Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Finding cheaper auto insurance by quoting online is simple to do and at the same time you may find lower rates. The critical component is to compare as many rate quotes as possible so you can compare all your choices.

Finding the best direct price on auto insurance is challenging if you have never used online rate quotes. But don't let that discourage you because we're going to show you how. Finding a better price on auto insurance is a fairly straight forward process. The only requirement is to spend a few minutes to compare quotes online with multiple companies. It is quite easy and can be accomplished by visiting this page.

Insurance premiums for a Lexus IS-350 will vary greatly subject to many criteria. Taken into consideration are:

• Traffic citations increase rates
• Your credit history
• Your gender can raise or lower rates
• Higher deductibles save money
• Your vehicle's safety rating
• Whether or not you have claims
• Maintaining coverage lowers rates
• Whether you rent or own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a reduced actual cash value compared to new IS-350 models so repair costs tend to be lower which can decrease annual premiums. But newer models have more advanced features including adaptive headlights, anti-lock brakes, traction control, and a telematics system so those may provide discounts that lower premiums.

Liability coverages

damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision protection

an object or car. . , . .

Comprehensive coverages

that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Uninsured and underinsured coverage

This . , . .

Coverage for medical payments

expenses doctor visits, EMT expenses, and X-ray expenses. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.