GMC Yukon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 12, 2022

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GMC Yukon XL insurance

The average insurance rates for a GMC Yukon are $924 a year including full coverage. Comprehensive costs an estimated $154 a year, collision insurance costs $170, and liability insurance is $442. Liability-only insurance costs around $496 a year, and high-risk driver insurance costs around $1,976. Teens cost the most to insure at up to $3,744 a year.

Average premium for full coverage: $924

Policy rates broken down by type of insurance:

Comprehensive $154
Collision $170
Liability $442

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Yukon trim levels.

Price Range Variability

For the normal driver, GMC Yukon insurance rates range from as low as $496 for basic liability insurance to a high of $1,976 for a policy for a high-risk driver.

Liability Only $496
Full Coverage $924
High Risk $1,976

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $693
Small Cities $970
Large Cities $1,247

The examples above highlight why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average GMC Yukon insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $571
  • Raising to $1,000 deductibles will save approximately $850 every year
  • The average rate for a good driver age 40 who has $500 deductibles is $924
  • Selecting low $100 deductibles will increase the cost to $1,064
  • Higher-risk drivers with serious driving violations could pay up to $1,976
  • Policy cost for full coverage for a teen driver can cost as much as $3,744

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance rates range from $571 to $3,744 for full coverage

Auto insurance rates for a GMC Yukon also range considerably based on your risk profile, the model of your Yukon, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $3,700 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,320 on average in Louisiana, New York, and Michigan.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $838 -$86 -9.3%
Alaska $710 -$214 -23.2%
Arizona $770 -$154 -16.7%
Arkansas $924 -$0 0.0%
California $1,054 $130 14.1%
Colorado $884 -$40 -4.3%
Connecticut $952 $28 3.0%
Delaware $1,046 $122 13.2%
Florida $1,158 $234 25.3%
Georgia $854 -$70 -7.6%
Hawaii $666 -$258 -27.9%
Idaho $626 -$298 -32.3%
Illinois $690 -$234 -25.3%
Indiana $696 -$228 -24.7%
Iowa $624 -$300 -32.5%
Kansas $880 -$44 -4.8%
Kentucky $1,262 $338 36.6%
Louisiana $1,370 $446 48.3%
Maine $572 -$352 -38.1%
Maryland $764 -$160 -17.3%
Massachusetts $742 -$182 -19.7%
Michigan $1,608 $684 74.0%
Minnesota $774 -$150 -16.2%
Mississippi $1,110 $186 20.1%
Missouri $822 -$102 -11.0%
Montana $996 $72 7.8%
Nebraska $730 -$194 -21.0%
Nevada $1,110 $186 20.1%
New Hampshire $666 -$258 -27.9%
New Jersey $1,034 $110 11.9%
New Mexico $818 -$106 -11.5%
New York $976 $52 5.6%
North Carolina $534 -$390 -42.2%
North Dakota $758 -$166 -18.0%
Ohio $640 -$284 -30.7%
Oklahoma $950 $26 2.8%
Oregon $848 -$76 -8.2%
Pennsylvania $884 -$40 -4.3%
Rhode Island $1,236 $312 33.8%
South Carolina $838 -$86 -9.3%
South Dakota $782 -$142 -15.4%
Tennessee $814 -$110 -11.9%
Texas $1,116 $192 20.8%
Utah $686 -$238 -25.8%
Vermont $634 -$290 -31.4%
Virginia $554 -$370 -40.0%
Washington $718 -$206 -22.3%
West Virginia $848 -$76 -8.2%
Wisconsin $642 -$282 -30.5%
Wyoming $826 -$98 -10.6%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $220 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $450 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $872 $73
GMC Yukon 2WD $872 $73
GMC Yukon SLE 4WD $888 $74
GMC Yukon SLT 2WD $888 $74
GMC Yukon 4WD $888 $74
GMC Yukon SLT 4WD $902 $75
GMC Yukon Denali 2WD $916 $76
GMC Yukon Denali 4WD $930 $78
GMC Yukon Hybrid 2WD $1,046 $87
GMC Yukon Hybrid 4WD $1,046 $87
GMC Yukon Hybrid Denali 2WD $1,062 $89
GMC Yukon Hybrid Denali 4WD $1,076 $90

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 GMC Yukon $320 $530 $430 $1,438
2018 GMC Yukon $292 $474 $452 $1,376
2017 GMC Yukon $280 $446 $456 $1,340
2016 GMC Yukon $268 $400 $460 $1,286
2011 GMC Yukon $212 $272 $478 $1,120
2008 GMC Yukon $180 $202 $468 $1,008
2007 GMC Yukon $178 $198 $460 $994
2006 GMC Yukon $176 $188 $452 $974
2005 GMC Yukon $160 $180 $446 $944
2004 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance consists of having a decent driving record, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to compare rates every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief summary of the coverage data presented in the illustrations above.

  • You may be able to save approximately $100 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles can save around $225 each year
  • 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $312 each month if they have full coverage
  • High-risk drivers that tend to have accidents or serious violations may pay on average $1,050 more annually than a driver with a clean driving record

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $3,744
20 $2,102
30 $940
40 $924
50 $850
60 $832

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $1,002
$500 $924
$1,000 $850

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $924
50/100 $1,176
100/300 $1,301
250/500 $1,626
100 CSL $1,226
300 CSL $1,501
500 CSL $1,701

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,254
20 $3,342
30 $1,990
40 $1,976
50 $1,890
60 $1,870

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $57
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $353
Rate after discounts $571

Discounts are estimated and may not be available from every company or in every state.

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