Volvo C70 Insurance Rates

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Cheapest 2005 Volvo XC70 Insurance Rates in 2025

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UPDATED: Jun 3, 2023

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Average auto insurance rates for a Volvo C70 are $780 annually including full coverage. Comprehensive costs an estimated $158, collision costs $208, and liability coverage costs $304. A liability-only policy costs as little as $346 a year, with high-risk insurance costing around $1,662. Teen drivers receive the highest rates at $2,984 a year or more.

Average premium for full coverage: $780

Rate estimates broken down by individual coverage type:

Comprehensive $158
Collision $208
Liability $304

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different C70 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as cheap as $346 for your basic liability-only policy to a much higher rate of $1,662 for a driver who requires high-risk insurance.

Liability Only $346
Full Coverage $780
High Risk $1,662

Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates how location helps determine insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

These examples highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Volvo C70 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $468
  • Drivers who choose higher $1,000 deductibles will pay approximately $84 every year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $780
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost $940
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $1,662 or more
  • The cost with full coverage for a teenage driver with full coverage can cost as much as $2,984 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance rates range from $468 to $2,984

Insurance rates for a Volvo C70 can also vary considerably based on the trim level of your C70, your driving characteristics, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may only pay around $700 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $2,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $900 to $1,300 extra per year, depending on your age. High-risk driver insurance can cost around 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $250 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $273 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,120 on average in Louisiana, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different between companies.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Volvo C70 Insurance

Saving money on auto insurance not only requires being a good driver, but also having a good credit history, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every other renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following list is a condensed summary of the concepts that were covered in the charts and tables above.

  • Drivers with multiple at-fault accidents could be forced to pay on average $880 more annually than a safer driver
  • Drivers age 16 to 20 are charged the highest rates, as much as $249 per month including comprehensive and collision insurance
  • You may be able to save approximately $90 per year simply by shopping early and online
  • Increasing deductibles could save up to $250 each year
  • You may be able to save approximately $90 per year simply by shopping early and online

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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