Jaguar XK Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 27, 2024
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The average insurance rates for a Jaguar XK are $1,334 a year for full coverage insurance. Comprehensive insurance costs on average $270 each year, collision costs $432, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,880 or more. Teens cost the most to insure at $5,080 a year or more.
Average premium for full coverage: $1,334
Policy rates by type of insurance:
Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and XK models.
Price Range Variability
For a 40-year-old driver, Jaguar XK insurance rates go from the low end price of $522 for liability-only coverage to a high rate of $2,880 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than cities with more traffic congestion.
The graphic below illustrates how your location can change car insurance rates.
The examples above illustrate why all drivers should get quotes based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Jaguar XK insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $777
- Choosing higher $1,000 deductibles can save around $160 each year
- The estimated price for a good driver age 40 with $500 deductibles is $1,334
- Selecting low deductibles for comp and collision coverage will cost an additional $306 a year
- High-risk insureds with serious driving violations could pay upwards of $2,880 or more
- Policy cost that insures a teen driver may cost $5,080 each year
Insurance rates for a Jaguar XK also range considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age
Your home state plays a big part in determining prices for Jaguar XK insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,800 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$128 | -9.6% |
| Alaska | $1,022 | -$312 | -23.4% |
| Arizona | $1,106 | -$228 | -17.1% |
| Arkansas | $1,334 | -$0 | 0.0% |
| California | $1,520 | $186 | 13.9% |
| Colorado | $1,274 | -$60 | -4.5% |
| Connecticut | $1,372 | $38 | 2.8% |
| Delaware | $1,510 | $176 | 13.2% |
| Florida | $1,668 | $334 | 25.0% |
| Georgia | $1,230 | -$104 | -7.8% |
| Hawaii | $958 | -$376 | -28.2% |
| Idaho | $902 | -$432 | -32.4% |
| Illinois | $994 | -$340 | -25.5% |
| Indiana | $1,004 | -$330 | -24.7% |
| Iowa | $900 | -$434 | -32.5% |
| Kansas | $1,268 | -$66 | -4.9% |
| Kentucky | $1,820 | $486 | 36.4% |
| Louisiana | $1,972 | $638 | 47.8% |
| Maine | $822 | -$512 | -38.4% |
| Maryland | $1,100 | -$234 | -17.5% |
| Massachusetts | $1,066 | -$268 | -20.1% |
| Michigan | $2,316 | $982 | 73.6% |
| Minnesota | $1,116 | -$218 | -16.3% |
| Mississippi | $1,596 | $262 | 19.6% |
| Missouri | $1,182 | -$152 | -11.4% |
| Montana | $1,432 | $98 | 7.3% |
| Nebraska | $1,052 | -$282 | -21.1% |
| Nevada | $1,600 | $266 | 19.9% |
| New Hampshire | $958 | -$376 | -28.2% |
| New Jersey | $1,490 | $156 | 11.7% |
| New Mexico | $1,182 | -$152 | -11.4% |
| New York | $1,404 | $70 | 5.2% |
| North Carolina | $768 | -$566 | -42.4% |
| North Dakota | $1,092 | -$242 | -18.1% |
| Ohio | $920 | -$414 | -31.0% |
| Oklahoma | $1,370 | $36 | 2.7% |
| Oregon | $1,222 | -$112 | -8.4% |
| Pennsylvania | $1,274 | -$60 | -4.5% |
| Rhode Island | $1,778 | $444 | 33.3% |
| South Carolina | $1,208 | -$126 | -9.4% |
| South Dakota | $1,126 | -$208 | -15.6% |
| Tennessee | $1,168 | -$166 | -12.4% |
| Texas | $1,608 | $274 | 20.5% |
| Utah | $988 | -$346 | -25.9% |
| Vermont | $912 | -$422 | -31.6% |
| Virginia | $798 | -$536 | -40.2% |
| Washington | $1,030 | -$304 | -22.8% |
| West Virginia | $1,222 | -$112 | -8.4% |
| Wisconsin | $924 | -$410 | -30.7% |
| Wyoming | $1,188 | -$146 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $470 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer calculates rates differently, so the rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,328 | $111 |
| Jaguar XK 2-Dr Convertible | $1,328 | $111 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Jaguar XK | $330 | $598 | $464 | $1,550 |
| 2014 Jaguar XK | $322 | $560 | $474 | $1,514 |
| 2013 Jaguar XK | $298 | $520 | $474 | $1,450 |
| 2012 Jaguar XK | $290 | $472 | $478 | $1,398 |
| 2011 Jaguar XK | $270 | $432 | $474 | $1,334 |
| 2010 Jaguar XK | $254 | $392 | $474 | $1,278 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Jaguar XK Insurance
Finding cheaper rates on Jaguar XK insurance takes having a decent driving record, having above-average credit, being claim-free, and bundling your home and auto policies. Compare rates at every other renewal by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following items are a recap of the concepts that were illustrated above.
- High-risk drivers that have major violations or accidents may pay on average $1,550 more each year than a driver with a clean driving record
- 16 to 18-year-old drivers pay the highest rates, possibly costing $423 each month if full coverage is included
- It is possible to save as much as $160 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save approximately $475 each year
- It is possible to save as much as $160 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,080 |
| 20 | $3,056 |
| 30 | $1,380 |
| 40 | $1,334 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,640 |
| $250 | $1,498 |
| $500 | $1,334 |
| $1,000 | $1,174 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,334 |
| 50/100 | $1,423 |
| 100/300 | $1,541 |
| 250/500 | $1,849 |
| 100 CSL | $1,470 |
| 300 CSL | $1,731 |
| 500 CSL | $1,921 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,224 |
| 20 | $4,874 |
| 30 | $2,932 |
| 40 | $2,880 |
| 50 | $2,750 |
| 60 | $2,722 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
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