Dodge Caliber Insurance Rates

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UPDATED: Apr 16, 2024

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Estimated auto insurance rates for a Dodge Caliber are $894 annually including full coverage. Comprehensive insurance costs around $124, collision costs $160, and liability costs $452. Liability-only coverage costs as little as $504 a year, with high-risk coverage costing $1,920 or more. Teenage drivers pay the most at $3,692 a year or more.

Average premium for full coverage: $894

Premium estimates for type of coverage:

Comprehensive $124
Collision $160
Liability $452

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Caliber models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Dodge Caliber go from as cheap as $504 for basic liability insurance to the much higher price of $1,920 for a driver who requires high-risk insurance.

Liability Only $504
Full Coverage $894
High Risk $1,920

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine auto insurance rates.

Rural Areas $671
Small Cities $939
Large Cities $1,207

These rate differences highlight why everyone should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Dodge Caliber insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $551
  • Drivers who choose higher $1,000 deductibles will pay about $66 every year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $894
  • Using pricier low deductibles for comprehensive and collision insurance costs an additional $122 every year
  • Higher-risk drivers who are prone to accidents and violations could pay at least $1,920 or more
  • An auto insurance policy with full coverage for a teen driver for full coverage can be $3,692 a year

View Chart as Image

Dodge Caliber insurance cost comparison chart
Column chart showing full coverage Dodge Caliber insurance prices range from $551 to $3,692

Insurance prices for a Dodge Caliber also have a wide range based on the model of your Caliber, your driving characteristics, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,100 to $1,500 extra annually, depending on your age. Dodge Caliber insurance for high-risk drivers can cost as much as 41% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $190 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Dodge Caliber insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,280 on average in Michigan, New York, and Louisiana.

Dodge Caliber Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $808 -$86 -9.6%
Alaska $686 -$208 -23.3%
Arizona $740 -$154 -17.2%
Arkansas $894 -$0 0.0%
California $1,018 $124 13.9%
Colorado $852 -$42 -4.7%
Connecticut $920 $26 2.9%
Delaware $1,010 $116 13.0%
Florida $1,118 $224 25.1%
Georgia $822 -$72 -8.1%
Hawaii $642 -$252 -28.2%
Idaho $604 -$290 -32.4%
Illinois $664 -$230 -25.7%
Indiana $672 -$222 -24.8%
Iowa $602 -$292 -32.7%
Kansas $850 -$44 -4.9%
Kentucky $1,220 $326 36.5%
Louisiana $1,322 $428 47.9%
Maine $550 -$344 -38.5%
Maryland $736 -$158 -17.7%
Massachusetts $716 -$178 -19.9%
Michigan $1,552 $658 73.6%
Minnesota $748 -$146 -16.3%
Mississippi $1,068 $174 19.5%
Missouri $792 -$102 -11.4%
Montana $958 $64 7.2%
Nebraska $706 -$188 -21.0%
Nevada $1,070 $176 19.7%
New Hampshire $644 -$250 -28.0%
New Jersey $998 $104 11.6%
New Mexico $790 -$104 -11.6%
New York $940 $46 5.1%
North Carolina $516 -$378 -42.3%
North Dakota $732 -$162 -18.1%
Ohio $618 -$276 -30.9%
Oklahoma $918 $24 2.7%
Oregon $818 -$76 -8.5%
Pennsylvania $852 -$42 -4.7%
Rhode Island $1,192 $298 33.3%
South Carolina $808 -$86 -9.6%
South Dakota $752 -$142 -15.9%
Tennessee $782 -$112 -12.5%
Texas $1,078 $184 20.6%
Utah $662 -$232 -26.0%
Vermont $610 -$284 -31.8%
Virginia $534 -$360 -40.3%
Washington $690 -$204 -22.8%
West Virginia $818 -$76 -8.5%
Wisconsin $618 -$276 -30.9%
Wyoming $796 -$98 -11.0%

View Chart as Image

Dodge Caliber insurance rates by U.S. city

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Dodge Caliber Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Caliber Express $878 $73
Dodge Caliber Heat $878 $73
Dodge Caliber SE $878 $73
Dodge Caliber Mainstreet $902 $75
Dodge Caliber Rush $902 $75
Dodge Caliber SXT $902 $75
Dodge Caliber Uptown $902 $75
Dodge Caliber R/T $918 $77

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Caliber Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Dodge Caliber $150 $228 $478 $1,014
2011 Dodge Caliber $140 $210 $474 $982
2010 Dodge Caliber $132 $190 $474 $954
2009 Dodge Caliber $128 $170 $468 $924
2008 Dodge Caliber $126 $166 $460 $910
2007 Dodge Caliber $124 $160 $452 $894

Rates are averaged for all Dodge Caliber models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Dodge Caliber Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also having a good credit history, refrain from filing small claims, and insuring your home and auto with the same company. Invest time comparing rates at every other renewal by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a quick rundown of the concepts that were covered in the charts and tables above.

  • Higher risk drivers with reckless driving or DUI convictions may pay on average $1,030 more every year for car insurance
  • Teenagers pay higher prices, with the cost nearing $308 per month including comprehensive and collision insurance
  • You may be able to save up to $100 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $200 each year
  • You may be able to save up to $100 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Dodge Caliber Insurance Rates by Driver Age
Driver Age Premium
16 $3,692
20 $2,050
30 $900
40 $894
50 $820
60 $802

Full coverage, $500 deductibles

Rates by Deductible

Dodge Caliber Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,016
$250 $960
$500 $894
$1,000 $828

Full coverage, driver age 40

Rates by Liability Limit

Dodge Caliber Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $894
50/100 $1,008
100/300 $1,121
250/500 $1,415
100 CSL $1,054
300 CSL $1,302
500 CSL $1,483

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Caliber Insurance Rates for High Risk Drivers
Age Premium
16 $5,180
20 $3,264
30 $1,926
40 $1,920
50 $1,840
60 $1,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $119

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $52
5-yr Claim Free $55
Paid in Full/EFT $30
Advance Quote $38
Online Quote $59
Total Discounts $343
Rate after discounts $551

Discounts are estimated and may not be available from every company or in every state.

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