Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

Average insurance rates for a Chevrolet Tahoe are $1,368 a year for full coverage insurance. Comprehensive costs approximately $306 each year, collision costs $506, and liability is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing around $2,950. 16-year-old drivers receive the highest rates at $5,078 a year or more.

Average premium for full coverage: $1,368

Rate estimates by individual coverage type:

Comprehensive $306
Collision $506
Liability $398

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Tahoe models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from the low end price of $460 for your basic liability-only policy to a high rate of $2,950 for a policy for a high-risk driver.

Liability Only $460
Full Coverage $1,368
High Risk $2,950

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than congested cities.

The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $1,026
Small Cities $1,436
Large Cities $1,847

These examples illustrate why all drivers should compare rates quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Chevrolet Tahoe insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $792
  • Raising to $1,000 deductibles will save $182 each year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,368
  • Buying low deductibles bumps up the cost to $1,726
  • At-risk drivers with multiple tickets or accidents could pay around $2,950 or more
  • The cost that insures a teen driver can cost $5,078

View Chart as Image

Chevrolet Tahoe insurance cost comparison chart
Column chart showing full coverage Chevrolet Tahoe insurance rates range from $792 to $5,078

Car insurance rates for a Chevrolet Tahoe can also vary considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,000 a year. View Rates by Age

Where you live also has a big influence on Chevrolet Tahoe insurance prices. A middle-age driver might find rates as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

Chevrolet Tahoe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$128 -9.4%
Alaska $1,052 -$316 -23.1%
Arizona $1,136 -$232 -17.0%
Arkansas $1,368 -$0 0.0%
California $1,562 $194 14.2%
Colorado $1,308 -$60 -4.4%
Connecticut $1,410 $42 3.1%
Delaware $1,550 $182 13.3%
Florida $1,716 $348 25.4%
Georgia $1,266 -$102 -7.5%
Hawaii $984 -$384 -28.1%
Idaho $928 -$440 -32.2%
Illinois $1,022 -$346 -25.3%
Indiana $1,032 -$336 -24.6%
Iowa $926 -$442 -32.3%
Kansas $1,304 -$64 -4.7%
Kentucky $1,870 $502 36.7%
Louisiana $2,028 $660 48.2%
Maine $846 -$522 -38.2%
Maryland $1,130 -$238 -17.4%
Massachusetts $1,098 -$270 -19.7%
Michigan $2,380 $1,012 74.0%
Minnesota $1,146 -$222 -16.2%
Mississippi $1,644 $276 20.2%
Missouri $1,216 -$152 -11.1%
Montana $1,472 $104 7.6%
Nebraska $1,082 -$286 -20.9%
Nevada $1,644 $276 20.2%
New Hampshire $990 -$378 -27.6%
New Jersey $1,532 $164 12.0%
New Mexico $1,216 -$152 -11.1%
New York $1,444 $76 5.6%
North Carolina $790 -$578 -42.3%
North Dakota $1,122 -$246 -18.0%
Ohio $948 -$420 -30.7%
Oklahoma $1,408 $40 2.9%
Oregon $1,256 -$112 -8.2%
Pennsylvania $1,308 -$60 -4.4%
Rhode Island $1,828 $460 33.6%
South Carolina $1,244 -$124 -9.1%
South Dakota $1,156 -$212 -15.5%
Tennessee $1,200 -$168 -12.3%
Texas $1,652 $284 20.8%
Utah $1,014 -$354 -25.9%
Vermont $938 -$430 -31.4%
Virginia $820 -$548 -40.1%
Washington $1,060 -$308 -22.5%
West Virginia $1,256 -$112 -8.2%
Wisconsin $948 -$420 -30.7%
Wyoming $1,222 -$146 -10.7%

View Chart as Image

Chevrolet Tahoe insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $540 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Every auto insurance company utilizes a different rate formula, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Chevrolet Tahoe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Tahoe LS 2WD $1,286 $107
Chevrolet Tahoe LS 4WD $1,328 $111
Chevrolet Tahoe LT 2WD $1,328 $111
Chevrolet Tahoe LT 4WD $1,328 $111
Chevrolet Tahoe LTZ 2WD $1,412 $118
Chevrolet Tahoe LTZ 4WD $1,412 $118

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Tahoe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Tahoe $320 $512 $390 $1,380
2023 Chevrolet Tahoe $306 $506 $398 $1,368
2022 Chevrolet Tahoe $296 $494 $416 $1,364
2021 Chevrolet Tahoe $286 $474 $430 $1,348
2020 Chevrolet Tahoe $270 $458 $442 $1,328
2019 Chevrolet Tahoe $260 $424 $452 $1,294
2018 Chevrolet Tahoe $250 $400 $456 $1,264
2017 Chevrolet Tahoe $240 $358 $460 $1,216
2016 Chevrolet Tahoe $224 $330 $460 $1,172
2015 Chevrolet Tahoe $216 $310 $464 $1,148
2014 Chevrolet Tahoe $210 $288 $474 $1,130
2013 Chevrolet Tahoe $194 $268 $474 $1,094
2012 Chevrolet Tahoe $190 $244 $478 $1,070
2011 Chevrolet Tahoe $176 $222 $474 $1,030
2010 Chevrolet Tahoe $166 $202 $474 $1,000
2009 Chevrolet Tahoe $162 $182 $468 $970
2008 Chevrolet Tahoe $158 $178 $460 $954
2007 Chevrolet Tahoe $156 $168 $452 $934
2006 Chevrolet Tahoe $142 $160 $446 $906
2005 Chevrolet Tahoe $138 $152 $442 $890

Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Chevrolet Tahoe Insurance

Saving money on car insurance consists of being safe and accident-free, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Comparison shop every year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below you'll find a brief recap of the coverage data illustrated above.

  • It is possible to save around $160 per year simply by quoting online in advance
  • Increasing deductibles can save approximately $550 each year
  • Youthful drivers pay the highest auto insurance rates, costing up to $423 per month if full coverage is purchased
  • Higher risk drivers who tend to receive serious violations could be charged and average of $1,580 more per year than a low-risk driver

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

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What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

  1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model

Rates by Driver Age

Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $5,078
20 $3,142
30 $1,432
40 $1,368
50 $1,250
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,726
$250 $1,562
$500 $1,368
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,368
50/100 $1,492
100/300 $1,591
250/500 $1,850
100 CSL $1,531
300 CSL $1,750
500 CSL $1,910

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $7,238
20 $4,990
30 $3,014
40 $2,950
50 $2,814
60 $2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $97
Total Discounts $576
Rate after discounts $792

Discounts are estimated and may not be available from every company or in every state.

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