Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average insurance rates for an Acura RDX are $1,292 a year including full coverage. Comprehensive insurance costs around $308 a year, collision costs $532, and liability insurance costs around $316. Buying just liability costs as low as $376 a year, with insurance for high-risk drivers costing $2,782 or more. Teens receive the highest rates at $4,674 a year or more.
Average premium for full coverage: $1,292
Rate estimates for individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and RDX trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as low as $376 for your basic liability-only policy to a high of $2,782 for high-risk insurance.
Price Range by Location
Where you live has a significant impact on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates how location helps determine auto insurance rates.
These examples highlight why it is important to compare prices for a specific zip code and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Acura RDX insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $741
- Using higher $1,000 deductibles will save about $1,100 every year
- The average rate for a 40-year-old driver using $500 deductibles is $1,292
- Selecting low $100 deductibles for physical damage coverage will cost an extra $368 a year
- Drivers with serious driving violations could pay at least $2,782 or more
- The cost for full coverage for a teen driver can be $4,674 or more
Auto insurance rates for an Acura RDX can also vary considerably based on your driver profile, the model of your RDX, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles could pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $4,600 a year. View Rates by Age
Where you live has a huge impact on Acura RDX insurance rates. A driver around age 40 might see rates as low as $990 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,840 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,166 | -$126 | -9.8% |
| Alaska | $990 | -$302 | -23.4% |
| Arizona | $1,072 | -$220 | -17.0% |
| Arkansas | $1,292 | -$0 | 0.0% |
| California | $1,470 | $178 | 13.8% |
| Colorado | $1,232 | -$60 | -4.6% |
| Connecticut | $1,326 | $34 | 2.6% |
| Delaware | $1,460 | $168 | 13.0% |
| Florida | $1,612 | $320 | 24.8% |
| Georgia | $1,194 | -$98 | -7.6% |
| Hawaii | $930 | -$362 | -28.0% |
| Idaho | $874 | -$418 | -32.4% |
| Illinois | $962 | -$330 | -25.5% |
| Indiana | $972 | -$320 | -24.8% |
| Iowa | $872 | -$420 | -32.5% |
| Kansas | $1,224 | -$68 | -5.3% |
| Kentucky | $1,762 | $470 | 36.4% |
| Louisiana | $1,912 | $620 | 48.0% |
| Maine | $798 | -$494 | -38.2% |
| Maryland | $1,066 | -$226 | -17.5% |
| Massachusetts | $1,028 | -$264 | -20.4% |
| Michigan | $2,242 | $950 | 73.5% |
| Minnesota | $1,082 | -$210 | -16.3% |
| Mississippi | $1,546 | $254 | 19.7% |
| Missouri | $1,146 | -$146 | -11.3% |
| Montana | $1,386 | $94 | 7.3% |
| Nebraska | $1,016 | -$276 | -21.4% |
| Nevada | $1,550 | $258 | 20.0% |
| New Hampshire | $932 | -$360 | -27.9% |
| New Jersey | $1,444 | $152 | 11.8% |
| New Mexico | $1,140 | -$152 | -11.8% |
| New York | $1,360 | $68 | 5.3% |
| North Carolina | $744 | -$548 | -42.4% |
| North Dakota | $1,060 | -$232 | -18.0% |
| Ohio | $888 | -$404 | -31.3% |
| Oklahoma | $1,324 | $32 | 2.5% |
| Oregon | $1,184 | -$108 | -8.4% |
| Pennsylvania | $1,230 | -$62 | -4.8% |
| Rhode Island | $1,722 | $430 | 33.3% |
| South Carolina | $1,170 | -$122 | -9.4% |
| South Dakota | $1,090 | -$202 | -15.6% |
| Tennessee | $1,130 | -$162 | -12.5% |
| Texas | $1,556 | $264 | 20.4% |
| Utah | $956 | -$336 | -26.0% |
| Vermont | $882 | -$410 | -31.7% |
| Virginia | $772 | -$520 | -40.2% |
| Washington | $996 | -$296 | -22.9% |
| West Virginia | $1,184 | -$108 | -8.4% |
| Wisconsin | $894 | -$398 | -30.8% |
| Wyoming | $1,150 | -$142 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $560 each year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $285 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at least $1,500 to $2,100 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 130% more than the average policy. View High Risk Driver Rates
With so much variability in rates, the best way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company calculates rates differently, and quoted rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,246 | $104 |
| Acura RDX AWD | $1,246 | $104 |
| Acura RDX Technology Package 2WD | $1,336 | $111 |
| Acura RDX Technology Package AWD | $1,336 | $111 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $308 | $532 | $316 | $1,292 |
| 2023 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2022 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2021 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2020 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2019 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2018 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2017 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2016 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2015 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2014 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2013 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2012 Acura RDX | $180 | $268 | $402 | $986 |
| 2011 Acura RDX | $174 | $244 | $406 | $960 |
| 2010 Acura RDX | $162 | $222 | $402 | $922 |
| 2008 Acura RDX | $148 | $182 | $398 | $864 |
| 2007 Acura RDX | $146 | $178 | $390 | $850 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Acura RDX Insurance
Saving money on Acura RDX insurance requires avoiding accidents and violations, having good credit, not filing small claims, and maximizing policy discounts. Invest time comparing rates every couple of years by requesting rates from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.
The list below is a brief recap of the material that was covered in the charts and tables above.
- Drivers who may need higher liability limits will pay approximately $350 per year to increase from a minimum limit to 250/500 limits
- Teenagers are expensive to insure, as much as $390 per month if they have full coverage
- High-risk drivers who tend to receive serious violations pay on average $1,490 more every year for car insurance
- Increasing deductibles can save around $550 each year
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,674 |
| 20 | $2,962 |
| 30 | $1,356 |
| 40 | $1,292 |
| 50 | $1,178 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,490 |
| $500 | $1,292 |
| $1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,292 |
| 50/100 | $1,399 |
| 100/300 | $1,478 |
| 250/500 | $1,684 |
| 100 CSL | $1,431 |
| 300 CSL | $1,605 |
| 500 CSL | $1,731 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,690 |
| 20 | $4,702 |
| 30 | $2,850 |
| 40 | $2,782 |
| 50 | $2,646 |
| 60 | $2,622 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $66 |
| Homeowner | $18 |
| 5-yr Accident Free | $97 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $61 |
| Advance Quote | $65 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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