Acura RDX Insurance Rates
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Michelle Robbins
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Estimated auto insurance rates for an Acura RDX are $1,262 annually including full coverage. Comprehensive insurance costs around $282 each year, collision costs $506, and liability insurance is $338. Liability-only coverage costs around $394 a year, with high-risk coverage costing $2,728 or more. Teen drivers pay the most at $4,644 a year or more.
Average premium for full coverage: $1,262
Premium estimates for type of coverage:
Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and RDX models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for an Acura RDX go from as cheap as $394 for basic liability insurance to a high rate of $2,728 for a high-risk driver policy.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than larger metro areas.
The graphic below illustrates how where you live affects auto insurance rates.
These rate differences highlight why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Acura RDX insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $722
- Raising to $1,000 deductibles will save about $178 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,262
- Choosing low deductibles costs an additional $348 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,728 or more
- An auto insurance policy with full coverage for a teen driver can be $4,644
Insurance prices for an Acura RDX also have a wide range based on the model of your RDX, your driving characteristics, and deductibles and policy limits.
More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $4,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,500 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $530 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 more per year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Acura RDX insurance rates. A middle-age driver might find prices as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,800 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,140 | -$122 | -9.7% |
| Alaska | $968 | -$294 | -23.3% |
| Arizona | $1,048 | -$214 | -17.0% |
| Arkansas | $1,262 | -$0 | 0.0% |
| California | $1,440 | $178 | 14.1% |
| Colorado | $1,204 | -$58 | -4.6% |
| Connecticut | $1,296 | $34 | 2.7% |
| Delaware | $1,428 | $166 | 13.2% |
| Florida | $1,578 | $316 | 25.0% |
| Georgia | $1,166 | -$96 | -7.6% |
| Hawaii | $908 | -$354 | -28.1% |
| Idaho | $856 | -$406 | -32.2% |
| Illinois | $940 | -$322 | -25.5% |
| Indiana | $952 | -$310 | -24.6% |
| Iowa | $850 | -$412 | -32.6% |
| Kansas | $1,200 | -$62 | -4.9% |
| Kentucky | $1,722 | $460 | 36.5% |
| Louisiana | $1,868 | $606 | 48.0% |
| Maine | $780 | -$482 | -38.2% |
| Maryland | $1,042 | -$220 | -17.4% |
| Massachusetts | $1,008 | -$254 | -20.1% |
| Michigan | $2,192 | $930 | 73.7% |
| Minnesota | $1,058 | -$204 | -16.2% |
| Mississippi | $1,514 | $252 | 20.0% |
| Missouri | $1,120 | -$142 | -11.3% |
| Montana | $1,354 | $92 | 7.3% |
| Nebraska | $994 | -$268 | -21.2% |
| Nevada | $1,514 | $252 | 20.0% |
| New Hampshire | $910 | -$352 | -27.9% |
| New Jersey | $1,410 | $148 | 11.7% |
| New Mexico | $1,118 | -$144 | -11.4% |
| New York | $1,328 | $66 | 5.2% |
| North Carolina | $728 | -$534 | -42.3% |
| North Dakota | $1,034 | -$228 | -18.1% |
| Ohio | $870 | -$392 | -31.1% |
| Oklahoma | $1,294 | $32 | 2.5% |
| Oregon | $1,156 | -$106 | -8.4% |
| Pennsylvania | $1,204 | -$58 | -4.6% |
| Rhode Island | $1,684 | $422 | 33.4% |
| South Carolina | $1,146 | -$116 | -9.2% |
| South Dakota | $1,066 | -$196 | -15.5% |
| Tennessee | $1,104 | -$158 | -12.5% |
| Texas | $1,522 | $260 | 20.6% |
| Utah | $934 | -$328 | -26.0% |
| Vermont | $862 | -$400 | -31.7% |
| Virginia | $756 | -$506 | -40.1% |
| Washington | $976 | -$286 | -22.7% |
| West Virginia | $1,156 | -$106 | -8.4% |
| Wisconsin | $870 | -$392 | -31.1% |
| Wyoming | $1,124 | -$138 | -10.9% |
With such a large range in prices, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,222 | $102 |
| Acura RDX AWD | $1,222 | $102 |
| Acura RDX Technology Package 2WD | $1,304 | $109 |
| Acura RDX Technology Package AWD | $1,304 | $109 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2023 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2022 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2021 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2020 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2019 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2018 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2017 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2016 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2015 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2014 Acura RDX | $180 | $268 | $402 | $986 |
| 2013 Acura RDX | $174 | $244 | $406 | $960 |
| 2012 Acura RDX | $162 | $222 | $402 | $922 |
| 2011 Acura RDX | $152 | $202 | $402 | $892 |
| 2010 Acura RDX | $148 | $182 | $398 | $864 |
| 2008 Acura RDX | $144 | $168 | $384 | $832 |
| 2007 Acura RDX | $132 | $160 | $380 | $808 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Acura RDX Insurance
Finding better rates on Acura RDX insurance consists of avoiding accidents and violations, having a good credit history, refrain from filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop every time your policy renews by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.
The list below is a quick review of the information touched on in the above illustrations.
- You may be able to save up to $150 per year simply by quoting online in advance
- Teenagers pay higher prices, with the cost nearing $387 per month including comprehensive and collision insurance
- Increasing policy deductibles could save up to $525 each year
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,470 more every year for car insurance
- Drivers who may need higher liability limits will pay about $370 per year to raise from 30/60 bodily injury limits to higher 250/500 limits
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,644 |
| 20 | $2,910 |
| 30 | $1,322 |
| 40 | $1,262 |
| 50 | $1,154 |
| 60 | $1,134 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,610 |
| $250 | $1,448 |
| $500 | $1,262 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,262 |
| 50/100 | $1,372 |
| 100/300 | $1,456 |
| 250/500 | $1,676 |
| 100 CSL | $1,405 |
| 300 CSL | $1,591 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,638 |
| 20 | $4,624 |
| 30 | $2,792 |
| 40 | $2,728 |
| 50 | $2,600 |
| 60 | $2,578 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $59 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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