Jaguar XK Insurance Rates

The average insurance prices for a Jaguar XK are $1,398 every 12 months with full coverage. Comprehensive insurance costs around $290, collision costs $472, and liability costs around $478. Liability-only insurance costs as low as $526 a year, with high-risk driver insurance costing $3,020 or more. Teenage drivers cost the most to insure at $5,286 a year or more.

Average premium for full coverage: $1,398

Policy rates for type of insurance:

Includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why everyone should compare prices for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Jaguar XK insurance rates for additional coverage choices and driver risks.

• The best discount rate is $811
• Using higher $1,000 deductibles will save about $174 annually
• The average price for a good driver age 40 using $500 deductibles is $1,398
• Using pricier low deductibles for physical damage coverage costs an extra $334 every year
• Drivers who are prone to accidents and violations could pay at least $3,020 or more
• Policy cost to insure a teen driver for full coverage can be $5,286 or more

View Chart as Image

Auto insurance rates for a Jaguar XK also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $510 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 in extra premium every year, depending on your age. Jaguar XK insurance for high-risk drivers can be as much as 44% to 136% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,890 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Jaguar XK Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, having a good credit score, not filing small claims, and maximizing policy discounts. Take the time to comparison shop at least once a year by requesting quotes from direct companies, and also from several local insurance agents.

Below you'll find a recap of the primary concepts that were touched on in the above illustrations.

• You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers that have major violations or accidents pay on average $1,620 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• Youthful drivers are expensive to insure, as much as $441 each month if comprehensive and collision insurance is included