Chevrolet Tahoe Insurance Rates

Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

The average auto insurance rates for a Chevrolet Tahoe are $1,398 annually for full coverage. Comprehensive insurance costs around $336 a year, collision costs $532, and liability insurance is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $2,998 or more. Teenage drivers cost the most to insure at $5,094 a year or more.

Average premium for full coverage: $1,398

Policy rates for type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all states and Tahoe trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above show why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Chevrolet Tahoe insurance rates for additional coverage choices and driver risks.

• The best discount rate is $812
• Choosing higher $1,000 deductibles can save about $1,198 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,398
• Using low $100 deductibles for comp and collision coverage costs an additional $378 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,998 or more
• Policy cost with full coverage for a teen driver can be $5,094 each year

View Chart as Image

Insurance rates for a Chevrolet Tahoe also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $580 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Tahoe insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,990 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Chevrolet Tahoe Insurance

Finding cheaper rates on Chevrolet Tahoe insurance takes avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a quick rundown of the coverage data raised in the charts and tables above.

• Drivers can save up to $170 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $575 each year
• Teenagers are charged the highest rates, costing up to $425 each month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions pay an average of $1,600 more every year for car insurance

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

• Dodge Durango Insurance Rates
• Ford Expedition Insurance Rates
• GMC Yukon Insurance Rates

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model