Cadillac CT6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 24, 2024

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Estimated insurance rates for a Cadillac CT6 are $1,534 a year for full coverage. Comprehensive costs approximately $310 each year, collision costs $610, and liability costs around $456. Liability-only insurance costs as low as $508 a year, with high-risk driver insurance costing around $3,346. 16-year-old drivers pay the most at $5,758 a year or more.

Average premium for full coverage: $1,534

Premium estimates by type of coverage:

Comprehensive $310
Collision $610
Liability $456

Rate estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and CT6 models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Cadillac CT6 go from as low as $508 for the bare minimum liability coverage to a high rate of $3,346 for high-risk insurance.

Liability Only $508
Full Coverage $1,534
High Risk $3,346

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than congested cities.

The graphic below illustrates how location impacts auto insurance prices.

Rural Areas $1,151
Small Cities $1,611
Large Cities $2,071

These rate differences show why all drivers should compare prices using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Cadillac CT6 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $869
  • Using higher $1,000 deductibles will save $208 a year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,534
  • Buying low deductibles for physical damage coverage will increase the cost to $1,944
  • Drivers with multiple tickets or accidents could pay around $3,346 or more
  • An auto insurance policy for full coverage for a teen driver can cost $5,758 or more

View Chart as Image

Cadillac CT6 insurance cost comparison chart
Column chart showing full coverage Cadillac CT6 insurance rates range from $869 to $5,758

Insurance prices for a Cadillac CT6 also have a wide range based on your driving characteristics, the trim level of your CT6, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac CT6 insurance prices. A driver around age 40 might see prices as low as $1,010 a year in states like Iowa, Maine, and Idaho, or at least $2,190 on average in New York, Louisiana, and Michigan.

Cadillac CT6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,388 -$146 -9.5%
Alaska $1,178 -$356 -23.2%
Arizona $1,274 -$260 -16.9%
Arkansas $1,534 -$0 0.0%
California $1,750 $216 14.1%
Colorado $1,468 -$66 -4.3%
Connecticut $1,580 $46 3.0%
Delaware $1,738 $204 13.3%
Florida $1,922 $388 25.3%
Georgia $1,416 -$118 -7.7%
Hawaii $1,104 -$430 -28.0%
Idaho $1,038 -$496 -32.3%
Illinois $1,146 -$388 -25.3%
Indiana $1,156 -$378 -24.6%
Iowa $1,036 -$498 -32.5%
Kansas $1,458 -$76 -5.0%
Kentucky $2,096 $562 36.6%
Louisiana $2,272 $738 48.1%
Maine $948 -$586 -38.2%
Maryland $1,266 -$268 -17.5%
Massachusetts $1,228 -$306 -19.9%
Michigan $2,668 $1,134 73.9%
Minnesota $1,286 -$248 -16.2%
Mississippi $1,840 $306 19.9%
Missouri $1,362 -$172 -11.2%
Montana $1,650 $116 7.6%
Nebraska $1,210 -$324 -21.1%
Nevada $1,840 $306 19.9%
New Hampshire $1,106 -$428 -27.9%
New Jersey $1,716 $182 11.9%
New Mexico $1,360 -$174 -11.3%
New York $1,618 $84 5.5%
North Carolina $884 -$650 -42.4%
North Dakota $1,256 -$278 -18.1%
Ohio $1,060 -$474 -30.9%
Oklahoma $1,576 $42 2.7%
Oregon $1,406 -$128 -8.3%
Pennsylvania $1,464 -$70 -4.6%
Rhode Island $2,048 $514 33.5%
South Carolina $1,392 -$142 -9.3%
South Dakota $1,296 -$238 -15.5%
Tennessee $1,344 -$190 -12.4%
Texas $1,850 $316 20.6%
Utah $1,138 -$396 -25.8%
Vermont $1,052 -$482 -31.4%
Virginia $920 -$614 -40.0%
Washington $1,188 -$346 -22.6%
West Virginia $1,406 -$128 -8.3%
Wisconsin $1,062 -$472 -30.8%
Wyoming $1,368 -$166 -10.8%

View Chart as Image

Cadillac CT6 insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $620 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,800 to $2,500 additional annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see which company has the best price. Each insurance company utilizes a different rate formula, and prices will be substantially different from one company to the next.

Cadillac CT6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac CT6 $356 $724 $430 $1,668
2019 Cadillac CT6 $336 $698 $442 $1,634
2018 Cadillac CT6 $324 $648 $452 $1,582
2017 Cadillac CT6 $310 $610 $456 $1,534
2016 Cadillac CT6 $298 $548 $460 $1,464

Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cadillac CT6 Insurance

Finding better rates on car insurance requires being a good driver, having a good credit history, not filing small claims, and qualifying for all possible discounts. Spend time shopping around every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief recap of the material that was touched on above.

  • Policyholders who purchase an increased level of liability coverage will pay around $500 each year to increase from 30/60 bodily injury limits to 250/500 limits
  • Drivers age 16 to 20 are the costliest to insure, as much as $480 per month including comprehensive and collision insurance
  • Higher risk drivers who tend to receive serious violations may pay on average $1,810 more per year than a safer driver
  • Increasing policy deductibles can save around $625 each year

Rates by Driver Age

Cadillac CT6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,758
20 $3,568
30 $1,602
40 $1,534
50 $1,402
60 $1,376

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CT6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,944
$250 $1,754
$500 $1,534
$1,000 $1,326

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CT6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,534
50/100 $1,625
100/300 $1,739
250/500 $2,036
100 CSL $1,671
300 CSL $1,922
500 CSL $2,104

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CT6 Insurance Rates for High Risk Drivers
Age Premium
16 $8,234
20 $5,690
30 $3,418
40 $3,346
50 $3,194
60 $3,168

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $82
Homeowner $23
5-yr Accident Free $116
5-yr Claim Free $101
Paid in Full/EFT $72
Advance Quote $78
Online Quote $110
Total Discounts $665
Rate after discounts $869

Discounts are estimated and may not be available from every company or in every state.

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