Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Shopping for auto insurance through online companies is easy and at the same time you will probably save money. The key is getting rates from all companies so you can get the lowest prices.

Consumers not familiar with comparison shopping may think shopping for low-cost Lexus IS-350 insurance is difficult. To find the best auto insurance prices, there are several ways to compare quotes and find the best price. One of the best ways to find competitive Lexus IS-350 insurance cost consists of shopping online. It is quite easy and can be accomplished by completing this short form.

Insurance rates on a Lexus IS-350 can be significantly different based upon several criteria. Taken into consideration are:

• Your driving record
• Better credit means lower rates
• Your gender can raise or lower rates
• Low deductibles cost more
• Your vehicle's safety rating
• Your profession
• Insurance coverage level
• Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Lexus IS-350 is the year of manufacture. Older cars and trucks have a reduced actual cash value so the cost to replace them will push premiums down. Although newer models may have options included like a rollover prevention system, forward-collision avoidance, and dual-stage airbags that may help give discounted rates.

Coverage for liability - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision coverage protection - an object or car. . , . .

Comprehensive coverage (or Other than Collision) - that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Uninsured and underinsured coverage - This . , . .

Insurance for medical payments - expenses doctor visits, EMT expenses, and X-ray expenses. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

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What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.