Early-Signing Car Insurance Discount: How Much You Can Save in 2024

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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The Early Signing Car Insurance Discount rewards customer loyalty. Companies offer this discount when current customers renew their car insurance policy before the policy ends.

Is cheap car insurance a myth or reality? The only way to find out is to compare car insurance rates and discounts. Ready to compare right now? Enter your ZIP code above to get started.

Early Signing Car Insurance Discount

Below you will find the car insurance companies who offer an Early Signing car insurance discount. In our research, 14 of the top 22 car insurance companies offered an Early Signing discount.

Car Insurance Companies Offering an Early Signing Car Insurance Discount
CompaniesTotals Discounts Provided #Early Signing
21st Century21✔️
American Family27✔️
Country Financial26✔️
Liberty Mutual38
Safe Auto22
State Farm20
The General20
The Hanover22
The Hartford38✔️

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You can see here how much you can save with the Early Signing auto insurance discount by each company. Not all car insurance providers made their discount percentage public, but as you can see, the highest percentage saved is 15 percent.

Early Signing Car Insurance Discount Savings by Company
DiscountsEarly Signing
21st CenturyN/A
American FamilyN/A
Country Financial10%
Liberty MutualN/A
Safe AutoN/A
State FarmN/A
The GeneralN/A
The HanoverN/A
The HartfordN/A

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How to Renew Car Insurance

Here are some key considerations about renewing your car insurance policy. Most policies automatically renew at the end of your policy term. The renewal period is when rate increases typically occur so it’s the perfect time to shop around for a brand new policy. That’s where we can help. Enter your ZIP code in one of our tools to compare quotes from multiple companies.

Most companies will send you renewal documents at least one month before your policy. Review your new declaration page and either choose to do nothing and continue making payments or contact your providers to cancel your policy.

To inquire about the Early Signing Car Insurance Discount, contact your provider at least 90 days before renew and ask if they offer and if you’re eligible for this discount.

Ready to compare car insurance discounts from multiple providers? Enter your ZIP code below to get started.

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