Dodge Caliber Insurance Rates
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UPDATED: Aug 23, 2022
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The average insurance rates for a Dodge Caliber are $924 a year for full coverage insurance. Comprehensive insurance costs around $128 each year, collision insurance costs $170, and liability coverage costs $468. A liability-only policy costs as little as $518 a year, and high-risk insurance costs $1,998 or more. Teens cost the most to insure at up to $3,830 a year.
Average premium for full coverage: $924
Policy rates for type of insurance:
Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Caliber models.
Price Range Variability
For an average driver, Dodge Caliber insurance rates range from as low as $518 for the bare minimum liability coverage to a high rate of $1,998 for a high-risk driver policy.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance rates.
The examples above illustrate why all drivers should compare rates for a specific zip code and risk profile, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Dodge Caliber insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $567
- Drivers who choose higher $1,000 deductibles will pay about $66 each year
- The average rate for a good driver age 40 using $500 deductibles is $924
- Selecting low deductibles for comprehensive and collision insurance will cost an extra $130 each year
- High-risk insureds with serious driving violations could pay at least $1,998
- Policy cost for full coverage for a teenage driver can be $3,830 a year
Car insurance rates for a Dodge Caliber also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.
More mature drivers with no driving violations and high deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $3,800 a year. View Rates by Age
Your home state makes a big difference in Dodge Caliber insurance rates. A 40-year-old driver could pay as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,250 on average in Michigan, New York, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing higher comprehensive and collision insurance deductibles could save up to $200 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $421 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 132% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Dodge Caliber Express||$908||$76|
|Dodge Caliber Heat||$908||$76|
|Dodge Caliber SE||$908||$76|
|Dodge Caliber Mainstreet||$936||$78|
|Dodge Caliber Rush||$936||$78|
|Dodge Caliber SXT||$936||$78|
|Dodge Caliber Uptown||$936||$78|
|Dodge Caliber R/T||$952||$79|
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2011 Dodge Caliber||$156||$252||$474||$1,040|
|2010 Dodge Caliber||$150||$228||$478||$1,014|
|2009 Dodge Caliber||$140||$210||$474||$982|
|2008 Dodge Caliber||$132||$190||$474||$954|
|2007 Dodge Caliber||$128||$170||$468||$924|
Rates are averaged for all Dodge Caliber models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Dodge Caliber Insurance
Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The items below are a recap of the information covered in the above illustrations.
- It is possible to save up to $100 per year just by quoting online in advance
- Teen drivers are the costliest to insure, possibly costing $319 each month if full coverage is included
- Increasing comprehensive and collision deductibles can save around $200 each year
- Drivers that have major violations or accidents may pay on average $1,070 more every year to insure their Caliber
- Consumers who may need more liability coverage will pay approximately $520 annually to go from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$54|
|5-yr Claim Free||$57|
|Paid in Full/EFT||$31|
Discounts are estimated and may not be available from every company or in every state.