Dodge Caliber Insurance Rates

Average insurance rates for a Dodge Caliber are $894 a year including full coverage. Comprehensive insurance costs approximately $124 each year, collision costs $160, and liability insurance costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing $1,920 or more. Teenage drivers receive the highest rates at $3,692 a year or more.

Average premium for full coverage: $894

Rate estimates by individual coverage type:

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Caliber models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how where you live affects auto insurance prices.

These examples highlight why all drivers should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Dodge Caliber insurance rates for additional coverage and risk scenarios.

• The best discount rate is $551
• Drivers who choose higher $1,000 deductibles will pay $66 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $894
• Using low deductibles for comprehensive and collision insurance will cost an additional $122 a year
• High risk drivers who are prone to accidents and violations could pay around $1,920 or more
• The cost that insures a teen driver can cost $3,692 a year

View Chart as Image

Insurance rates for a Dodge Caliber can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,100 to $1,500 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 137% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,600 a year. View Rates by Age

Where you live makes a big difference in Dodge Caliber insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,280 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $190 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Dodge Caliber Insurance

Saving money on Dodge Caliber insurance not only requires having a good driving record, but also having above-average credit, not filing small claims, and maximizing policy discounts. Compare prices at every other renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The next list is a brief recap of the concepts that were touched on in the above illustrations.

• High-risk drivers who tend to receive serious violations will likely pay on average $1,030 more per year to buy Dodge Caliber insurance
• Drivers age 20 and younger are expensive to insure, as much as $308 per month if full coverage is included
• You may be able to save around $100 per year simply by quoting online in advance
• Increasing deductibles can save approximately $200 each year
• You may be able to save around $100 per year simply by quoting online in advance