Volvo C70 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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The average insurance rates for a Volvo C70 are $780 a year with full coverage. Comprehensive insurance costs an estimated $158 each year, collision insurance costs $208, and liability costs $304. A liability-only policy costs as little as $346 a year, and high-risk insurance costs $1,662 or more. Teens cost the most to insure at up to $2,984 a year.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Comprehensive $158
Collision $208
Liability $304

Prices include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and C70 models.

Price Range Variability

For the average 40-year-old driver, Volvo C70 insurance rates range from as low as $346 for the bare minimum liability coverage to a high rate of $1,662 for a driver required to buy high-risk insurance.

Liability Only $346
Full Coverage $780
High Risk $1,662

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

The examples above demonstrate why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Volvo C70 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $468
  • Drivers who choose higher $1,000 deductibles will pay approximately $84 annually
  • The average rate for a good driver age 40 who has $500 deductibles is $780
  • Selecting low deductibles for comprehensive and collision insurance will cost an extra $160 annually
  • Drivers with serious driving violations could pay up to $1,662
  • Policy cost for full coverage for a 16-year-old driver can cost as much as $2,984 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance prices range from $468 to $2,984 for full coverage

Car insurance rates for a Volvo C70 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as low as $700 per year on average, or $58 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $2,900 a year. View Rates by Age

Your home state makes a big difference in Volvo C70 insurance prices. A 40-year-old driver could pay as low as $560 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,060 on average in New York, Michigan, and Florida.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $250 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $273 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $900 to $1,300 extra every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 129% more than the average policy. View High Risk Driver Rates

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Volvo C70 Insurance

Finding cheaper rates on insurance for a Volvo C70 not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and possibly higher deductibles. Make time to compare rates at every policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a quick rundown of the data touched on in this article.

  • Insureds who want more liability protection will pay approximately $330 every year to go from a 30/60 limit to 250/500 limits
  • You may be able to save approximately $90 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles can save around $250 each year
  • Youthful drivers have the highest car insurance rates, as much as $249 each month if full coverage is included

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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