Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Finding cheaper auto insurance on the web saves time, is easy to do, in addition you might just save a little. The key to finding lower rates is to get rates from as many companies as possible in order to accurately compare the best prices.

Finding the best direct price on auto insurance can be complicated if you are a beginner to online quoting. Don't let that stop you because comparing prices is actually very simple. Finding a better price on auto insurance isn't really that difficult. Consumers just need to spend a few minutes to get quotes online from several insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Criteria which help determine

Auto insurance rates for your Lexus IS-350 can fluctuate considerably and are calculated by many factors. A few of these criteria are:

• Tickets increase premiums
• Credit rating impacts rates
• Your gender can raise or lower rates
• The deductible you choose
• NTSB crash rating for your vehicle
• Claims drive up premiums
• Having continuous coverage saves you money
• Owning a home can lower rates

A final factor which can affect Lexus IS-350 insurance rates is the model year. Models that are a few years old have a much lower replacement value in comparison to older models so the payout to repair may end up costing you less. Although newer models may have a trim level with safety features included like a telematics system, lane departure warning system, and tire pressure monitors which may help offset higher rates.

Liability car insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage protection - another vehicle or an object, but not an animal. . , . .

Comprehensive coverage (or Other than Collision) - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured and underinsured coverage - This coverage . , . .

Coverage for medical expenses - bills ambulance fees, surgery, and doctor visits. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.