Volvo C70 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 3, 2023
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Average auto insurance rates for a Volvo C70 are $762 annually for full coverage insurance. Comprehensive insurance costs on average $156 a year, collision costs $198, and liability insurance is $298. Buying just liability costs around $340 a year, with insurance for high-risk drivers costing $1,618 or more. Teen drivers receive the highest rates at $2,916 a year or more.
Average premium for full coverage: $762
Rate estimates by individual coverage type:
Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and C70 trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as cheap as $340 for the bare minimum liability coverage to a high of $1,618 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have fewer physical damage claims than larger metro areas.
The diagram below illustrates how where you live affects car insurance rates.
These examples illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Volvo C70 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $462
- Raising to $1,000 deductibles will save around $680 each year
- The estimated rate for a 40-year-old driver with $500 deductibles is $762
- Choosing low $100 deductibles costs an additional $154 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,618 or more
- The cost with full coverage for a teen driver may cost $2,916
Auto insurance rates for a Volvo C70 can also vary considerably based on the trim level of your C70, your risk profile, and policy deductibles and limits.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $700 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $2,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $900 to $1,300 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $240 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $268 extra every year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Volvo C70 insurance rates. A middle-age driver might find rates as low as $500 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,030 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $690 | -$72 | -9.4% |
| Alaska | $584 | -$178 | -23.4% |
| Arizona | $634 | -$128 | -16.8% |
| Arkansas | $762 | -$0 | 0.0% |
| California | $868 | $106 | 13.9% |
| Colorado | $726 | -$36 | -4.7% |
| Connecticut | $782 | $20 | 2.6% |
| Delaware | $860 | $98 | 12.9% |
| Florida | $950 | $188 | 24.7% |
| Georgia | $706 | -$56 | -7.3% |
| Hawaii | $548 | -$214 | -28.1% |
| Idaho | $516 | -$246 | -32.3% |
| Illinois | $568 | -$194 | -25.5% |
| Indiana | $574 | -$188 | -24.7% |
| Iowa | $516 | -$246 | -32.3% |
| Kansas | $722 | -$40 | -5.2% |
| Kentucky | $1,038 | $276 | 36.2% |
| Louisiana | $1,126 | $364 | 47.8% |
| Maine | $468 | -$294 | -38.6% |
| Maryland | $628 | -$134 | -17.6% |
| Massachusetts | $606 | -$156 | -20.5% |
| Michigan | $1,324 | $562 | 73.8% |
| Minnesota | $638 | -$124 | -16.3% |
| Mississippi | $912 | $150 | 19.7% |
| Missouri | $674 | -$88 | -11.5% |
| Montana | $820 | $58 | 7.6% |
| Nebraska | $598 | -$164 | -21.5% |
| Nevada | $914 | $152 | 19.9% |
| New Hampshire | $550 | -$212 | -27.8% |
| New Jersey | $850 | $88 | 11.5% |
| New Mexico | $674 | -$88 | -11.5% |
| New York | $804 | $42 | 5.5% |
| North Carolina | $438 | -$324 | -42.5% |
| North Dakota | $624 | -$138 | -18.1% |
| Ohio | $528 | -$234 | -30.7% |
| Oklahoma | $782 | $20 | 2.6% |
| Oregon | $698 | -$64 | -8.4% |
| Pennsylvania | $726 | -$36 | -4.7% |
| Rhode Island | $1,016 | $254 | 33.3% |
| South Carolina | $692 | -$70 | -9.2% |
| South Dakota | $644 | -$118 | -15.5% |
| Tennessee | $666 | -$96 | -12.6% |
| Texas | $918 | $156 | 20.5% |
| Utah | $566 | -$196 | -25.7% |
| Vermont | $520 | -$242 | -31.8% |
| Virginia | $458 | -$304 | -39.9% |
| Washington | $588 | -$174 | -22.8% |
| West Virginia | $700 | -$62 | -8.1% |
| Wisconsin | $528 | -$234 | -30.7% |
| Wyoming | $676 | -$86 | -11.3% |
With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $162 | $214 | $310 | $796 |
| 2008 Volvo C70 | $156 | $198 | $298 | $762 |
| 2007 Volvo C70 | $142 | $190 | $294 | $736 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Volvo C70 Insurance
Saving money on Volvo C70 insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop once a year by quoting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The list below is a quick review of the data that was touched on in the above illustrations.
- It is possible to save as much as $90 per year simply by quoting early and online
- Drivers who require higher liability limits will pay about $330 annually to raise from a minimum limit to higher 250/500 limits
- Teenagers are charged the highest rates, costing up to $243 per month if full coverage is included
- High-risk drivers with a DUI or reckless driving violation may pay on average $860 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,916 |
| 20 | $1,714 |
| 30 | $786 |
| 40 | $762 |
| 50 | $700 |
| 60 | $684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $916 |
| $250 | $846 |
| $500 | $762 |
| $1,000 | $680 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $762 |
| 50/100 | $822 |
| 100/300 | $896 |
| 250/500 | $1,090 |
| 100 CSL | $851 |
| 300 CSL | $1,015 |
| 500 CSL | $1,135 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,124 |
| 20 | $2,724 |
| 30 | $1,642 |
| 40 | $1,618 |
| 50 | $1,546 |
| 60 | $1,528 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $39 |
| Homeowner | $12 |
| 5-yr Accident Free | $48 |
| 5-yr Claim Free | $47 |
| Paid in Full/EFT | $29 |
| Advance Quote | $34 |
| Online Quote | $52 |
| Total Discounts | $300 |
Discounts are estimated and may not be available from every company or in every state.
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