Acura RDX Insurance Rates
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Michelle Robbins
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
U.S. average insurance prices for an Acura RDX are $1,262 every 12 months for full coverage insurance. Comprehensive costs approximately $282, collision costs $506, and liability is estimated at $338. Buying just liability costs approximately $394 a year, with insurance for high-risk drivers costing around $2,728. Teens pay the highest rates at $4,644 a year or more.
Average premium for full coverage: $1,262
Price estimates by individual coverage:
Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for different RDX trim levels.
Price Range from Low to High
For the normal driver, Acura RDX insurance prices go from the cheapest price of $394 for minimum levels of liability insurance to a much higher rate of $2,728 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can have significant affects on the price of auto insurance. Rural locations have more infrequent physical damage claims than cities with more traffic congestion.
The price range example below illustrates how geographic area affects auto insurance prices.
The ranges above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Acura RDX insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $722
- Choosing higher $1,000 deductibles can save $178 each year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,262
- Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,610
- Unlucky drivers with serious driving violations could pay around $2,728 or more
- The price to insure a teen driver with full coverage can cost $4,644 each year
Insurance prices for an Acura RDX are also quite variable based on deductibles and policy limits, your risk profile, and the model of your RDX.
Choosing higher comprehensive and collision insurance deductibles can save as much as $530 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $304 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,000 additional each year, depending on your age. High-risk driver insurance ranges as much as 43% to 132% more than the average policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Acura RDX insurance prices. A good driver about age 40 could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,700 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,140 | -$122 | -9.7% |
| Alaska | $968 | -$294 | -23.3% |
| Arizona | $1,048 | -$214 | -17.0% |
| Arkansas | $1,262 | -$0 | 0.0% |
| California | $1,440 | $178 | 14.1% |
| Colorado | $1,204 | -$58 | -4.6% |
| Connecticut | $1,296 | $34 | 2.7% |
| Delaware | $1,428 | $166 | 13.2% |
| Florida | $1,578 | $316 | 25.0% |
| Georgia | $1,166 | -$96 | -7.6% |
| Hawaii | $908 | -$354 | -28.1% |
| Idaho | $856 | -$406 | -32.2% |
| Illinois | $940 | -$322 | -25.5% |
| Indiana | $952 | -$310 | -24.6% |
| Iowa | $850 | -$412 | -32.6% |
| Kansas | $1,200 | -$62 | -4.9% |
| Kentucky | $1,722 | $460 | 36.5% |
| Louisiana | $1,868 | $606 | 48.0% |
| Maine | $780 | -$482 | -38.2% |
| Maryland | $1,042 | -$220 | -17.4% |
| Massachusetts | $1,008 | -$254 | -20.1% |
| Michigan | $2,192 | $930 | 73.7% |
| Minnesota | $1,058 | -$204 | -16.2% |
| Mississippi | $1,514 | $252 | 20.0% |
| Missouri | $1,120 | -$142 | -11.3% |
| Montana | $1,354 | $92 | 7.3% |
| Nebraska | $994 | -$268 | -21.2% |
| Nevada | $1,514 | $252 | 20.0% |
| New Hampshire | $910 | -$352 | -27.9% |
| New Jersey | $1,410 | $148 | 11.7% |
| New Mexico | $1,118 | -$144 | -11.4% |
| New York | $1,328 | $66 | 5.2% |
| North Carolina | $728 | -$534 | -42.3% |
| North Dakota | $1,034 | -$228 | -18.1% |
| Ohio | $870 | -$392 | -31.1% |
| Oklahoma | $1,294 | $32 | 2.5% |
| Oregon | $1,156 | -$106 | -8.4% |
| Pennsylvania | $1,204 | -$58 | -4.6% |
| Rhode Island | $1,684 | $422 | 33.4% |
| South Carolina | $1,146 | -$116 | -9.2% |
| South Dakota | $1,066 | -$196 | -15.5% |
| Tennessee | $1,104 | -$158 | -12.5% |
| Texas | $1,522 | $260 | 20.6% |
| Utah | $934 | -$328 | -26.0% |
| Vermont | $862 | -$400 | -31.7% |
| Virginia | $756 | -$506 | -40.1% |
| Washington | $976 | -$286 | -22.7% |
| West Virginia | $1,156 | -$106 | -8.4% |
| Wisconsin | $870 | -$392 | -31.1% |
| Wyoming | $1,124 | -$138 | -10.9% |
Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Each auto insurer calculates prices differently, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,222 | $102 |
| Acura RDX AWD | $1,222 | $102 |
| Acura RDX Technology Package 2WD | $1,304 | $109 |
| Acura RDX Technology Package AWD | $1,304 | $109 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2023 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2022 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2021 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2020 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2019 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2018 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2017 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2016 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2015 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2014 Acura RDX | $180 | $268 | $402 | $986 |
| 2013 Acura RDX | $174 | $244 | $406 | $960 |
| 2012 Acura RDX | $162 | $222 | $402 | $922 |
| 2011 Acura RDX | $152 | $202 | $402 | $892 |
| 2010 Acura RDX | $148 | $182 | $398 | $864 |
| 2008 Acura RDX | $144 | $168 | $384 | $832 |
| 2007 Acura RDX | $132 | $160 | $380 | $808 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Acura RDX Insurance
Getting lower rates on car insurance takes being a good driver, having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following list is a summary of the ideas that were presented in the illustrations above.
- Drivers age 16 to 20 are the costliest to insure, as much as $387 a month if full coverage is included
- Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,470 more per year than a safer driver
- Increasing physical damage deductibles could save as much as $525 each year
- It is possible to save around $150 per year simply by shopping early and online
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,644 |
| 20 | $2,910 |
| 30 | $1,322 |
| 40 | $1,262 |
| 50 | $1,154 |
| 60 | $1,134 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,610 |
| $250 | $1,448 |
| $500 | $1,262 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,262 |
| 50/100 | $1,372 |
| 100/300 | $1,456 |
| 250/500 | $1,676 |
| 100 CSL | $1,405 |
| 300 CSL | $1,591 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,638 |
| 20 | $4,624 |
| 30 | $2,792 |
| 40 | $2,728 |
| 50 | $2,600 |
| 60 | $2,578 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $59 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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