Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Estimated insurance rates for an Acura RDX are $1,262 a year with full coverage. Comprehensive costs an estimated $282, collision costs $506, and liability coverage is $338. A liability-only policy costs around $394 a year, with high-risk insurance costing around $2,728. Teen drivers pay the most at $4,644 a year or more.
Average premium for full coverage: $1,262
Premium estimates broken down by type of coverage:
Full coverage includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all RDX models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Acura RDX go from the low end price of $394 for a discount liability-only rate to the much higher price of $2,728 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than larger metro areas.
The example below illustrates how location helps determine insurance prices.
These rate differences demonstrate why everyone should compare rates quotes for a targeted area, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Acura RDX insurance rates for other coverage scenarios.
- The lowest rate with discounts is $722
- Raising to $1,000 deductibles will save approximately $178 annually
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,262
- Choosing pricier low deductibles bumps up the cost to $1,610
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,728 or more
- An auto insurance policy that insures a teenage driver for full coverage can cost as much as $4,644
Auto insurance prices for an Acura RDX also have a wide range based on the model of your RDX, your age and driving habits, and liability limits and deductibles.
If you have a few violations or you caused an accident, you may be forking out $1,500 to $2,000 in extra premium annually, depending on your age. Acura RDX insurance for high-risk drivers is expensive and can cost around 43% to 132% more than average. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age
Where you choose to live also has a big influence on Acura RDX insurance rates. A middle-age driver might find prices as low as $910 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,700 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,140 | -$122 | -9.7% |
| Alaska | $968 | -$294 | -23.3% |
| Arizona | $1,048 | -$214 | -17.0% |
| Arkansas | $1,262 | -$0 | 0.0% |
| California | $1,440 | $178 | 14.1% |
| Colorado | $1,204 | -$58 | -4.6% |
| Connecticut | $1,296 | $34 | 2.7% |
| Delaware | $1,428 | $166 | 13.2% |
| Florida | $1,578 | $316 | 25.0% |
| Georgia | $1,166 | -$96 | -7.6% |
| Hawaii | $908 | -$354 | -28.1% |
| Idaho | $856 | -$406 | -32.2% |
| Illinois | $940 | -$322 | -25.5% |
| Indiana | $952 | -$310 | -24.6% |
| Iowa | $850 | -$412 | -32.6% |
| Kansas | $1,200 | -$62 | -4.9% |
| Kentucky | $1,722 | $460 | 36.5% |
| Louisiana | $1,868 | $606 | 48.0% |
| Maine | $780 | -$482 | -38.2% |
| Maryland | $1,042 | -$220 | -17.4% |
| Massachusetts | $1,008 | -$254 | -20.1% |
| Michigan | $2,192 | $930 | 73.7% |
| Minnesota | $1,058 | -$204 | -16.2% |
| Mississippi | $1,514 | $252 | 20.0% |
| Missouri | $1,120 | -$142 | -11.3% |
| Montana | $1,354 | $92 | 7.3% |
| Nebraska | $994 | -$268 | -21.2% |
| Nevada | $1,514 | $252 | 20.0% |
| New Hampshire | $910 | -$352 | -27.9% |
| New Jersey | $1,410 | $148 | 11.7% |
| New Mexico | $1,118 | -$144 | -11.4% |
| New York | $1,328 | $66 | 5.2% |
| North Carolina | $728 | -$534 | -42.3% |
| North Dakota | $1,034 | -$228 | -18.1% |
| Ohio | $870 | -$392 | -31.1% |
| Oklahoma | $1,294 | $32 | 2.5% |
| Oregon | $1,156 | -$106 | -8.4% |
| Pennsylvania | $1,204 | -$58 | -4.6% |
| Rhode Island | $1,684 | $422 | 33.4% |
| South Carolina | $1,146 | -$116 | -9.2% |
| South Dakota | $1,066 | -$196 | -15.5% |
| Tennessee | $1,104 | -$158 | -12.5% |
| Texas | $1,522 | $260 | 20.6% |
| Utah | $934 | -$328 | -26.0% |
| Vermont | $862 | -$400 | -31.7% |
| Virginia | $756 | -$506 | -40.1% |
| Washington | $976 | -$286 | -22.7% |
| West Virginia | $1,156 | -$106 | -8.4% |
| Wisconsin | $870 | -$392 | -31.1% |
| Wyoming | $1,124 | -$138 | -10.9% |
Choosing high deductibles can reduce prices by up to $530 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 extra every year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,222 | $102 |
| Acura RDX AWD | $1,222 | $102 |
| Acura RDX Technology Package 2WD | $1,304 | $109 |
| Acura RDX Technology Package AWD | $1,304 | $109 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2023 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2022 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2021 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2020 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2019 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2018 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2017 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2016 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2015 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2014 Acura RDX | $180 | $268 | $402 | $986 |
| 2013 Acura RDX | $174 | $244 | $406 | $960 |
| 2012 Acura RDX | $162 | $222 | $402 | $922 |
| 2011 Acura RDX | $152 | $202 | $402 | $892 |
| 2010 Acura RDX | $148 | $182 | $398 | $864 |
| 2008 Acura RDX | $144 | $168 | $384 | $832 |
| 2007 Acura RDX | $132 | $160 | $380 | $808 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Acura RDX Insurance
Finding better rates on auto insurance consists of being a safe and courteous driver, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Shop around at every other renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.
Below is a summary of the concepts that were covered in the charts and tables above.
- Drivers who have multiple accidents or major violations could be forced to pay on average $1,470 more annually for auto insurance
- Teenage drivers are the costliest to insure, possibly costing $387 per month if the policy includes full coverage
- You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles can save approximately $525 each year
- You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,644 |
| 20 | $2,910 |
| 30 | $1,322 |
| 40 | $1,262 |
| 50 | $1,154 |
| 60 | $1,134 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,610 |
| $250 | $1,448 |
| $500 | $1,262 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,262 |
| 50/100 | $1,372 |
| 100/300 | $1,456 |
| 250/500 | $1,676 |
| 100 CSL | $1,405 |
| 300 CSL | $1,591 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,638 |
| 20 | $4,624 |
| 30 | $2,792 |
| 40 | $2,728 |
| 50 | $2,600 |
| 60 | $2,578 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $59 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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