Jaguar XK Insurance Rates

Estimated insurance prices for a Jaguar XK are $1,334 every 12 months including full coverage. Comprehensive costs an estimated $270 a year, collision insurance costs $432, and liability insurance costs around $474. A policy with only liability insurance costs as low as $522 a year, and a high-risk policy costs around $2,880. Teenage drivers pay the most at up to $5,080 a year.

Average premium for full coverage: $1,334

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change insurance prices.

These rate differences highlight why it is important to compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $777
• Using higher $1,000 deductibles will save approximately $1,174 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,334
• Using low $100 deductibles for physical damage coverage increases the price to $1,640
• Drivers who are prone to accidents and violations could pay up to $2,880
• An auto insurance policy to insure a teen driver can cost as much as $5,080 or more

View Chart as Image

Car insurance prices for a Jaguar XK also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $470 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged at least $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,900 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Jaguar XK Insurance

Finding better rates on Jaguar XK insurance requires being safe and accident-free, maintaining a good credit score, refrain from filing small claims, and possibly higher deductibles. Invest the time to shop around once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a brief summary of the data that was illustrated above.

• You may be able to save approximately $160 per year just by quoting early and online
• Drivers who want more liability protection will pay an extra $520 per year to increase from 30/60 bodily injury limits to a 250/500 level
• Youthful drivers have the highest car insurance prices, with the cost nearing $423 per month if the policy includes full coverage
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,550 more annually than a low-risk driver