Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance prices for a Volvo C70 are $762 every 12 months for full coverage. Comprehensive insurance costs an estimated $156, collision insurance costs $198, and liability costs $298. Liability-only coverage costs as little as $340 a year, and high-risk coverage costs $1,618 or more. 16-year-old drivers receive the highest rates at up to $2,916 a year.

Average premium for full coverage: $762

Rate estimates broken down by individual coverage type:

Comprehensive $156
Collision $198
Liability $298

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all C70 models.

Price Range by Coverage and Risk

For the average driver, prices range range from the cheapest price of $340 for a discount liability-only rate to the much higher price of $1,618 for high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Price Range by Location

Your location can make a big difference on insurance rates. More rural locations tend to have more infrequent accident claims than congested cities. The example below illustrates how location impacts insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These examples show why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Volvo C70 insurance rates for other coverage scenarios.

  • The best full coverage rate is $462
  • Drivers who choose higher $1,000 deductibles will pay approximately $82 a year
  • The average price for a 40-year-old driver who has $500 deductibles is $762
  • Buying pricier low deductibles for comprehensive and collision insurance costs an extra $154 annually
  • Drivers with multiple tickets or accidents could pay up to $1,618
  • The cost to insure a 16-year-old driver for full coverage can cost as much as $2,916 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance prices range from $462 to $2,916 for full coverage

Car insurance rates for a Volvo C70 can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could save up to $240 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $268 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $700 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged at least $2,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $900 to $1,300 extra per year, depending on your age. Volvo C70 insurance for high-risk drivers can cost from 45% to 132% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Volvo C70 insurance prices. A 40-year-old driver could pay as low as $500 a year in states like Iowa, Maine, and Idaho, or at least $1,090 on average in New York, Louisiana, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city
Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Volvo C70 Insurance

Saving money on insurance for a Volvo C70 not only requires being a low-risk driver, but also maintaining a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Spend time shopping around every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a review of the material that was touched on above.

  • Insureds who want more liability coverage will pay around $330 each year to go from a minimum limit to a 250/500 level
  • Teen drivers have the highest car insurance rates, costing as high as $243 per month if the policy includes full coverage
  • Drivers considered higher risk who have several accidents or serious violations pay on average $860 more annually to insure their C70
  • Increasing deductibles could save as much as $225 each year

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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