Audi A6 Insurance Rates

Is the Audi A6 expensive to insure? The average Audi A6 insurance rates are $144 per month or $1,728 annually. However, older models, like the 2006 Audi A6 insurance costs, will be lower. 

Read through our complete Audi A6 car insurance guide to find out what is comprehensive coverage on a car insurance policy and do you need it for your Audi A6? Soon, you’ll be able to secure Audi A6 insurance better than a professional.

Ready to secure cheap A6 insurance rates? Enter your five-digit ZIP code into our FREE quote comparison tool to start comparing Audi insurance costs.

U.S. average insurance rates for an Audi A6 are $1,668 a year for full coverage. Comprehensive costs on average $368, collision insurance costs $726, and liability coverage costs $416. Liability-only insurance costs as little as $474 a year, and high-risk driver insurance costs around $3,632. Teen drivers pay the highest rates at up to $6,114 a year.

Average premium for full coverage: $1,668

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different A6 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than larger metro areas. The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Audi A6 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $937
• Drivers who choose higher $1,000 deductibles will pay around $248 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,668
• Choosing more expensive low deductibles for comprehensive and collision insurance will increase the cost to $2,156
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,632
• The price for full coverage for a teenage driver with full coverage may cost $6,114 a year

View Chart as Image

Car insurance prices for an Audi A6 are also quite variable based on your driving record, the trim level of your A6, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may only pay around $1,500 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $6,100 a year. View Rates by Age

The state you live in makes a big difference in Audi A6 insurance rates. A 40-year-old driver could pay as low as $1,100 a year in states like Idaho, Maine, and Iowa, or as much as $2,380 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $740 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $2,000 to $2,700 extra each year, depending on your age. High-risk driver insurance can cost around 44% to 134% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi A6 Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates once a year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

Below you'll find a brief summary of the data that was covered in the above illustrations.

• Drivers can save as much as $210 per year just by shopping early and online
• Consumers who require more liability protection will pay about $460 each year to go from a low limit to 250/500 limits
• Youthful drivers are expensive to insure, with premiums as much as $510 a month if full coverage is included
• Drivers that tend to have accidents or serious violations will pay on average $1,960 more each year than a low-risk driver

As you’ve learned from the above information, the age of your car model will impact your Audi A6 costs for insurance. For example, how much a 2014 Audi A6 costs to insure will be less than the 2017 Audi A6 insurance costs. Find out how much an Audi A6 will cost you to insure by entering your ZIP code into our FREE quote comparison tool below. 

What are the safety ratings for the Audi A6?

Understanding the Audi A6 safety ratings can help you see what car insurance discounts you might qualify for, or see if your vehicle s actually costing you more money. 

Check out the safety ratings for the 2020 Audi A6 below. 

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. The Audi A6 is a top safety pick plus vehicle for 2020. The plus is a new addition given to vehicles with safer headlights, which do vary by trim but were scored as either good or acceptable. 

The award is only applied to models from 2015 or newer. Therefore, your 2016 Audi A6 insurance costs will improve, but the 2013 Audi A6 costs will not be affected. For this reason, we recommend that you check the safety ratings for your specific Audi A6 model year.

Audi A6 Compared Against other Vehicles in the Same Class

Comparing the Audi A6 to similar vehicles can help you save money, especially if the Audi A6 has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury cars below.

• BMW 5 Series insurance rates
• Cadillac CT6 insurance rates
• Tesla Model S insurance rates

The bad news is that the Audi A6 has substantially worse than average collision and comprehensive insurance loss ratios at 60 percent and 50 percent respectively. These numbers are partially the reason why this vehicle costs so much to insure.

Fortunately, this luxury car also has better than average bodily injury loss ratios at -27 percent. It also has substantially better than average medical payment and bodily injury loss ratios at -37 percent and -27 percent respectively. These numbers make sense when you consider the nearly perfect safety ratings. 

Determining which year Audi A6 is the best for you comes down to a number of personal factors. If you want the safest model, choose a 2015 Audi A6 or newer. If you want something cheaper to insure, the 2013 Audi A6 insurance costs are $200 less per year than a 2020 model, but the safety ratings are not as good. 

Many consumers wonder is insurance more expensive for an Audi? Ultimately, Audi A6 maintenance costs are higher than average, which will be reflected in your insurance premiums. Fortunately, quote comparison shopping and applying for discounts can help you save on your car insurance rates. 

You’re now an expert on how to get the cheapest Ado A6 car insurance rates. Compare your lowest Audi A6 insurance prices by entering your five-digit ZIP code into our FREE quote tool.