Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average insurance prices for a Volvo C70 are $780 every 12 months including full coverage. Comprehensive insurance costs an estimated $158 a year, collision costs $208, and liability is estimated at $304. Liability-only insurance costs approximately $346 a year, with high-risk driver insurance costing $1,662 or more. Teenage drivers pay the highest rates at $2,984 a year or more.

Average premium for full coverage: $780

Price estimates broken down by individual coverage:

Comprehensive $158
Collision $208
Liability $304

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and C70 trim levels.

Price Range from Low to High

For a driver around age 40, Volvo C70 insurance prices go from the cheapest price of $346 for a discount liability-only rate to a high of $1,662 for a driver who has had serious violations or accidents.

Liability Only $346
Full Coverage $780
High Risk $1,662

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

The ranges above highlight why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Volvo C70 insurance rates for other coverage scenarios.

  • The best discount rate is $468
  • Choosing higher $1,000 deductibles can save approximately $696 every year
  • The average price for the average middle-age driver who has $500 deductibles is $780
  • Using low $100 deductibles for comp and collision coverage costs an extra $160 annually
  • Higher-risk drivers who are prone to accidents and violations could pay up to $1,662 or more
  • The price to insure a 16-year-old driver can cost as much as $2,984 each year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $468 to $2,984

Car insurance prices for a Volvo C70 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $250 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $273 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $700 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $2,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $900 to $1,300 extra each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 129% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Volvo C70 insurance prices. A good driver about age 40 could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,120 on average in Louisiana, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes from multiple companies. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Volvo C70 Insurance

Getting lower rates on insurance for a Volvo C70 takes being safe and accident-free, maintaining a good credit score, being claim-free, and not having any coverage lapses. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a recap of the ideas that were covered above.

  • Youthful drivers have the highest car insurance prices, possibly costing $249 a month if the policy includes full coverage
  • Drivers considered higher risk that have major violations or accidents may have to pay on average $880 more annually than a low-risk driver
  • Increasing physical damage deductibles could save as much as $250 each year
  • You may be able to save approximately $90 per year simply by quoting early and online

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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