Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Estimated insurance prices for a Buick Regal are $1,354 every 12 months with full coverage. Comprehensive insurance costs an estimated $270, collision insurance costs $484, and liability coverage costs around $442. A policy with only liability insurance costs as low as $496 a year, and a high-risk policy costs $2,938 or more. 16-year-old drivers pay the most at up to $5,144 a year.

Average premium for full coverage: $1,354

Premium estimates broken down by type of coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Regal models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than congested cities. The example below illustrates how location helps determine insurance prices.

These rate differences demonstrate why everyone should compare prices for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Buick Regal insurance rates for other coverage scenarios.

• The best full coverage rate is $781
• Using higher $1,000 deductibles will save approximately $170 annually
• The average price for a 40-year-old good driver who has $500 deductibles is $1,354
• Buying pricier low deductibles for physical damage coverage costs an extra $332 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,938
• An auto insurance policy to insure a teenage driver for full coverage can cost as much as $5,144 or more

View Chart as Image

Car insurance prices for a Buick Regal also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles could cut prices by as much as $510 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged at least $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Buick Regal insurance for high-risk drivers can be around 43% to 132% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Buick Regal insurance rates. A driver around age 40 might see prices as low as $980 a year in states like Utah, Ohio, and New Hampshire, or at least $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for More Affordable Buick Regal Insurance

Finding better rates on auto insurance requires being a good driver, maintaining a good credit score, being claim-free, and possibly higher deductibles. Invest time comparing rates every couple of years by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The following list is a summary of the material that was covered in the charts and tables above.

• Consumers who want an increased level of liability coverage will pay around $490 every year to increase from 30/60 bodily injury limits to a 250/500 level
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $429 per month if the policy includes full coverage
• Drivers who have multiple accidents or major violations may pay on average $1,580 more annually than a safer driver
• Increasing policy deductibles could save as much as $500 each year

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.