2012 Land Rover Range Rover Evoque Car Insurance Quotes in 2024 – 5 Tips for Cheapest Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 19, 2024

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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High-priced car insurance can take a big chunk out of your bank account and put the squeeze on your family’s finances. Comparing cost estimates is free, only takes a few minutes, and is a good way to slash your bill and have more disposable income.

Multiple insurers compete to insure your vehicles, so it can be very hard to choose a company and get the best coverage at the best rate

How to compare free auto insurance quotes

Effectively comparing auto insurance prices can be a lot of work if you don’t utilize the best way to get rate quotes. You can spend countless hours discussing policy coverages with insurance agencies in your area, or you could save time and use online quotes to get rates in a matter of minutes.

Most of the larger companies belong to an insurance system that enables customers to only type in their quote data once, and each company provides a quote based on that data. This prevents consumers from doing quotation requests for each company you want a rate for.

To use this form to compare rates enter your zip code here.

The only downside to getting quotes like this is you don’t know exactly which providers to get pricing from. If you would rather choose specific insurance companies to request quotes from, we have a listing of companies who write auto insurance in your area. Click to enter zip code.

It’s your choice how you get your quotes, but double check that you are using the same quote data with every price quote. If you are comparing unequal deductibles or liability limits it will be next to impossible to make a fair comparison for your Land Rover Range Rover Evoque.

Will you really save $423 on insurance coverage?

Drivers can’t escape the ads for the lowest price insurance coverage by GEICO, State Farm and Progressive. They all seem to make the promise that you can save if you get a free insurance coverage quote and switch to them.

How can each company charge less that you’re paying now? This is how they do it.

Insurance coverage companies have an ideal profile for the type of driver that will be a good risk. For instance, a preferred risk might be described as between the ages of 30 and 50, has a clear driving record, and has great credit. Any person who fits that profile receive the lowest rate quotes and will save if they switch.

Potential insureds who do not fit these standards may be forced to pay more expensive rates which leads to business going elsewhere. If you pay close attention to the ads, they say “customers that switch” not “everyone that quotes” can get the lowest rates when switching. That’s the way companies can make those statements.

This illustrates why it’s extremely important to compare rate quotes every year. It is impossible to guess which company will have the lowest car insurance rates for your situation.

Auto Insurance Discounts

Some insurers don’t always advertise all discounts very clearly, so the list below details a few of the more common as well as the least known auto insurance savings.

  • Own a Home – Just owning your own home can help you save on auto insurance due to the fact that maintaining a home is proof of financial responsibility.
  • Multiple Vehicles – Purchasing coverage when you have primary and secondary vehicles on one policy qualifies for this discount.
  • Anti-lock Brake System – Cars, trucks, and SUVs with ABS and/or traction control are safer to drive and earn discounts up to 10%.
  • Data Collection Discounts – Insureds who allow companies to look at their driving habits by using a telematic data system such as State Farm’s In-Drive might get better premium rates as long as the data is positive.
  • Accident-Free Discounts – Drivers with accident-free driving histories can earn big discounts compared to policyholders that have many claims.

A little disclaimer on discounts, most discount credits are not given to the overall cost of the policy. Most cut specific coverage prices like collision or personal injury protection. So even though they make it sound like all the discounts add up to a free policy, you’re out of luck.

Insurance companies who may offer these benefits include:

  • MetLife
  • Progressive
  • Travelers
  • AAA

Before purchasing a policy, check with each company what discounts are available to you. Some discounts may not apply to policyholders in your area. For a list of insurance companies with discount auto insurance rates, enter your zip code here.

Tailor your auto insurance coverage to you

When choosing the right insurance coverage, there is no best way to insure your cars. Everyone’s situation is unique so your insurance needs to address that. Here are some questions about coverages that can help discover whether your personal situation would benefit from an agent’s advice.

  • What vehicles should carry emergency assistance coverage?
  • Do I have coverage for damage caused while driving under the influence?
  • Do I pay less for low miles?
  • Does coverage extend to Mexico or Canada?
  • Am I insured when driving a different vehicle?
  • Does my insurance cover my expensive audio equipment?
  • Why do I only qualify for high-risk insurance?

If you’re not sure about those questions but you think they might apply to your situation, then you may want to think about talking to an agent. If you want to speak to an agent in your area, complete your zip code. It’s fast, free and may give you better protection.

Auto insurance coverages

Having a good grasp of your policy aids in choosing the right coverages for your vehicles. Insurance terms can be difficult to understand and reading a policy is terribly boring. Shown next are the normal coverages found on the average insurance policy.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for expenses for things like dental work, ambulance fees, X-ray expenses and surgery. They can be used in conjunction with a health insurance program or if you do not have health coverage. They cover not only the driver but also the vehicle occupants as well as being hit by a car walking across the street. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage


This can cover damage or injury you incur to other’s property or people in an accident. Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show policy limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and a limit of $100,000 paid for damaged property. Alternatively, you may have one limit called combined single limit (CSL) which limits claims to one amount with no separate limits for injury or property damage.

Liability coverage protects against things such as bail bonds, emergency aid, repair bills for other people’s vehicles, structural damage and loss of income. How much liability should you purchase? That is your choice, but buy higher limits if possible.

Collision coverage protection

This covers damage to your Range Rover Evoque resulting from a collision with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision insurance covers things such as sustaining damage from a pot hole, rolling your car, crashing into a building and scraping a guard rail. This coverage can be expensive, so you might think about dropping it from vehicles that are older. Drivers also have the option to increase the deductible in order to get cheaper collision rates.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive can pay for claims such as damage from flooding, hail damage, falling objects and vandalism. The highest amount your insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Covered claims include injuries to you and your family and also any damage incurred to your Land Rover Range Rover Evoque.

Because many people carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family. Most of the time these limits are similar to your liability insurance amounts.

Smart shoppers get results

When getting insurance coverage quotes online, don’t be tempted to sacrifice coverage to reduce premiums. In many instances, someone dropped comprehensive coverage or liability limits only to regret at claim time that it was a big error on their part. Your aim should be to buy the best coverage you can find for the lowest cost.

Some companies don’t offer rates over the internet and usually these smaller companies prefer to sell through independent agents. Cheaper 2012 Land Rover Range Rover Evoque insurance can be sourced online and from local insurance agents, so you should compare both in order to have the best price selection to choose from.

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