2017 Land Rover Range Rover Evoque Insurance Quotes in 2024 – 7 Savings Tips

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 19, 2024

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Searching for lower car insurance rates for your Land Rover Range Rover Evoque? Overwhelmed by the number of car insurance providers in your area? Many other drivers are as well. vehicle owners have so many providers to choose from that it is a real hassle to find a cheaper company.

Verify you’re getting every discount

Some companies don’t always list all available discounts very clearly, so the list below contains a few of the more common in addition to some of the lesser obvious credits that you can use to lower your rates.

  • Pay Upfront and Save – If you can afford to pay the entire bill instead of making monthly payments you could save 5% or more.
  • Driver’s Education for Students – Teen drivers should enroll in driver’s education as it can save substantially.
  • Onboard Data Collection – Policyholders that allow driving data submission to spy on driving patterns by using a telematic data system such as Progressive’s Snapshot and State Farm’s In-Drive may see discounts if they have good driving habits.
  • Accident Free – Drivers who don’t have accidents pay much less in comparison to insureds who have frequent claims or accidents.
  • Seat Belts Save more than Lives – Drivers who always wear seat belts and also require passengers to use a seat belt can save 10% or more off the PIP or medical payment premium.
  • Homeowners Discount – Being a homeowner can save a few bucks because of the fact that having a home requires a higher level of personal finance.
  • Senior Citizen Rates – Drivers over the age of 55 can get lower premium rates on Range Rover Evoque coverage.

As a sidenote, some credits don’t apply to the entire cost. Most only apply to the price of certain insurance coverages like liability and collision coverage. So even though they make it sound like all those discounts means the company will pay you, car insurance companies aren’t that generous.

A list of car insurance companies and the discounts they provide are included below.

  • GEICO has discounts for driver training, emergency military deployment, military active duty, membership and employees, and good student.
  • MetLife offers premium reductions for good driver, claim-free, defensive driver, good student, accident-free, and multi-policy.
  • State Farm discounts include good driver, accident-free, safe vehicle, defensive driving training, Drive Safe & Save, multiple policy, and anti-theft.
  • Progressive offers discounts including good student, homeowner, multi-vehicle, continuous coverage, online signing, and multi-policy.
  • Mercury Insurance policyholders can earn discounts including age of vehicle, annual mileage, good driver, professional/association, ease of repair, multi-policy, and accident-free.
  • 21st Century may offer discounts for 55 and older, anti-lock brakes, theft prevention, driver training, and air bags.
  • Allstate has savings for good payer, 55 and retired, passive restraint, FullPay discount, utility vehicle, premier plus, and farm vehicle.

Check with all the companies which discounts they offer. Savings might not be offered on policies in your area. To view providers that offer discounts, enter your zip code here.

When should I discuss my situation with an agent?

When buying the best auto insurance coverage for your vehicles, there isn’t really a cookie cutter policy. Coverage needs to be tailored to your specific needs.

These are some specific questions may help highlight if your insurance needs may require specific advice.

  • What are the financial responsibility laws in my state?
  • Does coverage extend to my business vehicle?
  • Does car insurance cover theft of personal property?
  • Does liability extend to a camper or trailer?
  • Should I sign the liability waiver when renting a car?
  • Am I getting all the discounts available?
  • Do I have coverage for damage caused while driving under the influence?
  • Should I buy additional glass protection?

If you’re not sure about those questions, you might consider talking to an agent. If you don’t have a local agent, take a second and enter your zip code.

Car insurance coverages for a 2017 Land Rover Range Rover Evoque

Having a good grasp of your policy can help you determine the right coverages at the best deductibles and correct limits. The coverage terms in a policy can be difficult to understand and reading a policy is terribly boring.

Liability car insurance

This coverage can cover damages or injuries you inflict on other people or property. It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 50/100/50 which means a $50,000 limit per person for injuries, a limit of $100,000 in injury protection per accident, and a limit of $50,000 paid for damaged property.

Liability insurance covers things such as pain and suffering, attorney fees, repair costs for stationary objects and medical services. The amount of liability coverage you purchase is a personal decision, but buy higher limits if possible.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for short-term medical expenses like dental work, X-ray expenses, pain medications and hospital visits. They can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Medical payments and PIP cover all vehicle occupants in addition to if you are hit as a while walking down the street. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Collision protection

Collision coverage pays for damage to your Range Rover Evoque resulting from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in.

Collision can pay for claims like sustaining damage from a pot hole, scraping a guard rail and colliding with a tree. This coverage can be expensive, so consider dropping it from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Coverage for uninsured or underinsured drivers

This protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. It can pay for hospital bills for your injuries and damage to your Land Rover Range Rover Evoque.

Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Comprehensive insurance

Comprehensive insurance pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against claims like falling objects, rock chips in glass, hail damage, damage from flooding and hitting a bird. The maximum amount your insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Keep this in mind

Cheaper insurance coverage is definitely available online as well as from independent agents, so get free car insurance quotes from both of them to have the best selection. Some companies don’t offer online quoting and these regional insurance providers sell through independent agencies.

When trying to cut insurance costs, don’t be tempted to skimp on critical coverages to save a buck or two. There have been many cases where drivers have reduced liability limits or collision coverage only to regret at claim time that the savings was not a smart move. Your strategy should be to purchase plenty of coverage at the best possible price while not skimping on critical coverages.

You just read many tips how you can reduce 2017 Land Rover Range Rover Evoque insurance premium rates online. It’s most important to understand that the more rate quotes you have, the higher your chance of finding affordable car insurance. Drivers may discover the best price on insurance coverage is with a company that doesn’t do a lot of advertising.

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