Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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The average insurance prices for a Volvo C70 are $762 every 12 months including full coverage. Comprehensive costs on average $156, collision insurance costs $198, and liability insurance is estimated at $298. Buying just liability costs approximately $340 a year, and insurance for high-risk drivers costs around $1,618. Teen drivers cost the most to insure at up to $2,916 a year.

Average premium for full coverage: $762

Policy rates by type of insurance:

Comprehensive $156
Collision $198
Liability $298

Rates are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all C70 models.

Price Range Variability

For an average driver, Volvo C70 insurance rates range from the cheapest price of $340 for basic liability insurance to the much higher price of $1,618 for a driver who has had serious violations or accidents.

Liability Only $340
Full Coverage $762
High Risk $1,618

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

The examples above highlight why everyone should get quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Volvo C70 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $462
  • Choosing higher $1,000 deductibles can save around $82 every year
  • The average price for a good driver age 40 with $500 deductibles is $762
  • Choosing pricier low deductibles for comp and collision coverage increases the price to $916
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $1,618
  • Policy cost to insure a teen driver for full coverage may cost $2,916 each year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $462 to $2,916 for full coverage

Insurance rates for a Volvo C70 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your C70.

Choosing high deductibles can save as much as $240 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $268 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $700 annually on average, or $58 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $2,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $900 to $1,300 extra every year, depending on your age. Volvo C70 insurance for high-risk drivers ranges anywhere from 45% to 132% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Volvo C70 insurance rates. A good driver about age 40 could pay as low as $590 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,090 on average in Michigan, New York, and Louisiana.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city
Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Volvo C70 Insurance

Finding cheaper rates on Volvo C70 insurance takes having a good driving record, having good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Take the time to compare rates every other policy renewal by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a quick review of the ideas that were covered in the above illustrations.

  • Drivers age 20 and younger pay the highest rates, with premiums being up to $243 each month if they have full coverage
  • High-risk drivers with a DUI or reckless driving violation may pay on average $860 more each year to buy Volvo C70 insurance
  • Increasing comprehensive and collision deductibles could save as much as $225 each year
  • You may be able to save as much as $90 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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