Dodge Caliber Insurance Rates

U.S. average auto insurance rates for a Dodge Caliber are $870 annually including full coverage. Comprehensive costs on average $114, collision costs $152, and liability coverage costs around $446. A policy with just liability insurance costs as low as $500 a year, with coverage for high-risk drivers costing around $1,874. Teenage drivers pay the highest rates at $3,626 a year or more.

Average premium for full coverage: $870

Price estimates by individual coverage:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Caliber trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Dodge Caliber insurance rates for different risk profiles and scenarios.

• The best discount rate is $537
• Using higher $1,000 deductibles will save around $62 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $870
• Using more expensive low deductibles for physical damage coverage will cost $984
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,874 or more
• The price with full coverage for a teenage driver with full coverage may cost $3,626 or more

View Chart as Image

Insurance prices for a Dodge Caliber are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $800 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,000 to $1,500 extra each year, depending on your age. High-risk driver insurance can be around 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $180 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Dodge Caliber insurance rates. A driver around age 40 might see prices as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,240 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Dodge Caliber Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a good credit history, being claim-free, and bundling your home and auto policies. Invest the time to compare rates at every other renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a review of the concepts that were presented in the illustrations above.

• Drivers who have several accidents or serious violations pay on average $1,000 more each year than a low-risk driver
• Youthful drivers pay the highest prices, possibly costing $302 a month including comprehensive and collision insurance
• You may be able to save as much as $90 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $175 each year
• You may be able to save as much as $90 per year simply by shopping early and online