Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,412 a year with full coverage. Comprehensive costs an estimated $320 a year, collision costs $536, and liability is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing around $3,044. 16-year-old drivers pay the most at $5,214 a year or more.

Average premium for full coverage: $1,412

Premium estimates broken down by type of coverage:

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than congested cities.

The diagram below illustrates how location helps determine insurance prices.

These rate differences demonstrate why it is important to compare rates quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best full coverage rate is $816
• Raising to $1,000 deductibles will save approximately $1,216 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,412
• Buying low $100 deductibles will increase the cost to $1,788
• At-risk drivers with multiple tickets or accidents could pay up to $3,044 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $5,214

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find prices as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or at least $1,910 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $580 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 134% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda CX-9 Insurance

Finding better rates on car insurance consists of being a low-risk driver, maintaining good credit, being claim-free, and taking advantage of discounts. Invest time comparing rates once a year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the data that was covered in the charts and tables above.

• You may be able to save approximately $170 per year simply by quoting early and online
• Policyholders who want more liability coverage will pay around $440 every year to raise from 30/60 bodily injury limits to 250/500 limits
• Teen drivers are charged the highest prices, possibly costing $435 per month for full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,630 more annually to insure their CX-9