Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated auto insurance rates for a Buick Enclave are $1,354 annually for full coverage. Comprehensive costs around $270, collision costs $474, and liability coverage costs $452. Liability-only insurance costs as little as $504 a year, with high-risk driver insurance costing around $2,934. 16-year-old drivers pay the most at $5,144 a year or more.

Average premium for full coverage: $1,354

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than congested cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $782
• Drivers who choose higher $1,000 deductibles will pay about $168 a year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,354
• Buying pricier low deductibles for comprehensive and collision insurance will cost $1,682
• High-risk insureds with multiple tickets or accidents could pay at least $2,934 or more
• An auto insurance policy with full coverage for a teenage driver for full coverage can be $5,144 a year

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Insurance prices for a Buick Enclave also have a wide range based on the model of your Enclave, your driver profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 additional annually, depending on your age. Buick Enclave insurance for high-risk drivers can cost around 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $500 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,930 on average in Michigan, Louisiana, and New York.

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With such a large range in prices, the only way to know your exact price is to regularly compare prices and see how they stack up. Every company utilizes a different rate formula, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Buick Enclave Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates at least once a year by obtaining price quotes from direct carriers, and also from local independent and exclusive agents.

The points below are a review of the primary concepts that were covered above.

• Drivers can save up to $160 per year simply by quoting online well ahead of the renewal date
• Drivers who have several accidents or serious violations pay an average of $1,580 more every year to insure a Buick Enclave
• Increasing policy deductibles could save up to $500 each year
• Drivers under the age of 20 are charged the highest prices, as much as $429 per month if they have full coverage

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.