BMW M6 Insurance Rates
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UPDATED: Mar 28, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Average insurance prices for a BMW M6 are $1,510 every 12 months including full coverage. Comprehensive insurance costs approximately $300 a year, collision costs $496, and liability insurance costs $534. A policy with just liability insurance costs as little as $588 a year, with coverage for high-risk drivers costing $3,266 or more. Teens receive the highest rates at $5,766 a year or more.
Average premium for full coverage: $1,510
Rate estimates by individual coverage type:
These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and M6 trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range go from the cheapest price of $588 for basic liability insurance to a high of $3,266 for a driver who requires high-risk insurance.
Price Range by Location
Your location has a significant impact on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates how geographic area affects auto insurance prices.
These examples highlight why it is important to compare rates using their specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated BMW M6 insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $880
- Drivers who choose higher $1,000 deductibles will pay $1,330 every year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,510
- Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $348 a year
- High risk drivers with serious driving violations could pay around $3,266 or more
- The cost to insure a teen driver can cost $5,766 a year
Insurance rates for a BMW M6 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your M6.
Choosing higher comprehensive and collision insurance deductibles could save up to $530 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $533 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles could pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,800 to $2,500 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates
Where you live makes a big difference in BMW M6 insurance rates. A 40-year-old driver could pay as low as $1,160 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,150 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,364 | -$146 | -9.7% |
| Alaska | $1,158 | -$352 | -23.3% |
| Arizona | $1,254 | -$256 | -17.0% |
| Arkansas | $1,510 | -$0 | 0.0% |
| California | $1,722 | $212 | 14.0% |
| Colorado | $1,440 | -$70 | -4.6% |
| Connecticut | $1,552 | $42 | 2.8% |
| Delaware | $1,708 | $198 | 13.1% |
| Florida | $1,888 | $378 | 25.0% |
| Georgia | $1,394 | -$116 | -7.7% |
| Hawaii | $1,084 | -$426 | -28.2% |
| Idaho | $1,022 | -$488 | -32.3% |
| Illinois | $1,124 | -$386 | -25.6% |
| Indiana | $1,140 | -$370 | -24.5% |
| Iowa | $1,020 | -$490 | -32.5% |
| Kansas | $1,434 | -$76 | -5.0% |
| Kentucky | $2,060 | $550 | 36.4% |
| Louisiana | $2,238 | $728 | 48.2% |
| Maine | $932 | -$578 | -38.3% |
| Maryland | $1,248 | -$262 | -17.4% |
| Massachusetts | $1,206 | -$304 | -20.1% |
| Michigan | $2,620 | $1,110 | 73.5% |
| Minnesota | $1,264 | -$246 | -16.3% |
| Mississippi | $1,808 | $298 | 19.7% |
| Missouri | $1,338 | -$172 | -11.4% |
| Montana | $1,622 | $112 | 7.4% |
| Nebraska | $1,192 | -$318 | -21.1% |
| Nevada | $1,814 | $304 | 20.1% |
| New Hampshire | $1,090 | -$420 | -27.8% |
| New Jersey | $1,688 | $178 | 11.8% |
| New Mexico | $1,338 | -$172 | -11.4% |
| New York | $1,590 | $80 | 5.3% |
| North Carolina | $870 | -$640 | -42.4% |
| North Dakota | $1,238 | -$272 | -18.0% |
| Ohio | $1,040 | -$470 | -31.1% |
| Oklahoma | $1,550 | $40 | 2.6% |
| Oregon | $1,382 | -$128 | -8.5% |
| Pennsylvania | $1,440 | -$70 | -4.6% |
| Rhode Island | $2,014 | $504 | 33.4% |
| South Carolina | $1,370 | -$140 | -9.3% |
| South Dakota | $1,274 | -$236 | -15.6% |
| Tennessee | $1,320 | -$190 | -12.6% |
| Texas | $1,818 | $308 | 20.4% |
| Utah | $1,118 | -$392 | -26.0% |
| Vermont | $1,034 | -$476 | -31.5% |
| Virginia | $904 | -$606 | -40.1% |
| Washington | $1,166 | -$344 | -22.8% |
| West Virginia | $1,384 | -$126 | -8.3% |
| Wisconsin | $1,046 | -$464 | -30.7% |
| Wyoming | $1,344 | -$166 | -11.0% |
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Every company calculates rates differently, and rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,340 | $112 |
| BMW M6 2-Dr Convertible | $1,576 | $131 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $440 | $946 | $510 | $2,076 |
| 2017 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2016 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2015 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2014 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2013 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2012 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2010 BMW M6 | $300 | $496 | $534 | $1,510 |
| 2007 BMW M6 | $268 | $396 | $520 | $1,364 |
| 2006 BMW M6 | $264 | $376 | $510 | $1,330 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap BMW M6 Insurance
Saving money on BMW M6 insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates at every other renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.
The items below are a brief summary of the concepts that were presented in the illustrations above.
- High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,760 more per year to insure their M6
- Teen drivers are the costliest to insure, as much as $481 per month if full coverage is included
- You may be able to save around $180 per year simply by quoting early and online
- Increasing deductibles could save as much as $525 each year
- You may be able to save around $180 per year simply by quoting early and online
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,766 |
| 20 | $3,470 |
| 30 | $1,564 |
| 40 | $1,510 |
| 50 | $1,380 |
| 60 | $1,354 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,858 |
| $250 | $1,698 |
| $500 | $1,510 |
| $1,000 | $1,330 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,510 |
| 50/100 | $1,694 |
| 100/300 | $1,842 |
| 250/500 | $2,227 |
| 100 CSL | $1,754 |
| 300 CSL | $2,079 |
| 500 CSL | $2,316 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,204 |
| 20 | $5,532 |
| 30 | $3,324 |
| 40 | $3,266 |
| 50 | $3,120 |
| 60 | $3,090 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $80 |
| Homeowner | $24 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $97 |
| Paid in Full/EFT | $65 |
| Advance Quote | $72 |
| Online Quote | $106 |
| Total Discounts | $630 |
Discounts are estimated and may not be available from every company or in every state.
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