Volvo C70 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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Estimated insurance prices for a Volvo C70 are $736 every 12 months for full coverage insurance. Comprehensive insurance costs around $142, collision costs $190, and liability coverage is $294. Liability-only insurance costs around $338 a year, with high-risk driver insurance costing $1,568 or more. Teens pay the most at $2,844 a year or more.

Average premium for full coverage: $736

Premium estimates for type of coverage:

Comprehensive $142
Collision $190
Liability $294

Rates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different C70 trim levels.

Insurance Price Range by Risk and Coverage

For a middle-aged driver, insurance rates for a Volvo C70 go from the cheapest price of $338 for just the minimum liability insurance to a much higher rate of $1,568 for a high risk driver.

Liability Only $338
Full Coverage $736
High Risk $1,568

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of location on auto insurance rates.

Rural Areas $552
Small Cities $773
Large Cities $994

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Volvo C70 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $444
  • Raising to $1,000 deductibles will save about $76 each year
  • The average price for a 40-year-old good driver using $500 deductibles is $736
  • Selecting more expensive low deductibles costs an extra $144 each year
  • Unlucky drivers with serious driving violations could pay at least $1,568 or more
  • An auto insurance policy to insure a teenage driver with full coverage can be $2,844

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $444 to $2,844

Insurance prices for a Volvo C70 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $220 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $264 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $700 every 12 months on average, or $58 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $2,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $900 to $1,200 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 136% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Volvo C70 insurance rates. A middle-age driver might find prices as low as $480 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $990 on average in Michigan, New York, and Florida.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $666 -$70 -9.5%
Alaska $564 -$172 -23.4%
Arizona $610 -$126 -17.1%
Arkansas $736 -$0 0.0%
California $838 $102 13.9%
Colorado $702 -$34 -4.6%
Connecticut $754 $18 2.4%
Delaware $834 $98 13.3%
Florida $918 $182 24.7%
Georgia $680 -$56 -7.6%
Hawaii $530 -$206 -28.0%
Idaho $498 -$238 -32.3%
Illinois $548 -$188 -25.5%
Indiana $554 -$182 -24.7%
Iowa $498 -$238 -32.3%
Kansas $700 -$36 -4.9%
Kentucky $1,004 $268 36.4%
Louisiana $1,090 $354 48.1%
Maine $452 -$284 -38.6%
Maryland $608 -$128 -17.4%
Massachusetts $588 -$148 -20.1%
Michigan $1,278 $542 73.6%
Minnesota $616 -$120 -16.3%
Mississippi $884 $148 20.1%
Missouri $652 -$84 -11.4%
Montana $792 $56 7.6%
Nebraska $578 -$158 -21.5%
Nevada $884 $148 20.1%
New Hampshire $532 -$204 -27.7%
New Jersey $824 $88 12.0%
New Mexico $652 -$84 -11.4%
New York $774 $38 5.2%
North Carolina $422 -$314 -42.7%
North Dakota $604 -$132 -17.9%
Ohio $508 -$228 -31.0%
Oklahoma $754 $18 2.4%
Oregon $676 -$60 -8.2%
Pennsylvania $702 -$34 -4.6%
Rhode Island $982 $246 33.4%
South Carolina $670 -$66 -9.0%
South Dakota $620 -$116 -15.8%
Tennessee $646 -$90 -12.2%
Texas $888 $152 20.7%
Utah $546 -$190 -25.8%
Vermont $504 -$232 -31.5%
Virginia $442 -$294 -39.9%
Washington $568 -$168 -22.8%
West Virginia $678 -$58 -7.9%
Wisconsin $508 -$228 -31.0%
Wyoming $654 -$82 -11.1%

View Chart as Image

Volvo C70 insurance rates by U.S. city

With such a large range in prices, the only way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company calculates prices differently, and prices will be substantially different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $176 $262 $312 $860
2008 Volvo C70 $162 $214 $310 $796
2007 Volvo C70 $158 $208 $304 $780
2005 Volvo C70 $142 $190 $294 $736
2004 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Volvo C70 Insurance

Finding better rates on auto insurance consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to shop around at least every two years by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a summary of the information that was covered in this article.

  • Increasing policy deductibles could save as much as $225 each year
  • It is possible to save up to $80 per year simply by shopping early and online
  • Consumers who may need an increased level of liability coverage will pay approximately $320 annually to raise from 30/60 bodily injury limits to a 250/500 level
  • Drivers age 16 to 20 are charged the highest prices, with premiums being up to $237 per month if full coverage is included
  • Drivers that have multiple accidents or serious violations may pay on average $830 more every year than a safer driver

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,844
20 $1,662
30 $758
40 $736
50 $674
60 $662

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $880
$250 $814
$500 $736
$1,000 $660

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $736
50/100 $795
100/300 $868
250/500 $1,059
100 CSL $824
300 CSL $986
500 CSL $1,104

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,022
20 $2,644
30 $1,588
40 $1,568
50 $1,498
60 $1,480

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $97

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $38
Multi-vehicle $38
Homeowner $12
5-yr Accident Free $47
5-yr Claim Free $46
Paid in Full/EFT $28
Advance Quote $33
Online Quote $50
Total Discounts $292
Rate after discounts $444

Discounts are estimated and may not be available from every company or in every state.

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