Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average auto insurance rates for an Acura RDX are $1,274 annually for full coverage insurance. Comprehensive costs approximately $294, collision costs $512, and liability coverage is $332. Buying just liability costs around $388 a year, with insurance for high-risk drivers costing around $2,740. Teens receive the highest rates at $4,642 a year or more.
Average premium for full coverage: $1,274
Rate estimates by individual coverage type:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all RDX models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as cheap as $388 for basic liability insurance to the much higher price of $2,740 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than cities with more traffic congestion.
The example below illustrates the difference between rural and urban areas on auto insurance prices.
These examples illustrate why everyone should compare rates quotes using their specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Acura RDX insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $732
- Raising to $1,000 deductibles will save $184 each year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,274
- Selecting pricier low deductibles will cost $1,626
- Unlucky drivers with serious driving violations could pay around $2,740 or more
- The cost with full coverage for a teenage driver for full coverage can cost $4,642
Auto insurance rates for an Acura RDX can also vary considerably based on the trim level of your RDX, your risk profile, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,000 in extra premium per year, depending on your age. Acura RDX insurance for high-risk drivers is expensive and can cost around 43% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $540 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $299 extra every year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Acura RDX insurance rates. A middle-age driver might find rates as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,720 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,150 | -$124 | -9.7% |
| Alaska | $976 | -$298 | -23.4% |
| Arizona | $1,054 | -$220 | -17.3% |
| Arkansas | $1,274 | -$0 | 0.0% |
| California | $1,448 | $174 | 13.7% |
| Colorado | $1,212 | -$62 | -4.9% |
| Connecticut | $1,306 | $32 | 2.5% |
| Delaware | $1,436 | $162 | 12.7% |
| Florida | $1,586 | $312 | 24.5% |
| Georgia | $1,176 | -$98 | -7.7% |
| Hawaii | $912 | -$362 | -28.4% |
| Idaho | $860 | -$414 | -32.5% |
| Illinois | $944 | -$330 | -25.9% |
| Indiana | $960 | -$314 | -24.6% |
| Iowa | $858 | -$416 | -32.7% |
| Kansas | $1,206 | -$68 | -5.3% |
| Kentucky | $1,734 | $460 | 36.1% |
| Louisiana | $1,880 | $606 | 47.6% |
| Maine | $786 | -$488 | -38.3% |
| Maryland | $1,050 | -$224 | -17.6% |
| Massachusetts | $1,012 | -$262 | -20.6% |
| Michigan | $2,208 | $934 | 73.3% |
| Minnesota | $1,066 | -$208 | -16.3% |
| Mississippi | $1,522 | $248 | 19.5% |
| Missouri | $1,128 | -$146 | -11.5% |
| Montana | $1,366 | $92 | 7.2% |
| Nebraska | $1,002 | -$272 | -21.4% |
| Nevada | $1,524 | $250 | 19.6% |
| New Hampshire | $916 | -$358 | -28.1% |
| New Jersey | $1,422 | $148 | 11.6% |
| New Mexico | $1,124 | -$150 | -11.8% |
| New York | $1,338 | $64 | 5.0% |
| North Carolina | $730 | -$544 | -42.7% |
| North Dakota | $1,042 | -$232 | -18.2% |
| Ohio | $874 | -$400 | -31.4% |
| Oklahoma | $1,304 | $30 | 2.4% |
| Oregon | $1,166 | -$108 | -8.5% |
| Pennsylvania | $1,212 | -$62 | -4.9% |
| Rhode Island | $1,696 | $422 | 33.1% |
| South Carolina | $1,152 | -$122 | -9.6% |
| South Dakota | $1,074 | -$200 | -15.7% |
| Tennessee | $1,112 | -$162 | -12.7% |
| Texas | $1,534 | $260 | 20.4% |
| Utah | $942 | -$332 | -26.1% |
| Vermont | $868 | -$406 | -31.9% |
| Virginia | $760 | -$514 | -40.3% |
| Washington | $980 | -$294 | -23.1% |
| West Virginia | $1,166 | -$108 | -8.5% |
| Wisconsin | $880 | -$394 | -30.9% |
| Wyoming | $1,134 | -$140 | -11.0% |
With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates and see how they stack up. Every auto insurance company calculates rates differently, and quoted rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,230 | $103 |
| Acura RDX AWD | $1,230 | $103 |
| Acura RDX Technology Package 2WD | $1,316 | $110 |
| Acura RDX Technology Package AWD | $1,316 | $110 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2023 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2022 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2021 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2020 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2019 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2018 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2017 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2016 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2015 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2014 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2013 Acura RDX | $180 | $268 | $402 | $986 |
| 2012 Acura RDX | $174 | $244 | $406 | $960 |
| 2011 Acura RDX | $162 | $222 | $402 | $922 |
| 2010 Acura RDX | $152 | $202 | $402 | $892 |
| 2008 Acura RDX | $146 | $178 | $390 | $850 |
| 2007 Acura RDX | $144 | $168 | $384 | $832 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Acura RDX Insurance
Saving money on auto insurance consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The following items are a brief summary of the data covered above.
- Consumers who purchase additional liability coverage will pay approximately $370 annually to raise from a minimum limit to higher 250/500 limits
- It is possible to save around $150 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $525 each year
- 16 to 18-year-old drivers have the highest car insurance rates, costing up to $387 per month if full coverage is included
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,642 |
| 20 | $2,918 |
| 30 | $1,332 |
| 40 | $1,274 |
| 50 | $1,160 |
| 60 | $1,138 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,626 |
| $250 | $1,464 |
| $500 | $1,274 |
| $1,000 | $1,090 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,274 |
| 50/100 | $1,382 |
| 100/300 | $1,465 |
| 250/500 | $1,681 |
| 100 CSL | $1,416 |
| 300 CSL | $1,598 |
| 500 CSL | $1,731 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,638 |
| 20 | $4,640 |
| 30 | $2,810 |
| 40 | $2,740 |
| 50 | $2,612 |
| 60 | $2,588 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $60 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
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