Volvo C70 Insurance Rates

The average auto insurance rates for a Volvo C70 are $780 annually including full coverage. Comprehensive costs approximately $158 each year, collision insurance costs $208, and liability coverage costs $304. A liability-only policy costs as little as $346 a year, and high-risk insurance costs around $1,662. Teenage drivers cost the most to insure at up to $2,984 a year.

Average premium for full coverage: $780

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and C70 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Volvo C70 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $468
• Drivers who choose higher $1,000 deductibles will pay $84 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $780
• Using low deductibles for comprehensive and collision insurance will cost $940
• High-risk insureds who are prone to accidents and violations could pay around $1,662
• Policy cost with full coverage for a teenage driver can cost $2,984 a year

View Chart as Image

Car insurance rates for a Volvo C70 also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $700 per year on average, or $58 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $2,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $900 to $1,300 extra every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $250 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $273 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,120 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Cheap Volvo C70 Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Take the time to compare rates at least every other year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the car insurance concepts covered in the above illustrations.

• Drivers that tend to have accidents or serious violations may have to pay on average $880 more per year to insure a Volvo C70
• You may be able to save around $90 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Consumers who purchase increased liability limits will pay an extra $330 per year to go from a 30/60 limit to higher 250/500 limits