Volvo C70 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 3, 2023
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Estimated insurance prices for a Volvo C70 are $762 every 12 months for full coverage insurance. Comprehensive costs approximately $156, collision costs $198, and liability costs $298. A liability-only policy costs as little as $340 a year, with high-risk insurance costing around $1,618. 16-year-old drivers pay the most at $2,916 a year or more.
Average premium for full coverage: $762
Premium estimates by type of coverage:
Prices are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all C70 models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Volvo C70 go from the cheapest price of $340 for liability-only coverage to the much higher price of $1,618 for high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than congested cities.
The example below illustrates how rural and urban location affects auto insurance prices.
These rate differences illustrate why everyone should compare rates using their specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Volvo C70 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $462
- Drivers who choose higher $1,000 deductibles will pay $82 each year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $762
- Buying pricier low deductibles for comprehensive and collision insurance increases the price to $916
- Drivers with multiple tickets or accidents could pay around $1,618 or more
- An auto insurance policy to insure a 16-year-old driver for full coverage can cost $2,916 a year
Auto insurance prices for a Volvo C70 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your C70.
Opting for high physical damage deductibles could save up to $240 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $268 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as low as $700 per year on average, or $58 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $2,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $900 to $1,300 in extra premium annually, depending on your age. Volvo C70 insurance for high-risk drivers can cost from 45% to 132% more than the average rate. View High Risk Driver Rates
Where you choose to live makes a big difference in Volvo C70 insurance prices. A 40-year-old driver could pay as low as $500 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,030 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $690 | -$72 | -9.4% |
| Alaska | $584 | -$178 | -23.4% |
| Arizona | $634 | -$128 | -16.8% |
| Arkansas | $762 | -$0 | 0.0% |
| California | $868 | $106 | 13.9% |
| Colorado | $726 | -$36 | -4.7% |
| Connecticut | $782 | $20 | 2.6% |
| Delaware | $860 | $98 | 12.9% |
| Florida | $950 | $188 | 24.7% |
| Georgia | $706 | -$56 | -7.3% |
| Hawaii | $548 | -$214 | -28.1% |
| Idaho | $516 | -$246 | -32.3% |
| Illinois | $568 | -$194 | -25.5% |
| Indiana | $574 | -$188 | -24.7% |
| Iowa | $516 | -$246 | -32.3% |
| Kansas | $722 | -$40 | -5.2% |
| Kentucky | $1,038 | $276 | 36.2% |
| Louisiana | $1,126 | $364 | 47.8% |
| Maine | $468 | -$294 | -38.6% |
| Maryland | $628 | -$134 | -17.6% |
| Massachusetts | $606 | -$156 | -20.5% |
| Michigan | $1,324 | $562 | 73.8% |
| Minnesota | $638 | -$124 | -16.3% |
| Mississippi | $912 | $150 | 19.7% |
| Missouri | $674 | -$88 | -11.5% |
| Montana | $820 | $58 | 7.6% |
| Nebraska | $598 | -$164 | -21.5% |
| Nevada | $914 | $152 | 19.9% |
| New Hampshire | $550 | -$212 | -27.8% |
| New Jersey | $850 | $88 | 11.5% |
| New Mexico | $674 | -$88 | -11.5% |
| New York | $804 | $42 | 5.5% |
| North Carolina | $438 | -$324 | -42.5% |
| North Dakota | $624 | -$138 | -18.1% |
| Ohio | $528 | -$234 | -30.7% |
| Oklahoma | $782 | $20 | 2.6% |
| Oregon | $698 | -$64 | -8.4% |
| Pennsylvania | $726 | -$36 | -4.7% |
| Rhode Island | $1,016 | $254 | 33.3% |
| South Carolina | $692 | -$70 | -9.2% |
| South Dakota | $644 | -$118 | -15.5% |
| Tennessee | $666 | -$96 | -12.6% |
| Texas | $918 | $156 | 20.5% |
| Utah | $566 | -$196 | -25.7% |
| Vermont | $520 | -$242 | -31.8% |
| Virginia | $458 | -$304 | -39.9% |
| Washington | $588 | -$174 | -22.8% |
| West Virginia | $700 | -$62 | -8.1% |
| Wisconsin | $528 | -$234 | -30.7% |
| Wyoming | $676 | -$86 | -11.3% |
With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices from multiple companies. Every company utilizes a different rate formula, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $162 | $214 | $310 | $796 |
| 2008 Volvo C70 | $156 | $198 | $298 | $762 |
| 2007 Volvo C70 | $142 | $190 | $294 | $736 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Volvo C70 Insurance
Finding better rates on insurance for a Volvo C70 not only requires being a good driver, but also having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to shop around every couple of years by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The following list is a brief review of the material that was raised in the charts and tables above.
- Insureds who purchase an increased level of liability coverage will pay around $330 annually to go from 30/60 bodily injury limits to a 250/500 level
- Drivers age 16 to 20 have the highest car insurance prices, with premiums being up to $243 per month if comprehensive and collision insurance is included
- Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $860 more per year than a safer driver
- Increasing policy deductibles could save as much as $225 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,916 |
| 20 | $1,714 |
| 30 | $786 |
| 40 | $762 |
| 50 | $700 |
| 60 | $684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $916 |
| $250 | $846 |
| $500 | $762 |
| $1,000 | $680 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $762 |
| 50/100 | $822 |
| 100/300 | $896 |
| 250/500 | $1,090 |
| 100 CSL | $851 |
| 300 CSL | $1,015 |
| 500 CSL | $1,135 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,124 |
| 20 | $2,724 |
| 30 | $1,642 |
| 40 | $1,618 |
| 50 | $1,546 |
| 60 | $1,528 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $39 |
| Homeowner | $12 |
| 5-yr Accident Free | $48 |
| 5-yr Claim Free | $47 |
| Paid in Full/EFT | $29 |
| Advance Quote | $34 |
| Online Quote | $52 |
| Total Discounts | $300 |
Discounts are estimated and may not be available from every company or in every state.
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