Dodge Stratus Insurance Rates

Shopping for auto insurance by quoting online can be fast and easy and at the same time you will probably save money. The most important part is to compare rates from all companies so you can compare the lowest priced insurance.

If shopping for auto insurance online is new to you, it's easy to be confused by the hoards of companies competing for your business. Reducing your Dodge Stratus insurance cost is a fairly straight forward process. Just spend a few minutes on the computer comparing rates provided by online insurance companies. This is very easy and can be done by visiting this page.

Insurance rates on a Dodge Stratus will vary greatly depending on several factors. Taken into consideration are:

• A clean driving record keeps rates low
• Your credit history
• Where you reside can make a big difference
• The number of annual miles
• Male rates may be higher
• Higher deductibles save money
• Your vehicle's safety rating
• No claims lowers premiums
• No coverage lapses saves money
• Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Dodge Stratus is the year of manufacture. Older cars and trucks have a reduced actual cash value so the cost to replace them may result in lower rates. Conversely, newer vehicles may have options such as pedestrian detection, automatic crash notification, and tire pressure monitors so those may provide discounts that lower premiums.

Liability coverages - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision coverage - an object or car. . , . .

Comprehensive auto insurance - that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Coverage for uninsured or underinsured drivers - This . , . .

Coverage for medical payments - expenses doctor visits, EMT expenses, and X-ray expenses. . .