Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance rates for a Volvo C70 are $762 a year for full coverage. Comprehensive insurance costs on average $156 a year, collision costs $198, and liability costs $298. Liability-only coverage costs as little as $340 a year, with high-risk coverage costing $1,618 or more. Teen drivers receive the highest rates at $2,916 a year or more.

Average premium for full coverage: $762

Rate estimates by individual coverage type:

Comprehensive $156
Collision $198
Liability $298

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and C70 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the low end price of $340 for just liability insurance to a high of $1,618 for a driver who requires high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas tend to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how location helps determine car insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These examples show why it is important to compare rates based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows estimated Volvo C70 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $462
  • Drivers who choose higher $1,000 deductibles will pay around $680 a year
  • The estimated price for a 40-year-old driver with $500 deductibles is $762
  • Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $154 annually
  • Drivers with multiple violations and an at-fault accident could pay upwards of $1,618 or more
  • The cost that insures a 16-year-old driver may cost $2,916 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $462 to $2,916

Car insurance rates for a Volvo C70 can also vary considerably based on the trim level of your C70, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $900 to $1,300 extra per year, depending on your age. A high-risk auto insurance policy can cost from 45% to 132% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $700 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $2,900 a year. View Rates by Age

Where you live makes a big difference in Volvo C70 insurance prices. A 40-year-old driver could pay as low as $500 a year in states like Idaho, Maine, and Iowa, or as much as $1,090 on average in Michigan, Louisiana, and New York.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing high deductibles could save up to $240 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $268 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from multiple companies. Every company uses a different rate calculation, so rate quotes can be significantly different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volvo C70 Insurance

Saving money on insurance for a Volvo C70 not only requires avoiding accidents and claims, but also having a positive credit history, eliminating unneeded coverage, and maximizing policy discounts. Shop around at every other renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a brief review of the concepts that were covered in the charts and tables above.

  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $860 more each year to insure a Volvo C70
  • Drivers under the age of 20 are expensive to insure, costing as high as $243 per month if full coverage is purchased
  • Drivers can save as much as $90 per year simply by quoting early and online
  • Increasing deductibles can save approximately $225 each year
  • Drivers can save as much as $90 per year simply by quoting early and online

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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