Acura RSX Insurance Rates

The shortlived Acura RSX was in production from 2002 to 2006. When comparing your Acura RSX insurance rates, many factors besides car model impact your premiums. Experienced drivers with a clean driving record will receive the lowest Acura RSX insurance costs. 

If you drive this Acura classic, you might consider purchasing higher coverage than your state’s minimum standards, including collision insurance. What is collision insurance and what does it cover? Read through our guide to learn more.

We’ll also cover why your Acura RSX quote will be different than your neighbor’s, and help you better understand how the top car insurance companies use different equations when calculating your rates.

Secure affordable car insurance rates now on your Acura RSX Type S by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura RSX Car Insurance Rates

Where you live, your driving record, and even your age will impact your Acura RSX car insurance rates.

Comparing auto insurance from online companies saves time, is easy to do and there is a good chance you will probably save money. The key to finding lower rates is getting as many rate quotes as possible so you can get the lowest prices.

Using the web to shop for auto insurance direct can be a challenge if you are a beginner to quoting online. But don't let that discourage you because there is an easy way to compare rates. Finding cheaper coverage prices is actually quite simple. Drivers just need to take the time comparing rates online from several insurance companies. This can be done by completing this short form.

Insurance rates for an Acura RSX can be significantly different and are calculated by many factors. Some of these factors include:

• High performance increases premiums
• How many accidents you have had
• Home and auto can earn discounts
• Use of your vehicle
• Extra coverages like towing and rental
• No claims lowers premiums
• Having current coverage saves
• Whether you own your home

One last important factor that can impact the rate you pay on your Acura RSX is the year of manufacture. Used vehicles cost less so repair costs tend to be lower which may end up costing you less. On the flip side, newer models may have options like anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system that may help give discounted rates.

Liability coverage - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Auto collision coverage - another car or object. . , . .

Comprehensive coverage (or Other than Collision) - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured or underinsured coverage - Your UM/UIM coverage . , . .

Medical payments coverage and PIP - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

As you’ve learned from the above information, the 2006 Acura RSX insurance costs depend on your age, driving record, where you live, and the level of coverage you choose to purchase. Compare your Acura RSX Type S insurance rates right now by entering your ZIP code into our FREE quote comparison tool below. 

What are the safety ratings for the Acura RSX?

Understanding the Acura RSX safety rating can help you find car insurance discounts you might qualify for, and you can also discover features that might be raising your rates. 

Check out the safety ratings for the Acura RSX below. 

• Front driver-side: 5 stars
• Front passenger-side: 5 stars
• Side barrier driver-side: 4 stars
• Rollover star rating 4×2: 4 stars

Five stars is the highest possible score given by the National Highway Traffic Safety Administration. Your insurance rates will already reflect these high-quality safety ratings.

Acura RSX Compared Against other Vehicles in the Same Class

Comparing the Acura RSX to similar vehicles can help you save money, especially if the Acura RSX has a better loss ratio than other vehicles in its class. 

Is an Acura RSX considered a sports car? Many fans of the Acura RSX might define it that way, but technically, the Insurance Institute for Highway Safety classifies it as a small two-door sedan.

Check out other comparable small two-door cars below.

• Chevrolet Cobalt
• MINI Cooper
• Pontiac Sunfire

Unfortunately, the Acura RSX has substantially worse than average injury and collision loss ratios at 150 percent and 223 percent respectively. The small sedan also has worse than average theft loss ratios at 146 percent. These numbers will lead to higher than average insurance premiums.

How much is a 2006 Acura RSX worth? Vehicles that cost more to replace or fix usually receive higher insurance rates. Fortunately, when it comes to how much an Acura RSX costs, you’ll only have to pay around $3,000 in total. 

Consumers often wonder, is Acura expensive to insure? Newer models of this brand cost more to insure because the vehicles have higher maintenance costs, which can lead to higher insurance rates. 

The 2006 Acura RSX will cost less to insure the Acura’s newer models on the market, but that does not mean it will be the most affordable sedan from 2006 to insure today.

You’ve learned all there is to know about the Acura RSX insurance rates. It’s time to secure better than average insurance costs for your Acura RSX; just enter your ZIP code into our FREE quote comparison tool to get started.