Acura RDX Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average auto insurance rates for an Acura RDX are $1,274 annually including full coverage. Comprehensive costs on average $294, collision costs $512, and liability coverage costs $332. Liability-only coverage costs as little as $388 a year, with high-risk coverage costing around $2,740. Teens receive the highest rates at $4,642 a year or more.
Average premium for full coverage: $1,274
Rate estimates by individual coverage type:
Price estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all RDX models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as cheap as $388 for minimum levels of liability insurance to the much higher price of $2,740 for a high-risk driver policy.
Price Range by Location
Your location has a large influence on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than cities with more traffic congestion.
The example below illustrates how your location can change car insurance rates.
These examples highlight why everyone should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Acura RDX insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $732
- Drivers who choose higher $1,000 deductibles will pay around $184 every year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,274
- Selecting pricier low deductibles for comprehensive and collision insurance will cost $1,626
- High-risk insureds with serious driving violations could pay upwards of $2,740 or more
- The cost with full coverage for a teenage driver for full coverage may cost $4,642 a year
Car insurance rates for an Acura RDX can also vary considerably based on the trim level of your RDX, your driving characteristics, and policy deductibles and limits.
A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $4,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,000 extra per year, depending on your age. Acura RDX insurance for high-risk drivers can cost around 43% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $540 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $299 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Acura RDX insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,810 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,150 | -$124 | -9.7% |
| Alaska | $976 | -$298 | -23.4% |
| Arizona | $1,054 | -$220 | -17.3% |
| Arkansas | $1,274 | -$0 | 0.0% |
| California | $1,448 | $174 | 13.7% |
| Colorado | $1,212 | -$62 | -4.9% |
| Connecticut | $1,306 | $32 | 2.5% |
| Delaware | $1,436 | $162 | 12.7% |
| Florida | $1,586 | $312 | 24.5% |
| Georgia | $1,176 | -$98 | -7.7% |
| Hawaii | $912 | -$362 | -28.4% |
| Idaho | $860 | -$414 | -32.5% |
| Illinois | $944 | -$330 | -25.9% |
| Indiana | $960 | -$314 | -24.6% |
| Iowa | $858 | -$416 | -32.7% |
| Kansas | $1,206 | -$68 | -5.3% |
| Kentucky | $1,734 | $460 | 36.1% |
| Louisiana | $1,880 | $606 | 47.6% |
| Maine | $786 | -$488 | -38.3% |
| Maryland | $1,050 | -$224 | -17.6% |
| Massachusetts | $1,012 | -$262 | -20.6% |
| Michigan | $2,208 | $934 | 73.3% |
| Minnesota | $1,066 | -$208 | -16.3% |
| Mississippi | $1,522 | $248 | 19.5% |
| Missouri | $1,128 | -$146 | -11.5% |
| Montana | $1,366 | $92 | 7.2% |
| Nebraska | $1,002 | -$272 | -21.4% |
| Nevada | $1,524 | $250 | 19.6% |
| New Hampshire | $916 | -$358 | -28.1% |
| New Jersey | $1,422 | $148 | 11.6% |
| New Mexico | $1,124 | -$150 | -11.8% |
| New York | $1,338 | $64 | 5.0% |
| North Carolina | $730 | -$544 | -42.7% |
| North Dakota | $1,042 | -$232 | -18.2% |
| Ohio | $874 | -$400 | -31.4% |
| Oklahoma | $1,304 | $30 | 2.4% |
| Oregon | $1,166 | -$108 | -8.5% |
| Pennsylvania | $1,212 | -$62 | -4.9% |
| Rhode Island | $1,696 | $422 | 33.1% |
| South Carolina | $1,152 | -$122 | -9.6% |
| South Dakota | $1,074 | -$200 | -15.7% |
| Tennessee | $1,112 | -$162 | -12.7% |
| Texas | $1,534 | $260 | 20.4% |
| Utah | $942 | -$332 | -26.1% |
| Vermont | $868 | -$406 | -31.9% |
| Virginia | $760 | -$514 | -40.3% |
| Washington | $980 | -$294 | -23.1% |
| West Virginia | $1,166 | -$108 | -8.5% |
| Wisconsin | $880 | -$394 | -30.9% |
| Wyoming | $1,134 | -$140 | -11.0% |
With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company calculates rates differently, so rate quotes can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,230 | $103 |
| Acura RDX AWD | $1,230 | $103 |
| Acura RDX Technology Package 2WD | $1,316 | $110 |
| Acura RDX Technology Package AWD | $1,316 | $110 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2023 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2022 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2021 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2020 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2019 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2018 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2017 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2016 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2015 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2014 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2013 Acura RDX | $180 | $268 | $402 | $986 |
| 2012 Acura RDX | $174 | $244 | $406 | $960 |
| 2011 Acura RDX | $162 | $222 | $402 | $922 |
| 2010 Acura RDX | $152 | $202 | $402 | $892 |
| 2008 Acura RDX | $146 | $178 | $390 | $850 |
| 2007 Acura RDX | $144 | $168 | $384 | $832 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Acura RDX Insurance
Saving money on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to shop around every time your policy renews by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The following is a condensed summary of the information illustrated above.
- You may be able to save as much as $150 per year simply by quoting online well ahead of the renewal date
- Teens are expensive to insure, as much as $387 per month if comprehensive and collision insurance is included
- Increasing deductibles could save up to $525 each year
- Drivers with multiple at-fault accidents pay on average $1,470 more each year for RDX insurance
- Consumers who require higher liability limits will pay approximately $370 per year to go from a minimum limit to higher 250/500 limits
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,642 |
| 20 | $2,918 |
| 30 | $1,332 |
| 40 | $1,274 |
| 50 | $1,160 |
| 60 | $1,138 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,626 |
| $250 | $1,464 |
| $500 | $1,274 |
| $1,000 | $1,090 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,274 |
| 50/100 | $1,382 |
| 100/300 | $1,465 |
| 250/500 | $1,681 |
| 100 CSL | $1,416 |
| 300 CSL | $1,598 |
| 500 CSL | $1,731 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,638 |
| 20 | $4,640 |
| 30 | $2,810 |
| 40 | $2,740 |
| 50 | $2,612 |
| 60 | $2,588 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $60 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
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