Ford Ecosport Insurance Rates
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UPDATED: Apr 1, 2024
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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
Estimated insurance rates for a Ford Ecosport are $1,290 a year with full coverage. Comprehensive insurance costs on average $256 each year, collision insurance costs $478, and liability coverage is $398. A policy with only liability insurance costs around $460 a year, and a high-risk policy costs $2,796 or more. Teens pay the most at up to $4,886 a year.
Average premium for full coverage: $1,290
Premium estimates by type of coverage:
Rate estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Ecosport models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Ford Ecosport range from the low end price of $460 for just liability coverage to a high rate of $2,796 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on car insurance rates.
These rate differences demonstrate why all drivers should compare rates quotes based on a specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Ford Ecosport insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $746
- Raising to $1,000 deductibles will save around $166 annually
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,290
- Selecting low deductibles will cost an additional $324 each year
- Unlucky drivers with serious driving violations could pay upwards of $2,796
- An auto insurance policy that insures a teenage driver may cost $4,886
Car insurance prices for a Ford Ecosport also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.
If you have a few violations or you caused an accident, you may be forking out at a minimum $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 130% more than the average policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,800 a year. View Rates by Age
Where you choose to live also has a big influence on Ford Ecosport insurance rates. A middle-age driver might find prices as low as $930 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,740 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,168 | -$122 | -9.5% |
| Alaska | $990 | -$300 | -23.3% |
| Arizona | $1,070 | -$220 | -17.1% |
| Arkansas | $1,290 | -$0 | 0.0% |
| California | $1,470 | $180 | 14.0% |
| Colorado | $1,234 | -$56 | -4.3% |
| Connecticut | $1,328 | $38 | 2.9% |
| Delaware | $1,460 | $170 | 13.2% |
| Florida | $1,614 | $324 | 25.1% |
| Georgia | $1,190 | -$100 | -7.8% |
| Hawaii | $926 | -$364 | -28.2% |
| Idaho | $874 | -$416 | -32.2% |
| Illinois | $964 | -$326 | -25.3% |
| Indiana | $972 | -$318 | -24.7% |
| Iowa | $872 | -$418 | -32.4% |
| Kansas | $1,228 | -$62 | -4.8% |
| Kentucky | $1,762 | $472 | 36.6% |
| Louisiana | $1,910 | $620 | 48.1% |
| Maine | $796 | -$494 | -38.3% |
| Maryland | $1,064 | -$226 | -17.5% |
| Massachusetts | $1,034 | -$256 | -19.8% |
| Michigan | $2,242 | $952 | 73.8% |
| Minnesota | $1,080 | -$210 | -16.3% |
| Mississippi | $1,548 | $258 | 20.0% |
| Missouri | $1,146 | -$144 | -11.2% |
| Montana | $1,386 | $96 | 7.4% |
| Nebraska | $1,018 | -$272 | -21.1% |
| Nevada | $1,548 | $258 | 20.0% |
| New Hampshire | $930 | -$360 | -27.9% |
| New Jersey | $1,444 | $154 | 11.9% |
| New Mexico | $1,144 | -$146 | -11.3% |
| New York | $1,360 | $70 | 5.4% |
| North Carolina | $744 | -$546 | -42.3% |
| North Dakota | $1,056 | -$234 | -18.1% |
| Ohio | $894 | -$396 | -30.7% |
| Oklahoma | $1,328 | $38 | 2.9% |
| Oregon | $1,184 | -$106 | -8.2% |
| Pennsylvania | $1,232 | -$58 | -4.5% |
| Rhode Island | $1,722 | $432 | 33.5% |
| South Carolina | $1,170 | -$120 | -9.3% |
| South Dakota | $1,088 | -$202 | -15.7% |
| Tennessee | $1,130 | -$160 | -12.4% |
| Texas | $1,556 | $266 | 20.6% |
| Utah | $956 | -$334 | -25.9% |
| Vermont | $884 | -$406 | -31.5% |
| Virginia | $772 | -$518 | -40.2% |
| Washington | $998 | -$292 | -22.6% |
| West Virginia | $1,184 | -$106 | -8.2% |
| Wisconsin | $894 | -$396 | -30.7% |
| Wyoming | $1,148 | -$142 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $490 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $268 | $482 | $390 | $1,298 |
| 2022 Ford Ecosport | $256 | $478 | $398 | $1,290 |
| 2021 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2020 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2019 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2018 Ford Ecosport | $218 | $400 | $452 | $1,228 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Ford Ecosport Insurance
Finding better rates on auto insurance consists of being a safe and courteous driver, having a positive credit history, being claim-free, and possibly raising deductibles. Compare rates once a year by getting quotes from direct companies, and also from several local insurance agents.
Below is a brief recap of the data that was covered in the above illustrations.
- You may be able to save as much as $150 per year just by quoting online in advance
- Consumers who require higher levels of liability will pay approximately $440 every year to raise from 30/60 bodily injury limits to the 250/500 level
- Teenage drivers are expensive to insure, possibly costing $407 per month if full coverage is purchased
- Drivers who tend to receive serious violations pay on average $1,510 more each year for auto insurance
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
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What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,886 |
| 20 | $2,990 |
| 30 | $1,342 |
| 40 | $1,290 |
| 50 | $1,180 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,614 |
| $250 | $1,464 |
| $500 | $1,290 |
| $1,000 | $1,124 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,290 |
| 50/100 | $1,370 |
| 100/300 | $1,469 |
| 250/500 | $1,728 |
| 100 CSL | $1,409 |
| 300 CSL | $1,628 |
| 500 CSL | $1,788 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,956 |
| 20 | $4,756 |
| 30 | $2,852 |
| 40 | $2,796 |
| 50 | $2,670 |
| 60 | $2,646 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
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