Ford Ecosport Insurance Rates
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UPDATED: Apr 1, 2024
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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
Average insurance prices for a Ford Ecosport are $1,290 every 12 months including full coverage. Comprehensive insurance costs approximately $256 each year, collision costs $478, and liability costs $398. A policy with just liability insurance costs as little as $460 a year, with coverage for high-risk drivers costing $2,796 or more. Teen drivers receive the highest rates at $4,886 a year or more.
Average premium for full coverage: $1,290
Rate estimates by individual coverage type:
Price estimates include $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Ecosport models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $460 for just the minimum liability insurance to a high rate of $2,796 for a policy for a high-risk driver.
Price Range by Location
Your location can have significant affects on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas.
The graphic below illustrates the difference location can make on auto insurance prices.
These examples highlight why all drivers should compare rates using their specific location and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Ford Ecosport insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $746
- Drivers who choose higher $1,000 deductibles will pay $166 every year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,290
- Choosing low deductibles for comprehensive and collision insurance costs an extra $324 every year
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,796 or more
- The cost to insure a teen driver can cost $4,886 a year
Insurance rates for a Ford Ecosport can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Ecosport.
Choosing high deductibles could save up to $490 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 130% more than average. View High Risk Driver Rates
Where you live makes a big difference in Ford Ecosport insurance prices. A 40-year-old driver could pay as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,840 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,168 | -$122 | -9.5% |
| Alaska | $990 | -$300 | -23.3% |
| Arizona | $1,070 | -$220 | -17.1% |
| Arkansas | $1,290 | -$0 | 0.0% |
| California | $1,470 | $180 | 14.0% |
| Colorado | $1,234 | -$56 | -4.3% |
| Connecticut | $1,328 | $38 | 2.9% |
| Delaware | $1,460 | $170 | 13.2% |
| Florida | $1,614 | $324 | 25.1% |
| Georgia | $1,190 | -$100 | -7.8% |
| Hawaii | $926 | -$364 | -28.2% |
| Idaho | $874 | -$416 | -32.2% |
| Illinois | $964 | -$326 | -25.3% |
| Indiana | $972 | -$318 | -24.7% |
| Iowa | $872 | -$418 | -32.4% |
| Kansas | $1,228 | -$62 | -4.8% |
| Kentucky | $1,762 | $472 | 36.6% |
| Louisiana | $1,910 | $620 | 48.1% |
| Maine | $796 | -$494 | -38.3% |
| Maryland | $1,064 | -$226 | -17.5% |
| Massachusetts | $1,034 | -$256 | -19.8% |
| Michigan | $2,242 | $952 | 73.8% |
| Minnesota | $1,080 | -$210 | -16.3% |
| Mississippi | $1,548 | $258 | 20.0% |
| Missouri | $1,146 | -$144 | -11.2% |
| Montana | $1,386 | $96 | 7.4% |
| Nebraska | $1,018 | -$272 | -21.1% |
| Nevada | $1,548 | $258 | 20.0% |
| New Hampshire | $930 | -$360 | -27.9% |
| New Jersey | $1,444 | $154 | 11.9% |
| New Mexico | $1,144 | -$146 | -11.3% |
| New York | $1,360 | $70 | 5.4% |
| North Carolina | $744 | -$546 | -42.3% |
| North Dakota | $1,056 | -$234 | -18.1% |
| Ohio | $894 | -$396 | -30.7% |
| Oklahoma | $1,328 | $38 | 2.9% |
| Oregon | $1,184 | -$106 | -8.2% |
| Pennsylvania | $1,232 | -$58 | -4.5% |
| Rhode Island | $1,722 | $432 | 33.5% |
| South Carolina | $1,170 | -$120 | -9.3% |
| South Dakota | $1,088 | -$202 | -15.7% |
| Tennessee | $1,130 | -$160 | -12.4% |
| Texas | $1,556 | $266 | 20.6% |
| Utah | $956 | -$334 | -25.9% |
| Vermont | $884 | -$406 | -31.5% |
| Virginia | $772 | -$518 | -40.2% |
| Washington | $998 | -$292 | -22.6% |
| West Virginia | $1,184 | -$106 | -8.2% |
| Wisconsin | $894 | -$396 | -30.7% |
| Wyoming | $1,148 | -$142 | -11.0% |
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $268 | $482 | $390 | $1,298 |
| 2022 Ford Ecosport | $256 | $478 | $398 | $1,290 |
| 2021 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2020 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2019 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2018 Ford Ecosport | $218 | $400 | $452 | $1,228 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Ford Ecosport Insurance
Saving money on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Make time to compare rates every year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.
The following is a condensed summary of the coverage data touched on in this article.
- You may be able to save around $150 per year simply by quoting online in advance
- Increasing deductibles could save as much as $500 each year
- Teens are the costliest to insure, as much as $407 per month if full coverage is included
- Higher risk drivers with multiple at-fault accidents could be charged and average of $1,510 more per year for Ecosport insurance
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
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What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,886 |
| 20 | $2,990 |
| 30 | $1,342 |
| 40 | $1,290 |
| 50 | $1,180 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,614 |
| $250 | $1,464 |
| $500 | $1,290 |
| $1,000 | $1,124 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,290 |
| 50/100 | $1,370 |
| 100/300 | $1,469 |
| 250/500 | $1,728 |
| 100 CSL | $1,409 |
| 300 CSL | $1,628 |
| 500 CSL | $1,788 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,956 |
| 20 | $4,756 |
| 30 | $2,852 |
| 40 | $2,796 |
| 50 | $2,670 |
| 60 | $2,646 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
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