GMC Yukon Insurance Rates
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UPDATED: May 12, 2022
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U.S. average insurance rates for a GMC Yukon are $944 a year for full coverage insurance. Comprehensive costs on average $160, collision insurance costs $180, and liability insurance is $446. Liability-only coverage costs around $500 a year, and high-risk coverage costs around $2,020. Teens pay the highest rates at up to $3,808 a year.
Average premium for full coverage: $944
Price estimates by individual coverage:
Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different Yukon trim levels.
Price Range from Low to High
For the average 40-year-old driver, GMC Yukon insurance prices range from the low end price of $500 for the bare minimum liability coverage to a much higher rate of $2,020 for a driver who has had serious violations or accidents.
Geographic Price Range
Choosing to live in a large city has a significant impact on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on car insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average GMC Yukon insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $581
- Raising to $1,000 deductibles will save around $78 each year
- The estimated price for the average middle-age driver with $500 deductibles is $944
- Selecting more expensive low deductibles bumps up the cost to $1,090
- Higher-risk drivers with serious driving violations could pay upwards of $2,020
- The price that insures a teen driver with full coverage may cost $3,808
Auto insurance prices for a GMC Yukon are also quite variable based on the model year and trim level, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,100 to $1,600 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 130% more than the average policy. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $3,800 a year. View Rates by Age
The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $620 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,280 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $856 | -$88 | -9.3% |
| Alaska | $726 | -$218 | -23.1% |
| Arizona | $786 | -$158 | -16.7% |
| Arkansas | $944 | -$0 | 0.0% |
| California | $1,076 | $132 | 14.0% |
| Colorado | $904 | -$40 | -4.2% |
| Connecticut | $972 | $28 | 3.0% |
| Delaware | $1,072 | $128 | 13.6% |
| Florida | $1,182 | $238 | 25.2% |
| Georgia | $872 | -$72 | -7.6% |
| Hawaii | $678 | -$266 | -28.2% |
| Idaho | $638 | -$306 | -32.4% |
| Illinois | $704 | -$240 | -25.4% |
| Indiana | $710 | -$234 | -24.8% |
| Iowa | $638 | -$306 | -32.4% |
| Kansas | $898 | -$46 | -4.9% |
| Kentucky | $1,288 | $344 | 36.4% |
| Louisiana | $1,400 | $456 | 48.3% |
| Maine | $582 | -$362 | -38.3% |
| Maryland | $778 | -$166 | -17.6% |
| Massachusetts | $758 | -$186 | -19.7% |
| Michigan | $1,642 | $698 | 73.9% |
| Minnesota | $790 | -$154 | -16.3% |
| Mississippi | $1,134 | $190 | 20.1% |
| Missouri | $838 | -$106 | -11.2% |
| Montana | $1,014 | $70 | 7.4% |
| Nebraska | $746 | -$198 | -21.0% |
| Nevada | $1,134 | $190 | 20.1% |
| New Hampshire | $682 | -$262 | -27.8% |
| New Jersey | $1,058 | $114 | 12.1% |
| New Mexico | $838 | -$106 | -11.2% |
| New York | $996 | $52 | 5.5% |
| North Carolina | $546 | -$398 | -42.2% |
| North Dakota | $774 | -$170 | -18.0% |
| Ohio | $652 | -$292 | -30.9% |
| Oklahoma | $970 | $26 | 2.8% |
| Oregon | $866 | -$78 | -8.3% |
| Pennsylvania | $904 | -$40 | -4.2% |
| Rhode Island | $1,262 | $318 | 33.7% |
| South Carolina | $856 | -$88 | -9.3% |
| South Dakota | $798 | -$146 | -15.5% |
| Tennessee | $828 | -$116 | -12.3% |
| Texas | $1,140 | $196 | 20.8% |
| Utah | $698 | -$246 | -26.1% |
| Vermont | $648 | -$296 | -31.4% |
| Virginia | $566 | -$378 | -40.0% |
| Washington | $730 | -$214 | -22.7% |
| West Virginia | $866 | -$78 | -8.3% |
| Wisconsin | $656 | -$288 | -30.5% |
| Wyoming | $842 | -$102 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $230 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $453 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $888 | $74 |
| GMC Yukon 2WD | $888 | $74 |
| GMC Yukon SLE 4WD | $904 | $75 |
| GMC Yukon SLT 2WD | $904 | $75 |
| GMC Yukon 4WD | $904 | $75 |
| GMC Yukon SLT 4WD | $918 | $77 |
| GMC Yukon Denali 2WD | $934 | $78 |
| GMC Yukon Denali 4WD | $950 | $79 |
| GMC Yukon Hybrid 2WD | $1,068 | $89 |
| GMC Yukon Hybrid 4WD | $1,068 | $89 |
| GMC Yukon Hybrid Denali 2WD | $1,082 | $90 |
| GMC Yukon Hybrid Denali 4WD | $1,098 | $92 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2018 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2017 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2016 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2011 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2008 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2007 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2006 GMC Yukon | $178 | $198 | $460 | $994 |
| 2005 GMC Yukon | $176 | $188 | $452 | $974 |
| 2004 GMC Yukon | $160 | $180 | $446 | $944 |
| 2003 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest GMC Yukon Insurance
Getting lower rates on GMC Yukon insurance consists of having a decent driving record, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates every other policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following items are a recap of the ideas that were touched on in this article.
- 16 to 18-year-old drivers are charged the highest prices, as much as $317 a month if the policy includes full coverage
- High-risk drivers that have major violations or accidents may pay on average $1,080 more each year than a driver with a clean driving record
- Increasing physical damage deductibles can save approximately $225 each year
- It is possible to save as much as $100 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,808 |
| 20 | $2,146 |
| 30 | $960 |
| 40 | $944 |
| 50 | $868 |
| 60 | $848 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,090 |
| $250 | $1,024 |
| $500 | $944 |
| $1,000 | $866 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $944 |
| 50/100 | $1,199 |
| 100/300 | $1,325 |
| 250/500 | $1,652 |
| 100 CSL | $1,249 |
| 300 CSL | $1,526 |
| 500 CSL | $1,728 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,348 |
| 20 | $3,412 |
| 30 | $2,034 |
| 40 | $2,020 |
| 50 | $1,932 |
| 60 | $1,912 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $33 |
| Advance Quote | $40 |
| Online Quote | $63 |
| Total Discounts | $363 |
Discounts are estimated and may not be available from every company or in every state.
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