs $524, and liability is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing $3,036 or more. Teen drivers receive the highest rates at $5,228 a year or more.

Average premium for full coverage: $1,406

Rate estimates broken down by individual coverage type:

Includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $811
• Raising to $1,000 deductibles will save approximately $190 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,406
• Choosing more expensive low deductibles costs an additional $364 every year
• At-risk drivers with multiple violations and an at-fault accident could pay up to $3,036 or more
• The cost with full coverage for a teen driver with full coverage can cost as much as $5,228

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Car insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your driving record, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $560 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $1,010 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,900 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see which company has the best rate. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mazda CX-9 Insurance

Saving money on car insurance consists of having a good driving record, having a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates at every other renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a recap of the concepts that were covered above.

• Higher risk drivers that have major violations or accidents pay on average $1,630 more annually to buy Mazda CX-9 insurance
• Drivers age 20 and younger have the highest car insurance rates, with premiums as much as $436 per month if comprehensive and collision insurance is included
• You may be able to save approximately $170 per year simply by shopping early and online
• Increasing deductibles could save up to $550 each year
• You may be able to save approximately $170 per year simply by shopping early and online