BMW M6 Insurance Rates

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Want better auto insurance rates for your BMW M6? Being forced to pay for high-priced auto insurance premiums can eat up your budget and force you to make tough financial choices. Shopping your coverage around can help to tighten up your finances. Online insurance companies like GEICO, Progressive and Allstate all promote huge savings with ads and it is difficult to ignore the promise of big savi...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.

Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.

Estimated insurance prices for a BMW M6 are $1,906 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $406 each year, collision costs $800, and liability costs $520. A liability-only policy costs as little as $576 a year, with high-risk insurance costing $4,150 or more. Teenage drivers pay the most at $7,038 a year or more.

Average premium for full coverage: $1,906

Premium estimates by type of coverage:

Comprehensive $406
Collision $800
Liability $520

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and M6 models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a BMW M6 go from the cheapest price of $576 for basic liability insurance to a high rate of $4,150 for a high-risk insurance policy.

Liability Only $576
Full Coverage $1,906
High Risk $4,150

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $1,430
Small Cities $2,001
Large Cities $2,573

These rate differences illustrate why all drivers should compare rates using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates estimated BMW M6 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $1,071
  • Drivers who choose higher $1,000 deductibles will pay $274 each year
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,906
  • Using low deductibles for comprehensive and collision insurance costs an extra $534 annually
  • Drivers who are prone to accidents and violations could pay around $4,150 or more
  • An auto insurance policy to insure a 16-year-old driver can cost $7,038 a year

View Chart as Image

BMW M6 insurance cost comparison chart
Column chart showing full coverage BMW M6 insurance prices range from $1,071 to $7,038

Auto insurance prices for a BMW M6 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your M6.

Using high physical damage deductibles could save up to $810 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $516 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,800 per year on average, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $7,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $2,300 to $3,100 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in BMW M6 insurance prices. A 40-year-old driver could pay as low as $1,240 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,570 on average in Florida, New York, and Michigan.

BMW M6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,720 -$186 -9.8%
Alaska $1,460 -$446 -23.4%
Arizona $1,582 -$324 -17.0%
Arkansas $1,906 -$0 0.0%
California $2,170 $264 13.9%
Colorado $1,816 -$90 -4.7%
Connecticut $1,956 $50 2.6%
Delaware $2,154 $248 13.0%
Florida $2,382 $476 25.0%
Georgia $1,758 -$148 -7.8%
Hawaii $1,366 -$540 -28.3%
Idaho $1,290 -$616 -32.3%
Illinois $1,418 -$488 -25.6%
Indiana $1,438 -$468 -24.6%
Iowa $1,286 -$620 -32.5%
Kansas $1,808 -$98 -5.1%
Kentucky $2,596 $690 36.2%
Louisiana $2,820 $914 48.0%
Maine $1,176 -$730 -38.3%
Maryland $1,570 -$336 -17.6%
Massachusetts $1,522 -$384 -20.1%
Michigan $3,306 $1,400 73.5%
Minnesota $1,596 -$310 -16.3%
Mississippi $2,282 $376 19.7%
Missouri $1,690 -$216 -11.3%
Montana $2,046 $140 7.3%
Nebraska $1,502 -$404 -21.2%
Nevada $2,286 $380 19.9%
New Hampshire $1,372 -$534 -28.0%
New Jersey $2,128 $222 11.6%
New Mexico $1,684 -$222 -11.6%
New York $2,006 $100 5.2%
North Carolina $1,098 -$808 -42.4%
North Dakota $1,560 -$346 -18.2%
Ohio $1,314 -$592 -31.1%
Oklahoma $1,954 $48 2.5%
Oregon $1,744 -$162 -8.5%
Pennsylvania $1,814 -$92 -4.8%
Rhode Island $2,540 $634 33.3%
South Carolina $1,724 -$182 -9.5%
South Dakota $1,606 -$300 -15.7%
Tennessee $1,664 -$242 -12.7%
Texas $2,294 $388 20.4%
Utah $1,408 -$498 -26.1%
Vermont $1,302 -$604 -31.7%
Virginia $1,140 -$766 -40.2%
Washington $1,470 -$436 -22.9%
West Virginia $1,746 -$160 -8.4%
Wisconsin $1,318 -$588 -30.8%
Wyoming $1,694 -$212 -11.1%

View Chart as Image

BMW M6 insurance rates by U.S. city

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

BMW M6 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
BMW M6 2-Dr Coupe $1,742 $145
BMW M6 2-Dr Convertible $1,958 $163

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

BMW M6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 BMW M6 $422 $892 $514 $2,008
2017 BMW M6 $406 $800 $520 $1,906
2016 BMW M6 $378 $736 $520 $1,814
2015 BMW M6 $366 $690 $524 $1,760
2014 BMW M6 $356 $644 $534 $1,714
2013 BMW M6 $330 $598 $534 $1,642
2012 BMW M6 $322 $542 $540 $1,584
2010 BMW M6 $282 $450 $534 $1,446
2007 BMW M6 $264 $376 $510 $1,330
2006 BMW M6 $242 $358 $504 $1,284

Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper BMW M6 Insurance

Finding better rates on insurance for a BMW M6 not only requires being a good driver, but also having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Invest the time to shop around at least every other year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following list is a condensed summary of the car insurance concepts illustrated above.

  • Drivers considered higher risk with multiple at-fault accidents may have to pay on average $2,240 more per year than a safer driver
  • It is possible to save around $240 per year simply by quoting online in advance
  • Increasing policy deductibles could save as much as $800 each year
  • Insureds who purchase an increased level of liability coverage will pay an extra $570 annually to go from 30/60 bodily injury limits to a 250/500 level

Frequently Asked Questions

What is BMW M6 Competition package? The competition includes several performance enhancements to power and torque.
How much does a new BMW M6 cost? The starting costs are $119,900 plus a $995 destination charge.
Is the BMW M6 reliable? The car is not know for its reliability.

When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.

Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.

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What are the BMW M6 safety ratings?

BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).

Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:

  • DSC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • BMW Assist eCall Emergency Sos
  • Front And Rear Parking Sensors
  • Forward Collision Mitigation
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.

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BMW M6 Compared Against Vehicles in the Same Class

The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.

Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.

Rates by Driver Age

BMW M6 Insurance Rates by Driver Age
Driver Age Premium
16 $7,038
20 $4,420
30 $1,994
40 $1,906
50 $1,740
60 $1,708

Full coverage, $500 deductibles

Rates by Deductible

BMW M6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,440
$250 $2,190
$500 $1,906
$1,000 $1,632

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,906
50/100 $2,073
100/300 $2,216
250/500 $2,589
100 CSL $2,130
300 CSL $2,446
500 CSL $2,676

Full coverage, driver age 40

Rates for High Risk Drivers

BMW M6 Insurance Rates for High Risk Drivers
Age Premium
16 $10,094
20 $7,052
30 $4,250
40 $4,150
50 $3,960
60 $3,926

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $274

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $102
Homeowner $28
5-yr Accident Free $147
5-yr Claim Free $126
Paid in Full/EFT $92
Advance Quote $98
Online Quote $138
Total Discounts $835
Rate after discounts $1,071

Discounts are estimated and may not be available from every company or in every state.

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