Ford Ecosport Insurance Rates

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2021 Ford EcoSport Insurance Cost in 2025 – 7 Ways to Save

Are you sick and tired of sacrificing other expenses to pay high auto insurance rates every month? Your situation is no different than many other drivers. With so many companies to choose from, it's nearly impossible to choose the most affordable company. Finding car insurance There are several ways to shop for car insurance, but there is one way that is less labor-intensive and much quicker. You ...

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UPDATED: Apr 1, 2024

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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.

Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.

U.S. average insurance rates for a Ford Ecosport are $1,288 a year including full coverage. Comprehensive costs an estimated $248, collision costs $466, and liability coverage costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing around $2,794. Teen drivers pay the highest rates at $4,910 a year or more.

Average premium for full coverage: $1,288

Price estimates broken down by individual coverage:

Comprehensive $248
Collision $466
Liability $416

Rate estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for all Ecosport models.

Price Range from Low to High

For the average driver, Ford Ecosport insurance prices go from the low end price of $474 for a discount liability-only rate to the much higher price of $2,794 for high-risk insurance.

Liability Only $474
Full Coverage $1,288
High Risk $2,794

Geographic Price Range

Where you live has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates how location impacts insurance prices.

Rural Areas $966
Small Cities $1,352
Large Cities $1,739

The ranges above highlight why everyone should compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Ford Ecosport insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $746
  • Using higher $1,000 deductibles will save approximately $162 every year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,288
  • Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,604
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,794 or more
  • The price that insures a teenage driver for full coverage can cost as much as $4,910 or more

View Chart as Image

Ford Ecosport insurance cost comparison chart
Column chart showing full coverage Ford Ecosport insurance rates range from $746 to $4,910

Car insurance prices for a Ford Ecosport are also quite variable based on the model of your Ecosport, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,500 to $2,100 extra each year, depending on your age. Ford Ecosport insurance for high-risk drivers can be around 43% to 130% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged at least $4,900 a year. View Rates by Age

The state you live in has a huge impact on Ford Ecosport insurance rates. A driver around age 40 might see prices as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,840 on average in Louisiana, New York, and Michigan.

Ford Ecosport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,164 -$124 -9.6%
Alaska $988 -$300 -23.3%
Arizona $1,070 -$218 -16.9%
Arkansas $1,288 -$0 0.0%
California $1,466 $178 13.8%
Colorado $1,230 -$58 -4.5%
Connecticut $1,324 $36 2.8%
Delaware $1,456 $168 13.0%
Florida $1,612 $324 25.2%
Georgia $1,188 -$100 -7.8%
Hawaii $924 -$364 -28.3%
Idaho $872 -$416 -32.3%
Illinois $960 -$328 -25.5%
Indiana $970 -$318 -24.7%
Iowa $870 -$418 -32.5%
Kansas $1,226 -$62 -4.8%
Kentucky $1,758 $470 36.5%
Louisiana $1,908 $620 48.1%
Maine $794 -$494 -38.4%
Maryland $1,062 -$226 -17.5%
Massachusetts $1,030 -$258 -20.0%
Michigan $2,236 $948 73.6%
Minnesota $1,078 -$210 -16.3%
Mississippi $1,542 $254 19.7%
Missouri $1,144 -$144 -11.2%
Montana $1,384 $96 7.5%
Nebraska $1,016 -$272 -21.1%
Nevada $1,544 $256 19.9%
New Hampshire $928 -$360 -28.0%
New Jersey $1,438 $150 11.6%
New Mexico $1,140 -$148 -11.5%
New York $1,356 $68 5.3%
North Carolina $742 -$546 -42.4%
North Dakota $1,054 -$234 -18.2%
Ohio $892 -$396 -30.7%
Oklahoma $1,322 $34 2.6%
Oregon $1,180 -$108 -8.4%
Pennsylvania $1,228 -$60 -4.7%
Rhode Island $1,716 $428 33.2%
South Carolina $1,166 -$122 -9.5%
South Dakota $1,088 -$200 -15.5%
Tennessee $1,128 -$160 -12.4%
Texas $1,552 $264 20.5%
Utah $954 -$334 -25.9%
Vermont $882 -$406 -31.5%
Virginia $772 -$516 -40.1%
Washington $998 -$290 -22.5%
West Virginia $1,180 -$108 -8.4%
Wisconsin $892 -$396 -30.7%
Wyoming $1,146 -$142 -11.0%

View Chart as Image

Ford Ecosport insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $480 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes may be quite different.

Ford Ecosport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Ford Ecosport $256 $478 $398 $1,290
2022 Ford Ecosport $248 $466 $416 $1,288
2021 Ford Ecosport $240 $446 $430 $1,274
2020 Ford Ecosport $226 $430 $442 $1,256
2019 Ford Ecosport $218 $400 $452 $1,228
2018 Ford Ecosport $208 $376 $456 $1,198

Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Ford Ecosport Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having a positive credit history, being claim-free, and not having any coverage lapses. Shop around every couple of years by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief recap of the material that was touched on above.

  • Consumers who want increased liability limits will pay about $460 per year to increase from a low limit to the 250/500 level
  • Drivers under the age of 20 have the highest car insurance prices, possibly costing $409 a month if full coverage is purchased
  • Drivers who tend to receive serious violations could be charged and average of $1,510 more annually to insure a Ford Ecosport
  • Increasing physical damage deductibles can save approximately $475 each year

Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.

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What are the safety ratings of the Ford Ecosport?

Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.

The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.

Ford EcoSport Compared Against Other Vehicles in the Same Class

The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.

Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.

Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.

References

  1. https://www.iihs.org/ratings/vehicle/ford/ecosport-4-door-suv/2018

Rates by Driver Age

Ford Ecosport Insurance Rates by Driver Age
Driver Age Premium
16 $4,910
20 $2,986
30 $1,336
40 $1,288
50 $1,178
60 $1,156

Full coverage, $500 deductibles

Rates by Deductible

Ford Ecosport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,604
$250 $1,456
$500 $1,288
$1,000 $1,126

Full coverage, driver age 40

Rates by Liability Limit

Ford Ecosport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,288
50/100 $1,371
100/300 $1,475
250/500 $1,746
100 CSL $1,413
300 CSL $1,642
500 CSL $1,808

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Ecosport Insurance Rates for High Risk Drivers
Age Premium
16 $6,988
20 $4,756
30 $2,848
40 $2,794
50 $2,668
60 $2,644

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $93
5-yr Claim Free $83
Paid in Full/EFT $57
Advance Quote $63
Online Quote $90
Total Discounts $542
Rate after discounts $746

Discounts are estimated and may not be available from every company or in every state.

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