Volvo C70 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Aug 23, 2022

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The average insurance prices for a Volvo C70 are $762 every 12 months including full coverage. Comprehensive insurance costs an estimated $156, collision insurance costs $198, and liability is $298. Liability-only coverage costs around $340 a year, and high-risk coverage costs $1,618 or more. Teenage drivers cost the most to insure at up to $2,916 a year.

Average premium for full coverage: $762

Policy rates broken down by type of insurance:

Comprehensive $156
Collision $198
Liability $298

Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different C70 trim levels.

Price Range Variability

For a 40-year-old driver, Volvo C70 insurance rates range from the cheapest price of $340 for just the minimum liability insurance to a much higher rate of $1,618 for coverage for higher-risk drivers.

Liability Only $340
Full Coverage $762
High Risk $1,618

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Volvo C70 insurance rates for other coverage scenarios.

  • The best discount rate is $462
  • Raising to $1,000 deductibles will save approximately $82 every year
  • The average price for a good driver age 40 who has $500 deductibles is $762
  • Using more expensive low deductibles costs an extra $154 annually
  • Drivers who are prone to accidents and violations could pay up to $1,618
  • Policy cost to insure a 16-year-old driver with full coverage can cost as much as $2,916

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance prices range from $462 to $2,916 for full coverage

Insurance rates for a Volvo C70 also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $240 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $268 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $700 every 12 months on average, or $58 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $2,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $900 to $1,300 additional every year, depending on your age. High-risk driver insurance is expensive and can cost from 45% to 132% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Volvo C70 insurance prices. A middle-age driver might find rates as low as $590 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,090 on average in Louisiana, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city
Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $190 $286 $316 $902
2008 Volvo C70 $166 $238 $312 $826
2007 Volvo C70 $162 $214 $310 $796
2005 Volvo C70 $156 $198 $298 $762
2004 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Volvo C70 Insurance

Finding cheaper rates on insurance for a Volvo C70 consists of having a good driving record, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around at least once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a condensed summary of the primary concepts that were illustrated above.

  • You may be able to save approximately $90 per year just by shopping early and online
  • Drivers considered higher risk with multiple at-fault accidents may have to pay on average $860 more annually to buy Volvo C70 insurance
  • Increasing comprehensive and collision deductibles could save as much as $225 each year
  • Drivers age 20 and younger are expensive to insure, with premiums being up to $243 each month if full coverage is included

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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