Volvo C70 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Estimated insurance rates for a Volvo C70 are $762 a year including full coverage. Comprehensive costs on average $156 each year, collision costs $198, and liability is $298. Liability-only coverage costs around $340 a year, with high-risk coverage costing around $1,618. Teenage drivers pay the most at $2,916 a year or more.
Average premium for full coverage: $762
Premium estimates by type of coverage:
Full coverage includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and C70 models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Volvo C70 go from the low end price of $340 for just the minimum liability insurance to a high rate of $1,618 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.
The graphic below illustrates how rural and urban location affects car insurance rates.
These rate differences highlight why all drivers should compare rates quotes based on a specific location, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Volvo C70 insurance rates for different risk profiles and scenarios.
- The best discount rate is $462
- Raising to $1,000 deductibles will save around $82 every year
- The estimated price for a 40-year-old good driver with $500 deductibles is $762
- Using low deductibles bumps up the cost to $916
- Drivers who are prone to accidents and violations could pay upwards of $1,618 or more
- An auto insurance policy that insures a 16-year-old driver may cost $2,916
Insurance prices for a Volvo C70 also have a wide range based on the trim level and model year, your driving record and age, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are likely paying at a minimum $900 to $1,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 45% to 132% more than a normal policy. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $700 every 12 months on average, or $58 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $2,900 a year. View Rates by Age
Where you choose to live also has a big influence on Volvo C70 insurance prices. A middle-age driver might find prices as low as $590 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,090 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $690 | -$72 | -9.4% |
| Alaska | $584 | -$178 | -23.4% |
| Arizona | $634 | -$128 | -16.8% |
| Arkansas | $762 | -$0 | 0.0% |
| California | $868 | $106 | 13.9% |
| Colorado | $726 | -$36 | -4.7% |
| Connecticut | $782 | $20 | 2.6% |
| Delaware | $860 | $98 | 12.9% |
| Florida | $950 | $188 | 24.7% |
| Georgia | $706 | -$56 | -7.3% |
| Hawaii | $548 | -$214 | -28.1% |
| Idaho | $516 | -$246 | -32.3% |
| Illinois | $568 | -$194 | -25.5% |
| Indiana | $574 | -$188 | -24.7% |
| Iowa | $516 | -$246 | -32.3% |
| Kansas | $722 | -$40 | -5.2% |
| Kentucky | $1,038 | $276 | 36.2% |
| Louisiana | $1,126 | $364 | 47.8% |
| Maine | $468 | -$294 | -38.6% |
| Maryland | $628 | -$134 | -17.6% |
| Massachusetts | $606 | -$156 | -20.5% |
| Michigan | $1,324 | $562 | 73.8% |
| Minnesota | $638 | -$124 | -16.3% |
| Mississippi | $912 | $150 | 19.7% |
| Missouri | $674 | -$88 | -11.5% |
| Montana | $820 | $58 | 7.6% |
| Nebraska | $598 | -$164 | -21.5% |
| Nevada | $914 | $152 | 19.9% |
| New Hampshire | $550 | -$212 | -27.8% |
| New Jersey | $850 | $88 | 11.5% |
| New Mexico | $674 | -$88 | -11.5% |
| New York | $804 | $42 | 5.5% |
| North Carolina | $438 | -$324 | -42.5% |
| North Dakota | $624 | -$138 | -18.1% |
| Ohio | $528 | -$234 | -30.7% |
| Oklahoma | $782 | $20 | 2.6% |
| Oregon | $698 | -$64 | -8.4% |
| Pennsylvania | $726 | -$36 | -4.7% |
| Rhode Island | $1,016 | $254 | 33.3% |
| South Carolina | $692 | -$70 | -9.2% |
| South Dakota | $644 | -$118 | -15.5% |
| Tennessee | $666 | -$96 | -12.6% |
| Texas | $918 | $156 | 20.5% |
| Utah | $566 | -$196 | -25.7% |
| Vermont | $520 | -$242 | -31.8% |
| Virginia | $458 | -$304 | -39.9% |
| Washington | $588 | -$174 | -22.8% |
| West Virginia | $700 | -$62 | -8.1% |
| Wisconsin | $528 | -$234 | -30.7% |
| Wyoming | $676 | -$86 | -11.3% |
Using high physical damage deductibles can reduce prices by up to $240 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $268 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $162 | $214 | $310 | $796 |
| 2008 Volvo C70 | $156 | $198 | $298 | $762 |
| 2007 Volvo C70 | $142 | $190 | $294 | $736 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Volvo C70 Insurance
Finding better rates on insurance for a Volvo C70 consists of being a safe and courteous driver, having above-average credit, refrain from filing small claims, and bundling your home and auto policies. Compare prices at every other renewal by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.
Below is a summary of the concepts that were raised in the charts and tables above.
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $860 more each year for auto insurance
- Teenage drivers pay the highest prices, with the cost nearing $243 per month if full coverage is included
- You may be able to save as much as $90 per year simply by quoting online in advance
- Increasing policy deductibles can save approximately $225 each year
- You may be able to save as much as $90 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,916 |
| 20 | $1,714 |
| 30 | $786 |
| 40 | $762 |
| 50 | $700 |
| 60 | $684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $916 |
| $250 | $846 |
| $500 | $762 |
| $1,000 | $680 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $762 |
| 50/100 | $822 |
| 100/300 | $896 |
| 250/500 | $1,090 |
| 100 CSL | $851 |
| 300 CSL | $1,015 |
| 500 CSL | $1,135 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,124 |
| 20 | $2,724 |
| 30 | $1,642 |
| 40 | $1,618 |
| 50 | $1,546 |
| 60 | $1,528 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $39 |
| Homeowner | $12 |
| 5-yr Accident Free | $48 |
| 5-yr Claim Free | $47 |
| Paid in Full/EFT | $29 |
| Advance Quote | $34 |
| Online Quote | $52 |
| Total Discounts | $300 |
Discounts are estimated and may not be available from every company or in every state.
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