GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,078 a year for full coverage insurance. Comprehensive insurance costs an estimated $198 each year, collision costs $248, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,314 or more. 16-year-old drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates broken down by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Yukon models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates how location helps determine insurance prices.

The ranges above illustrate why all drivers should compare rates for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $650
• Drivers who choose higher $1,000 deductibles will pay approximately $102 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,078
• Buying low deductibles for comprehensive and collision insurance will cost an extra $194 a year
• High risk drivers with multiple tickets or accidents could pay up to $2,314 or more
• The price for full coverage for a teen driver can cost as much as $4,260 a year

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Insurance prices for a GMC Yukon are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $4,200 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,460 on average in Florida, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $300 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,300 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance not only requires having a decent driving record, but also having a good credit history, not filing small claims, and maximizing policy discounts. Invest time comparing rates once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a brief recap of the data that was covered in the charts and tables above.

• It is possible to save approximately $120 per year simply by quoting online in advance
• Drivers who want additional liability coverage will pay around $520 annually to go from a low limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, as much as $355 a month including comprehensive and collision insurance
• High-risk drivers who tend to receive serious violations pay on average $1,240 more annually than a driver with a clean driving record