Buick Regal Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs.
For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.
Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates.
If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.
Estimated insurance rates for a Buick Regal are $1,354 a year for full coverage. Comprehensive costs approximately $270, collision costs $484, and liability is $442. A liability-only policy costs around $496 a year, with high-risk insurance costing around $2,938. Teen drivers pay the most at $5,144 a year or more.
Average premium for full coverage: $1,354
Premium estimates by type of coverage:
Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and for all Regal models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Buick Regal go from the low end price of $496 for a discount liability-only rate to the much higher price of $2,938 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.
The example below illustrates how rural and urban location affects auto insurance prices.
These rate differences show why everyone should compare rates quotes using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Buick Regal insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $781
- Raising to $1,000 deductibles will save $170 a year
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,354
- Choosing pricier low deductibles bumps up the cost to $1,686
- At-risk drivers with multiple violations and an at-fault accident could pay around $2,938 or more
- An auto insurance policy that insures a teen driver for full coverage can cost $5,144
Auto insurance prices for a Buick Regal also have a wide range based on the model of your Regal, how you drive, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you could be paying anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. Buick Regal insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than average. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,100 a year. View Rates by Age
Where you choose to live also has a big influence on Buick Regal insurance prices. A middle-age driver might find prices as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,940 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$128 | -9.5% |
| Alaska | $1,042 | -$312 | -23.0% |
| Arizona | $1,126 | -$228 | -16.8% |
| Arkansas | $1,354 | -$0 | 0.0% |
| California | $1,544 | $190 | 14.0% |
| Colorado | $1,294 | -$60 | -4.4% |
| Connecticut | $1,394 | $40 | 3.0% |
| Delaware | $1,534 | $180 | 13.3% |
| Florida | $1,696 | $342 | 25.3% |
| Georgia | $1,252 | -$102 | -7.5% |
| Hawaii | $974 | -$380 | -28.1% |
| Idaho | $918 | -$436 | -32.2% |
| Illinois | $1,010 | -$344 | -25.4% |
| Indiana | $1,022 | -$332 | -24.5% |
| Iowa | $914 | -$440 | -32.5% |
| Kansas | $1,288 | -$66 | -4.9% |
| Kentucky | $1,848 | $494 | 36.5% |
| Louisiana | $2,008 | $654 | 48.3% |
| Maine | $834 | -$520 | -38.4% |
| Maryland | $1,120 | -$234 | -17.3% |
| Massachusetts | $1,086 | -$268 | -19.8% |
| Michigan | $2,356 | $1,002 | 74.0% |
| Minnesota | $1,134 | -$220 | -16.2% |
| Mississippi | $1,624 | $270 | 19.9% |
| Missouri | $1,202 | -$152 | -11.2% |
| Montana | $1,456 | $102 | 7.5% |
| Nebraska | $1,068 | -$286 | -21.1% |
| Nevada | $1,624 | $270 | 19.9% |
| New Hampshire | $976 | -$378 | -27.9% |
| New Jersey | $1,516 | $162 | 12.0% |
| New Mexico | $1,200 | -$154 | -11.4% |
| New York | $1,428 | $74 | 5.5% |
| North Carolina | $780 | -$574 | -42.4% |
| North Dakota | $1,110 | -$244 | -18.0% |
| Ohio | $936 | -$418 | -30.9% |
| Oklahoma | $1,392 | $38 | 2.8% |
| Oregon | $1,242 | -$112 | -8.3% |
| Pennsylvania | $1,294 | -$60 | -4.4% |
| Rhode Island | $1,808 | $454 | 33.5% |
| South Carolina | $1,226 | -$128 | -9.5% |
| South Dakota | $1,144 | -$210 | -15.5% |
| Tennessee | $1,188 | -$166 | -12.3% |
| Texas | $1,634 | $280 | 20.7% |
| Utah | $1,004 | -$350 | -25.8% |
| Vermont | $926 | -$428 | -31.6% |
| Virginia | $812 | -$542 | -40.0% |
| Washington | $1,048 | -$306 | -22.6% |
| West Virginia | $1,242 | -$112 | -8.3% |
| Wisconsin | $940 | -$414 | -30.6% |
| Wyoming | $1,208 | -$146 | -10.8% |
Choosing high deductibles can reduce prices by up to $510 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Buick Regal | $270 | $484 | $442 | $1,354 |
| 2019 Buick Regal | $260 | $450 | $452 | $1,320 |
| 2018 Buick Regal | $250 | $424 | $456 | $1,288 |
| 2017 Buick Regal | $240 | $380 | $460 | $1,238 |
| 2016 Buick Regal | $224 | $350 | $460 | $1,192 |
| 2015 Buick Regal | $216 | $328 | $464 | $1,166 |
| 2014 Buick Regal | $210 | $306 | $474 | $1,148 |
| 2013 Buick Regal | $194 | $284 | $474 | $1,110 |
| 2012 Buick Regal | $190 | $258 | $478 | $1,084 |
| 2011 Buick Regal | $176 | $236 | $474 | $1,044 |
Rates are averaged for all Buick Regal models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Buick Regal Insurance
Finding better rates on car insurance consists of being a good driver, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Shop around every other policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.
The following list is a brief recap of the ideas that were raised in the charts and tables above.
- Drivers age 16 to 20 have the highest car insurance prices, as much as $429 per month if the policy includes full coverage
- Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,580 more per year than a safer driver
- Increasing policy deductibles can save approximately $500 each year
- Drivers can save around $160 per year simply by quoting online well ahead of the renewal date
As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage.
However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model.
Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the safety ratings for the Buick Regal?
Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase.
However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup.
Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.
- Small overlap front (driver-side): Good
- Moderate overlap front: Good
- Side: Good
A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase.
Buick Regal Compared Against other Vehicles in the Same Class
Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand.
Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:
Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.
Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you.
You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,144 |
| 20 | $3,130 |
| 30 | $1,408 |
| 40 | $1,354 |
| 50 | $1,240 |
| 60 | $1,216 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,686 |
| $250 | $1,532 |
| $500 | $1,354 |
| $1,000 | $1,184 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,354 |
| 50/100 | $1,442 |
| 100/300 | $1,553 |
| 250/500 | $1,840 |
| 100 CSL | $1,487 |
| 300 CSL | $1,730 |
| 500 CSL | $1,907 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,324 |
| 20 | $4,990 |
| 30 | $2,996 |
| 40 | $2,938 |
| 50 | $2,806 |
| 60 | $2,780 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $72 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $60 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $573 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
