Lexus IS-250 Insurance Rates

You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Shopping for auto insurance by quoting online can be fast and easy and there is a good chance you will probably save money. The most important part is getting rates from all providers in order to accurately compare every possible rate.

If shopping for auto insurance online is new to you, you can be overwhelmed by the hoards of online companies competing for your business. Finding cheaper coverage prices is a fairly straight forward process. All that's required is to take the time comparing rates provided by online insurance companies. This is very easy and can be done by getting a quick quote here.

Insurance rates paid to insure a Lexus IS-250 can be significantly different depending on several factors. Some of these factors include:

• Higher performance IS-250 vehicles cost more
• How many accidents you have had
• Whether you insure your home with the same company
• How you use your vehicle
• Extra coverages like towing and rental
• No claims lowers premiums
• Having continuous coverage saves you money
• Whether you own your home

One last important factor that will help determine the rate you pay on your Lexus IS-250 is the year of manufacture. Older cars and trucks cost less so the costs to repair may result in lower rates. Although newer vehicles may have options included like dual-stage airbags, sideview assist mirrors, and active head restraints that may help help offset higher rates.

Liability coverages

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision

another car or object. . , . .

Comprehensive auto coverage

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured or underinsured coverage

Your UM/UIM coverage . , . .

Coverage for medical payments

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

• Acura TLX
• BMW 4 Series
• Lincoln MKZ

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.