Ford Ecosport Insurance Rates
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UPDATED: Apr 1, 2024
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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
Estimated insurance prices for a Ford Ecosport are $1,288 every 12 months with full coverage. Comprehensive insurance costs around $248, collision insurance costs $466, and liability is $416. A policy with only liability insurance costs around $474 a year, and a high-risk policy costs $2,794 or more. 16-year-old drivers pay the most at up to $4,910 a year.
Average premium for full coverage: $1,288
Premium estimates for type of coverage:
Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Ecosport models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Ford Ecosport range from the cheapest price of $474 for basic liability insurance to the much higher price of $2,794 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities. The example below illustrates how location helps determine auto insurance rates.
These rate differences demonstrate why everyone should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Ford Ecosport insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $746
- Raising to $1,000 deductibles will save about $162 annually
- The average price for a 40-year-old good driver using $500 deductibles is $1,288
- Buying pricier low deductibles costs an extra $316 annually
- Drivers with multiple tickets or accidents could pay at least $2,794
- An auto insurance policy to insure a 16-year-old driver for full coverage can be $4,910
Car insurance prices for a Ford Ecosport also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $480 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 extra annually, depending on your age. Ford Ecosport insurance for high-risk drivers is expensive and can cost from 43% to 130% more than the average rate. View High Risk Driver Rates
Where you choose to live also has a big influence on Ford Ecosport insurance prices. A middle-age driver might find prices as low as $930 a year in states like New Hampshire, Ohio, and Utah, or at least $1,740 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,164 | -$124 | -9.6% |
| Alaska | $988 | -$300 | -23.3% |
| Arizona | $1,070 | -$218 | -16.9% |
| Arkansas | $1,288 | -$0 | 0.0% |
| California | $1,466 | $178 | 13.8% |
| Colorado | $1,230 | -$58 | -4.5% |
| Connecticut | $1,324 | $36 | 2.8% |
| Delaware | $1,456 | $168 | 13.0% |
| Florida | $1,612 | $324 | 25.2% |
| Georgia | $1,188 | -$100 | -7.8% |
| Hawaii | $924 | -$364 | -28.3% |
| Idaho | $872 | -$416 | -32.3% |
| Illinois | $960 | -$328 | -25.5% |
| Indiana | $970 | -$318 | -24.7% |
| Iowa | $870 | -$418 | -32.5% |
| Kansas | $1,226 | -$62 | -4.8% |
| Kentucky | $1,758 | $470 | 36.5% |
| Louisiana | $1,908 | $620 | 48.1% |
| Maine | $794 | -$494 | -38.4% |
| Maryland | $1,062 | -$226 | -17.5% |
| Massachusetts | $1,030 | -$258 | -20.0% |
| Michigan | $2,236 | $948 | 73.6% |
| Minnesota | $1,078 | -$210 | -16.3% |
| Mississippi | $1,542 | $254 | 19.7% |
| Missouri | $1,144 | -$144 | -11.2% |
| Montana | $1,384 | $96 | 7.5% |
| Nebraska | $1,016 | -$272 | -21.1% |
| Nevada | $1,544 | $256 | 19.9% |
| New Hampshire | $928 | -$360 | -28.0% |
| New Jersey | $1,438 | $150 | 11.6% |
| New Mexico | $1,140 | -$148 | -11.5% |
| New York | $1,356 | $68 | 5.3% |
| North Carolina | $742 | -$546 | -42.4% |
| North Dakota | $1,054 | -$234 | -18.2% |
| Ohio | $892 | -$396 | -30.7% |
| Oklahoma | $1,322 | $34 | 2.6% |
| Oregon | $1,180 | -$108 | -8.4% |
| Pennsylvania | $1,228 | -$60 | -4.7% |
| Rhode Island | $1,716 | $428 | 33.2% |
| South Carolina | $1,166 | -$122 | -9.5% |
| South Dakota | $1,088 | -$200 | -15.5% |
| Tennessee | $1,128 | -$160 | -12.4% |
| Texas | $1,552 | $264 | 20.5% |
| Utah | $954 | -$334 | -25.9% |
| Vermont | $882 | -$406 | -31.5% |
| Virginia | $772 | -$516 | -40.1% |
| Washington | $998 | -$290 | -22.5% |
| West Virginia | $1,180 | -$108 | -8.4% |
| Wisconsin | $892 | -$396 | -30.7% |
| Wyoming | $1,146 | -$142 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $256 | $478 | $398 | $1,290 |
| 2022 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2021 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2020 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2019 Ford Ecosport | $218 | $400 | $452 | $1,228 |
| 2018 Ford Ecosport | $208 | $376 | $456 | $1,198 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Ford Ecosport Insurance
Finding better rates on insurance for a Ford Ecosport consists of avoiding accidents and violations, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Invest time comparing rates at every other renewal by getting rate quotes from direct companies, and also from several local insurance agents.
The list below is a recap of the concepts that were covered in the charts and tables above.
- Drivers considered higher risk that have major violations or accidents pay on average $1,510 more every year for car insurance
- Teenagers are the costliest to insure, possibly costing $409 per month if the policy includes full coverage
- You may be able to save up to $150 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $475 each year
- You may be able to save up to $150 per year just by quoting online well ahead of the renewal date
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
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What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,910 |
| 20 | $2,986 |
| 30 | $1,336 |
| 40 | $1,288 |
| 50 | $1,178 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,604 |
| $250 | $1,456 |
| $500 | $1,288 |
| $1,000 | $1,126 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,288 |
| 50/100 | $1,371 |
| 100/300 | $1,475 |
| 250/500 | $1,746 |
| 100 CSL | $1,413 |
| 300 CSL | $1,642 |
| 500 CSL | $1,808 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,988 |
| 20 | $4,756 |
| 30 | $2,848 |
| 40 | $2,794 |
| 50 | $2,668 |
| 60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $57 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
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