Acura RSX Insurance Rates

The shortlived Acura RSX was in production from 2002 to 2006. When comparing your Acura RSX insurance rates, many factors besides car model impact your premiums. Experienced drivers with a clean driving record will receive the lowest Acura RSX insurance costs. 

If you drive this Acura classic, you might consider purchasing higher coverage than your state’s minimum standards, including collision insurance. What is collision insurance and what does it cover? Read through our guide to learn more.

We’ll also cover why your Acura RSX quote will be different than your neighbor’s, and help you better understand how the top car insurance companies use different equations when calculating your rates.

Secure affordable car insurance rates now on your Acura RSX Type S by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura RSX Car Insurance Rates

Where you live, your driving record, and even your age will impact your Acura RSX car insurance rates.

Finding cheaper auto insurance by getting online quotes saves time, is easy to do, in addition you may find lower rates. The key to finding lower rates is to get rates from as many companies as possible in order to accurately compare every company's rates.

Finding the best direct price on auto insurance can be complicated if you are a beginner to online quoting. Don't let that stop you because we're going to show you how. The are a couple different ways to compare rate quotes from auto insurance companies in your area. The simplest method to find the cheapest Acura RSX insurance cost is to perform an online rate comparison. This is very easy and can be done by getting a quick quote here.

Criteria which help determine your insurance rates

Insurance premiums for your Acura RSX can fluctuate considerably and are calculated by many factors. A few of these criteria are:

• Tickets increase premiums
• Credit rating impacts rates
• The size of your community
• High miles vs. low miles
• Male drivers pay higher rates
• The deductible you choose
• NTSB crash rating for your vehicle
• Your job
• The amount of protection requested
• Owning a home can lower rates

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a much lower replacement value compared to new RSX models so the payout to repair may end up costing you less. But new RSX models have more advanced features including anti-lock brakes, adaptive cruise control, and autonomous braking which may help offset higher rates.

Liability

This provides protection from injuries or damage you cause to other's property or people that is your fault. Liability can pay for claims such as funeral expenses, loss of income, and emergency aid. It is cheap coverage so buy as high a limit as you can afford.

Coverage for collisions

This pays to fix your vehicle from damage resulting from colliding with another vehicle or an object, but not an animal. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive or Other Than Collision

Comprehensive insurance coverage covers damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then your comprehensive coverage will pay. The most a auto insurance company will pay at claim time is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

This coverage provides protection when the "other guys" either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical costs insurance

Medical payments and Personal Injury Protection insurance kick in for bills like ambulance fees, surgery, and doctor visits. They can be utilized in addition to your health insurance program or if there is no health insurance coverage. PIP coverage is not universally available and may carry a deductible.

As you’ve learned from the above information, the 2006 Acura RSX insurance costs depend on your age, driving record, where you live, and the level of coverage you choose to purchase. Compare your Acura RSX Type S insurance rates right now by entering your ZIP code into our FREE quote comparison tool below. 

What are the safety ratings for the Acura RSX?

Understanding the Acura RSX safety rating can help you find car insurance discounts you might qualify for, and you can also discover features that might be raising your rates. 

Check out the safety ratings for the Acura RSX below. 

• Front driver-side: 5 stars
• Front passenger-side: 5 stars
• Side barrier driver-side: 4 stars
• Rollover star rating 4×2: 4 stars

Five stars is the highest possible score given by the National Highway Traffic Safety Administration. Your insurance rates will already reflect these high-quality safety ratings.

Acura RSX Compared Against other Vehicles in the Same Class

Comparing the Acura RSX to similar vehicles can help you save money, especially if the Acura RSX has a better loss ratio than other vehicles in its class. 

Is an Acura RSX considered a sports car? Many fans of the Acura RSX might define it that way, but technically, the Insurance Institute for Highway Safety classifies it as a small two-door sedan.

Check out other comparable small two-door cars below.

• Chevrolet Cobalt
• MINI Cooper
• Pontiac Sunfire

Unfortunately, the Acura RSX has substantially worse than average injury and collision loss ratios at 150 percent and 223 percent respectively. The small sedan also has worse than average theft loss ratios at 146 percent. These numbers will lead to higher than average insurance premiums.

How much is a 2006 Acura RSX worth? Vehicles that cost more to replace or fix usually receive higher insurance rates. Fortunately, when it comes to how much an Acura RSX costs, you’ll only have to pay around $3,000 in total. 

Consumers often wonder, is Acura expensive to insure? Newer models of this brand cost more to insure because the vehicles have higher maintenance costs, which can lead to higher insurance rates. 

The 2006 Acura RSX will cost less to insure the Acura’s newer models on the market, but that does not mean it will be the most affordable sedan from 2006 to insure today.

You’ve learned all there is to know about the Acura RSX insurance rates. It’s time to secure better than average insurance costs for your Acura RSX; just enter your ZIP code into our FREE quote comparison tool to get started.