GMC Yukon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2023

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GMC Yukon XL insurance

Estimated insurance prices for a GMC Yukon are $1,078 every 12 months with full coverage. Comprehensive insurance costs an estimated $198 a year, collision costs $248, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,314 or more. Teen drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Comprehensive $198
Collision $248
Liability $474

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a GMC Yukon go from the cheapest price of $522 for a discount liability-only rate to a high of $2,314 for high-risk insurance.

Liability Only $522
Full Coverage $1,078
High Risk $2,314

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $809
Small Cities $1,132
Large Cities $1,455

These rate differences demonstrate why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated GMC Yukon insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $650
  • Choosing higher $1,000 deductibles can save approximately $976 annually
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,078
  • Choosing low $100 deductibles for comp and collision coverage costs an extra $194 annually
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,314 or more
  • An auto insurance policy to insure a 16-year-old driver can cost as much as $4,260 each year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing full coverage GMC Yukon insurance prices range from $650 to $4,260

Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Choosing high deductibles can save as much as $300 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 134% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,460 on average in New York, Michigan, and Florida.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$102 -9.5%
Alaska $826 -$252 -23.4%
Arizona $894 -$184 -17.1%
Arkansas $1,078 -$0 0.0%
California $1,230 $152 14.1%
Colorado $1,032 -$46 -4.3%
Connecticut $1,110 $32 3.0%
Delaware $1,222 $144 13.4%
Florida $1,350 $272 25.2%
Georgia $996 -$82 -7.6%
Hawaii $774 -$304 -28.2%
Idaho $728 -$350 -32.5%
Illinois $804 -$274 -25.4%
Indiana $812 -$266 -24.7%
Iowa $728 -$350 -32.5%
Kansas $1,026 -$52 -4.8%
Kentucky $1,472 $394 36.5%
Louisiana $1,596 $518 48.1%
Maine $666 -$412 -38.2%
Maryland $890 -$188 -17.4%
Massachusetts $862 -$216 -20.0%
Michigan $1,874 $796 73.8%
Minnesota $902 -$176 -16.3%
Mississippi $1,292 $214 19.9%
Missouri $956 -$122 -11.3%
Montana $1,160 $82 7.6%
Nebraska $850 -$228 -21.2%
Nevada $1,294 $216 20.0%
New Hampshire $776 -$302 -28.0%
New Jersey $1,206 $128 11.9%
New Mexico $956 -$122 -11.3%
New York $1,136 $58 5.4%
North Carolina $622 -$456 -42.3%
North Dakota $884 -$194 -18.0%
Ohio $744 -$334 -31.0%
Oklahoma $1,110 $32 3.0%
Oregon $988 -$90 -8.3%
Pennsylvania $1,032 -$46 -4.3%
Rhode Island $1,438 $360 33.4%
South Carolina $978 -$100 -9.3%
South Dakota $912 -$166 -15.4%
Tennessee $946 -$132 -12.2%
Texas $1,300 $222 20.6%
Utah $798 -$280 -26.0%
Vermont $740 -$338 -31.4%
Virginia $646 -$432 -40.1%
Washington $836 -$242 -22.4%
West Virginia $988 -$90 -8.3%
Wisconsin $748 -$330 -30.6%
Wyoming $962 -$116 -10.8%

View Chart as Image

GMC Yukon insurance rates by U.S. city

With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $1,004 $84
GMC Yukon 2WD $1,004 $84
GMC Yukon SLE 4WD $1,026 $86
GMC Yukon SLT 2WD $1,026 $86
GMC Yukon 4WD $1,026 $86
GMC Yukon SLT 4WD $1,046 $87
GMC Yukon Denali 2WD $1,066 $89
GMC Yukon Denali 4WD $1,086 $91
GMC Yukon Hybrid 2WD $1,220 $102
GMC Yukon Hybrid 4WD $1,220 $102
GMC Yukon Hybrid Denali 2WD $1,240 $103
GMC Yukon Hybrid Denali 4WD $1,260 $105

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $376 $594 $372 $1,500
2023 GMC Yukon $358 $570 $390 $1,476
2022 GMC Yukon $344 $566 $398 $1,466
2021 GMC Yukon $332 $552 $416 $1,458
2020 GMC Yukon $320 $530 $430 $1,438
2019 GMC Yukon $304 $512 $442 $1,416
2018 GMC Yukon $292 $474 $452 $1,376
2017 GMC Yukon $280 $446 $456 $1,340
2016 GMC Yukon $268 $400 $460 $1,286
2015 GMC Yukon $250 $368 $460 $1,236
2014 GMC Yukon $242 $346 $464 $1,210
2013 GMC Yukon $236 $322 $474 $1,190
2012 GMC Yukon $218 $300 $474 $1,150
2011 GMC Yukon $212 $272 $478 $1,120
2010 GMC Yukon $198 $248 $474 $1,078
2008 GMC Yukon $180 $202 $468 $1,008
2007 GMC Yukon $178 $198 $460 $994
2006 GMC Yukon $176 $188 $452 $974
2005 GMC Yukon $160 $180 $446 $944
2004 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon takes being a low-risk driver, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to compare rates every couple of years by requesting rates from direct companies, and also from your local independent and exclusive agents.

The items below are a condensed summary of the material that was covered in the above illustrations.

  • Insureds who want more liability coverage will pay about $520 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
  • Teen drivers are expensive to insure, possibly costing $355 per month if full coverage is included
  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,240 more annually to insure their Yukon
  • Increasing policy deductibles could save as much as $300 each year

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,260
20 $2,450
30 $1,102
40 $1,078
50 $988
60 $968

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,184
$500 $1,078
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,078
50/100 $1,367
100/300 $1,500
250/500 $1,847
100 CSL $1,420
300 CSL $1,714
500 CSL $1,928

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $6,010
20 $3,906
30 $2,338
40 $2,314
50 $2,212
60 $2,188

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $57
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $428
Rate after discounts $650

Discounts are estimated and may not be available from every company or in every state.

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