GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,078 a year including full coverage. Comprehensive costs around $198, collision costs $248, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,314. Teen drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save about $102 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,078
• Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,272
• Drivers with multiple violations and an at-fault accident could pay at least $2,314 or more
• Policy cost that insures a teenage driver with full coverage can be $4,260 each year

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance ranges around 42% to 134% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $300 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see how they stack up. Each auto insurer uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around every time your policy renews by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a review of the information touched on in this article.

• You may be able to save up to $120 per year simply by shopping early and online
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $355 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Drivers who have several accidents or serious violations may have to pay on average $1,240 more every year than a driver with a clean driving record
• Consumers who may need additional liability coverage will pay about $520 per year to raise limits from a 30/60 limit to the 250/500 level