Volvo C70 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Estimated insurance rates for a Volvo C70 are $762 a year for full coverage. Comprehensive costs on average $156, collision insurance costs $198, and liability insurance is $298. Liability-only coverage costs around $340 a year, and high-risk coverage costs around $1,618. Teen drivers pay the most at up to $2,916 a year.
Average premium for full coverage: $762
Premium estimates by type of coverage:
Prices include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different C70 trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Volvo C70 range from as low as $340 for just the minimum liability insurance to a much higher rate of $1,618 for coverage for higher-risk drivers.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates how location impacts car insurance rates.
These rate differences show why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Volvo C70 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $462
- Raising to $1,000 deductibles will save around $82 a year
- The average rate for a 40-year-old good driver with $500 deductibles is $762
- Choosing more expensive low deductibles will increase the cost to $916
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,618
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $2,916
Insurance prices for a Volvo C70 also have a wide range based on your driving characteristics, the trim level of your C70, and policy deductibles and limits.
An older driver with a clean driving record and high deductibles could pay as little as $700 every 12 months on average, or $58 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay upwards of $2,900 a year. View Rates by Age
Where you choose to live also has a big influence on Volvo C70 insurance rates. A middle-age driver might find prices as low as $500 a year in states like Idaho, Maine, and Iowa, or as much as $1,090 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $690 | -$72 | -9.4% |
| Alaska | $584 | -$178 | -23.4% |
| Arizona | $634 | -$128 | -16.8% |
| Arkansas | $762 | -$0 | 0.0% |
| California | $868 | $106 | 13.9% |
| Colorado | $726 | -$36 | -4.7% |
| Connecticut | $782 | $20 | 2.6% |
| Delaware | $860 | $98 | 12.9% |
| Florida | $950 | $188 | 24.7% |
| Georgia | $706 | -$56 | -7.3% |
| Hawaii | $548 | -$214 | -28.1% |
| Idaho | $516 | -$246 | -32.3% |
| Illinois | $568 | -$194 | -25.5% |
| Indiana | $574 | -$188 | -24.7% |
| Iowa | $516 | -$246 | -32.3% |
| Kansas | $722 | -$40 | -5.2% |
| Kentucky | $1,038 | $276 | 36.2% |
| Louisiana | $1,126 | $364 | 47.8% |
| Maine | $468 | -$294 | -38.6% |
| Maryland | $628 | -$134 | -17.6% |
| Massachusetts | $606 | -$156 | -20.5% |
| Michigan | $1,324 | $562 | 73.8% |
| Minnesota | $638 | -$124 | -16.3% |
| Mississippi | $912 | $150 | 19.7% |
| Missouri | $674 | -$88 | -11.5% |
| Montana | $820 | $58 | 7.6% |
| Nebraska | $598 | -$164 | -21.5% |
| Nevada | $914 | $152 | 19.9% |
| New Hampshire | $550 | -$212 | -27.8% |
| New Jersey | $850 | $88 | 11.5% |
| New Mexico | $674 | -$88 | -11.5% |
| New York | $804 | $42 | 5.5% |
| North Carolina | $438 | -$324 | -42.5% |
| North Dakota | $624 | -$138 | -18.1% |
| Ohio | $528 | -$234 | -30.7% |
| Oklahoma | $782 | $20 | 2.6% |
| Oregon | $698 | -$64 | -8.4% |
| Pennsylvania | $726 | -$36 | -4.7% |
| Rhode Island | $1,016 | $254 | 33.3% |
| South Carolina | $692 | -$70 | -9.2% |
| South Dakota | $644 | -$118 | -15.5% |
| Tennessee | $666 | -$96 | -12.6% |
| Texas | $918 | $156 | 20.5% |
| Utah | $566 | -$196 | -25.7% |
| Vermont | $520 | -$242 | -31.8% |
| Virginia | $458 | -$304 | -39.9% |
| Washington | $588 | -$174 | -22.8% |
| West Virginia | $700 | -$62 | -8.1% |
| Wisconsin | $528 | -$234 | -30.7% |
| Wyoming | $676 | -$86 | -11.3% |
Choosing high deductibles can reduce prices by up to $240 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $268 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at a minimum $900 to $1,300 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 45% to 132% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $162 | $214 | $310 | $796 |
| 2008 Volvo C70 | $156 | $198 | $298 | $762 |
| 2007 Volvo C70 | $142 | $190 | $294 | $736 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Volvo C70 Insurance
Finding better rates on Volvo C70 insurance consists of avoiding accidents and claims, maintaining good credit, not filing small claims, and determing if full coverage is necessary. Spend time shopping around at least once a year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.
The points below are a quick rundown of the primary concepts that were touched on above.
- Drivers can save as much as $90 per year just by shopping early and online
- High-risk drivers with reckless driving or DUI convictions will pay on average $860 more each year to insure a Volvo C70
- Increasing policy deductibles can save around $225 each year
- Drivers under the age of 20 pay the highest prices, as much as $243 per month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,916 |
| 20 | $1,714 |
| 30 | $786 |
| 40 | $762 |
| 50 | $700 |
| 60 | $684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $916 |
| $250 | $846 |
| $500 | $762 |
| $1,000 | $680 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $762 |
| 50/100 | $822 |
| 100/300 | $896 |
| 250/500 | $1,090 |
| 100 CSL | $851 |
| 300 CSL | $1,015 |
| 500 CSL | $1,135 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,124 |
| 20 | $2,724 |
| 30 | $1,642 |
| 40 | $1,618 |
| 50 | $1,546 |
| 60 | $1,528 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $39 |
| Homeowner | $12 |
| 5-yr Accident Free | $48 |
| 5-yr Claim Free | $47 |
| Paid in Full/EFT | $29 |
| Advance Quote | $34 |
| Online Quote | $52 |
| Total Discounts | $300 |
Discounts are estimated and may not be available from every company or in every state.
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