Volvo C70 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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U.S. average insurance prices for a Volvo C70 are $796 every 12 months with full coverage. Comprehensive insurance costs on average $162 each year, collision costs $214, and liability insurance is $310. Liability-only insurance costs around $350 a year, with high-risk driver insurance costing $1,692 or more. 16-year-old drivers pay the highest rates at $3,036 a year or more.

Average premium for full coverage: $796

Price estimates by individual coverage:

Comprehensive $162
Collision $214
Liability $310

Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and C70 models.

Price Range from Low to High

For a driver in their 40's, Volvo C70 insurance prices go from the cheapest price of $350 for just the minimum liability insurance to a high rate of $1,692 for a high-risk insurance policy.

Liability Only $350
Full Coverage $796
High Risk $1,692

Geographic Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas have more infrequent collision claims than congested cities.

The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $597
Small Cities $836
Large Cities $1,075

The ranges above demonstrate why all drivers should compare rates quotes based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Volvo C70 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $478
  • Raising to $1,000 deductibles will save around $88 annually
  • The average price for the average middle-age driver with $500 deductibles is $796
  • Buying low deductibles costs an extra $160 a year
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $1,692 or more
  • The price to insure a teen driver may cost $3,036

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $478 to $3,036

Car insurance prices for a Volvo C70 are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your C70.

Opting for high physical damage deductibles can reduce prices by up to $250 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $800 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $3,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $900 to $1,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 126% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on Volvo C70 insurance rates. A middle-age driver might find prices as low as $570 a year in states like New Hampshire, Ohio, and Utah, or at least $1,070 on average in Florida, Michigan, and New York.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $718 -$78 -9.8%
Alaska $610 -$186 -23.4%
Arizona $658 -$138 -17.3%
Arkansas $796 -$0 0.0%
California $904 $108 13.6%
Colorado $758 -$38 -4.8%
Connecticut $816 $20 2.5%
Delaware $898 $102 12.8%
Florida $990 $194 24.4%
Georgia $732 -$64 -8.0%
Hawaii $572 -$224 -28.1%
Idaho $538 -$258 -32.4%
Illinois $590 -$206 -25.9%
Indiana $598 -$198 -24.9%
Iowa $534 -$262 -32.9%
Kansas $754 -$42 -5.3%
Kentucky $1,080 $284 35.7%
Louisiana $1,174 $378 47.5%
Maine $488 -$308 -38.7%
Maryland $654 -$142 -17.8%
Massachusetts $632 -$164 -20.6%
Michigan $1,378 $582 73.1%
Minnesota $662 -$134 -16.8%
Mississippi $952 $156 19.6%
Missouri $704 -$92 -11.6%
Montana $854 $58 7.3%
Nebraska $624 -$172 -21.6%
Nevada $952 $156 19.6%
New Hampshire $572 -$224 -28.1%
New Jersey $886 $90 11.3%
New Mexico $700 -$96 -12.1%
New York $836 $40 5.0%
North Carolina $454 -$342 -43.0%
North Dakota $650 -$146 -18.3%
Ohio $550 -$246 -30.9%
Oklahoma $814 $18 2.3%
Oregon $730 -$66 -8.3%
Pennsylvania $756 -$40 -5.0%
Rhode Island $1,056 $260 32.7%
South Carolina $720 -$76 -9.5%
South Dakota $670 -$126 -15.8%
Tennessee $694 -$102 -12.8%
Texas $954 $158 19.8%
Utah $588 -$208 -26.1%
Vermont $542 -$254 -31.9%
Virginia $476 -$320 -40.2%
Washington $610 -$186 -23.4%
West Virginia $730 -$66 -8.3%
Wisconsin $550 -$246 -30.9%
Wyoming $706 -$90 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company utilizes a different rate formula, so rate quotes may be quite different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $176 $262 $312 $860
2008 Volvo C70 $162 $214 $310 $796
2007 Volvo C70 $158 $208 $304 $780
2005 Volvo C70 $142 $190 $294 $736
2004 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Volvo C70 Insurance

Getting lower rates on Volvo C70 insurance consists of being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a summary of the car insurance concepts covered in the charts and tables above.

  • High-risk drivers who have multiple accidents or major violations may pay on average $900 more each year for auto insurance
  • You may be able to save as much as $90 per year simply by quoting online in advance
  • Increasing physical damage deductibles could save as much as $250 each year
  • Drivers who require higher levels of liability will pay around $340 every year to raise from a low limit to a 250/500 level

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $3,036
20 $1,788
30 $818
40 $796
50 $728
60 $714

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $956
$250 $882
$500 $796
$1,000 $708

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $796
50/100 $858
100/300 $936
250/500 $1,137
100 CSL $889
300 CSL $1,060
500 CSL $1,184

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,298
20 $2,846
30 $1,714
40 $1,692
50 $1,614
60 $1,596

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $106

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $41
Multi-vehicle $41
Homeowner $13
5-yr Accident Free $51
5-yr Claim Free $50
Paid in Full/EFT $31
Advance Quote $36
Online Quote $55
Total Discounts $318
Rate after discounts $478

Discounts are estimated and may not be available from every company or in every state.

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