Acura RDX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

2012 Acura RDX Car Insurance Quotes in 2025

Trying to find the cheapest car insurance rates for your Acura RDX? Searching for the cheapest insurance for an Acura RDX can be an all-consuming task, but you can learn our car insurance buying tips to find lower rates. There are more efficient ways to find car insurance online so we're going to tell you the best way to price shop coverage for your Acura and obtain the best price possible from b...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Apr 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Acura RDX insurance

How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.

Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.

U.S. average auto insurance rates for an Acura RDX are $1,274 annually including full coverage. Comprehensive insurance costs approximately $294 each year, collision costs $512, and liability costs around $332. Buying just liability costs as low as $388 a year, with insurance for high-risk drivers costing $2,740 or more. 16-year-old drivers pay the highest rates at $4,642 a year or more.

Average premium for full coverage: $1,274

Price estimates by individual coverage:

Comprehensive $294
Collision $512
Liability $332

Includes $500 deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and RDX models.

Price Range from Low to High

For the average 40-year-old driver, Acura RDX insurance prices go from as cheap as $388 for liability-only coverage to a high rate of $2,740 for a high-risk insurance policy.

Liability Only $388
Full Coverage $1,274
High Risk $2,740

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than congested cities.

The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $956
Small Cities $1,338
Large Cities $1,720

The ranges above highlight why all drivers should compare prices using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Acura RDX insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $732
  • Using higher $1,000 deductibles will save $184 every year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,274
  • Buying low deductibles for physical damage coverage costs an additional $352 every year
  • Drivers with multiple tickets or accidents could pay around $2,740 or more
  • The price with full coverage for a teen driver can cost $4,642 or more

View Chart as Image

Acura RDX insurance cost comparison chart
Column chart showing full coverage Acura RDX insurance prices range from $732 to $4,642

Insurance prices for an Acura RDX are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $540 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $299 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Acura RDX insurance prices. A driver around age 40 might see prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,810 on average in Louisiana, New York, and Michigan.

Acura RDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,150 -$124 -9.7%
Alaska $976 -$298 -23.4%
Arizona $1,054 -$220 -17.3%
Arkansas $1,274 -$0 0.0%
California $1,448 $174 13.7%
Colorado $1,212 -$62 -4.9%
Connecticut $1,306 $32 2.5%
Delaware $1,436 $162 12.7%
Florida $1,586 $312 24.5%
Georgia $1,176 -$98 -7.7%
Hawaii $912 -$362 -28.4%
Idaho $860 -$414 -32.5%
Illinois $944 -$330 -25.9%
Indiana $960 -$314 -24.6%
Iowa $858 -$416 -32.7%
Kansas $1,206 -$68 -5.3%
Kentucky $1,734 $460 36.1%
Louisiana $1,880 $606 47.6%
Maine $786 -$488 -38.3%
Maryland $1,050 -$224 -17.6%
Massachusetts $1,012 -$262 -20.6%
Michigan $2,208 $934 73.3%
Minnesota $1,066 -$208 -16.3%
Mississippi $1,522 $248 19.5%
Missouri $1,128 -$146 -11.5%
Montana $1,366 $92 7.2%
Nebraska $1,002 -$272 -21.4%
Nevada $1,524 $250 19.6%
New Hampshire $916 -$358 -28.1%
New Jersey $1,422 $148 11.6%
New Mexico $1,124 -$150 -11.8%
New York $1,338 $64 5.0%
North Carolina $730 -$544 -42.7%
North Dakota $1,042 -$232 -18.2%
Ohio $874 -$400 -31.4%
Oklahoma $1,304 $30 2.4%
Oregon $1,166 -$108 -8.5%
Pennsylvania $1,212 -$62 -4.9%
Rhode Island $1,696 $422 33.1%
South Carolina $1,152 -$122 -9.6%
South Dakota $1,074 -$200 -15.7%
Tennessee $1,112 -$162 -12.7%
Texas $1,534 $260 20.4%
Utah $942 -$332 -26.1%
Vermont $868 -$406 -31.9%
Virginia $760 -$514 -40.3%
Washington $980 -$294 -23.1%
West Virginia $1,166 -$108 -8.5%
Wisconsin $880 -$394 -30.9%
Wyoming $1,134 -$140 -11.0%

View Chart as Image

Acura RDX insurance rates by U.S. city

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see which company has the best price. Each insurance company utilizes a different rate formula, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Acura RDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura RDX 2WD $1,230 $103
Acura RDX AWD $1,230 $103
Acura RDX Technology Package 2WD $1,316 $110
Acura RDX Technology Package AWD $1,316 $110

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura RDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura RDX $294 $512 $332 $1,274
2023 Acura RDX $282 $506 $338 $1,262
2022 Acura RDX $272 $494 $354 $1,256
2021 Acura RDX $262 $474 $364 $1,236
2020 Acura RDX $248 $458 $376 $1,218
2019 Acura RDX $238 $424 $384 $1,182
2018 Acura RDX $230 $400 $388 $1,154
2017 Acura RDX $220 $358 $390 $1,104
2016 Acura RDX $206 $330 $390 $1,062
2015 Acura RDX $198 $310 $394 $1,038
2014 Acura RDX $194 $288 $402 $1,020
2013 Acura RDX $180 $268 $402 $986
2012 Acura RDX $174 $244 $406 $960
2011 Acura RDX $162 $222 $402 $922
2010 Acura RDX $152 $202 $402 $892
2008 Acura RDX $146 $178 $390 $850
2007 Acura RDX $144 $168 $384 $832

Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Acura RDX Insurance

Getting lower rates on car insurance requires not taking risks behind the wheel, having good credit, being claim-free, and qualifying for all possible discounts. Make time to compare rates at least every other year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following is a recap of the car insurance concepts touched on in this article.

  • Higher risk drivers that have major violations or accidents may have to pay on average $1,470 more per year for RDX insurance
  • You may be able to save around $150 per year simply by quoting online in advance
  • Increasing physical damage deductibles could save up to $525 each year
  • Policyholders who purchase higher liability limits will pay around $370 per year to increase from a low limit to higher 250/500 limits

Frequently Asked Questions

  • Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
  • How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
  • Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
  • What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
  • What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
  • What are the Acura RDX maintenance cost? See above from RepairPal
  • Are Acura RDX expensive to maintain? Not more than other vehicles in its category.

To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.

So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

What are the Acura RDX safety ratings?

The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Watch the video below for an example of one of the Acura RDX’s crash tests.

Acura RDX Compared Against Other Vehicles in the Same Class

The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.

Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.

Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.

References

  1. https://www.iihs.org/ratings/vehicle/acura/rdx-4-door-suv/2020

Rates by Driver Age

Acura RDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,642
20 $2,918
30 $1,332
40 $1,274
50 $1,160
60 $1,138

Full coverage, $500 deductibles

Rates by Deductible

Acura RDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,626
$250 $1,464
$500 $1,274
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Acura RDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,274
50/100 $1,382
100/300 $1,465
250/500 $1,681
100 CSL $1,416
300 CSL $1,598
500 CSL $1,731

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,638
20 $4,640
30 $2,810
40 $2,740
50 $2,612
60 $2,588

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $65
Homeowner $18
5-yr Accident Free $95
5-yr Claim Free $82
Paid in Full/EFT $60
Advance Quote $63
Online Quote $91
Total Discounts $542
Rate after discounts $732

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles