Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,354 a year with full coverage. Comprehensive insurance costs an estimated $270 a year, collision costs $474, and liability insurance costs around $452. Liability-only insurance costs as low as $504 a year, with high-risk driver insurance costing $2,934 or more. Teens pay the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why it is important to compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Buick Enclave insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $782
• Using higher $1,000 deductibles will save approximately $1,186 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,354
• Selecting low $100 deductibles for physical damage coverage will cost an additional $328 a year
• Drivers with serious driving violations could pay up to $2,934 or more
• The price that insures a teen driver can cost as much as $5,144 or more

View Chart as Image

Car insurance prices for a Buick Enclave are also quite variable based on the trim level of your Enclave, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,100 a year. View Rates by Age

The state you live in has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see prices as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $500 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes from as many companies as possible. Each insurance company calculates prices differently, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Buick Enclave Insurance

Getting lower rates on Buick Enclave insurance requires being safe and accident-free, having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Compare rates every time your policy renews by obtaining price quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a brief review of the information raised in the charts and tables above.

• You may be able to save approximately $160 per year simply by quoting early and online
• Youthful drivers have the highest car insurance prices, costing up to $429 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $500 each year
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,580 more annually than a low-risk driver
• Drivers who want more liability protection will pay approximately $500 every year to increase from a low limit to the 250/500 level

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.