Dodge Caliber R/T Insurance Rates

Estimated insurance rates for a Dodge Caliber R/T are $1,378 a year for full coverage insurance. Comprehensive costs an estimated $284, collision costs $572, and liability costs around $364. A policy with only liability insurance costs as low as $430 a year, with a high-risk policy costing around $2,992. Teenage drivers pay the most at $5,132 a year or more.

Annual premium for full coverage: $1,378

Premium estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Caliber Trim Level

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Caliber R/T also have a wide range based on your driving characteristics, the model year, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will be charged at least $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Dodge Caliber R/T insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $580 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can be from 43% to 129% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be substantially different from one company to the next.

View Chart as Image

The chart estimates Dodge Caliber R/T insurance rates for different risk profiles and scenarios. The cheapest discount rate is $787. Drivers who use higher $1,000 deductibles will pay around $1,184. The average rate for a driver around age 40 using $500 deductibles is $1,378. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,758. Drivers with multiple violations and accidents could be charged up to $2,992. The price for full coverage insurance for a teenage driver can be as high as $5,132.

View Chart as Image