Jaguar XK 2-Dr Coupe Insurance Rates

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Average insurance prices for a Jaguar XK 2-Dr Coupe are $2,000 every 12 months with full coverage. Comprehensive insurance costs an estimated $508 a year, collision costs $1,046, and liability costs $310. Only liability insurance costs as little as $370 a year, with high-risk insurance costing $4,354 or more. Teenage drivers receive the highest rates at $6,948 a year or more.

Annual premium for full coverage: $2,000

Rate estimates broken down by individual coverage type:

Comprehensive $508
Collision $1046
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XK Trim Level

Using a middle-aged driver as an example, prices go from the cheapest price of $370 for basic liability insurance to a high of $4,354 for a high-risk driver policy.

Liability Only $370
Full Coverage $2,000
High Risk $4,354

These differences demonstrate why it is important for drivers to compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

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Insurance rates for a Jaguar XK 2-Dr Coupe can also vary considerably based on policy deductibles and limits, your driving record, and the model year.

Using high physical damage deductibles could save up to $1,050 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $279 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,800 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $6,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $2,400 to $3,200 extra per year, depending on your age. A high-risk auto insurance policy can cost from 46% to 134% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Jaguar XK 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Every company uses a different method to calculate rates, so the rates can be significantly different.

View Chart as Image

Jaguar XK 2-Dr Coupe insurance cost comparison chart
Column chart showing Jaguar XK 2-Dr Coupe insurance prices range from $1,090 to $6,948 for full coverage

The chart above shows Jaguar XK 2-Dr Coupe insurance rates for different coverage choices and risks. The cheapest discount rate is $1,090. Drivers who use higher $1,000 deductibles will pay $1,648. The average rate for a driver around age 40 using $500 deductibles is $2,000. Choosing low $100 deductibles for comp and collision coverage can cost as much as $2,690. Drivers with multiple violations and accidents could be charged as much as $4,354. The cost for full coverage for a teenage driver is $6,948.

Jaguar XK 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,806 -$194 -9.7%
Alaska $1,530 -$470 -23.5%
Arizona $1,658 -$342 -17.1%
Arkansas $2,000 -$0 0.0%
California $2,276 $276 13.8%
Colorado $1,908 -$92 -4.6%
Connecticut $2,052 $52 2.6%
Delaware $2,260 $260 13.0%
Florida $2,496 $496 24.8%
Georgia $1,846 -$154 -7.7%
Hawaii $1,436 -$564 -28.2%
Idaho $1,354 -$646 -32.3%
Illinois $1,488 -$512 -25.6%
Indiana $1,504 -$496 -24.8%
Iowa $1,346 -$654 -32.7%
Kansas $1,898 -$102 -5.1%
Kentucky $2,726 $726 36.3%
Louisiana $2,958 $958 47.9%
Maine $1,232 -$768 -38.4%
Maryland $1,648 -$352 -17.6%
Massachusetts $1,594 -$406 -20.3%
Michigan $3,468 $1,468 73.4%
Minnesota $1,672 -$328 -16.4%
Mississippi $2,394 $394 19.7%
Missouri $1,772 -$228 -11.4%
Montana $2,146 $146 7.3%
Nebraska $1,574 -$426 -21.3%
Nevada $2,394 $394 19.7%
New Hampshire $1,440 -$560 -28.0%
New Jersey $2,232 $232 11.6%
New Mexico $1,768 -$232 -11.6%
New York $2,104 $104 5.2%
North Carolina $1,150 -$850 -42.5%
North Dakota $1,636 -$364 -18.2%
Ohio $1,378 -$622 -31.1%
Oklahoma $2,050 $50 2.5%
Oregon $1,830 -$170 -8.5%
Pennsylvania $1,904 -$96 -4.8%
Rhode Island $2,664 $664 33.2%
South Carolina $1,812 -$188 -9.4%
South Dakota $1,684 -$316 -15.8%
Tennessee $1,748 -$252 -12.6%
Texas $2,408 $408 20.4%
Utah $1,478 -$522 -26.1%
Vermont $1,364 -$636 -31.8%
Virginia $1,198 -$802 -40.1%
Washington $1,542 -$458 -22.9%
West Virginia $1,834 -$166 -8.3%
Wisconsin $1,382 -$618 -30.9%
Wyoming $1,780 -$220 -11.0%

View Chart as Image

Jaguar XK 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Jaguar XK 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $6,948
20 $4,644
30 $2,128
40 $2,000
50 $1,816
60 $1,786

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XK 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,690
$250 $2,368
$500 $2,000
$1,000 $1,648

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XK 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,000
50/100 $2,062
100/300 $2,140
250/500 $2,341
100 CSL $2,093
300 CSL $2,264
500 CSL $2,388

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XK 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $10,054
20 $7,390
30 $4,498
40 $4,354
50 $4,146
60 $4,112

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $291

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $112
Multi-vehicle $103
Homeowner $25
5-yr Accident Free $170
5-yr Claim Free $134
Paid in Full/EFT $108
Advance Quote $109
Online Quote $149
Total Discounts $910
Rate after discounts $1,090

Discounts are estimated and may not be available from every company or in every state.

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