Roadside Assistance Car Insurance Discount: How Much You Can Save in 2025

If your car breaks down, or you get a flat tire, you’ll want to make sure you’re covered. Finding a cheap car insurance company with a good roadside assistance car insurance discount (or roadside assistance coverage) is crucial to making sure you’re prepared.

Below, we’ll discuss the basics of roadside assistance and how you can choose the best plan for you.

Find affordable car insurance rates in your area by entering your ZIP code into our free quote comparison tool above. Always do your research before you buy car insurance.

What is a roadside assistance car insurance discount?

A roadside assistance car insurance discount most often isn’t a discount at all. Instead, it is an add-on policy that covers roadside assistance.

However, some car insurance companies will partner with roadside assistance companies to offer policyholders savings on the roadside assistance company’s services.

How much is roadside assistance?

The biggest factor that goes into how much your roadside assistance plan will be is your insurance company. However, what determines the price of car insurancecomes down to other factors, as well, such as your age, driving record, vehicle information, and more.

Many car insurance companies will have roadside assistance for less than $25 per year. Some will have limits on how many times you can use the roadside assistance services per year, and others may limit the cost of the services per year or per call.

Some car insurance companies may also require that you have comprehensive or collision coverage, which may be more expensive than your state’s required insurance minimum. Other roadside assistance options include a service such as AAA, which could be more affordable.

Pro Tip: Do I have to be with my car for AAA to tow it? Yes, you or someone else on your AAA account must be with your vehicle to tow it. This is the same if you call AAA with a flat tire.

Case Studies: Roadside Assistance Car Insurance Discount

Case Study 1: John – RapidResponse Insurance

John, a 40-year-old professional, opted for RapidResponse Insurance and its roadside assistance program. One evening, he experienced a dead battery while leaving work. He contacted RapidResponse’s helpline, and within 20 minutes, a technician arrived to jump-start his car.  John long wait earned him a significant discount on his car insurance premiums.

Case Study 2: Sarah – SafeGuard Auto Insurance

Sarah, a 25-year-old student, chose SafeGuard Auto Insurance for its comprehensive coverage and roadside assistance benefits. One rainy night, Sarah’s car got stuck in a muddy ditch. She called SafeGuard’s emergency helpline, and within 30 minutes, a tow truck arrived to safely pull her vehicle out. Sarah’s substantial savings on her car insurance premiums.

Case Study 3: Mark – ShieldSure Car Insurance

Mark, a 35-year-old business owner, selected ShieldSure Car Insurance for its reliable roadside assistance program. On a busy highway, Mark’s tire blew out, leaving him stranded. He contacted ShieldSure’s emergency helpline, and within 40 minutes, a technician arrived to change his tire. Mark’s peace of mind and ShieldSure’s led to notable savings on his car.

Which car insurance company has the best roadside assistance car insurance discount?

Many roadside assistance plans from car insurance companies offer similar services. For example, Liberty Mutual roadside assistance covers towing to the nearest facility, jump starting, delivering fuel, changing flat tires, and unlocking doors.

One of the biggest determinants of which company has the best roadside assistance car insurance discount is how much and how often you’d like to pay. Some car insurance companies will charge per service call, while others will charge per year. How you want to pay is up to you.

If you need help finding the cheapest car insurance quotes in your area, enter your ZIP code into our free quote comparison tool below.