Acura RDX Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average insurance rates for an Acura RDX are $1,292 a year with full coverage. Comprehensive insurance costs around $308 a year, collision costs $532, and liability is $316. Buying just liability costs around $376 a year, with insurance for high-risk drivers costing $2,782 or more. Teen drivers receive the highest rates at $4,674 a year or more.
Average premium for full coverage: $1,292
Rate estimates for individual coverage type:
These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and RDX trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as low as $376 for the bare minimum liability coverage to a high of $2,782 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas.
The diagram below illustrates how rural and urban location affects auto insurance rates.
These examples demonstrate why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Acura RDX insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $741
- Raising to $1,000 deductibles will save about $1,100 annually
- The average rate for a 40-year-old driver using $500 deductibles is $1,292
- Choosing low $100 deductibles will cost an extra $368 annually
- Drivers with multiple violations and an at-fault accident could pay at least $2,782 or more
- The cost for full coverage for a 16-year-old driver can be $4,674
Auto insurance rates for an Acura RDX can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,600 a year. View Rates by Age
Where you live also has a big influence on Acura RDX insurance prices. A middle-age driver might find rates as low as $930 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,740 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,166 | -$126 | -9.8% |
| Alaska | $990 | -$302 | -23.4% |
| Arizona | $1,072 | -$220 | -17.0% |
| Arkansas | $1,292 | -$0 | 0.0% |
| California | $1,470 | $178 | 13.8% |
| Colorado | $1,232 | -$60 | -4.6% |
| Connecticut | $1,326 | $34 | 2.6% |
| Delaware | $1,460 | $168 | 13.0% |
| Florida | $1,612 | $320 | 24.8% |
| Georgia | $1,194 | -$98 | -7.6% |
| Hawaii | $930 | -$362 | -28.0% |
| Idaho | $874 | -$418 | -32.4% |
| Illinois | $962 | -$330 | -25.5% |
| Indiana | $972 | -$320 | -24.8% |
| Iowa | $872 | -$420 | -32.5% |
| Kansas | $1,224 | -$68 | -5.3% |
| Kentucky | $1,762 | $470 | 36.4% |
| Louisiana | $1,912 | $620 | 48.0% |
| Maine | $798 | -$494 | -38.2% |
| Maryland | $1,066 | -$226 | -17.5% |
| Massachusetts | $1,028 | -$264 | -20.4% |
| Michigan | $2,242 | $950 | 73.5% |
| Minnesota | $1,082 | -$210 | -16.3% |
| Mississippi | $1,546 | $254 | 19.7% |
| Missouri | $1,146 | -$146 | -11.3% |
| Montana | $1,386 | $94 | 7.3% |
| Nebraska | $1,016 | -$276 | -21.4% |
| Nevada | $1,550 | $258 | 20.0% |
| New Hampshire | $932 | -$360 | -27.9% |
| New Jersey | $1,444 | $152 | 11.8% |
| New Mexico | $1,140 | -$152 | -11.8% |
| New York | $1,360 | $68 | 5.3% |
| North Carolina | $744 | -$548 | -42.4% |
| North Dakota | $1,060 | -$232 | -18.0% |
| Ohio | $888 | -$404 | -31.3% |
| Oklahoma | $1,324 | $32 | 2.5% |
| Oregon | $1,184 | -$108 | -8.4% |
| Pennsylvania | $1,230 | -$62 | -4.8% |
| Rhode Island | $1,722 | $430 | 33.3% |
| South Carolina | $1,170 | -$122 | -9.4% |
| South Dakota | $1,090 | -$202 | -15.6% |
| Tennessee | $1,130 | -$162 | -12.5% |
| Texas | $1,556 | $264 | 20.4% |
| Utah | $956 | -$336 | -26.0% |
| Vermont | $882 | -$410 | -31.7% |
| Virginia | $772 | -$520 | -40.2% |
| Washington | $996 | -$296 | -22.9% |
| West Virginia | $1,184 | -$108 | -8.4% |
| Wisconsin | $894 | -$398 | -30.8% |
| Wyoming | $1,150 | -$142 | -11.0% |
Choosing high deductibles can reduce rates by up to $560 annually, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $285 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at least $1,500 to $2,100 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 130% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to find out your exact price is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,246 | $104 |
| Acura RDX AWD | $1,246 | $104 |
| Acura RDX Technology Package 2WD | $1,336 | $111 |
| Acura RDX Technology Package AWD | $1,336 | $111 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $308 | $532 | $316 | $1,292 |
| 2023 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2022 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2021 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2020 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2019 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2018 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2017 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2016 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2015 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2014 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2013 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2012 Acura RDX | $180 | $268 | $402 | $986 |
| 2011 Acura RDX | $174 | $244 | $406 | $960 |
| 2010 Acura RDX | $162 | $222 | $402 | $922 |
| 2008 Acura RDX | $148 | $182 | $398 | $864 |
| 2007 Acura RDX | $146 | $178 | $390 | $850 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Acura RDX Insurance
Saving money on insurance for an Acura RDX consists of being a low-risk driver, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to shop around once a year by requesting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.
The items below are a brief summary of the data that was raised in the charts and tables above.
- You may be able to save up to $160 per year simply by quoting early and online
- Insureds who may need more liability coverage will pay about $350 every year to raise from a minimum limit to 250/500 limits
- Teen drivers are expensive to insure, with premiums as much as $390 per month if they have full coverage
- Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,490 more every year to insure their RDX
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,674 |
| 20 | $2,962 |
| 30 | $1,356 |
| 40 | $1,292 |
| 50 | $1,178 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,490 |
| $500 | $1,292 |
| $1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,292 |
| 50/100 | $1,399 |
| 100/300 | $1,478 |
| 250/500 | $1,684 |
| 100 CSL | $1,431 |
| 300 CSL | $1,605 |
| 500 CSL | $1,731 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,690 |
| 20 | $4,702 |
| 30 | $2,850 |
| 40 | $2,782 |
| 50 | $2,646 |
| 60 | $2,622 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $66 |
| Homeowner | $18 |
| 5-yr Accident Free | $97 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $61 |
| Advance Quote | $65 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
