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Dodge Charger SXT Insurance Rates

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Average insurance prices for a Dodge Charger SXT are $1,670 every 12 months for full coverage insurance. Comprehensive insurance costs on average $382, collision costs $634, and liability costs $454. Only liability insurance costs as little as $538 a year, with high-risk insurance costing $3,584 or more. Teen drivers receive the highest rates at $6,142 a year or more.

Annual premium for full coverage: $1,670

Rate estimates by type of insurance:

Comprehensive $382
Collision $634
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Charger Trim Level

For the normal driver, prices go from the cheapest price of $538 for the bare minimum liability coverage to a much higher rate of $3,584 for a driver who requires high-risk insurance.

Liability Only $538
Full Coverage $1,670
High Risk $3,584

These differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Dodge Charger SXT can also vary considerably based on policy deductibles and limits, your risk profile, and the model year of your Charger.

Choosing high deductibles could save up to $680 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $408 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,500 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $6,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,900 to $2,700 extra per year, depending on your age. High-risk driver insurance can cost from 44% to 128% more than average. View High Risk Driver Rates

Where you live makes a big difference in Dodge Charger SXT insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Every company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

Dodge Charger SXT insurance cost comparison chart
Column chart showing Dodge Charger SXT insurance prices range from $971 to $6,142 for full coverage

The chart estimates Dodge Charger SXT insurance rates for different coverage choices and risks. The cheapest discount rate is $971. Drivers who choose higher $1,000 deductibles will pay $1,440. The average rate for a 40-year-old male driver using $500 deductibles is $1,670. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,118. High risk drivers could be charged as much as $3,584. The price for full coverage for a teen driver is $6,142.

Dodge Charger SXT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,510 -$160 -9.6%
Alaska $1,278 -$392 -23.5%
Arizona $1,386 -$284 -17.0%
Arkansas $1,670 -$0 0.0%
California $1,904 $234 14.0%
Colorado $1,594 -$76 -4.6%
Connecticut $1,714 $44 2.6%
Delaware $1,890 $220 13.2%
Florida $2,088 $418 25.0%
Georgia $1,542 -$128 -7.7%
Hawaii $1,198 -$472 -28.3%
Idaho $1,132 -$538 -32.2%
Illinois $1,244 -$426 -25.5%
Indiana $1,258 -$412 -24.7%
Iowa $1,128 -$542 -32.5%
Kansas $1,584 -$86 -5.1%
Kentucky $2,278 $608 36.4%
Louisiana $2,472 $802 48.0%
Maine $1,032 -$638 -38.2%
Maryland $1,378 -$292 -17.5%
Massachusetts $1,336 -$334 -20.0%
Michigan $2,900 $1,230 73.7%
Minnesota $1,398 -$272 -16.3%
Mississippi $2,000 $330 19.8%
Missouri $1,484 -$186 -11.1%
Montana $1,794 $124 7.4%
Nebraska $1,316 -$354 -21.2%
Nevada $2,002 $332 19.9%
New Hampshire $1,204 -$466 -27.9%
New Jersey $1,868 $198 11.9%
New Mexico $1,478 -$192 -11.5%
New York $1,756 $86 5.1%
North Carolina $962 -$708 -42.4%
North Dakota $1,368 -$302 -18.1%
Ohio $1,154 -$516 -30.9%
Oklahoma $1,714 $44 2.6%
Oregon $1,530 -$140 -8.4%
Pennsylvania $1,594 -$76 -4.6%
Rhode Island $2,228 $558 33.4%
South Carolina $1,512 -$158 -9.5%
South Dakota $1,410 -$260 -15.6%
Tennessee $1,462 -$208 -12.5%
Texas $2,012 $342 20.5%
Utah $1,236 -$434 -26.0%
Vermont $1,142 -$528 -31.6%
Virginia $1,000 -$670 -40.1%
Washington $1,290 -$380 -22.8%
West Virginia $1,530 -$140 -8.4%
Wisconsin $1,156 -$514 -30.8%
Wyoming $1,488 -$182 -10.9%

View Chart as Image

Dodge Charger SXT insurance rates by U.S. city

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Rates by Driver Age

Dodge Charger SXT Insurance Rates by Driver Age
Driver Age Premium
16 $6,142
20 $3,824
30 $1,744
40 $1,670
50 $1,522
60 $1,490

Full coverage, $500 deductibles

Rates by Deductible

Dodge Charger SXT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,118
$250 $1,912
$500 $1,670
$1,000 $1,440

Full coverage, driver age 40

Rates by Liability Limit

Dodge Charger SXT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,670
50/100 $1,761
100/300 $1,874
250/500 $2,169
100 CSL $1,806
300 CSL $2,056
500 CSL $2,238

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Charger SXT Insurance Rates for High Risk Drivers
Age Premium
16 $8,758
20 $6,068
30 $3,668
40 $3,584
50 $3,420
60 $3,384

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $85
Homeowner $24
5-yr Accident Free $121
5-yr Claim Free $106
Paid in Full/EFT $76
Advance Quote $81
Online Quote $118
Total Discounts $699
Rate after discounts $971

Discounts are estimated and may not be available from every company or in every state.

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