Cadillac CT6 Insurance Rates
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UPDATED: Apr 24, 2024
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The average insurance prices for a Cadillac CT6 are $1,534 every 12 months including full coverage. Comprehensive costs on average $310, collision insurance costs $610, and liability coverage costs $456. A liability-only policy costs as little as $508 a year, and high-risk insurance costs around $3,346. Teens cost the most to insure at up to $5,758 a year.
Average premium for full coverage: $1,534
Policy rates by type of insurance:
Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all CT6 models.
Price Range Variability
For an average driver, Cadillac CT6 insurance rates range from the cheapest price of $508 for minimum levels of liability insurance to the much higher price of $3,346 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on car insurance rates.
The examples above highlight why everyone should compare rates based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Cadillac CT6 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $869
- Drivers who choose higher $1,000 deductibles will pay around $208 every year
- The average price for a good driver age 40 with $500 deductibles is $1,534
- Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,944
- High-risk insureds with serious driving violations could pay upwards of $3,346
- Policy cost to insure a teenage driver for full coverage may cost $5,758 a year
Car insurance rates for a Cadillac CT6 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your CT6.
Choosing higher comprehensive and collision insurance deductibles could save up to $620 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $5,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,800 to $2,500 extra every year, depending on your age. Cadillac CT6 insurance for high-risk drivers can cost around 43% to 131% more than the average policy. View High Risk Driver Rates
Your home state makes a big difference in Cadillac CT6 insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,190 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,388 | -$146 | -9.5% |
| Alaska | $1,178 | -$356 | -23.2% |
| Arizona | $1,274 | -$260 | -16.9% |
| Arkansas | $1,534 | -$0 | 0.0% |
| California | $1,750 | $216 | 14.1% |
| Colorado | $1,468 | -$66 | -4.3% |
| Connecticut | $1,580 | $46 | 3.0% |
| Delaware | $1,738 | $204 | 13.3% |
| Florida | $1,922 | $388 | 25.3% |
| Georgia | $1,416 | -$118 | -7.7% |
| Hawaii | $1,104 | -$430 | -28.0% |
| Idaho | $1,038 | -$496 | -32.3% |
| Illinois | $1,146 | -$388 | -25.3% |
| Indiana | $1,156 | -$378 | -24.6% |
| Iowa | $1,036 | -$498 | -32.5% |
| Kansas | $1,458 | -$76 | -5.0% |
| Kentucky | $2,096 | $562 | 36.6% |
| Louisiana | $2,272 | $738 | 48.1% |
| Maine | $948 | -$586 | -38.2% |
| Maryland | $1,266 | -$268 | -17.5% |
| Massachusetts | $1,228 | -$306 | -19.9% |
| Michigan | $2,668 | $1,134 | 73.9% |
| Minnesota | $1,286 | -$248 | -16.2% |
| Mississippi | $1,840 | $306 | 19.9% |
| Missouri | $1,362 | -$172 | -11.2% |
| Montana | $1,650 | $116 | 7.6% |
| Nebraska | $1,210 | -$324 | -21.1% |
| Nevada | $1,840 | $306 | 19.9% |
| New Hampshire | $1,106 | -$428 | -27.9% |
| New Jersey | $1,716 | $182 | 11.9% |
| New Mexico | $1,360 | -$174 | -11.3% |
| New York | $1,618 | $84 | 5.5% |
| North Carolina | $884 | -$650 | -42.4% |
| North Dakota | $1,256 | -$278 | -18.1% |
| Ohio | $1,060 | -$474 | -30.9% |
| Oklahoma | $1,576 | $42 | 2.7% |
| Oregon | $1,406 | -$128 | -8.3% |
| Pennsylvania | $1,464 | -$70 | -4.6% |
| Rhode Island | $2,048 | $514 | 33.5% |
| South Carolina | $1,392 | -$142 | -9.3% |
| South Dakota | $1,296 | -$238 | -15.5% |
| Tennessee | $1,344 | -$190 | -12.4% |
| Texas | $1,850 | $316 | 20.6% |
| Utah | $1,138 | -$396 | -25.8% |
| Vermont | $1,052 | -$482 | -31.4% |
| Virginia | $920 | -$614 | -40.0% |
| Washington | $1,188 | -$346 | -22.6% |
| West Virginia | $1,406 | -$128 | -8.3% |
| Wisconsin | $1,062 | -$472 | -30.8% |
| Wyoming | $1,368 | -$166 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Cadillac CT6 | $356 | $724 | $430 | $1,668 |
| 2019 Cadillac CT6 | $336 | $698 | $442 | $1,634 |
| 2018 Cadillac CT6 | $324 | $648 | $452 | $1,582 |
| 2017 Cadillac CT6 | $310 | $610 | $456 | $1,534 |
| 2016 Cadillac CT6 | $298 | $548 | $460 | $1,464 |
Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cadillac CT6 Insurance
Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to compare rates every other policy renewal by requesting quotes from direct car insurance companies, and also from your local independent and exclusive agents.
Below you'll find a brief recap of the ideas that were covered in the above illustrations.
- Youthful drivers are expensive to insure, with premiums being up to $480 each month if the policy includes full coverage
- Drivers who tend to receive serious violations may pay on average $1,810 more each year than a low-risk driver
- Increasing comprehensive and collision deductibles could save as much as $625 each year
- You may be able to save as much as $190 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,758 |
| 20 | $3,568 |
| 30 | $1,602 |
| 40 | $1,534 |
| 50 | $1,402 |
| 60 | $1,376 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,944 |
| $250 | $1,754 |
| $500 | $1,534 |
| $1,000 | $1,326 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,534 |
| 50/100 | $1,625 |
| 100/300 | $1,739 |
| 250/500 | $2,036 |
| 100 CSL | $1,671 |
| 300 CSL | $1,922 |
| 500 CSL | $2,104 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,234 |
| 20 | $5,690 |
| 30 | $3,418 |
| 40 | $3,346 |
| 50 | $3,194 |
| 60 | $3,168 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $82 |
| Homeowner | $23 |
| 5-yr Accident Free | $116 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $72 |
| Advance Quote | $78 |
| Online Quote | $110 |
| Total Discounts | $665 |
Discounts are estimated and may not be available from every company or in every state.
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