Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average insurance prices for a Volvo C70 are $780 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $158, collision insurance costs $208, and liability coverage costs around $304. Liability-only coverage costs as low as $346 a year, and high-risk coverage costs $1,662 or more. Teens pay the highest rates at up to $2,984 a year.

Average premium for full coverage: $780

Price estimates broken down by individual coverage:

Comprehensive $158
Collision $208
Liability $304

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different C70 trim levels.

Price Range from Low to High

For the average driver, Volvo C70 insurance prices range from the cheapest price of $346 for liability-only coverage to a much higher rate of $1,662 for a high-risk driver policy.

Liability Only $346
Full Coverage $780
High Risk $1,662

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates how location impacts insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

The ranges above illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Volvo C70 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $468
  • Using higher $1,000 deductibles will save approximately $84 each year
  • The average price for the average middle-age driver who has $500 deductibles is $780
  • Selecting more expensive low deductibles for physical damage coverage costs an extra $160 each year
  • Higher-risk drivers with serious driving violations could pay up to $1,662
  • The price to insure a teenage driver with full coverage can cost as much as $2,984 or more

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance prices range from $468 to $2,984 for full coverage

Auto insurance prices for a Volvo C70 are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $250 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $273 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $700 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $2,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $900 to $1,300 in extra premium each year, depending on your age. High-risk driver insurance can be around 44% to 129% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Volvo C70 insurance rates. A driver around age 40 might see prices as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,060 on average in Florida, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city
Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Volvo C70 Insurance

Getting lower rates on auto insurance requires having a decent driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Spend time shopping around every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a brief recap of the information touched on above.

  • It is possible to save approximately $90 per year just by shopping early and online
  • 16 to 18-year-old drivers are the costliest to insure, as much as $249 a month if comprehensive and collision insurance is included
  • Increasing physical damage deductibles could save as much as $250 each year
  • Drivers who tend to receive serious violations could be forced to pay on average $880 more annually than a driver with a clean driving record
  • Consumers who want additional liability coverage will pay approximately $330 annually to increase from a low limit to a 250/500 level

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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