Dodge Caliber Insurance Rates
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UPDATED: Apr 16, 2024
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U.S. average auto insurance rates for a Dodge Caliber are $910 annually including full coverage. Comprehensive costs an estimated $126 a year, collision insurance costs $166, and liability coverage costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $1,962. 16-year-old drivers pay the highest rates at up to $3,768 a year.
Average premium for full coverage: $910
Price estimates broken down by individual coverage:
Includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Caliber trim levels.
Price Range from Low to High
For a driver around age 40, Dodge Caliber insurance prices range from as cheap as $510 for your basic liability-only policy to a high of $1,962 for high-risk insurance.
Geographic Price Range
Where you live has a large influence on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.
The ranges above highlight why it is important to compare prices for a targeted area and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Dodge Caliber insurance rates for other coverage scenarios.
- The best full coverage rate is $559
- Using higher $1,000 deductibles will save approximately $844 every year
- The estimated rate for the average middle-age driver who has $500 deductibles is $910
- Buying low $100 deductibles for physical damage coverage will cost $1,036
- Higher-risk drivers with multiple tickets or accidents could pay up to $1,962
- The price with full coverage for a teenage driver can cost as much as $3,768 or more
Car insurance prices for a Dodge Caliber are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles may only pay around $900 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $3,700 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy can be around 42% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut prices by as much as $200 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Dodge Caliber insurance rates. A driver around age 40 might see prices as low as $700 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,300 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $824 | -$86 | -9.5% |
| Alaska | $698 | -$212 | -23.3% |
| Arizona | $756 | -$154 | -16.9% |
| Arkansas | $910 | -$0 | 0.0% |
| California | $1,038 | $128 | 14.1% |
| Colorado | $872 | -$38 | -4.2% |
| Connecticut | $938 | $28 | 3.1% |
| Delaware | $1,030 | $120 | 13.2% |
| Florida | $1,140 | $230 | 25.3% |
| Georgia | $840 | -$70 | -7.7% |
| Hawaii | $654 | -$256 | -28.1% |
| Idaho | $618 | -$292 | -32.1% |
| Illinois | $678 | -$232 | -25.5% |
| Indiana | $686 | -$224 | -24.6% |
| Iowa | $614 | -$296 | -32.5% |
| Kansas | $866 | -$44 | -4.8% |
| Kentucky | $1,244 | $334 | 36.7% |
| Louisiana | $1,348 | $438 | 48.1% |
| Maine | $562 | -$348 | -38.2% |
| Maryland | $752 | -$158 | -17.4% |
| Massachusetts | $730 | -$180 | -19.8% |
| Michigan | $1,584 | $674 | 74.1% |
| Minnesota | $764 | -$146 | -16.0% |
| Mississippi | $1,092 | $182 | 20.0% |
| Missouri | $808 | -$102 | -11.2% |
| Montana | $980 | $70 | 7.7% |
| Nebraska | $720 | -$190 | -20.9% |
| Nevada | $1,094 | $184 | 20.2% |
| New Hampshire | $656 | -$254 | -27.9% |
| New Jersey | $1,018 | $108 | 11.9% |
| New Mexico | $808 | -$102 | -11.2% |
| New York | $960 | $50 | 5.5% |
| North Carolina | $524 | -$386 | -42.4% |
| North Dakota | $746 | -$164 | -18.0% |
| Ohio | $632 | -$278 | -30.5% |
| Oklahoma | $938 | $28 | 3.1% |
| Oregon | $834 | -$76 | -8.4% |
| Pennsylvania | $870 | -$40 | -4.4% |
| Rhode Island | $1,216 | $306 | 33.6% |
| South Carolina | $826 | -$84 | -9.2% |
| South Dakota | $768 | -$142 | -15.6% |
| Tennessee | $798 | -$112 | -12.3% |
| Texas | $1,098 | $188 | 20.7% |
| Utah | $676 | -$234 | -25.7% |
| Vermont | $624 | -$286 | -31.4% |
| Virginia | $546 | -$364 | -40.0% |
| Washington | $706 | -$204 | -22.4% |
| West Virginia | $834 | -$76 | -8.4% |
| Wisconsin | $632 | -$278 | -30.5% |
| Wyoming | $812 | -$98 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Caliber Express | $894 | $75 |
| Dodge Caliber Heat | $894 | $75 |
| Dodge Caliber SE | $894 | $75 |
| Dodge Caliber Mainstreet | $922 | $77 |
| Dodge Caliber Rush | $922 | $77 |
| Dodge Caliber SXT | $922 | $77 |
| Dodge Caliber Uptown | $922 | $77 |
| Dodge Caliber R/T | $938 | $78 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Dodge Caliber | $156 | $252 | $474 | $1,040 |
| 2011 Dodge Caliber | $150 | $228 | $478 | $1,014 |
| 2010 Dodge Caliber | $140 | $210 | $474 | $982 |
| 2009 Dodge Caliber | $132 | $190 | $474 | $954 |
| 2008 Dodge Caliber | $128 | $170 | $468 | $924 |
| 2007 Dodge Caliber | $126 | $166 | $460 | $910 |
Rates are averaged for all Dodge Caliber models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Dodge Caliber Insurance
Getting lower rates on auto insurance requires being safe and accident-free, having a good credit score, being claim-free, and possibly higher deductibles. Set aside time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below you'll find a recap of the material that was covered above.
- Consumers who want more liability protection will pay around $510 per year to increase from a low limit to higher 250/500 limits
- Youthful drivers have the highest car insurance prices, possibly costing $314 a month if comprehensive and collision insurance is included
- Drivers that have major violations or accidents could be forced to pay on average $1,050 more annually than a low-risk driver
- Increasing physical damage deductibles could save up to $200 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,768 |
| 20 | $2,094 |
| 30 | $920 |
| 40 | $910 |
| 50 | $838 |
| 60 | $820 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,036 |
| $250 | $980 |
| $500 | $910 |
| $1,000 | $844 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $910 |
| 50/100 | $1,030 |
| 100/300 | $1,145 |
| 250/500 | $1,444 |
| 100 CSL | $1,076 |
| 300 CSL | $1,329 |
| 500 CSL | $1,513 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,288 |
| 20 | $3,336 |
| 30 | $1,972 |
| 40 | $1,962 |
| 50 | $1,880 |
| 60 | $1,862 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $60 |
| Total Discounts | $351 |
Discounts are estimated and may not be available from every company or in every state.
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