BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
U.S. average insurance prices for a BMW M6 are $1,906 every 12 months for full coverage. Comprehensive insurance costs around $406, collision insurance costs $800, and liability costs around $520. Liability-only insurance costs as low as $576 a year, and high-risk driver insurance costs $4,150 or more. Teen drivers pay the highest rates at up to $7,038 a year.
Average premium for full coverage: $1,906
Price estimates for individual coverage:
Prices include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all M6 models.
Price Range from Low to High
For the average 40-year-old driver, BMW M6 insurance prices range from the cheapest price of $576 for just liability coverage to the much higher price of $4,150 for high-risk insurance.
Geographic Price Range
Where you live can have significant affects on auto insurance rates. Areas with sparse population have more infrequent accident claims than larger metro areas. The example below illustrates the difference location can make on auto insurance rates.
The ranges above show why everyone should compare prices for a specific zip code and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average BMW M6 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $1,071
- Using higher $1,000 deductibles will save about $274 a year
- The average price for the average middle-age driver using $500 deductibles is $1,906
- Choosing pricier low deductibles for physical damage coverage costs an extra $534 every year
- Drivers with multiple violations and an at-fault accident could pay at least $4,150
- The price to insure a teen driver for full coverage can be $7,038 or more
Car insurance prices for a BMW M6 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.
Choosing high deductibles could cut prices by as much as $810 every year, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $516 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $1,800 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $7,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at least $2,300 to $3,100 extra each year, depending on your age. BMW M6 insurance for high-risk drivers can be as much as 44% to 135% more than average. View High Risk Driver Rates
The state you live in has a huge impact on BMW M6 insurance prices. A driver around age 40 might see prices as low as $1,260 a year in states like Idaho, Maine, and Iowa, or as much as $2,720 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,720 | -$186 | -9.8% |
| Alaska | $1,460 | -$446 | -23.4% |
| Arizona | $1,582 | -$324 | -17.0% |
| Arkansas | $1,906 | -$0 | 0.0% |
| California | $2,170 | $264 | 13.9% |
| Colorado | $1,816 | -$90 | -4.7% |
| Connecticut | $1,956 | $50 | 2.6% |
| Delaware | $2,154 | $248 | 13.0% |
| Florida | $2,382 | $476 | 25.0% |
| Georgia | $1,758 | -$148 | -7.8% |
| Hawaii | $1,366 | -$540 | -28.3% |
| Idaho | $1,290 | -$616 | -32.3% |
| Illinois | $1,418 | -$488 | -25.6% |
| Indiana | $1,438 | -$468 | -24.6% |
| Iowa | $1,286 | -$620 | -32.5% |
| Kansas | $1,808 | -$98 | -5.1% |
| Kentucky | $2,596 | $690 | 36.2% |
| Louisiana | $2,820 | $914 | 48.0% |
| Maine | $1,176 | -$730 | -38.3% |
| Maryland | $1,570 | -$336 | -17.6% |
| Massachusetts | $1,522 | -$384 | -20.1% |
| Michigan | $3,306 | $1,400 | 73.5% |
| Minnesota | $1,596 | -$310 | -16.3% |
| Mississippi | $2,282 | $376 | 19.7% |
| Missouri | $1,690 | -$216 | -11.3% |
| Montana | $2,046 | $140 | 7.3% |
| Nebraska | $1,502 | -$404 | -21.2% |
| Nevada | $2,286 | $380 | 19.9% |
| New Hampshire | $1,372 | -$534 | -28.0% |
| New Jersey | $2,128 | $222 | 11.6% |
| New Mexico | $1,684 | -$222 | -11.6% |
| New York | $2,006 | $100 | 5.2% |
| North Carolina | $1,098 | -$808 | -42.4% |
| North Dakota | $1,560 | -$346 | -18.2% |
| Ohio | $1,314 | -$592 | -31.1% |
| Oklahoma | $1,954 | $48 | 2.5% |
| Oregon | $1,744 | -$162 | -8.5% |
| Pennsylvania | $1,814 | -$92 | -4.8% |
| Rhode Island | $2,540 | $634 | 33.3% |
| South Carolina | $1,724 | -$182 | -9.5% |
| South Dakota | $1,606 | -$300 | -15.7% |
| Tennessee | $1,664 | -$242 | -12.7% |
| Texas | $2,294 | $388 | 20.4% |
| Utah | $1,408 | -$498 | -26.1% |
| Vermont | $1,302 | -$604 | -31.7% |
| Virginia | $1,140 | -$766 | -40.2% |
| Washington | $1,470 | -$436 | -22.9% |
| West Virginia | $1,746 | -$160 | -8.4% |
| Wisconsin | $1,318 | -$588 | -30.8% |
| Wyoming | $1,694 | -$212 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,742 | $145 |
| BMW M6 2-Dr Convertible | $1,958 | $163 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2017 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2016 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2015 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2014 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2013 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2012 BMW M6 | $322 | $542 | $540 | $1,584 |
| 2010 BMW M6 | $282 | $450 | $534 | $1,446 |
| 2007 BMW M6 | $264 | $376 | $510 | $1,330 |
| 2006 BMW M6 | $242 | $358 | $504 | $1,284 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right BMW M6 Insurance
Getting lower rates on car insurance requires being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a quick rundown of the material that was touched on in this article.
- Policyholders who may need more liability coverage will pay about $570 each year to increase from a low limit to a 250/500 level
- Teen drivers are the costliest to insure, with premiums as much as $587 a month if the policy includes full coverage
- Higher risk drivers with reckless driving or DUI convictions may pay on average $2,240 more every year to insure their M6
- Increasing physical damage deductibles could save as much as $800 each year
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,038 |
| 20 | $4,420 |
| 30 | $1,994 |
| 40 | $1,906 |
| 50 | $1,740 |
| 60 | $1,708 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,440 |
| $250 | $2,190 |
| $500 | $1,906 |
| $1,000 | $1,632 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,906 |
| 50/100 | $2,073 |
| 100/300 | $2,216 |
| 250/500 | $2,589 |
| 100 CSL | $2,130 |
| 300 CSL | $2,446 |
| 500 CSL | $2,676 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,094 |
| 20 | $7,052 |
| 30 | $4,250 |
| 40 | $4,150 |
| 50 | $3,960 |
| 60 | $3,926 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $104 |
| Multi-vehicle | $102 |
| Homeowner | $28 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $126 |
| Paid in Full/EFT | $92 |
| Advance Quote | $98 |
| Online Quote | $138 |
| Total Discounts | $835 |
Discounts are estimated and may not be available from every company or in every state.
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