GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,078 every 12 months for full coverage insurance. Comprehensive costs approximately $198 each year, collision costs $248, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,314. Teen drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Yukon models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above illustrate why all drivers should get quotes using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save $102 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,078
• Choosing low deductibles for comp and collision coverage increases the price to $1,272
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,314 or more
• The price to insure a 16-year-old driver can cost $4,260 each year

View Chart as Image

Auto insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Yukon.

Choosing high deductibles can save as much as $300 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $480 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,800 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges from 42% to 134% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon takes having a good driving record, having a good credit score, not filing small claims, and not having any coverage lapses. Invest the time to compare rates at every policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a brief review of the data presented in the illustrations above.

• Insureds who purchase increased levels of liability coverage will pay about $520 annually to raise limits from a low limit to a 250/500 level
• It is possible to save around $120 per year simply by quoting online in advance
• Increasing physical damage deductibles could save as much as $300 each year
• Drivers age 20 and younger have the highest car insurance prices, as much as $355 a month if comprehensive and collision insurance is included