Volvo C70 Insurance Rates

The average insurance prices for a Volvo C70 are $762 every 12 months for full coverage. Comprehensive costs an estimated $156 a year, collision insurance costs $198, and liability insurance costs $298. Liability-only insurance costs as little as $340 a year, and high-risk driver insurance costs around $1,618. Teens cost the most to insure at up to $2,916 a year.

Average premium for full coverage: $762

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and C70 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above show why it is important to compare rates for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Volvo C70 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $462
• Drivers who choose higher $1,000 deductibles will pay approximately $680 a year
• The average price for a good driver age 40 who has $500 deductibles is $762
• Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $916
• High risk drivers with serious driving violations could pay up to $1,618
• Policy cost to insure a teen driver can cost as much as $2,916 a year

View Chart as Image

Auto insurance rates for a Volvo C70 also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $240 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $268 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $700 per year on average, or $58 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $2,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $900 to $1,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 132% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $500 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,090 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Affordable Volvo C70 Insurance

Finding cheaper rates on Volvo C70 insurance not only requires being a low-risk driver, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around at least every other year by getting quotes from direct carriers, and also from several local insurance agents.

The items below are a brief review of the car insurance concepts raised in the charts and tables above.

• High-risk drivers with DUI or reckless driving convictions pay on average $860 more annually to insure their C70
• Drivers can save approximately $90 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Drivers who want more liability coverage will pay approximately $330 each year to go from a 30/60 limit to a 250/500 level