Lexus IS-250 Insurance Rates

You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Shopping for auto insurance through online rate quotes is simple to do and there is a good chance you will probably save money. The critical component is to compare rates from all companies so you can get every possible rate.

Comparing auto insurance rates direct online can be a challenge if you have never used online rate quotes. But don't be discouraged because there is an easy way to compare rates. To find the best auto insurance prices, there are several ways of comparing rates and find the best price. The fastest way to find competitive Lexus IS-250 insurance cost consists of shopping online. This can be accomplished by completing this short form.

Insurance rates on a Lexus IS-250 will vary greatly subject to many criteria. Some of these factors include:

• More performance equals higher cost
• Your accident history
• Whether you insure your home with the same company
• Pleasure use vs. commuting use
• Your birth date
• Having a spouse can save money
• Extra coverages like towing and rental
• Your profession
• Insurance coverage level
• Whether you own your home

One last important factor that will help determine the rate you pay on your Lexus IS-250 is the year of manufacture. Older cars and trucks cost less so the cost to replace them can decrease annual premiums. Although newer vehicles may have options included like tire pressure monitors, autonomous braking, a collision avoidance system, and anti-lock brakes so those may give discounted rates.

Auto liability

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision protection

another car or object. . , . .

Comprehensive (Other than Collision)

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage . , . .

Medical payments and PIP coverage

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

• Acura TLX
• BMW 4 Series
• Lincoln MKZ

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.