Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average insurance prices for a Volvo C70 are $762 every 12 months for full coverage. Comprehensive costs around $156, collision costs $198, and liability coverage costs around $298. Liability-only coverage costs as low as $340 a year, with high-risk coverage costing around $1,618. 16-year-old drivers pay the highest rates at $2,916 a year or more.

Average premium for full coverage: $762

Price estimates for individual coverage:

Comprehensive $156
Collision $198
Liability $298

Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different C70 trim levels.

Price Range from Low to High

For the average 40-year-old driver, Volvo C70 insurance prices go from the cheapest price of $340 for liability-only coverage to a much higher rate of $1,618 for a driver who requires high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have more infrequent accident claims than congested cities.

The price range example below illustrates the difference location can make on auto insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

The ranges above show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Volvo C70 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $462
  • Using higher $1,000 deductibles will save about $82 a year
  • The average price for the average middle-age driver using $500 deductibles is $762
  • Buying more expensive low deductibles for physical damage coverage increases the price to $916
  • Higher-risk drivers with multiple tickets or accidents could pay at least $1,618 or more
  • The price to insure a teenage driver with full coverage can be $2,916 or more

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance rates range from $462 to $2,916

Auto insurance prices for a Volvo C70 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $240 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $268 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $700 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $2,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $900 to $1,300 in extra premium each year, depending on your age. High-risk driver insurance can be around 45% to 132% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Volvo C70 insurance rates. A driver around age 40 might see prices as low as $500 a year in states like Idaho, Maine, and Iowa, or at least $1,090 on average in Michigan, Louisiana, and New York.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Each insurance company utilizes a different rate formula, and quoted prices may be quite different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Volvo C70 Insurance

Getting lower rates on auto insurance requires having a decent driving record, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Make time to compare rates at every other renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a quick review of the concepts that were touched on in this article.

  • Drivers with a DUI or reckless driving violation may pay on average $860 more every year than a driver with a clean driving record
  • 16 to 18-year-old drivers are expensive to insure, with premiums as much as $243 a month if comprehensive and collision insurance is included
  • Drivers can save up to $90 per year simply by shopping early and online
  • Increasing physical damage deductibles could save as much as $225 each year
  • Drivers can save up to $90 per year simply by shopping early and online

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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