Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance prices for a Volvo C70 are $762 every 12 months for full coverage. Comprehensive costs around $156 a year, collision costs $198, and liability insurance is $298. Buying just liability costs around $340 a year, with insurance for high-risk drivers costing around $1,618. Teen drivers receive the highest rates at $2,916 a year or more.

Average premium for full coverage: $762

Rate estimates for individual coverage type:

Comprehensive $156
Collision $198
Liability $298

Rate estimates include $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and C70 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the cheapest price of $340 for liability-only coverage to a high of $1,618 for a driver that may need high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These examples show why it is important to compare rates quotes for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Volvo C70 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $462
  • Raising to $1,000 deductibles will save about $680 a year
  • The average price for a 40-year-old driver using $500 deductibles is $762
  • Choosing low $100 deductibles increases the price to $916
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $1,618 or more
  • The cost to insure a teen driver can be $2,916

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance rates range from $462 to $2,916

Auto insurance rates for a Volvo C70 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing high deductibles can reduce rates by up to $240 each year, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $268 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $700 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay as much as $2,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $900 to $1,300 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 132% more than average. View High Risk Driver Rates

Where you live also has a big influence on Volvo C70 insurance rates. A middle-age driver might find rates as low as $500 a year in states like Idaho, Maine, and Iowa, or as much as $1,090 on average in Michigan, Louisiana, and New York.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

With so much variability in rates, the only way to know your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Volvo C70 Insurance

Saving money on Volvo C70 insurance consists of not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and maximizing policy discounts. Invest time comparing rates once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief recap of the data that was covered in the charts and tables above.

  • Drivers can save up to $90 per year simply by quoting early and online
  • Drivers who may need higher liability limits will pay about $330 each year to raise from a minimum limit to a 250/500 level
  • Teens are expensive to insure, costing as high as $243 per month if comprehensive and collision insurance is included
  • High-risk drivers who tend to receive serious violations may pay on average $860 more every year for C70 insurance

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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