Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Estimated insurance rates for an Acura RDX are $1,262 a year for full coverage insurance. Comprehensive costs on average $282 a year, collision insurance costs $506, and liability costs around $338. A policy with only liability insurance costs as low as $394 a year, and a high-risk policy costs around $2,728. 16-year-old drivers pay the most at up to $4,644 a year.
Average premium for full coverage: $1,262
Premium estimates by type of coverage:
Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and RDX trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Acura RDX range from as low as $394 for just liability insurance to a high of $2,728 for a high-risk driver policy.
Insurance Price Range by Location
Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how location helps determine car insurance rates.
These rate differences illustrate why it is important to compare prices based on a specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Acura RDX insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $722
- Using higher $1,000 deductibles will save around $1,084 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,262
- Buying low $100 deductibles for physical damage coverage will increase the cost to $1,610
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,728
- An auto insurance policy for full coverage for a 16-year-old driver may cost $4,644 or more
Car insurance prices for an Acura RDX also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
Older drivers with no driving violations and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $4,600 a year. View Rates by Age
Where you choose to live has a huge impact on Acura RDX insurance prices. A driver around age 40 might see prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,700 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,140 | -$122 | -9.7% |
| Alaska | $968 | -$294 | -23.3% |
| Arizona | $1,048 | -$214 | -17.0% |
| Arkansas | $1,262 | -$0 | 0.0% |
| California | $1,440 | $178 | 14.1% |
| Colorado | $1,204 | -$58 | -4.6% |
| Connecticut | $1,296 | $34 | 2.7% |
| Delaware | $1,428 | $166 | 13.2% |
| Florida | $1,578 | $316 | 25.0% |
| Georgia | $1,166 | -$96 | -7.6% |
| Hawaii | $908 | -$354 | -28.1% |
| Idaho | $856 | -$406 | -32.2% |
| Illinois | $940 | -$322 | -25.5% |
| Indiana | $952 | -$310 | -24.6% |
| Iowa | $850 | -$412 | -32.6% |
| Kansas | $1,200 | -$62 | -4.9% |
| Kentucky | $1,722 | $460 | 36.5% |
| Louisiana | $1,868 | $606 | 48.0% |
| Maine | $780 | -$482 | -38.2% |
| Maryland | $1,042 | -$220 | -17.4% |
| Massachusetts | $1,008 | -$254 | -20.1% |
| Michigan | $2,192 | $930 | 73.7% |
| Minnesota | $1,058 | -$204 | -16.2% |
| Mississippi | $1,514 | $252 | 20.0% |
| Missouri | $1,120 | -$142 | -11.3% |
| Montana | $1,354 | $92 | 7.3% |
| Nebraska | $994 | -$268 | -21.2% |
| Nevada | $1,514 | $252 | 20.0% |
| New Hampshire | $910 | -$352 | -27.9% |
| New Jersey | $1,410 | $148 | 11.7% |
| New Mexico | $1,118 | -$144 | -11.4% |
| New York | $1,328 | $66 | 5.2% |
| North Carolina | $728 | -$534 | -42.3% |
| North Dakota | $1,034 | -$228 | -18.1% |
| Ohio | $870 | -$392 | -31.1% |
| Oklahoma | $1,294 | $32 | 2.5% |
| Oregon | $1,156 | -$106 | -8.4% |
| Pennsylvania | $1,204 | -$58 | -4.6% |
| Rhode Island | $1,684 | $422 | 33.4% |
| South Carolina | $1,146 | -$116 | -9.2% |
| South Dakota | $1,066 | -$196 | -15.5% |
| Tennessee | $1,104 | -$158 | -12.5% |
| Texas | $1,522 | $260 | 20.6% |
| Utah | $934 | -$328 | -26.0% |
| Vermont | $862 | -$400 | -31.7% |
| Virginia | $756 | -$506 | -40.1% |
| Washington | $976 | -$286 | -22.7% |
| West Virginia | $1,156 | -$106 | -8.4% |
| Wisconsin | $870 | -$392 | -31.1% |
| Wyoming | $1,124 | -$138 | -10.9% |
Opting for high physical damage deductibles could cut prices by as much as $530 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,222 | $102 |
| Acura RDX AWD | $1,222 | $102 |
| Acura RDX Technology Package 2WD | $1,304 | $109 |
| Acura RDX Technology Package AWD | $1,304 | $109 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2023 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2022 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2021 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2020 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2019 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2018 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2017 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2016 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2015 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2014 Acura RDX | $180 | $268 | $402 | $986 |
| 2013 Acura RDX | $174 | $244 | $406 | $960 |
| 2012 Acura RDX | $162 | $222 | $402 | $922 |
| 2011 Acura RDX | $152 | $202 | $402 | $892 |
| 2010 Acura RDX | $148 | $182 | $398 | $864 |
| 2008 Acura RDX | $144 | $168 | $384 | $832 |
| 2007 Acura RDX | $132 | $160 | $380 | $808 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Acura RDX Insurance
Finding better rates on insurance for an Acura RDX requires being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest time comparing rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The items below are a review of the information covered in the charts and tables above.
- It is possible to save as much as $150 per year just by quoting early and online
- Teen drivers are expensive to insure, with premiums being up to $387 per month if full coverage is included
- Increasing policy deductibles can save around $525 each year
- Drivers considered higher risk who have several accidents or serious violations pay an average of $1,470 more each year to insure their RDX
- Insureds who require more liability coverage will pay around $370 annually to increase from 30/60 bodily injury limits to 250/500 limits
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,644 |
| 20 | $2,910 |
| 30 | $1,322 |
| 40 | $1,262 |
| 50 | $1,154 |
| 60 | $1,134 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,610 |
| $250 | $1,448 |
| $500 | $1,262 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,262 |
| 50/100 | $1,372 |
| 100/300 | $1,456 |
| 250/500 | $1,676 |
| 100 CSL | $1,405 |
| 300 CSL | $1,591 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,638 |
| 20 | $4,624 |
| 30 | $2,792 |
| 40 | $2,728 |
| 50 | $2,600 |
| 60 | $2,578 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $59 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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