Ford Ecosport Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
The average auto insurance rates for a Ford Ecosport are $1,274 annually with full coverage. Comprehensive costs around $240, collision insurance costs $446, and liability is estimated at $430. Liability-only insurance costs approximately $486 a year, and high-risk driver insurance costs around $2,762. Teenage drivers cost the most to insure at up to $4,886 a year.
Average premium for full coverage: $1,274
Policy rates for type of insurance:
These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all Ecosport models.
Price Range Variability
For an average driver, Ford Ecosport insurance rates range from as cheap as $486 for minimum levels of liability insurance to the much higher price of $2,762 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.
The examples above demonstrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Ford Ecosport insurance rates for additional coverage choices and driver risks.
- The best discount rate is $739
- Choosing higher $1,000 deductibles can save about $156 annually
- The estimated rate for a good driver age 40 using $500 deductibles is $1,274
- Using pricier low deductibles for comp and collision coverage will cost $1,576
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,762
- Policy cost with full coverage for a 16-year-old driver for full coverage can be $4,886 each year
Auto insurance rates for a Ford Ecosport also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $4,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,500 to $2,100 in extra premium every year, depending on your age. Ford Ecosport insurance for high-risk drivers ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $460 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $387 extra every year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Ford Ecosport insurance prices. A good driver about age 40 could pay as low as $920 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,720 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,152 | -$122 | -9.6% |
| Alaska | $978 | -$296 | -23.2% |
| Arizona | $1,056 | -$218 | -17.1% |
| Arkansas | $1,274 | -$0 | 0.0% |
| California | $1,450 | $176 | 13.8% |
| Colorado | $1,216 | -$58 | -4.6% |
| Connecticut | $1,310 | $36 | 2.8% |
| Delaware | $1,440 | $166 | 13.0% |
| Florida | $1,592 | $318 | 25.0% |
| Georgia | $1,174 | -$100 | -7.8% |
| Hawaii | $914 | -$360 | -28.3% |
| Idaho | $860 | -$414 | -32.5% |
| Illinois | $948 | -$326 | -25.6% |
| Indiana | $958 | -$316 | -24.8% |
| Iowa | $860 | -$414 | -32.5% |
| Kansas | $1,212 | -$62 | -4.9% |
| Kentucky | $1,736 | $462 | 36.3% |
| Louisiana | $1,884 | $610 | 47.9% |
| Maine | $786 | -$488 | -38.3% |
| Maryland | $1,050 | -$224 | -17.6% |
| Massachusetts | $1,020 | -$254 | -19.9% |
| Michigan | $2,212 | $938 | 73.6% |
| Minnesota | $1,066 | -$208 | -16.3% |
| Mississippi | $1,524 | $250 | 19.6% |
| Missouri | $1,130 | -$144 | -11.3% |
| Montana | $1,370 | $96 | 7.5% |
| Nebraska | $1,004 | -$270 | -21.2% |
| Nevada | $1,526 | $252 | 19.8% |
| New Hampshire | $918 | -$356 | -27.9% |
| New Jersey | $1,424 | $150 | 11.8% |
| New Mexico | $1,128 | -$146 | -11.5% |
| New York | $1,342 | $68 | 5.3% |
| North Carolina | $734 | -$540 | -42.4% |
| North Dakota | $1,044 | -$230 | -18.1% |
| Ohio | $880 | -$394 | -30.9% |
| Oklahoma | $1,308 | $34 | 2.7% |
| Oregon | $1,166 | -$108 | -8.5% |
| Pennsylvania | $1,216 | -$58 | -4.6% |
| Rhode Island | $1,698 | $424 | 33.3% |
| South Carolina | $1,152 | -$122 | -9.6% |
| South Dakota | $1,074 | -$200 | -15.7% |
| Tennessee | $1,116 | -$158 | -12.4% |
| Texas | $1,536 | $262 | 20.6% |
| Utah | $942 | -$332 | -26.1% |
| Vermont | $872 | -$402 | -31.6% |
| Virginia | $764 | -$510 | -40.0% |
| Washington | $984 | -$290 | -22.8% |
| West Virginia | $1,168 | -$106 | -8.3% |
| Wisconsin | $882 | -$392 | -30.8% |
| Wyoming | $1,134 | -$140 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2022 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2021 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2020 Ford Ecosport | $218 | $400 | $452 | $1,228 |
| 2019 Ford Ecosport | $208 | $376 | $456 | $1,198 |
| 2018 Ford Ecosport | $200 | $338 | $460 | $1,156 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Ford Ecosport Insurance
Finding cheaper rates on insurance for a Ford Ecosport takes being a good driver, having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates at least once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following list is a brief summary of the primary concepts that were covered in the above illustrations.
- You may be able to save up to $150 per year just by quoting online well ahead of the renewal date
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,490 more every year than a safer driver
- Increasing comprehensive and collision deductibles could save up to $450 each year
- Drivers age 16 to 20 are expensive to insure, as much as $407 each month if full coverage is included
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,886 |
| 20 | $2,952 |
| 30 | $1,318 |
| 40 | $1,274 |
| 50 | $1,166 |
| 60 | $1,142 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,576 |
| $250 | $1,436 |
| $500 | $1,274 |
| $1,000 | $1,118 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,274 |
| 50/100 | $1,360 |
| 100/300 | $1,468 |
| 250/500 | $1,747 |
| 100 CSL | $1,403 |
| 300 CSL | $1,640 |
| 500 CSL | $1,812 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,948 |
| 20 | $4,702 |
| 30 | $2,812 |
| 40 | $2,762 |
| 50 | $2,640 |
| 60 | $2,616 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $56 |
| Advance Quote | $62 |
| Online Quote | $89 |
| Total Discounts | $535 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
