Volvo C70 Insurance Rates

The average insurance rates for a Volvo C70 are $762 a year for full coverage insurance. Comprehensive costs an estimated $156, collision insurance costs $198, and liability is estimated at $298. Liability-only insurance costs approximately $340 a year, and high-risk driver insurance costs around $1,618. 16-year-old drivers cost the most to insure at up to $2,916 a year.

Average premium for full coverage: $762

Policy rates broken down by type of insurance:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all C70 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than congested cities. The example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why everyone should get quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Volvo C70 insurance rates for other coverage scenarios.

• The best full coverage rate is $462
• Choosing higher $1,000 deductibles can save approximately $82 each year
• The average rate for a good driver age 40 who has $500 deductibles is $762
• Buying pricier low deductibles for comp and collision coverage will increase the cost to $916
• Higher-risk drivers with multiple tickets or accidents could pay up to $1,618
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost as much as $2,916 each year

View Chart as Image

Auto insurance rates for a Volvo C70 also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $700 annually on average, or $58 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $2,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Volvo C70 insurance prices. A good driver about age 40 could pay as low as $500 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,030 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $240 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $268 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $900 to $1,300 in extra premium every year, depending on your age. Volvo C70 insurance for high-risk drivers ranges from 45% to 132% more than the average rate. View High Risk Driver Rates

How to Find Cheap Volvo C70 Insurance

Finding cheaper rates on insurance for a Volvo C70 takes being a low-risk driver, having good credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates every couple of years by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a brief summary of the material that was covered in the above illustrations.

• Insureds who want more liability coverage will pay around $330 annually to raise limits from a 30/60 limit to 250/500 limits
• Teen drivers are the costliest to insure, possibly costing $243 each month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $860 more annually to insure their C70
• Increasing comprehensive and collision deductibles can save around $225 each year