Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance rates for a Volvo C70 are $780 a year for full coverage insurance. Comprehensive insurance costs approximately $158, collision costs $208, and liability coverage costs $304. Liability-only coverage costs as little as $346 a year, with high-risk coverage costing $1,662 or more. Teen drivers receive the highest rates at $2,984 a year or more.

Average premium for full coverage: $780

Rate estimates by individual coverage type:

Comprehensive $158
Collision $208
Liability $304

These estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for different C70 trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as low as $346 for minimum levels of liability insurance to a much higher rate of $1,662 for a high-risk insurance policy.

Liability Only $346
Full Coverage $780
High Risk $1,662

Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

These examples illustrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Volvo C70 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $468
  • Drivers who choose higher $1,000 deductibles will pay $84 each year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $780
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $160 each year
  • High-risk insureds with multiple violations and an at-fault accident could pay around $1,662 or more
  • The cost for full coverage for a teenage driver with full coverage can cost $2,984 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $468 to $2,984

Car insurance rates for a Volvo C70 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may only pay around $700 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $2,900 a year. View Rates by Age

Where you live makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,060 on average in Florida, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing high deductibles could save up to $250 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $273 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $900 to $1,300 extra per year, depending on your age. High-risk driver insurance can cost around 44% to 129% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volvo C70 Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Take the time to comparison shop at least every other year by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following is a brief summary of the car insurance concepts touched on in the above illustrations.

  • Drivers that tend to have accidents or serious violations may pay on average $880 more per year for C70 insurance
  • It is possible to save around $90 per year simply by shopping early and online
  • Increasing deductibles can save around $250 each year
  • Consumers who purchase higher liability limits will pay about $330 annually to go from a minimum limit to 250/500 limits

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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