GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs around $180, collision costs $202, and liability costs $468. A policy with just liability insurance costs as little as $518 a year, with coverage for high-risk drivers costing $2,162 or more. Teenage drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates for individual coverage:

Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for different Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay about $86 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,008
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $166 annually
• Drivers who are prone to accidents and violations could pay at least $2,162 or more
• The price that insures a 16-year-old driver with full coverage can be $4,034 a year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,000 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $260 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to compare prices from multiple companies. Every company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon not only requires having a good driving record, but also having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare prices at least once a year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The next list is a brief review of the primary concepts that were covered in the above illustrations.

• It is possible to save up to $110 per year simply by shopping early and online
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,150 more every year to buy GMC Yukon insurance
• Increasing physical damage deductibles can save approximately $250 each year
• Drivers age 20 and younger pay higher prices, as much as $336 a month if full coverage is included