Jaguar XK Insurance Rates

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UPDATED: May 27, 2024

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U.S. average insurance rates for a Jaguar XK are $1,334 a year for full coverage. Comprehensive costs an estimated $270 a year, collision costs $432, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,880. 16-year-old drivers pay the highest rates at $5,080 a year or more.

Average premium for full coverage: $1,334

Price estimates broken down by individual coverage:

Comprehensive $270
Collision $432
Liability $474

Rate estimates include $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and XK trim levels.

Price Range from Low to High

For the average 40-year-old driver, Jaguar XK insurance prices go from as low as $522 for your basic liability-only policy to a high of $2,880 for a driver required to buy high-risk insurance.

Liability Only $522
Full Coverage $1,334
High Risk $2,880

Geographic Price Range

Where you live can have significant affects on insurance rates. More rural locations have a lower frequency of accident claims than congested cities.

The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $1,001
Small Cities $1,401
Large Cities $1,801

The ranges above show why it is important to compare prices for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Jaguar XK insurance rates for other coverage scenarios.

  • The best full coverage rate is $777
  • Using higher $1,000 deductibles will save approximately $1,174 a year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,334
  • Buying low $100 deductibles for physical damage coverage will increase the cost to $1,640
  • Drivers with multiple tickets or accidents could pay up to $2,880 or more
  • The price for full coverage for a teen driver can cost as much as $5,080 or more

View Chart as Image

Jaguar XK insurance cost comparison chart
Column chart showing full coverage Jaguar XK insurance rates range from $777 to $5,080

Car insurance prices for a Jaguar XK are also quite variable based on your driving record, the trim level of your XK, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

The state you live in has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $880 a year in states like Iowa, Maine, and Idaho, or at least $1,900 on average in New York, Louisiana, and Michigan.

Jaguar XK Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$128 -9.6%
Alaska $1,022 -$312 -23.4%
Arizona $1,106 -$228 -17.1%
Arkansas $1,334 -$0 0.0%
California $1,520 $186 13.9%
Colorado $1,274 -$60 -4.5%
Connecticut $1,372 $38 2.8%
Delaware $1,510 $176 13.2%
Florida $1,668 $334 25.0%
Georgia $1,230 -$104 -7.8%
Hawaii $958 -$376 -28.2%
Idaho $902 -$432 -32.4%
Illinois $994 -$340 -25.5%
Indiana $1,004 -$330 -24.7%
Iowa $900 -$434 -32.5%
Kansas $1,268 -$66 -4.9%
Kentucky $1,820 $486 36.4%
Louisiana $1,972 $638 47.8%
Maine $822 -$512 -38.4%
Maryland $1,100 -$234 -17.5%
Massachusetts $1,066 -$268 -20.1%
Michigan $2,316 $982 73.6%
Minnesota $1,116 -$218 -16.3%
Mississippi $1,596 $262 19.6%
Missouri $1,182 -$152 -11.4%
Montana $1,432 $98 7.3%
Nebraska $1,052 -$282 -21.1%
Nevada $1,600 $266 19.9%
New Hampshire $958 -$376 -28.2%
New Jersey $1,490 $156 11.7%
New Mexico $1,182 -$152 -11.4%
New York $1,404 $70 5.2%
North Carolina $768 -$566 -42.4%
North Dakota $1,092 -$242 -18.1%
Ohio $920 -$414 -31.0%
Oklahoma $1,370 $36 2.7%
Oregon $1,222 -$112 -8.4%
Pennsylvania $1,274 -$60 -4.5%
Rhode Island $1,778 $444 33.3%
South Carolina $1,208 -$126 -9.4%
South Dakota $1,126 -$208 -15.6%
Tennessee $1,168 -$166 -12.4%
Texas $1,608 $274 20.5%
Utah $988 -$346 -25.9%
Vermont $912 -$422 -31.6%
Virginia $798 -$536 -40.2%
Washington $1,030 -$304 -22.8%
West Virginia $1,222 -$112 -8.4%
Wisconsin $924 -$410 -30.7%
Wyoming $1,188 -$146 -10.9%

View Chart as Image

Jaguar XK insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $470 every year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 134% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to get quotes and see which company has the best price. Each insurance company utilizes a different rate formula, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Jaguar XK Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jaguar XK Portfolio 2-Dr Coupe $1,234 $103
Jaguar XK 2-Dr Coupe $1,234 $103
Jaguar XK Portfolio 2-Dr Convertible $1,328 $111
Jaguar XK 2-Dr Convertible $1,328 $111

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jaguar XK Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Jaguar XK $330 $598 $464 $1,550
2014 Jaguar XK $322 $560 $474 $1,514
2013 Jaguar XK $298 $520 $474 $1,450
2012 Jaguar XK $290 $472 $478 $1,398
2011 Jaguar XK $270 $432 $474 $1,334
2010 Jaguar XK $254 $392 $474 $1,278

Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Jaguar XK Insurance

Getting lower rates on car insurance requires not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Make time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following is a brief recap of the data touched on in this article.

  • Policyholders who want higher liability limits will pay around $520 each year to increase from a low limit to 250/500 limits
  • Drivers can save approximately $160 per year simply by quoting early and online
  • Increasing physical damage deductibles can save around $475 each year
  • Teens have the highest car insurance prices, with premiums as much as $423 a month if full coverage is included

Rates by Driver Age

Jaguar XK Insurance Rates by Driver Age
Driver Age Premium
16 $5,080
20 $3,056
30 $1,380
40 $1,334
50 $1,218
60 $1,194

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XK Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,640
$250 $1,498
$500 $1,334
$1,000 $1,174

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XK Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,334
50/100 $1,423
100/300 $1,541
250/500 $1,849
100 CSL $1,470
300 CSL $1,731
500 CSL $1,921

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XK Insurance Rates for High Risk Drivers
Age Premium
16 $7,224
20 $4,874
30 $2,932
40 $2,880
50 $2,750
60 $2,722

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $86
Paid in Full/EFT $57
Advance Quote $64
Online Quote $94
Total Discounts $557
Rate after discounts $777

Discounts are estimated and may not be available from every company or in every state.

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