Dodge Stratus Insurance Rates
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UPDATED: May 12, 2022
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Car insurance premiums on a Dodge Stratus can be significantly different and are calculated by many factors. Taken into consideration are:
- High performance increases premiums
- How many accidents you have had
- Home and auto can earn discounts
- Pleasure use vs. commuting use
- Your age
- Whether you are married
- Special coverage such as replacement cost
- Your claim history
- Maintaining coverage lowers rates
- Whether you rent or own your home
An additional factor that can impact Dodge Stratus insurance rates is the year of the vehicle. Used vehicles have a reduced actual cash value than newer models so the cost to replace them may end up costing you less. But newer models may have safety features including all-wheel drive, a telematics system, and autonomous braking that may help lower rates.
Liability auto insurance - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .
Collision coverage - an object or car. . , . .
Comprehensive protection - that is not covered by collision coverage. . you can receive from a comprehensive claim , .
UM/UIM (Uninsured/Underinsured Motorist) coverage - This . , . .
Medical expense insurance - expenses doctor visits, EMT expenses, and X-ray expenses. . .
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