Audi A6 Insurance Rates
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UPDATED: Dec 5, 2019
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Is the Audi A6 expensive to insure? The average Audi A6 insurance rates are $144 per month or $1,728 annually. However, older models, like the 2006 Audi A6 insurance costs, will be lower.
Read through our complete Audi A6 car insurance guide to find out what is comprehensive coverage on a car insurance policy and do you need it for your Audi A6? Soon, you’ll be able to secure Audi A6 insurance better than a professional.
Ready to secure cheap A6 insurance rates? Enter your five-digit ZIP code into our FREE quote comparison tool to start comparing Audi insurance costs.
Average insurance rates for an Audi A6 are $1,608 a year for full coverage. Comprehensive costs on average $336 a year, collision costs $672, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $3,508. Teen drivers receive the highest rates at $5,976 a year or more.
Average premium for full coverage: $1,608
Rate estimates by individual coverage type:
Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and A6 trim levels.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $496 for only liability insurance to a high of $3,508 for a high risk driver.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.
The diagram below illustrates the effect of location on car insurance rates.
These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Insurance Rate Analysis
The chart below shows estimated Audi A6 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $906
- Drivers who choose higher $1,000 deductibles will pay around $1,380 a year
- The average rate for a 40-year-old driver with $500 deductibles is $1,608
- Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,056
- High risk drivers with multiple violations and an at-fault accident could pay upwards of $3,508 or more
- The cost for full coverage for a teen driver may cost $5,976 a year
for an Audi A6 can also vary considerably based on your driver profile, the trim level of your A6, and policy deductibles and limits.
Older drivers and high deductibles could pay as little as $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $5,900 a year. View Rates by Age
Where you live makes a big difference in Audi A6 insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like Idaho, Maine, and Iowa, or as much as $2,300 on average in Michigan, Louisiana, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing high deductibles could save up to $680 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 . View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,900 to $2,600 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Audi A6 3.2 Premium 4-Dr Sedan||$1,572||$131|
|Audi A6 3.2 Premium Plus 4-Dr Sedan||$1,572||$131|
|Audi A6 3.0 Quattro Premium 4-Dr Sedan||$1,608||$134|
|Audi A6 3.0 Quattro Premium Plus 4-Dr Sedan||$1,608||$134|
|Audi A6 3.0 Quattro Premium Station Wagon||$1,520||$127|
|Audi A6 3.0 Quattro Premium Plus Station Wagon||$1,520||$127|
|Audi A6 3.0 Quattro Prestige 4-Dr Sedan||$1,646||$137|
|Audi A6 3.0 Quattro Prestige Station Wagon||$1,558||$130|
|Audi A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan||$1,684||$140|
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2018 Audi A6||$336||$672||$442||$1,608|
|2016 Audi A6||$310||$588||$456||$1,512|
|2015 Audi A6||$298||$526||$460||$1,442|
|2014 Audi A6||$278||$484||$460||$1,380|
|2009 Audi A6||$220||$326||$474||$1,178|
|2007 Audi A6||$200||$266||$468||$1,092|
|2006 Audi A6||$198||$260||$460||$1,076|
|2005 Audi A6||$194||$248||$452||$1,052|
|2003 Audi A6||$172||$224||$442||$996|
Rates are averaged for all Audi A6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Audi A6 Insurance
Saving money on Audi A6 insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.
Here is a summary of the information that was covered in this article.
- Increasing deductibles can save around $675 each year
- Drivers can save as much as $200 per year simply by quoting early and online
- Drivers who require more liability insurance will pay about $490 each year to go from a minimum limit to 250/500 limits
- Young drivers pay the highest rates, costing as high as $498 per month for full coverage
- High-risk drivers that have multiple accidents or serious violations will pay on average $1,900 more each year for insurance
As you’ve learned from the above information, the age of your car model will impact your Audi A6 costs for insurance. For example, how much a 2014 Audi A6 costs to insure will be less than the 2017 Audi A6 insurance costs. Find out how much an Audi A6 will cost you to insure by entering your ZIP code into our FREE quote comparison tool below.
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What are the safety ratings for the Audi A6?
Understanding the Audi A6 safety ratings can help you see what car insurance discounts you might qualify for, or see if your vehicle s actually costing you more money.
Check out the safety ratings for the 2020 Audi A6 below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. The Audi A6 is a top safety pick plus vehicle for 2020. The plus is a new addition given to vehicles with safer headlights, which do vary by trim but were scored as either good or acceptable.
The award is only applied to models from 2015 or newer. Therefore, your 2016 Audi A6 insurance costs will improve, but the 2013 Audi A6 costs will not be affected. For this reason, we recommend that you check the safety ratings for your specific Audi A6 model year.
Audi A6 Compared Against other Vehicles in the Same Class
Comparing the Audi A6 to similar vehicles can help you save money, especially if the Audi A6 has a better loss ratio than other vehicles in its class.
Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.
Check out other comparable large luxury cars below.
The bad news is that the Audi A6 has substantially worse than average collision and comprehensive insurance loss ratios at 60 percent and 50 percent respectively. These numbers are partially the reason why this vehicle costs so much to insure.
Fortunately, this luxury car also has better than average bodily injury loss ratios at -27 percent. It also has substantially better than average medical payment and bodily injury loss ratios at -37 percent and -27 percent respectively. These numbers make sense when you consider the nearly perfect safety ratings.
Determining which year Audi A6 is the best for you comes down to a number of personal factors. If you want the safest model, choose a 2015 Audi A6 or newer. If you want something cheaper to insure, the 2013 Audi A6 insurance costs are $200 less per year than a 2020 model, but the safety ratings are not as good.
Many consumers wonder is insurance more expensive for an Audi? Ultimately, Audi A6 maintenance costs are higher than average, which will be reflected in your insurance premiums. Fortunately, quote comparison shopping and applying for discounts can help you save on your car insurance rates.
You’re now an expert on how to get the cheapest Ado A6 car insurance rates. Compare your lowest Audi A6 insurance prices by entering your five-digit ZIP code into our FREE quote tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$124|
|5-yr Claim Free||$106|
|Paid in Full/EFT||$77|
Discounts are estimated and may not be available from every company or in every state.
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