GMC Yukon Insurance Rates
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UPDATED: May 12, 2022
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The average insurance rates for a GMC Yukon are $924 a year including full coverage. Comprehensive costs an estimated $154 a year, collision insurance costs $170, and liability insurance is $442. Liability-only insurance costs around $496 a year, and high-risk driver insurance costs around $1,976. Teens cost the most to insure at up to $3,744 a year.
Average premium for full coverage: $924
Policy rates broken down by type of insurance:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Yukon trim levels.
Price Range Variability
For the normal driver, GMC Yukon insurance rates range from as low as $496 for basic liability insurance to a high of $1,976 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.
The examples above highlight why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average GMC Yukon insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $571
- Raising to $1,000 deductibles will save approximately $850 every year
- The average rate for a good driver age 40 who has $500 deductibles is $924
- Selecting low $100 deductibles will increase the cost to $1,064
- Higher-risk drivers with serious driving violations could pay up to $1,976
- Policy cost for full coverage for a teen driver can cost as much as $3,744
Auto insurance rates for a GMC Yukon also range considerably based on your risk profile, the model of your Yukon, and liability limits and deductibles.
Older drivers with a good driving record and high deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $3,700 a year. View Rates by Age
Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,320 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $838 | -$86 | -9.3% |
Alaska | $710 | -$214 | -23.2% |
Arizona | $770 | -$154 | -16.7% |
Arkansas | $924 | -$0 | 0.0% |
California | $1,054 | $130 | 14.1% |
Colorado | $884 | -$40 | -4.3% |
Connecticut | $952 | $28 | 3.0% |
Delaware | $1,046 | $122 | 13.2% |
Florida | $1,158 | $234 | 25.3% |
Georgia | $854 | -$70 | -7.6% |
Hawaii | $666 | -$258 | -27.9% |
Idaho | $626 | -$298 | -32.3% |
Illinois | $690 | -$234 | -25.3% |
Indiana | $696 | -$228 | -24.7% |
Iowa | $624 | -$300 | -32.5% |
Kansas | $880 | -$44 | -4.8% |
Kentucky | $1,262 | $338 | 36.6% |
Louisiana | $1,370 | $446 | 48.3% |
Maine | $572 | -$352 | -38.1% |
Maryland | $764 | -$160 | -17.3% |
Massachusetts | $742 | -$182 | -19.7% |
Michigan | $1,608 | $684 | 74.0% |
Minnesota | $774 | -$150 | -16.2% |
Mississippi | $1,110 | $186 | 20.1% |
Missouri | $822 | -$102 | -11.0% |
Montana | $996 | $72 | 7.8% |
Nebraska | $730 | -$194 | -21.0% |
Nevada | $1,110 | $186 | 20.1% |
New Hampshire | $666 | -$258 | -27.9% |
New Jersey | $1,034 | $110 | 11.9% |
New Mexico | $818 | -$106 | -11.5% |
New York | $976 | $52 | 5.6% |
North Carolina | $534 | -$390 | -42.2% |
North Dakota | $758 | -$166 | -18.0% |
Ohio | $640 | -$284 | -30.7% |
Oklahoma | $950 | $26 | 2.8% |
Oregon | $848 | -$76 | -8.2% |
Pennsylvania | $884 | -$40 | -4.3% |
Rhode Island | $1,236 | $312 | 33.8% |
South Carolina | $838 | -$86 | -9.3% |
South Dakota | $782 | -$142 | -15.4% |
Tennessee | $814 | -$110 | -11.9% |
Texas | $1,116 | $192 | 20.8% |
Utah | $686 | -$238 | -25.8% |
Vermont | $634 | -$290 | -31.4% |
Virginia | $554 | -$370 | -40.0% |
Washington | $718 | -$206 | -22.3% |
West Virginia | $848 | -$76 | -8.2% |
Wisconsin | $642 | -$282 | -30.5% |
Wyoming | $826 | -$98 | -10.6% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $220 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $450 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Yukon SLE 2WD | $872 | $73 |
GMC Yukon 2WD | $872 | $73 |
GMC Yukon SLE 4WD | $888 | $74 |
GMC Yukon SLT 2WD | $888 | $74 |
GMC Yukon 4WD | $888 | $74 |
GMC Yukon SLT 4WD | $902 | $75 |
GMC Yukon Denali 2WD | $916 | $76 |
GMC Yukon Denali 4WD | $930 | $78 |
GMC Yukon Hybrid 2WD | $1,046 | $87 |
GMC Yukon Hybrid 4WD | $1,046 | $87 |
GMC Yukon Hybrid Denali 2WD | $1,062 | $89 |
GMC Yukon Hybrid Denali 4WD | $1,076 | $90 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
2007 GMC Yukon | $178 | $198 | $460 | $994 |
2006 GMC Yukon | $176 | $188 | $452 | $974 |
2005 GMC Yukon | $160 | $180 | $446 | $944 |
2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap GMC Yukon Insurance
Finding cheaper rates on GMC Yukon insurance consists of having a decent driving record, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to compare rates every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a brief summary of the coverage data presented in the illustrations above.
- You may be able to save approximately $100 per year just by quoting early and online
- Increasing comprehensive and collision deductibles can save around $225 each year
- 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $312 each month if they have full coverage
- High-risk drivers that tend to have accidents or serious violations may pay on average $1,050 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,744 |
20 | $2,102 |
30 | $940 |
40 | $924 |
50 | $850 |
60 | $832 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,064 |
$250 | $1,002 |
$500 | $924 |
$1,000 | $850 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $924 |
50/100 | $1,176 |
100/300 | $1,301 |
250/500 | $1,626 |
100 CSL | $1,226 |
300 CSL | $1,501 |
500 CSL | $1,701 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,254 |
20 | $3,342 |
30 | $1,990 |
40 | $1,976 |
50 | $1,890 |
60 | $1,870 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $46 |
Multi-vehicle | $49 |
Homeowner | $17 |
5-yr Accident Free | $53 |
5-yr Claim Free | $57 |
Paid in Full/EFT | $31 |
Advance Quote | $39 |
Online Quote | $61 |
Total Discounts | $353 |
Discounts are estimated and may not be available from every company or in every state.
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