Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Estimated insurance rates for a Volvo C70 are $762 a year including full coverage. Comprehensive costs around $156 each year, collision insurance costs $198, and liability insurance costs around $298. A liability-only policy costs as low as $340 a year, and high-risk insurance costs around $1,618. Teens pay the most at up to $2,916 a year.

Average premium for full coverage: $762

Premium estimates for type of coverage:

Comprehensive $156
Collision $198
Liability $298

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and C70 models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volvo C70 range from the low end price of $340 for basic liability insurance to a high rate of $1,618 for a driver who requires high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These rate differences highlight why all drivers should compare prices for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

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Rate Comparisons

The chart below breaks down average Volvo C70 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $462
  • Using higher $1,000 deductibles will save about $82 every year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $762
  • Selecting low deductibles for physical damage coverage bumps up the cost to $916
  • Drivers with serious driving violations could pay at least $1,618
  • An auto insurance policy that insures a teen driver can be $2,916 or more

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $462 to $2,916 for full coverage

Auto insurance prices for a Volvo C70 also have a wide range based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $900 to $1,300 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $700 a year, or $58 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $2,900 a year. View Rates by Age

Where you choose to live has a huge impact on Volvo C70 insurance rates. A driver around age 40 might see prices as low as $590 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,090 on average in Michigan, New York, and Louisiana.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $240 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $268 extra every year. View Rates by Deductible or Liability Limit

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volvo C70 Insurance

Finding better rates on Volvo C70 insurance requires being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and possibly raising deductibles. Compare rates at every other renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a brief review of the concepts that were touched on above.

  • High-risk drivers with DUI or reckless driving convictions may have to pay on average $860 more every year to insure their C70
  • Teen drivers are expensive to insure, with the cost nearing $243 per month if the policy includes full coverage
  • You may be able to save up to $90 per year just by quoting online in advance
  • Increasing policy deductibles can save approximately $225 each year
  • You may be able to save up to $90 per year just by quoting online in advance

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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