Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average insurance prices for a Volvo C70 are $780 every 12 months including full coverage. Comprehensive insurance costs on average $158 each year, collision costs $208, and liability insurance costs $304. Liability-only coverage costs as little as $346 a year, with high-risk coverage costing $1,662 or more. Teen drivers pay the highest rates at $2,984 a year or more.

Average premium for full coverage: $780

Price estimates by individual coverage:

Comprehensive $158
Collision $208
Liability $304

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and C70 models.

Price Range from Low to High

For a driver around age 40, Volvo C70 insurance prices go from the cheapest price of $346 for your basic liability-only policy to a high rate of $1,662 for a driver required to buy high-risk insurance.

Liability Only $346
Full Coverage $780
High Risk $1,662

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $585
Small Cities $819
Large Cities $1,053

The ranges above highlight why all drivers should compare rates based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Volvo C70 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $468
  • Drivers who choose higher $1,000 deductibles will pay around $84 every year
  • The average price for the average middle-age driver with $500 deductibles is $780
  • Choosing low deductibles for comprehensive and collision insurance costs an extra $160 a year
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $1,662 or more
  • The price to insure a teen driver may cost $2,984 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $468 to $2,984

Auto insurance prices for a Volvo C70 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your C70.

Choosing high deductibles could save up to $250 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $273 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $700 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $2,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $900 to $1,300 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,120 on average in Michigan, New York, and Louisiana.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and quoted prices may be quite different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Volvo C70 Insurance

Getting lower rates on Volvo C70 insurance not only requires being safe and accident-free, but also having a good credit score, being claim-free, and taking advantage of discounts. Set aside time to compare rates at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a review of the data covered above.

  • Drivers who require more liability protection will pay about $330 per year to go from a low limit to a 250/500 level
  • You may be able to save as much as $90 per year simply by quoting online in advance
  • Increasing physical damage deductibles could save as much as $250 each year
  • Youthful drivers are charged the highest prices, possibly costing $249 a month if comprehensive and collision insurance is included

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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