Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance rates for a Volvo C70 are $762 a year for full coverage. Comprehensive insurance costs approximately $156 each year, collision insurance costs $198, and liability costs $298. Liability-only coverage costs as little as $340 a year, and high-risk coverage costs $1,618 or more. Teen drivers receive the highest rates at up to $2,916 a year.

Average premium for full coverage: $762

Rate estimates by individual coverage type:

Comprehensive $156
Collision $198
Liability $298

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and C70 models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $340 for just liability coverage to a high rate of $1,618 for a driver who has had serious violations or accidents.

Liability Only $340
Full Coverage $762
High Risk $1,618

Price Range by Location

Your location can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These examples show why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Volvo C70 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $462
  • Drivers who choose higher $1,000 deductibles will pay $82 a year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $762
  • Choosing low deductibles for comprehensive and collision insurance will cost an extra $154 annually
  • Drivers with multiple violations and an at-fault accident could pay around $1,618
  • The cost for full coverage for a 16-year-old driver can cost $2,916 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance prices range from $462 to $2,916 for full coverage

Car insurance rates for a Volvo C70 can also vary considerably based on your driver profile, the trim level of your C70, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $700 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $2,900 a year. View Rates by Age

Where you live makes a big difference in Volvo C70 insurance prices. A 40-year-old driver could pay as low as $500 a year in states like Iowa, Maine, and Idaho, or as much as $1,090 on average in New York, Louisiana, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing high deductibles could save up to $240 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $268 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $900 to $1,300 extra per year, depending on your age. Insurance for high-risk drivers can cost from 45% to 132% more than average. View High Risk Driver Rates

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volvo C70 Insurance

Saving money on insurance for a Volvo C70 not only requires having a decent driving record, but also having above-average credit, eliminating unneeded coverage, and attention to physical damage deductibles. Take the time to comparison shop every other policy renewal by getting rate quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a brief review of the ideas that were touched on in the above illustrations.

  • 16 to 18-year-old drivers pay the highest auto insurance rates, costing as high as $243 per month if full coverage is included
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $860 more per year than a driver with a clean driving record
  • Increasing deductibles can save around $225 each year
  • Drivers can save around $90 per year just by quoting online in advance

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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