Dodge Charger SRT-8 Insurance Rates

Average auto insurance rates for a Dodge Charger SRT-8 are $1,808 annually for full coverage. Comprehensive insurance costs approximately $424 each year, collision insurance costs $730, and liability coverage costs $454. Liability-only coverage costs as little as $538 a year, and high-risk coverage costs $3,886 or more. Teen drivers receive the highest rates at up to $6,574 a year.

Annual premium for full coverage: $1,808

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Charger Trim Level

These differences show why all drivers should compare rates using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Charger SRT-8 can also vary considerably based on the model year of your Charger, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,700 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $6,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $2,100 to $2,900 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $770 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $408 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Dodge Charger SRT-8 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to know which car insurance is cheapest is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.

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Chart shows Dodge Charger SRT-8 insurance prices for various situations. The cheapest price with discounts is $1,040. Drivers who choose higher $1,000 deductibles will pay about $1,546. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,808. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $2,314. High risk drivers could be charged as much as $3,886. The policy rate for full coverage for a teenager is $6,574.

View Chart as Image