Volvo C70 Insurance Rates

The average auto insurance rates for a Volvo C70 are $762 annually with full coverage. Comprehensive costs an estimated $156 a year, collision insurance costs $198, and liability coverage costs $298. Buying just liability costs as little as $340 a year, and insurance for high-risk drivers costs around $1,618. Teenage drivers cost the most to insure at up to $2,916 a year.

Average premium for full coverage: $762

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and C70 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The examples above demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Volvo C70 insurance rates for other coverage scenarios.

• The best discount rate is $462
• Drivers who choose higher $1,000 deductibles will pay approximately $680 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $762
• Using low $100 deductibles for comprehensive and collision insurance will cost $916
• High-risk insureds who are prone to accidents and violations could pay up to $1,618
• Policy cost with full coverage for a teenage driver can cost as much as $2,916 a year

View Chart as Image

Insurance rates for a Volvo C70 also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $700 per year on average, or $58 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $2,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $900 to $1,300 extra every year, depending on your age. A high-risk auto insurance policy can cost around 45% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $240 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $268 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $550 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,030 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Cheaper Volvo C70 Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates once a year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a condensed summary of the data that was presented in the illustrations above.

• You may be able to save approximately $90 per year just by quoting early and online
• Consumers who want more liability protection will pay an extra $330 every year to go from a 30/60 limit to higher 250/500 limits
• Youthful drivers are charged the highest rates, as much as $243 each month including comprehensive and collision insurance
• Drivers with multiple at-fault accidents pay on average $860 more annually than a low-risk driver