Volvo C70 Insurance Rates
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Michelle Robbins
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UPDATED: Jun 3, 2023
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The average insurance prices for a Volvo C70 are $780 every 12 months with full coverage. Comprehensive costs an estimated $158 each year, collision costs $208, and liability coverage costs $304. Liability-only insurance costs as little as $346 a year, with high-risk driver insurance costing around $1,662. Teen drivers cost the most to insure at $2,984 a year or more.
Average premium for full coverage: $780
Policy rates broken down by type of insurance:
Prices are based on $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and C70 models.
Price Range Variability
Using a 40-year-old driver as an example, Volvo C70 insurance rates go from the cheapest price of $346 for a discount liability-only rate to a high rate of $1,662 for high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. More rural locations are shown to have more infrequent collision claims than larger metro areas.
The graphic below illustrates how rural and urban location affects insurance prices.
The examples above demonstrate why all drivers should compare rates for a targeted area and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Volvo C70 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $468
- Drivers who choose higher $1,000 deductibles will pay approximately $84 annually
- The average price for a good driver age 40 who has $500 deductibles is $780
- Choosing low deductibles for comprehensive and collision insurance increases the price to $940
- High-risk insureds with multiple violations and an at-fault accident could pay up to $1,662 or more
- Policy cost to insure a teenage driver can cost as much as $2,984 a year
Auto insurance rates for a Volvo C70 also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.
Choosing high deductibles could save up to $250 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $273 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may only pay around $700 per year on average, or $58 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $2,900 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out $900 to $1,300 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than average. View High Risk Driver Rates
Your home state makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $560 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,060 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $706 | -$74 | -9.5% |
| Alaska | $598 | -$182 | -23.3% |
| Arizona | $648 | -$132 | -16.9% |
| Arkansas | $780 | -$0 | 0.0% |
| California | $888 | $108 | 13.8% |
| Colorado | $744 | -$36 | -4.6% |
| Connecticut | $800 | $20 | 2.6% |
| Delaware | $884 | $104 | 13.3% |
| Florida | $974 | $194 | 24.9% |
| Georgia | $720 | -$60 | -7.7% |
| Hawaii | $562 | -$218 | -27.9% |
| Idaho | $530 | -$250 | -32.1% |
| Illinois | $582 | -$198 | -25.4% |
| Indiana | $588 | -$192 | -24.6% |
| Iowa | $528 | -$252 | -32.3% |
| Kansas | $740 | -$40 | -5.1% |
| Kentucky | $1,062 | $282 | 36.2% |
| Louisiana | $1,154 | $374 | 47.9% |
| Maine | $480 | -$300 | -38.5% |
| Maryland | $642 | -$138 | -17.7% |
| Massachusetts | $620 | -$160 | -20.5% |
| Michigan | $1,356 | $576 | 73.8% |
| Minnesota | $652 | -$128 | -16.4% |
| Mississippi | $936 | $156 | 20.0% |
| Missouri | $690 | -$90 | -11.5% |
| Montana | $838 | $58 | 7.4% |
| Nebraska | $614 | -$166 | -21.3% |
| Nevada | $936 | $156 | 20.0% |
| New Hampshire | $562 | -$218 | -27.9% |
| New Jersey | $872 | $92 | 11.8% |
| New Mexico | $688 | -$92 | -11.8% |
| New York | $822 | $42 | 5.4% |
| North Carolina | $448 | -$332 | -42.6% |
| North Dakota | $638 | -$142 | -18.2% |
| Ohio | $540 | -$240 | -30.8% |
| Oklahoma | $800 | $20 | 2.6% |
| Oregon | $716 | -$64 | -8.2% |
| Pennsylvania | $744 | -$36 | -4.6% |
| Rhode Island | $1,040 | $260 | 33.3% |
| South Carolina | $706 | -$74 | -9.5% |
| South Dakota | $658 | -$122 | -15.6% |
| Tennessee | $682 | -$98 | -12.6% |
| Texas | $938 | $158 | 20.3% |
| Utah | $578 | -$202 | -25.9% |
| Vermont | $532 | -$248 | -31.8% |
| Virginia | $468 | -$312 | -40.0% |
| Washington | $600 | -$180 | -23.1% |
| West Virginia | $718 | -$62 | -7.9% |
| Wisconsin | $540 | -$240 | -30.8% |
| Wyoming | $694 | -$86 | -11.0% |
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $166 | $238 | $312 | $826 |
| 2008 Volvo C70 | $158 | $208 | $304 | $780 |
| 2007 Volvo C70 | $156 | $198 | $298 | $762 |
| 2005 Volvo C70 | $138 | $180 | $292 | $720 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Volvo C70 Insurance
Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around every couple of years by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.
Below is a brief review of the material that was raised in the charts and tables above.
- Consumers who want higher levels of liability will pay about $330 every year to go from a 30/60 limit to a 250/500 level
- Teenage drivers are the costliest to insure, as much as $249 each month if comprehensive and collision insurance is included
- Drivers with DUI or reckless driving convictions may pay on average $880 more annually for auto insurance
- Increasing comprehensive and collision deductibles could save as much as $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,984 |
| 20 | $1,758 |
| 30 | $802 |
| 40 | $780 |
| 50 | $714 |
| 60 | $700 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $940 |
| $250 | $868 |
| $500 | $780 |
| $1,000 | $696 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $780 |
| 50/100 | $841 |
| 100/300 | $917 |
| 250/500 | $1,114 |
| 100 CSL | $871 |
| 300 CSL | $1,038 |
| 500 CSL | $1,160 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,226 |
| 20 | $2,798 |
| 30 | $1,684 |
| 40 | $1,662 |
| 50 | $1,584 |
| 60 | $1,568 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $40 |
| Multi-vehicle | $40 |
| Homeowner | $13 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $49 |
| Paid in Full/EFT | $31 |
| Advance Quote | $35 |
| Online Quote | $54 |
| Total Discounts | $312 |
Discounts are estimated and may not be available from every company or in every state.
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