Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Average insurance rates for a Buick Regal are $1,354 a year for full coverage insurance. Comprehensive costs on average $270 each year, collision insurance costs $484, and liability costs $442. A liability-only policy costs as little as $496 a year, and high-risk insurance costs around $2,938. Teens receive the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Rate estimates by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Regal models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These examples illustrate why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Buick Regal insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $781
• Drivers who choose higher $1,000 deductibles will pay around $170 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,354
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,686
• Drivers with serious driving violations could pay upwards of $2,938
• The cost for full coverage for a 16-year-old driver may cost $5,144 a year

View Chart as Image

Insurance rates for a Buick Regal can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $5,100 a year. View Rates by Age

Where you live makes a big difference in Buick Regal insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $510 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 132% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Buick Regal Insurance

Saving money on insurance for a Buick Regal not only requires being a low-risk driver, but also maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a condensed summary of the data covered above.

• Insureds who require more liability coverage will pay approximately $490 annually to go from a minimum limit to 250/500 limits
• It is possible to save as much as $160 per year just by quoting online in advance
• Increasing deductibles can save around $500 each year
• Teen drivers pay the highest rates, costing up to $429 per month for full coverage

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.