Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average auto insurance rates for a Buick Enclave are $1,354 annually including full coverage. Comprehensive insurance costs on average $270, collision insurance costs $474, and liability is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs $2,934 or more. Teens receive the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different Enclave trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects car insurance rates.

These examples highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Buick Enclave insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $782
• Choosing higher $1,000 deductibles can save around $168 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,354
• Selecting more expensive low deductibles for comp and collision coverage costs an additional $328 annually
• Higher-risk drivers with serious driving violations could pay upwards of $2,934
• The cost with full coverage for a 16-year-old driver with full coverage may cost $5,144 each year

View Chart as Image

Car insurance rates for a Buick Enclave can also vary considerably based on the trim level of your Enclave, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance ranges from 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $500 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,930 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Buick Enclave Insurance

Saving money on insurance for a Buick Enclave takes avoiding accidents and claims, having a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a review of the concepts that were presented in the illustrations above.

• Drivers considered higher risk who have several accidents or serious violations pay on average $1,580 more each year to insure a Buick Enclave
• Drivers under the age of 20 are expensive to insure, as much as $429 per month if comprehensive and collision insurance is included
• You may be able to save as much as $160 per year just by shopping early and online
• Increasing deductibles could save up to $500 each year
• You may be able to save as much as $160 per year just by shopping early and online

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.