GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive costs approximately $186, collision insurance costs $226, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,238. Teen drivers pay the highest rates at up to $4,152 a year.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above highlight why everyone should compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $634
• Using higher $1,000 deductibles will save $94 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,044
• Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,222
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,238
• The price that insures a teenage driver for full coverage can cost $4,152 or more

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Insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,200 to $1,700 additional each year, depending on your age. GMC Yukon insurance for high-risk drivers can be around 41% to 128% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

The state you live in has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,490 on average in Louisiana, New York, and Michigan.

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Choosing high deductibles could cut prices by as much as $280 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having a good credit score, being claim-free, and consideration of higher deductibles. Shop around at every other renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a brief review of the concepts that were raised in the charts and tables above.

• Drivers with DUI or reckless driving convictions will likely pay on average $1,190 more per year for car insurance
• Teenagers are the costliest to insure, possibly costing $346 a month if comprehensive and collision insurance is included
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $275 each year
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date