Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
U.S. average insurance rates for an Acura RDX are $1,274 a year for full coverage insurance. Comprehensive costs an estimated $294, collision insurance costs $512, and liability is estimated at $332. Liability-only insurance costs approximately $388 a year, and high-risk driver insurance costs around $2,740. Teens pay the highest rates at up to $4,642 a year.
Average premium for full coverage: $1,274
Price estimates broken down by individual coverage:
Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different RDX trim levels.
Price Range from Low to High
For a driver around age 40, Acura RDX insurance prices range from as low as $388 for just liability coverage to a much higher rate of $2,740 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on insurance prices.
The ranges above illustrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Acura RDX insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $732
- Choosing higher $1,000 deductibles can save approximately $184 each year
- The average rate for the average middle-age driver who has $500 deductibles is $1,274
- Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,626
- Unlucky drivers with serious driving violations could pay up to $2,740
- The price for full coverage for a teen driver with full coverage can cost as much as $4,642 each year
Car insurance prices for an Acura RDX are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.
An older driver with no driving violations and high deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,600 a year. View Rates by Age
The state you live in plays a big part in determining prices for Acura RDX insurance prices. A good driver about age 40 could pay as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,720 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,150 | -$124 | -9.7% |
| Alaska | $976 | -$298 | -23.4% |
| Arizona | $1,054 | -$220 | -17.3% |
| Arkansas | $1,274 | -$0 | 0.0% |
| California | $1,448 | $174 | 13.7% |
| Colorado | $1,212 | -$62 | -4.9% |
| Connecticut | $1,306 | $32 | 2.5% |
| Delaware | $1,436 | $162 | 12.7% |
| Florida | $1,586 | $312 | 24.5% |
| Georgia | $1,176 | -$98 | -7.7% |
| Hawaii | $912 | -$362 | -28.4% |
| Idaho | $860 | -$414 | -32.5% |
| Illinois | $944 | -$330 | -25.9% |
| Indiana | $960 | -$314 | -24.6% |
| Iowa | $858 | -$416 | -32.7% |
| Kansas | $1,206 | -$68 | -5.3% |
| Kentucky | $1,734 | $460 | 36.1% |
| Louisiana | $1,880 | $606 | 47.6% |
| Maine | $786 | -$488 | -38.3% |
| Maryland | $1,050 | -$224 | -17.6% |
| Massachusetts | $1,012 | -$262 | -20.6% |
| Michigan | $2,208 | $934 | 73.3% |
| Minnesota | $1,066 | -$208 | -16.3% |
| Mississippi | $1,522 | $248 | 19.5% |
| Missouri | $1,128 | -$146 | -11.5% |
| Montana | $1,366 | $92 | 7.2% |
| Nebraska | $1,002 | -$272 | -21.4% |
| Nevada | $1,524 | $250 | 19.6% |
| New Hampshire | $916 | -$358 | -28.1% |
| New Jersey | $1,422 | $148 | 11.6% |
| New Mexico | $1,124 | -$150 | -11.8% |
| New York | $1,338 | $64 | 5.0% |
| North Carolina | $730 | -$544 | -42.7% |
| North Dakota | $1,042 | -$232 | -18.2% |
| Ohio | $874 | -$400 | -31.4% |
| Oklahoma | $1,304 | $30 | 2.4% |
| Oregon | $1,166 | -$108 | -8.5% |
| Pennsylvania | $1,212 | -$62 | -4.9% |
| Rhode Island | $1,696 | $422 | 33.1% |
| South Carolina | $1,152 | -$122 | -9.6% |
| South Dakota | $1,074 | -$200 | -15.7% |
| Tennessee | $1,112 | -$162 | -12.7% |
| Texas | $1,534 | $260 | 20.4% |
| Utah | $942 | -$332 | -26.1% |
| Vermont | $868 | -$406 | -31.9% |
| Virginia | $760 | -$514 | -40.3% |
| Washington | $980 | -$294 | -23.1% |
| West Virginia | $1,166 | -$108 | -8.5% |
| Wisconsin | $880 | -$394 | -30.9% |
| Wyoming | $1,134 | -$140 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $540 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $299 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying $1,500 to $2,000 extra each year, depending on your age. High-risk driver insurance ranges as much as 43% to 132% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,230 | $103 |
| Acura RDX AWD | $1,230 | $103 |
| Acura RDX Technology Package 2WD | $1,316 | $110 |
| Acura RDX Technology Package AWD | $1,316 | $110 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2023 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2022 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2021 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2020 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2019 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2018 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2017 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2016 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2015 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2014 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2013 Acura RDX | $180 | $268 | $402 | $986 |
| 2012 Acura RDX | $174 | $244 | $406 | $960 |
| 2011 Acura RDX | $162 | $222 | $402 | $922 |
| 2010 Acura RDX | $152 | $202 | $402 | $892 |
| 2008 Acura RDX | $146 | $178 | $390 | $850 |
| 2007 Acura RDX | $144 | $168 | $384 | $832 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Acura RDX Insurance
Getting lower rates on car insurance takes avoiding accidents and claims, having above-average credit, not filing small claims, and possibly higher deductibles. Set aside time to compare rates at every other renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The points below are a recap of the concepts that were covered above.
- Higher risk drivers that have major violations or accidents pay on average $1,470 more annually to insure an Acura RDX
- Drivers under the age of 20 have the highest car insurance prices, as much as $387 a month if full coverage is included
- It is possible to save approximately $150 per year just by shopping early and online
- Increasing physical damage deductibles can save around $525 each year
- It is possible to save approximately $150 per year just by shopping early and online
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,642 |
| 20 | $2,918 |
| 30 | $1,332 |
| 40 | $1,274 |
| 50 | $1,160 |
| 60 | $1,138 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,626 |
| $250 | $1,464 |
| $500 | $1,274 |
| $1,000 | $1,090 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,274 |
| 50/100 | $1,382 |
| 100/300 | $1,465 |
| 250/500 | $1,681 |
| 100 CSL | $1,416 |
| 300 CSL | $1,598 |
| 500 CSL | $1,731 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,638 |
| 20 | $4,640 |
| 30 | $2,810 |
| 40 | $2,740 |
| 50 | $2,612 |
| 60 | $2,588 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $60 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
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