GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage insurance. Comprehensive costs approximately $186 a year, collision costs $226, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,238. Teen drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay $950 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,044
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,222
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,238 or more
• The price with full coverage for a teen driver can cost $4,152 a year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 41% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $280 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Yukon Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and qualifying for all possible discounts. Spend time shopping around every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a quick rundown of the coverage data touched on above.

• It is possible to save around $120 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $275 each year
• Teenagers are the costliest to insure, as much as $346 a month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,190 more per year for car insurance