Dodge Caliber Insurance Rates

Estimated insurance rates for a Dodge Caliber are $870 a year for full coverage. Comprehensive insurance costs approximately $114 a year, collision insurance costs $152, and liability insurance costs $446. A liability-only policy costs as little as $500 a year, and high-risk insurance costs $1,874 or more. Teens pay the most at up to $3,626 a year.

Average premium for full coverage: $870

Premium estimates by type of coverage:

Rates are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Caliber trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences show why it is important to compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Dodge Caliber insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $537
• Drivers who choose higher $1,000 deductibles will pay $808 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $870
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $114 a year
• High risk drivers with serious driving violations could pay around $1,874
• An auto insurance policy for full coverage for a teen driver can cost $3,626 a year

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Auto insurance prices for a Dodge Caliber also have a wide range based on your driving characteristics, the trim level of your Caliber, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles could pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $3,600 a year. View Rates by Age

Where you choose to live makes a big difference in Dodge Caliber insurance rates. A 40-year-old driver could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,240 on average in New York, Louisiana, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $180 each year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $402 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,000 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Dodge Caliber Insurance

Finding better rates on Dodge Caliber insurance not only requires being a safe and courteous driver, but also having good credit, not filing small claims, and possibly higher deductibles. Invest the time to compare rates every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a quick review of the information presented in the illustrations above.

• Drivers can save around $90 per year just by quoting early and online
• Teenage drivers have the highest car insurance prices, as much as $302 per month if they have full coverage
• Increasing policy deductibles can save around $175 each year
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,000 more per year for auto insurance
• Drivers who purchase higher levels of liability will pay approximately $490 each year to go from 30/60 bodily injury limits to 250/500 limits