BMW M6 Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Dec 13, 2021

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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.

Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.

U.S. average insurance rates for a BMW M6 are $1,388 a year for full coverage. Comprehensive costs on average $274 each year, collision insurance costs $404, and liability insurance is estimated at $530. A policy with just liability insurance costs approximately $584 a year, and coverage for high-risk drivers costs around $2,984. Teens pay the highest rates at up to $5,344 a year.

Average premium for full coverage: $1,388

Price estimates by individual coverage:

Comprehensive $274
Collision $404
Liability $530

Prices include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and M6 models.

Price Range from Low to High

For the average driver, BMW M6 insurance prices range from as low as $584 for basic liability insurance to a high rate of $2,984 for a driver required to buy high-risk insurance.

Liability Only $584
Full Coverage $1,388
High Risk $2,984

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates how location impacts car insurance rates.

Rural Areas $1,041
Small Cities $1,457
Large Cities $1,874

The ranges above show why all drivers should get quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average BMW M6 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $822
  • Choosing higher $1,000 deductibles can save around $154 a year
  • The average rate for the average middle-age driver with $500 deductibles is $1,388
  • Selecting low deductibles for comp and collision coverage will increase the cost to $1,682
  • High-risk insureds with serious driving violations could pay upwards of $2,984
  • The price for full coverage for a teen driver may cost $5,344 each year

View Chart as Image

BMW M6 insurance cost comparison chart
Column chart showing BMW M6 insurance rates range from $822 to $5,344 for full coverage

Insurance prices for a BMW M6 are also quite variable based on your driving record, the trim level of your M6, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for BMW M6 insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,980 on average in Michigan, Louisiana, and New York.

BMW M6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,252 -$136 -9.8%
Alaska $1,064 -$324 -23.3%
Arizona $1,152 -$236 -17.0%
Arkansas $1,388 -$0 0.0%
California $1,582 $194 14.0%
Colorado $1,322 -$66 -4.8%
Connecticut $1,424 $36 2.6%
Delaware $1,570 $182 13.1%
Florida $1,736 $348 25.1%
Georgia $1,282 -$106 -7.6%
Hawaii $994 -$394 -28.4%
Idaho $938 -$450 -32.4%
Illinois $1,032 -$356 -25.6%
Indiana $1,046 -$342 -24.6%
Iowa $936 -$452 -32.6%
Kansas $1,316 -$72 -5.2%
Kentucky $1,890 $502 36.2%
Louisiana $2,052 $664 47.8%
Maine $856 -$532 -38.3%
Maryland $1,146 -$242 -17.4%
Massachusetts $1,108 -$280 -20.2%
Michigan $2,406 $1,018 73.3%
Minnesota $1,160 -$228 -16.4%
Mississippi $1,662 $274 19.7%
Missouri $1,230 -$158 -11.4%
Montana $1,490 $102 7.3%
Nebraska $1,094 -$294 -21.2%
Nevada $1,666 $278 20.0%
New Hampshire $1,000 -$388 -28.0%
New Jersey $1,552 $164 11.8%
New Mexico $1,228 -$160 -11.5%
New York $1,462 $74 5.3%
North Carolina $798 -$590 -42.5%
North Dakota $1,138 -$250 -18.0%
Ohio $958 -$430 -31.0%
Oklahoma $1,424 $36 2.6%
Oregon $1,270 -$118 -8.5%
Pennsylvania $1,322 -$66 -4.8%
Rhode Island $1,850 $462 33.3%
South Carolina $1,258 -$130 -9.4%
South Dakota $1,170 -$218 -15.7%
Tennessee $1,212 -$176 -12.7%
Texas $1,670 $282 20.3%
Utah $1,026 -$362 -26.1%
Vermont $948 -$440 -31.7%
Virginia $830 -$558 -40.2%
Washington $1,068 -$320 -23.1%
West Virginia $1,270 -$118 -8.5%
Wisconsin $958 -$430 -31.0%
Wyoming $1,236 -$152 -11.0%

View Chart as Image

BMW M6 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $450 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $528 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

BMW M6 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
BMW M6 2-Dr Coupe $1,216 $101
BMW M6 2-Dr Convertible $1,454 $121

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

BMW M6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2007 BMW M6 $274 $404 $530 $1,388
2006 BMW M6 $268 $396 $520 $1,364

Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right BMW M6 Insurance

Getting lower rates on BMW M6 insurance takes being a good driver, maintaining good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Spend time shopping around at every policy renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following list is a quick rundown of the data touched on above.

  • Drivers who require an increased level of liability coverage will pay approximately $580 each year to raise limits from a low limit to 250/500 limits
  • Drivers can save as much as $160 per year just by quoting online in advance
  • Increasing physical damage deductibles can save around $450 each year
  • Drivers age 16 to 20 pay the highest prices, with premiums as much as $445 a month for full coverage

Frequently Asked Questions

What is BMW M6 Competition package? The competition includes several performance enhancements to power and torque.
How much does a new BMW M6 cost? The starting costs are $119,900 plus a $995 destination charge.
Is the BMW M6 reliable? The car is not know for its reliability.

When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.

Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.

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What are the BMW M6 safety ratings?

BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).

Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:

  • DSC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • BMW Assist eCall Emergency Sos
  • Front And Rear Parking Sensors
  • Forward Collision Mitigation
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.

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BMW M6 Compared Against Vehicles in the Same Class

The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.

Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.

Rates by Driver Age

BMW M6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,344
20 $3,168
30 $1,428
40 $1,388
50 $1,270
60 $1,244

Full coverage, $500 deductibles

Rates by Deductible

BMW M6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,682
$250 $1,548
$500 $1,388
$1,000 $1,234

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,388
50/100 $1,571
100/300 $1,718
250/500 $2,099
100 CSL $1,630
300 CSL $1,952
500 CSL $2,187

Full coverage, driver age 40

Rates for High Risk Drivers

BMW M6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,580
20 $5,046
30 $3,030
40 $2,984
50 $2,852
60 $2,824

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $73
Homeowner $23
5-yr Accident Free $93
5-yr Claim Free $88
Paid in Full/EFT $56
Advance Quote $64
Online Quote $97
Total Discounts $566
Rate after discounts $822

Discounts are estimated and may not be available from every company or in every state.

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