Cadillac CT6 Insurance Rates

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UPDATED: Apr 24, 2024

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U.S. average insurance prices for a Cadillac CT6 are $1,464 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $298 a year, collision costs $548, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing $3,178 or more. Teenage drivers pay the highest rates at $5,512 a year or more.

Average premium for full coverage: $1,464

Price estimates by individual coverage:

Comprehensive $298
Collision $548
Liability $460

These estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and CT6 trim levels.

Price Range from Low to High

For a driver around age 40, Cadillac CT6 insurance prices go from the cheapest price of $510 for a discount liability-only rate to a high of $3,178 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,464
High Risk $3,178

Geographic Price Range

Your location has a large influence on the price of auto insurance. Rural locations have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,098
Small Cities $1,537
Large Cities $1,976

The ranges above illustrate why it is important to compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Cadillac CT6 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $838
  • Drivers who choose higher $1,000 deductibles will pay $1,272 each year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,464
  • Using low $100 deductibles for comprehensive and collision insurance costs an extra $372 each year
  • High-risk insureds who are prone to accidents and violations could pay around $3,178 or more
  • The price to insure a teenage driver can cost $5,512 a year

View Chart as Image

Cadillac CT6 insurance cost comparison chart
Column chart showing full coverage Cadillac CT6 insurance prices range from $838 to $5,512

Car insurance prices for a Cadillac CT6 are also quite variable based on deductibles and policy limits, your risk profile, and the model of your CT6.

Using high physical damage deductibles could save up to $570 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Cadillac CT6 insurance rates. A 40-year-old driver could pay as low as $960 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,980 on average in Florida, New York, and Michigan.

Cadillac CT6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$140 -9.6%
Alaska $1,122 -$342 -23.4%
Arizona $1,216 -$248 -16.9%
Arkansas $1,464 -$0 0.0%
California $1,668 $204 13.9%
Colorado $1,398 -$66 -4.5%
Connecticut $1,504 $40 2.7%
Delaware $1,656 $192 13.1%
Florida $1,830 $366 25.0%
Georgia $1,350 -$114 -7.8%
Hawaii $1,052 -$412 -28.1%
Idaho $992 -$472 -32.2%
Illinois $1,090 -$374 -25.5%
Indiana $1,100 -$364 -24.9%
Iowa $988 -$476 -32.5%
Kansas $1,390 -$74 -5.1%
Kentucky $1,998 $534 36.5%
Louisiana $2,164 $700 47.8%
Maine $904 -$560 -38.3%
Maryland $1,208 -$256 -17.5%
Massachusetts $1,172 -$292 -19.9%
Michigan $2,544 $1,080 73.8%
Minnesota $1,226 -$238 -16.3%
Mississippi $1,752 $288 19.7%
Missouri $1,298 -$166 -11.3%
Montana $1,572 $108 7.4%
Nebraska $1,154 -$310 -21.2%
Nevada $1,754 $290 19.8%
New Hampshire $1,054 -$410 -28.0%
New Jersey $1,636 $172 11.7%
New Mexico $1,298 -$166 -11.3%
New York $1,542 $78 5.3%
North Carolina $844 -$620 -42.3%
North Dakota $1,198 -$266 -18.2%
Ohio $1,012 -$452 -30.9%
Oklahoma $1,504 $40 2.7%
Oregon $1,340 -$124 -8.5%
Pennsylvania $1,396 -$68 -4.6%
Rhode Island $1,954 $490 33.5%
South Carolina $1,326 -$138 -9.4%
South Dakota $1,236 -$228 -15.6%
Tennessee $1,282 -$182 -12.4%
Texas $1,764 $300 20.5%
Utah $1,084 -$380 -26.0%
Vermont $1,002 -$462 -31.6%
Virginia $876 -$588 -40.2%
Washington $1,132 -$332 -22.7%
West Virginia $1,340 -$124 -8.5%
Wisconsin $1,014 -$450 -30.7%
Wyoming $1,306 -$158 -10.8%

View Chart as Image

Cadillac CT6 insurance rates by U.S. city

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Every company uses a different method to calculate prices, so rate quotes may be quite different.

Cadillac CT6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac CT6 $336 $698 $442 $1,634
2019 Cadillac CT6 $324 $648 $452 $1,582
2018 Cadillac CT6 $310 $610 $456 $1,534
2017 Cadillac CT6 $298 $548 $460 $1,464
2016 Cadillac CT6 $278 $504 $460 $1,400

Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Cadillac CT6 Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Set aside time to compare rates once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a brief summary of the data that was covered above.

  • It is possible to save around $180 per year simply by quoting early and online
  • Consumers who purchase an increased level of liability coverage will pay an extra $510 annually to go from a low limit to a 250/500 level
  • Drivers age 16 to 20 pay the highest auto insurance prices, as much as $459 a month if the policy includes full coverage
  • Drivers that tend to have accidents or serious violations may have to pay on average $1,710 more per year than a safer driver

Rates by Driver Age

Cadillac CT6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,512
20 $3,386
30 $1,524
40 $1,464
50 $1,338
60 $1,312

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CT6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,836
$250 $1,664
$500 $1,464
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CT6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,464
50/100 $1,556
100/300 $1,671
250/500 $1,970
100 CSL $1,602
300 CSL $1,855
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CT6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,868
20 $5,398
30 $3,246
40 $3,178
50 $3,036
60 $3,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $96
Paid in Full/EFT $67
Advance Quote $73
Online Quote $104
Total Discounts $626
Rate after discounts $838

Discounts are estimated and may not be available from every company or in every state.

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