Dodge Caliber Insurance Rates

Estimated insurance rates for a Dodge Caliber are $870 a year for full coverage insurance. Comprehensive costs an estimated $114 a year, collision insurance costs $152, and liability insurance costs around $446. Liability-only insurance costs as low as $500 a year, and high-risk driver insurance costs around $1,874. Teens pay the most at up to $3,626 a year.

Average premium for full coverage: $870

Premium estimates broken down by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Caliber trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change insurance prices.

These rate differences illustrate why it is important to compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Dodge Caliber insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $537
• Using higher $1,000 deductibles will save approximately $808 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $870
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $984
• Drivers with serious driving violations could pay up to $1,874
• An auto insurance policy that insures a teen driver can cost as much as $3,626 or more

View Chart as Image

Insurance prices for a Dodge Caliber also have a wide range based on the trim level of your Caliber, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,000 to $1,500 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $3,600 a year. View Rates by Age

Where you choose to live has a huge impact on Dodge Caliber insurance rates. A driver around age 40 might see prices as low as $570 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,180 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $180 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Dodge Caliber Insurance

Finding better rates on Dodge Caliber insurance requires avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Compare rates every time your policy renews by requesting rates from direct insurance companies, and also from local insurance agencies.

The list below is a brief review of the information illustrated above.

• It is possible to save approximately $90 per year just by quoting early and online
• Teenagers are expensive to insure, with premiums being up to $302 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $175 each year
• High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,000 more annually for car insurance
• Drivers who want higher liability limits will pay approximately $490 annually to increase from 30/60 bodily injury limits to the 250/500 level