Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance prices for a Buick Enclave are $1,394 every 12 months with full coverage. Comprehensive insurance costs on average $282 a year, collision costs $512, and liability coverage costs around $442. Liability-only insurance costs as low as $496 a year, with high-risk driver insurance costing $3,022 or more. Teenage drivers pay the highest rates at $5,264 a year or more.

Average premium for full coverage: $1,394

Price estimates by individual coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why it is important to compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Buick Enclave insurance rates for different risk profiles and scenarios.

• The best discount rate is $802
• Using higher $1,000 deductibles will save around $1,212 annually
• The average price for the average middle-age driver with $500 deductibles is $1,394
• Using low $100 deductibles for physical damage coverage costs an extra $348 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,022 or more
• The price to insure a teenage driver may cost $5,264 or more

View Chart as Image

Car insurance prices for a Buick Enclave are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Enclave.

Using high physical damage deductibles could cut prices by as much as $530 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can be around 44% to 136% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see prices as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,880 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Buick Enclave Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at least once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $170 per year simply by quoting early and online
• Drivers that have major violations or accidents may pay on average $1,630 more each year to insure a Buick Enclave
• Increasing physical damage deductibles could save as much as $525 each year
• Drivers under the age of 20 are expensive to insure, costing up to $439 a month if the policy includes full coverage

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.