Dodge Charger Insurance Rates

Estimated auto insurance rates for a Dodge Charger are $1,614 annually for full coverage insurance. Comprehensive insurance costs approximately $320 a year, collision costs $558, and liability costs around $536. Liability-only coverage costs as low as $606 a year, with high-risk coverage costing $3,488 or more. Teens pay the most at $6,134 a year or more.

Average premium for full coverage: $1,614

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Charger trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance prices.

These rate differences illustrate why it is important to compare prices using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Dodge Charger insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $940
• Using higher $1,000 deductibles will save $1,414 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,614
• Selecting low $100 deductibles for physical damage coverage costs an additional $386 every year
• Drivers with serious driving violations could pay around $3,488 or more
• An auto insurance policy with full coverage for a teen driver can cost $6,134 or more

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Insurance prices for a Dodge Charger also have a wide range based on the model of your Charger, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $6,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,900 to $2,600 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $590 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $483 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Dodge Charger insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,180 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Each insurance company calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2022 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Dodge Charger Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around every other policy renewal by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The points below are a brief review of the ideas that were illustrated above.

• Drivers under the age of 20 are expensive to insure, with premiums being up to $511 per month including comprehensive and collision insurance
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,870 more per year to insure a Dodge Charger
• Increasing policy deductibles could save up to $575 each year
• It is possible to save around $190 per year simply by quoting early and online