GMC Yukon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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GMC Yukon XL insurance

Average insurance prices for a GMC Yukon are $924 every 12 months for full coverage. Comprehensive costs an estimated $154 each year, collision costs $170, and liability is $442. A policy with just liability insurance costs around $496 a year, with coverage for high-risk drivers costing around $1,976. Teens receive the highest rates at $3,744 a year or more.

Average premium for full coverage: $924

Rate estimates broken down by individual coverage type:

Comprehensive $154
Collision $170
Liability $442

Prices include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Yukon models.

Price Range by Coverage and Risk

For the average driver, prices range go from the cheapest price of $496 for just the minimum liability insurance to a high rate of $1,976 for high-risk insurance.

Liability Only $496
Full Coverage $924
High Risk $1,976

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations tend to have more infrequent accident claims than cities with more traffic congestion.

The graphic below illustrates how location impacts insurance prices.

Rural Areas $693
Small Cities $970
Large Cities $1,247

These examples show why all drivers should compare rates quotes for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $571
  • Raising to $1,000 deductibles will save approximately $74 a year
  • The average price for a 40-year-old driver who has $500 deductibles is $924
  • Selecting low deductibles increases the price to $1,064
  • At-risk drivers with serious driving violations could pay up to $1,976 or more
  • The cost to insure a teen driver can cost as much as $3,744

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing full coverage GMC Yukon insurance rates range from $571 to $3,744

Insurance rates for a GMC Yukon can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $220 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $450 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $3,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,100 to $1,600 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,320 on average in New York, Louisiana, and Michigan.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $838 -$86 -9.3%
Alaska $710 -$214 -23.2%
Arizona $770 -$154 -16.7%
Arkansas $924 -$0 0.0%
California $1,054 $130 14.1%
Colorado $884 -$40 -4.3%
Connecticut $952 $28 3.0%
Delaware $1,046 $122 13.2%
Florida $1,158 $234 25.3%
Georgia $854 -$70 -7.6%
Hawaii $666 -$258 -27.9%
Idaho $626 -$298 -32.3%
Illinois $690 -$234 -25.3%
Indiana $696 -$228 -24.7%
Iowa $624 -$300 -32.5%
Kansas $880 -$44 -4.8%
Kentucky $1,262 $338 36.6%
Louisiana $1,370 $446 48.3%
Maine $572 -$352 -38.1%
Maryland $764 -$160 -17.3%
Massachusetts $742 -$182 -19.7%
Michigan $1,608 $684 74.0%
Minnesota $774 -$150 -16.2%
Mississippi $1,110 $186 20.1%
Missouri $822 -$102 -11.0%
Montana $996 $72 7.8%
Nebraska $730 -$194 -21.0%
Nevada $1,110 $186 20.1%
New Hampshire $666 -$258 -27.9%
New Jersey $1,034 $110 11.9%
New Mexico $818 -$106 -11.5%
New York $976 $52 5.6%
North Carolina $534 -$390 -42.2%
North Dakota $758 -$166 -18.0%
Ohio $640 -$284 -30.7%
Oklahoma $950 $26 2.8%
Oregon $848 -$76 -8.2%
Pennsylvania $884 -$40 -4.3%
Rhode Island $1,236 $312 33.8%
South Carolina $838 -$86 -9.3%
South Dakota $782 -$142 -15.4%
Tennessee $814 -$110 -11.9%
Texas $1,116 $192 20.8%
Utah $686 -$238 -25.8%
Vermont $634 -$290 -31.4%
Virginia $554 -$370 -40.0%
Washington $718 -$206 -22.3%
West Virginia $848 -$76 -8.2%
Wisconsin $642 -$282 -30.5%
Wyoming $826 -$98 -10.6%

View Chart as Image

GMC Yukon insurance rates by U.S. city

With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $872 $73
GMC Yukon 2WD $872 $73
GMC Yukon SLE 4WD $888 $74
GMC Yukon SLT 2WD $888 $74
GMC Yukon 4WD $888 $74
GMC Yukon SLT 4WD $902 $75
GMC Yukon Denali 2WD $916 $76
GMC Yukon Denali 4WD $930 $78
GMC Yukon Hybrid 2WD $1,046 $87
GMC Yukon Hybrid 4WD $1,046 $87
GMC Yukon Hybrid Denali 2WD $1,062 $89
GMC Yukon Hybrid Denali 4WD $1,076 $90

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 GMC Yukon $320 $530 $430 $1,438
2018 GMC Yukon $292 $474 $452 $1,376
2017 GMC Yukon $280 $446 $456 $1,340
2016 GMC Yukon $268 $400 $460 $1,286
2011 GMC Yukon $212 $272 $478 $1,120
2008 GMC Yukon $180 $202 $468 $1,008
2007 GMC Yukon $178 $198 $460 $994
2006 GMC Yukon $176 $188 $452 $974
2005 GMC Yukon $160 $180 $446 $944
2004 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right GMC Yukon Insurance

Saving money on car insurance consists of being a good driver, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Spend time shopping around every couple of years by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a quick rundown of the material that was touched on above.

  • Policyholders who want an increased level of liability coverage will pay approximately $490 each year to raise from a minimum limit to a 250/500 level
  • Drivers age 16 to 20 are expensive to insure, costing as high as $312 per month if full coverage is included
  • Higher risk drivers with reckless driving or DUI convictions pay on average $1,050 more annually than a safer driver
  • Increasing deductibles could save as much as $225 each year

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $3,744
20 $2,102
30 $940
40 $924
50 $850
60 $832

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $1,002
$500 $924
$1,000 $850

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $924
50/100 $1,176
100/300 $1,301
250/500 $1,626
100 CSL $1,226
300 CSL $1,501
500 CSL $1,701

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,254
20 $3,342
30 $1,990
40 $1,976
50 $1,890
60 $1,870

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $57
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $353
Rate after discounts $571

Discounts are estimated and may not be available from every company or in every state.

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