Volvo C70 Insurance Rates
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UPDATED: Aug 23, 2022
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The average insurance prices for a Volvo C70 are $762 every 12 months including full coverage. Comprehensive insurance costs an estimated $156, collision insurance costs $198, and liability is $298. Liability-only coverage costs around $340 a year, and high-risk coverage costs $1,618 or more. Teenage drivers cost the most to insure at up to $2,916 a year.
Average premium for full coverage: $762
Policy rates broken down by type of insurance:
Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different C70 trim levels.
Price Range Variability
For a 40-year-old driver, Volvo C70 insurance rates range from the cheapest price of $340 for just the minimum liability insurance to a much higher rate of $1,618 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.
The examples above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Volvo C70 insurance rates for other coverage scenarios.
- The best discount rate is $462
- Raising to $1,000 deductibles will save approximately $82 every year
- The average price for a good driver age 40 who has $500 deductibles is $762
- Using more expensive low deductibles costs an extra $154 annually
- Drivers who are prone to accidents and violations could pay up to $1,618
- Policy cost to insure a 16-year-old driver with full coverage can cost as much as $2,916
Insurance rates for a Volvo C70 also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.
Using high physical damage deductibles can reduce rates by up to $240 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $268 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as low as $700 every 12 months on average, or $58 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $2,900 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying $900 to $1,300 additional every year, depending on your age. High-risk driver insurance is expensive and can cost from 45% to 132% more than a normal policy. View High Risk Driver Rates
Your home state also has a big influence on Volvo C70 insurance prices. A middle-age driver might find rates as low as $590 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,090 on average in Louisiana, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2010 Volvo C70||$190||$286||$316||$902|
|2008 Volvo C70||$166||$238||$312||$826|
|2007 Volvo C70||$162||$214||$310||$796|
|2005 Volvo C70||$156||$198||$298||$762|
|2004 Volvo C70||$142||$190||$294||$736|
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Volvo C70 Insurance
Finding cheaper rates on insurance for a Volvo C70 consists of having a good driving record, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around at least once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.
The next list is a condensed summary of the primary concepts that were illustrated above.
- You may be able to save approximately $90 per year just by shopping early and online
- Drivers considered higher risk with multiple at-fault accidents may have to pay on average $860 more annually to buy Volvo C70 insurance
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- Drivers age 20 and younger are expensive to insure, with premiums being up to $243 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$48|
|5-yr Claim Free||$47|
|Paid in Full/EFT||$29|
Discounts are estimated and may not be available from every company or in every state.