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Jaguar XK 2-Dr Convertible Insurance Rates

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The average insurance rates for a Jaguar XK 2-Dr Convertible are $2,072 a year including full coverage. Comprehensive costs on average $536, collision insurance costs $1,014, and liability costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $4,488. Teenage drivers cost the most to insure at up to $7,238 a year.

Annual premium for full coverage: $2,072

Policy rates by type of insurance:

Comprehensive $536
Collision $1014
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XK Trim Level

For the normal driver, Jaguar XK 2-Dr Convertible insurance rates range from as low as $430 for liability-only coverage to a much higher rate of $4,488 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $2,072
High Risk $4,488

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,554
Small Cities $2,176
Large Cities $2,797

These price differences highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Jaguar XK 2-Dr Convertible also range considerably based on your risk profile, the replacement cost of your XK, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as little as $1,900 per year on average, or $158 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $7,200 a year. View Rates by Age

Your home state makes a big difference in Jaguar XK 2-Dr Convertible insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $1,040 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $2,400 to $3,300 in extra premium every year, depending on your age. High-risk driver insurance can cost as much as 46% to 130% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

View Chart as Image

Jaguar XK 2-Dr Convertible insurance cost comparison chart
Column chart showing Jaguar XK 2-Dr Convertible insurance prices range from $1,148 to $7,238 for full coverage

The chart above shows average Jaguar XK 2-Dr Convertible insurance rates for various risk profiles and scenarios. The best rate after discounts is $1,148. Drivers who use higher $1,000 deductibles will pay around $1,720. The average rate for a 40-year-old male driver using $500 deductibles is $2,072. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,758. Drivers with multiple violations and accidents could be charged around $4,488. The price for full coverage insurance for a teen driver is $7,238.

Jaguar XK 2-Dr Convertible Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,872 -$200 -9.7%
Alaska $1,588 -$484 -23.4%
Arizona $1,720 -$352 -17.0%
Arkansas $2,072 -$0 0.0%
California $2,360 $288 13.9%
Colorado $1,980 -$92 -4.4%
Connecticut $2,130 $58 2.8%
Delaware $2,346 $274 13.2%
Florida $2,590 $518 25.0%
Georgia $1,914 -$158 -7.6%
Hawaii $1,488 -$584 -28.2%
Idaho $1,402 -$670 -32.3%
Illinois $1,542 -$530 -25.6%
Indiana $1,560 -$512 -24.7%
Iowa $1,400 -$672 -32.4%
Kansas $1,970 -$102 -4.9%
Kentucky $2,826 $754 36.4%
Louisiana $3,066 $994 48.0%
Maine $1,278 -$794 -38.3%
Maryland $1,710 -$362 -17.5%
Massachusetts $1,656 -$416 -20.1%
Michigan $3,600 $1,528 73.7%
Minnesota $1,734 -$338 -16.3%
Mississippi $2,484 $412 19.9%
Missouri $1,838 -$234 -11.3%
Montana $2,226 $154 7.4%
Nebraska $1,634 -$438 -21.1%
Nevada $2,484 $412 19.9%
New Hampshire $1,494 -$578 -27.9%
New Jersey $2,316 $244 11.8%
New Mexico $1,834 -$238 -11.5%
New York $2,182 $110 5.3%
North Carolina $1,194 -$878 -42.4%
North Dakota $1,696 -$376 -18.1%
Ohio $1,430 -$642 -31.0%
Oklahoma $2,130 $58 2.8%
Oregon $1,898 -$174 -8.4%
Pennsylvania $1,976 -$96 -4.6%
Rhode Island $2,762 $690 33.3%
South Carolina $1,876 -$196 -9.5%
South Dakota $1,748 -$324 -15.6%
Tennessee $1,814 -$258 -12.5%
Texas $2,496 $424 20.5%
Utah $1,534 -$538 -26.0%
Vermont $1,418 -$654 -31.6%
Virginia $1,240 -$832 -40.2%
Washington $1,602 -$470 -22.7%
West Virginia $1,898 -$174 -8.4%
Wisconsin $1,434 -$638 -30.8%
Wyoming $1,846 -$226 -10.9%

View Chart as Image

Jaguar XK 2-Dr Convertible insurance rates by U.S. city

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Rates by Driver Age

Jaguar XK 2-Dr Convertible Insurance Rates by Driver Age
Driver Age Premium
16 $7,238
20 $4,778
30 $2,196
40 $2,072
50 $1,882
60 $1,850

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XK 2-Dr Convertible Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,758
$250 $2,438
$500 $2,072
$1,000 $1,720

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XK 2-Dr Convertible Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,072
50/100 $2,145
100/300 $2,236
250/500 $2,472
100 CSL $2,181
300 CSL $2,381
500 CSL $2,527

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XK 2-Dr Convertible Insurance Rates for High Risk Drivers
Age Premium
16 $10,440
20 $7,600
30 $4,630
40 $4,488
50 $4,276
60 $4,238

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $295

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $115
Multi-vehicle $105
Homeowner $26
5-yr Accident Free $170
5-yr Claim Free $137
Paid in Full/EFT $108
Advance Quote $110
Online Quote $153
Total Discounts $924
Rate after discounts $1,148

Discounts are estimated and may not be available from every company or in every state.

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