BMW M6 Insurance Rates
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Written by
Jeffrey Johnson |
UPDATED: Dec 13, 2021
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Average insurance rates for a BMW M6 are $1,446 a year for full coverage. Comprehensive costs on average $282 a year, collision costs $450, and liability insurance costs $534. A liability-only policy costs as little as $588 a year, with high-risk insurance costing around $3,124. Teen drivers receive the highest rates at $5,558 a year or more.
Average premium for full coverage: $1,446
Rate estimates by individual coverage type:
Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and M6 trim levels.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $588 for only liability insurance to a high of $3,124 for a high risk driver.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.
The diagram below illustrates the effect of location on car insurance rates.
These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Insurance Rate Analysis
The chart below shows estimated BMW M6 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $849
- Drivers who choose higher $1,000 deductibles will pay around $1,280 a year
- The average rate for a 40-year-old driver with $500 deductibles is $1,446
- Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,766
- High risk drivers with multiple violations and an at-fault accident could pay upwards of $3,124 or more
- The cost for full coverage for a teen driver may cost $5,558 a year
for a BMW M6 can also vary considerably based on your driver profile, the trim level of your M6, and policy deductibles and limits.
Older drivers and high deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $5,500 a year. View Rates by Age
Where you live makes a big difference in BMW M6 insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or as much as $2,060 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,308 | -$138 | -9.5% |
| Alaska | $1,110 | -$336 | -23.2% |
| Arizona | $1,202 | -$244 | -16.9% |
| Arkansas | $1,446 | -$0 | 0.0% |
| California | $1,650 | $204 | 14.1% |
| Colorado | $1,380 | -$66 | -4.6% |
| Connecticut | $1,486 | $40 | 2.8% |
| Delaware | $1,636 | $190 | 13.1% |
| Florida | $1,808 | $362 | 25.0% |
| Georgia | $1,336 | -$110 | -7.6% |
| Hawaii | $1,038 | -$408 | -28.2% |
| Idaho | $980 | -$466 | -32.2% |
| Illinois | $1,076 | -$370 | -25.6% |
| Indiana | $1,092 | -$354 | -24.5% |
| Iowa | $976 | -$470 | -32.5% |
| Kansas | $1,374 | -$72 | -5.0% |
| Kentucky | $1,972 | $526 | 36.4% |
| Louisiana | $2,144 | $698 | 48.3% |
| Maine | $894 | -$552 | -38.2% |
| Maryland | $1,194 | -$252 | -17.4% |
| Massachusetts | $1,156 | -$290 | -20.1% |
| Michigan | $2,510 | $1,064 | 73.6% |
| Minnesota | $1,212 | -$234 | -16.2% |
| Mississippi | $1,734 | $288 | 19.9% |
| Missouri | $1,282 | -$164 | -11.3% |
| Montana | $1,552 | $106 | 7.3% |
| Nebraska | $1,140 | -$306 | -21.2% |
| Nevada | $1,736 | $290 | 20.1% |
| New Hampshire | $1,044 | -$402 | -27.8% |
| New Jersey | $1,618 | $172 | 11.9% |
| New Mexico | $1,282 | -$164 | -11.3% |
| New York | $1,522 | $76 | 5.3% |
| North Carolina | $834 | -$612 | -42.3% |
| North Dakota | $1,184 | -$262 | -18.1% |
| Ohio | $996 | -$450 | -31.1% |
| Oklahoma | $1,484 | $38 | 2.6% |
| Oregon | $1,324 | -$122 | -8.4% |
| Pennsylvania | $1,378 | -$68 | -4.7% |
| Rhode Island | $1,928 | $482 | 33.3% |
| South Carolina | $1,312 | -$134 | -9.3% |
| South Dakota | $1,222 | -$224 | -15.5% |
| Tennessee | $1,264 | -$182 | -12.6% |
| Texas | $1,742 | $296 | 20.5% |
| Utah | $1,070 | -$376 | -26.0% |
| Vermont | $990 | -$456 | -31.5% |
| Virginia | $864 | -$582 | -40.2% |
| Washington | $1,116 | -$330 | -22.8% |
| West Virginia | $1,326 | -$120 | -8.3% |
| Wisconsin | $1,002 | -$444 | -30.7% |
| Wyoming | $1,288 | -$158 | -10.9% |
Choosing high deductibles could save up to $490 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $533 . View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,700 to $2,400 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,276 | $106 |
| BMW M6 2-Dr Convertible | $1,512 | $126 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2007 BMW M6 | $282 | $450 | $534 | $1,446 |
| 2006 BMW M6 | $274 | $404 | $530 | $1,388 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper BMW M6 Insurance
Saving money on BMW M6 insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.
Here is a summary of the information that was covered in this article.
- Increasing deductibles can save around $475 each year
- Drivers can save as much as $170 per year simply by quoting early and online
- Drivers who require more liability insurance will pay about $590 each year to go from a minimum limit to 250/500 limits
- Young drivers pay the highest rates, costing as high as $463 per month for full coverage
- High-risk drivers that have multiple accidents or serious violations will pay on average $1,680 more each year for insurance
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,558 |
| 20 | $3,318 |
| 30 | $1,494 |
| 40 | $1,446 |
| 50 | $1,324 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,766 |
| $250 | $1,618 |
| $500 | $1,446 |
| $1,000 | $1,280 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,446 |
| 50/100 | $1,630 |
| 100/300 | $1,778 |
| 250/500 | $2,163 |
| 100 CSL | $1,690 |
| 300 CSL | $2,015 |
| 500 CSL | $2,252 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,900 |
| 20 | $5,290 |
| 30 | $3,176 |
| 40 | $3,124 |
| 50 | $2,984 |
| 60 | $2,954 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $76 |
| Multi-vehicle | $77 |
| Homeowner | $23 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $60 |
| Advance Quote | $68 |
| Online Quote | $101 |
| Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
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