Dodge Caliber SE Insurance Rates

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Estimated insurance prices for a Dodge Caliber SE are $1,256 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $258, collision insurance costs $476, and liability costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs $2,712 or more. Teen drivers pay the most at up to $4,718 a year.

Annual premium for full coverage: $1,256

Premium estimates broken down by type of coverage:

Comprehensive $258
Collision $476
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Caliber Trim Level

Using a middle-aged driver as an example, insurance rates for a Dodge Caliber SE range from the cheapest price of $430 for your basic liability-only policy to the much higher price of $2,712 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,256
High Risk $2,712

These rate differences illustrate why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a Dodge Caliber SE also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year.

Choosing high deductibles could save up to $490 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,000 in extra premium annually, depending on your age. Dodge Caliber SE insurance for high-risk drivers can cost from 42% to 133% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Dodge Caliber SE insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Every company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

Dodge Caliber SE insurance cost comparison chart
Column chart showing Dodge Caliber SE insurance prices range from $730 to $4,718 for full coverage

The chart estimates Dodge Caliber SE insurance rates for various coverage choices and risks. The cheapest discount rate is $730. Drivers who choose higher $1,000 deductibles will pay $1,090. The average rate for a driver around age 40 using $500 deductibles is $1,256. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,580. High risk drivers could be charged up to $2,712. The rate for full coverage for a teenage driver is $4,718.

Dodge Caliber SE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$122 -9.7%
Alaska $964 -$292 -23.2%
Arizona $1,044 -$212 -16.9%
Arkansas $1,256 -$0 0.0%
California $1,430 $174 13.9%
Colorado $1,202 -$54 -4.3%
Connecticut $1,292 $36 2.9%
Delaware $1,422 $166 13.2%
Florida $1,572 $316 25.2%
Georgia $1,160 -$96 -7.6%
Hawaii $902 -$354 -28.2%
Idaho $848 -$408 -32.5%
Illinois $936 -$320 -25.5%
Indiana $946 -$310 -24.7%
Iowa $848 -$408 -32.5%
Kansas $1,194 -$62 -4.9%
Kentucky $1,712 $456 36.3%
Louisiana $1,858 $602 47.9%
Maine $774 -$482 -38.4%
Maryland $1,036 -$220 -17.5%
Massachusetts $1,004 -$252 -20.1%
Michigan $2,182 $926 73.7%
Minnesota $1,052 -$204 -16.2%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,348 $92 7.3%
Nebraska $990 -$266 -21.2%
Nevada $1,506 $250 19.9%
New Hampshire $906 -$350 -27.9%
New Jersey $1,404 $148 11.8%
New Mexico $1,112 -$144 -11.5%
New York $1,322 $66 5.3%
North Carolina $724 -$532 -42.4%
North Dakota $1,028 -$228 -18.2%
Ohio $866 -$390 -31.1%
Oklahoma $1,292 $36 2.9%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,198 -$58 -4.6%
Rhode Island $1,674 $418 33.3%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,058 -$198 -15.8%
Tennessee $1,100 -$156 -12.4%
Texas $1,514 $258 20.5%
Utah $930 -$326 -26.0%
Vermont $860 -$396 -31.5%
Virginia $752 -$504 -40.1%
Washington $970 -$286 -22.8%
West Virginia $1,152 -$104 -8.3%
Wisconsin $870 -$386 -30.7%
Wyoming $1,118 -$138 -11.0%

View Chart as Image

Dodge Caliber SE insurance rates by U.S. city

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Rates by Driver Age

Dodge Caliber SE Insurance Rates by Driver Age
Driver Age Premium
16 $4,718
20 $2,906
30 $1,306
40 $1,256
50 $1,146
60 $1,126

Full coverage, $500 deductibles

Rates by Deductible

Dodge Caliber SE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,580
$250 $1,430
$500 $1,256
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Dodge Caliber SE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,329
100/300 $1,420
250/500 $1,656
100 CSL $1,365
300 CSL $1,565
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Caliber SE Insurance Rates for High Risk Drivers
Age Premium
16 $6,718
20 $4,614
30 $2,770
40 $2,712
50 $2,590
60 $2,566

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $65
Homeowner $18
5-yr Accident Free $91
5-yr Claim Free $80
Paid in Full/EFT $57
Advance Quote $61
Online Quote $88
Total Discounts $526
Rate after discounts $730

Discounts are estimated and may not be available from every company or in every state.

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