Dodge Caliber Insurance Rates

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Compare 2012 Dodge Caliber Insurance Quotes in 2025

Trying to find better insurance prices for a Dodge Caliber could be difficult, but you can follow the following methods and make it easy. There is a right way and a wrong way to find auto insurance online and you need to know the quickest way to get price quotes on a Dodge and get the lowest possible price. Finding affordable coverage is easy if you know what you're doing. If you have insurance ...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 16, 2024

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Estimated insurance rates for a Dodge Caliber are $894 a year including full coverage. Comprehensive insurance costs around $124, collision costs $160, and liability insurance costs $452. A policy with only liability insurance costs as little as $504 a year, with a high-risk policy costing $1,920 or more. Teens pay the most at $3,692 a year or more.

Average premium for full coverage: $894

Premium estimates for type of coverage:

Comprehensive $124
Collision $160
Liability $452

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Caliber models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Dodge Caliber go from as low as $504 for just liability coverage to the much higher price of $1,920 for a high-risk driver policy.

Liability Only $504
Full Coverage $894
High Risk $1,920

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $671
Small Cities $939
Large Cities $1,207

These rate differences highlight why everyone should compare rates for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Dodge Caliber insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $551
  • Drivers who choose higher $1,000 deductibles will pay about $66 every year
  • The average rate for a 40-year-old good driver using $500 deductibles is $894
  • Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $122 a year
  • High risk drivers with serious driving violations could pay at least $1,920 or more
  • An auto insurance policy for full coverage for a teen driver for full coverage can be $3,692 a year

View Chart as Image

Dodge Caliber insurance cost comparison chart
Column chart showing full coverage Dodge Caliber insurance prices range from $551 to $3,692

Car insurance prices for a Dodge Caliber also have a wide range based on your driving characteristics, the model of your Caliber, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged as much as $3,600 a year. View Rates by Age

Where you choose to live makes a big difference in Dodge Caliber insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,280 on average in Michigan, New York, and Louisiana.

Dodge Caliber Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $808 -$86 -9.6%
Alaska $686 -$208 -23.3%
Arizona $740 -$154 -17.2%
Arkansas $894 -$0 0.0%
California $1,018 $124 13.9%
Colorado $852 -$42 -4.7%
Connecticut $920 $26 2.9%
Delaware $1,010 $116 13.0%
Florida $1,118 $224 25.1%
Georgia $822 -$72 -8.1%
Hawaii $642 -$252 -28.2%
Idaho $604 -$290 -32.4%
Illinois $664 -$230 -25.7%
Indiana $672 -$222 -24.8%
Iowa $602 -$292 -32.7%
Kansas $850 -$44 -4.9%
Kentucky $1,220 $326 36.5%
Louisiana $1,322 $428 47.9%
Maine $550 -$344 -38.5%
Maryland $736 -$158 -17.7%
Massachusetts $716 -$178 -19.9%
Michigan $1,552 $658 73.6%
Minnesota $748 -$146 -16.3%
Mississippi $1,068 $174 19.5%
Missouri $792 -$102 -11.4%
Montana $958 $64 7.2%
Nebraska $706 -$188 -21.0%
Nevada $1,070 $176 19.7%
New Hampshire $644 -$250 -28.0%
New Jersey $998 $104 11.6%
New Mexico $790 -$104 -11.6%
New York $940 $46 5.1%
North Carolina $516 -$378 -42.3%
North Dakota $732 -$162 -18.1%
Ohio $618 -$276 -30.9%
Oklahoma $918 $24 2.7%
Oregon $818 -$76 -8.5%
Pennsylvania $852 -$42 -4.7%
Rhode Island $1,192 $298 33.3%
South Carolina $808 -$86 -9.6%
South Dakota $752 -$142 -15.9%
Tennessee $782 -$112 -12.5%
Texas $1,078 $184 20.6%
Utah $662 -$232 -26.0%
Vermont $610 -$284 -31.8%
Virginia $534 -$360 -40.3%
Washington $690 -$204 -22.8%
West Virginia $818 -$76 -8.5%
Wisconsin $618 -$276 -30.9%
Wyoming $796 -$98 -11.0%

View Chart as Image

Dodge Caliber insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $190 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,100 to $1,500 extra annually, depending on your age. Dodge Caliber insurance for high-risk drivers can cost anywhere from 41% to 137% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from as many companies as possible. Every company calculates prices differently, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Dodge Caliber Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Caliber Express $878 $73
Dodge Caliber Heat $878 $73
Dodge Caliber SE $878 $73
Dodge Caliber Mainstreet $902 $75
Dodge Caliber Rush $902 $75
Dodge Caliber SXT $902 $75
Dodge Caliber Uptown $902 $75
Dodge Caliber R/T $918 $77

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Caliber Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Dodge Caliber $150 $228 $478 $1,014
2011 Dodge Caliber $140 $210 $474 $982
2010 Dodge Caliber $132 $190 $474 $954
2009 Dodge Caliber $128 $170 $468 $924
2008 Dodge Caliber $126 $166 $460 $910
2007 Dodge Caliber $124 $160 $452 $894

Rates are averaged for all Dodge Caliber models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Dodge Caliber Insurance

Finding better rates on Dodge Caliber insurance not only requires being a low-risk driver, but also having above-average credit, refrain from filing small claims, and qualifying for all possible discounts. Set aside time to compare rates every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a summary of the information covered above.

  • You may be able to save up to $100 per year simply by quoting online well ahead of the renewal date
  • Teen drivers are the costliest to insure, with the cost nearing $308 per month if full coverage is included
  • Increasing policy deductibles can save around $200 each year
  • High-risk drivers who have multiple accidents or major violations pay on average $1,030 more every year to insure their Caliber
  • Drivers who may need more liability coverage will pay approximately $500 per year to go from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Dodge Caliber Insurance Rates by Driver Age
Driver Age Premium
16 $3,692
20 $2,050
30 $900
40 $894
50 $820
60 $802

Full coverage, $500 deductibles

Rates by Deductible

Dodge Caliber Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,016
$250 $960
$500 $894
$1,000 $828

Full coverage, driver age 40

Rates by Liability Limit

Dodge Caliber Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $894
50/100 $1,008
100/300 $1,121
250/500 $1,415
100 CSL $1,054
300 CSL $1,302
500 CSL $1,483

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Caliber Insurance Rates for High Risk Drivers
Age Premium
16 $5,180
20 $3,264
30 $1,926
40 $1,920
50 $1,840
60 $1,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $119

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $52
5-yr Claim Free $55
Paid in Full/EFT $30
Advance Quote $38
Online Quote $59
Total Discounts $343
Rate after discounts $551

Discounts are estimated and may not be available from every company or in every state.

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